It's official. You've been grounded for a few weeks and are being forced to stay in your home, which can feel like solitary confinement. Mama Corona did not come here to play with you!
While you've been prescribed to socially distance yourself, the isolation can leave you feeling idle and anxious with concerns around the impact this will have on the economy, your job security, or your business. Times like this can feel like punishment, bringing up those same fears, frustrations, and feelings of being "bad", but this time with money, leaving you uncertain about your financial future.
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Many people think worries about money are just a "broke" person's problem, but SPOILER ALERT, they're not. The truth is, even HIGH EARNERS can still have a TON of fear around money. It's the equivalent of hearing someone cough around you during this pandemic--the kind of fear that makes your body tense up and makes you question why your throat or stomach is hurting all of a sudden or why you aren't feeling well.
As a Money Mindset + Business Coach, I am here to help you replace panic with peace, and turn your fears into financial favor. Here are 7 steps to get started:
1. Get grounded (in a good way).
First, take inventory of your bills. If you are concerned about the months to come, figure out what is a necessity versus a luxury. If you have the money, pay your bills. If you're experiencing financial hardship, take action.
Call the creditors and see if you can receive a 60-day suspension of payments or interest.
This may apply to mortgages, rent, cable, electric, student loans, etc. While the debts won't necessarily be forgiven, it will provide you an opportunity to get on solid ground. Connect with nature, take social media breaks when needed, and make sure you are still connecting with others and not isolating yourself during social distancing.
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2. Get out of your own head (and into your body).
With gyms shutting down across the country, your usual workout routine may not be available. Get creative with home workouts or take them outside for some fresh air and sunshine. You can find plenty of free workouts online or support your fitness friends that have taken their businesses online.
The endorphins will help you find a sense of peace in the midst of chaos, helping you to make better, more informed decisions. Make a habit of this, and if you find yourself overextended financially once the panic over coronavirus subsides, you can cancel your gym membership and pay yourself instead.
3. Shift your mindset.
Balance is key. Enjoying experiences and guilty pleasures are necessary as life is meant to be enjoyed. When you're feeling financial uncertainty, shift your mindset from CONSUMERISM to OWNERSHIP. Your emotions and boredom can get the best of you during this time which will only make you feel more financially strapped. With the way Amazon Prime is so conveniently set up, you may find yourself spending unnecessarily.
Rather than letting boredom take all your dollars that you won't see again, get in on the greatest sales of the year by making purchases that will actually provide you a return on your investment.
Just because you can't fly right now doesn't mean you can't buy and hold a piece of your favorite airlines. Those stocks might just bring you back some "free flights" in the future. Cryptocurrency and stocks are having their biggest sales in a long time right now. Plant a few seeds that will potentially help you rebound or pivot in the months and years to come.
4. Go digital.
Create or take your side hustle or business digital. And no, I'm not talking about unethical business practices like hoarding 17,000 bottles of hand sanitizer and getting banned from selling them online during a global pandemic. I'm talking about a business that feels like it's made for you because it is. Do you think it's a coincidence you've been forced to sit and slow down? It's times like this when you have more time to find and develop your purpose.
Take this time to assess your aptitude (innate gifts) and learned skill sets to monetize your talents. The world has been changing right before your eyes, and if you've been distracted by life, it's providing you with an opportunity. Will you take it?
5. Adapt.
Remember your ex, Blockbuster? It can be hard to recall when you found the current love of your life, Netflix. When Blockbuster didn't adapt, refused to do his inner work to heal and get with the times, he became a thing of the past and just didn't do it for you anymore as you evolved. This rings true more than ever today as society and technology continue to evolve. Some of the most lucrative and disruptive ideas were born from the last recession.
It is during these times it pays to be more receptive than ever to new money strategies and understand that through change comes opportunity.
Need an example of how to adapt? If you've been driving Lyft or Uber and this income stream has left you financially stressed, adapt to the current environment and consider food or grocery delivery (i.e., UberEats and Instacart, respectively).
6. Financial wellness is not determined by your bank balance.
This may sound counterintuitive. However, how much money you make or have does not determine your financial health. While being cash strapped can create anxiety, financial wellness is how you feel about your current financial situation. True abundance is being grateful and at peace no matter where you are. As we navigate through the unknowns in the wilderness of the coronavirus and the economic impact, focus on financial peace and balance. There are a lot of people whose identity is tied to money, who have lots of it, and they are being challenged to figure out what's really important.
Image via Giphy
7. Own your money mindset. Don't let it own you.
What does this mean exactly? It means to gain clarity and take hold of the way you think and behave when it comes to your money. Oftentimes our beliefs around money and scarcity mindset run deep, connected to our childhoods. If you've never healed your relationship with money, it's a great time to invest in doing so. The fear, anxiety, and avoidance around money that has you stuck in cycles of shame and guilt aren't even yours and it's time to unpack that.
A truly abundant mindset is being grateful with what you currently have no matter where you are in your journey to financial wellness, even during a quarantine.
Staying grounded and connected especially during these chaotic times will help you shift from fearful to favored, like scoring the last pack of toilet paper. Don't you agree?
Did you know that xoNecole has a podcast? Subscribe on Apple Podcasts or Spotify to join us for weekly convos over cocktails (without the early morning hangover.)
Featured image by Shutterstock
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Your November 2025 Monthly Horoscopes: An Overview
The passion is high this month, as we have Mars moving into Sagittarius on November 4 and remaining there until December 15. Mars in Sagittarius is adventurous, forthcoming, and empowered. This is the perfect energy we need to get through the month's retrogrades, as Mars will guide us towards what is the highest good. The following day, we have a Supermoon in Taurus, and love comes full circle. A Supermoon in Taurus is all about gaining clarity within financial matters and relationship developments. This Supermoon brings an awareness of what you need to feel more secure, grounded, and safe in the present moment.
Venus, the planet of love, enters Scorpio on November 6 until the end of the month, and Venus in Scorpio is powerful. This brings an intensity to love, but it is also a good time for intimacy, commitment, and getting some more alone time with a partner. Uranus Retrograde moves into Taurus on November 7 and will be Retrograde here until February 3, 2026. Uranus, during this time, will provide more revelations into matters you have been looking to stabilize and find your ground in since 2018. This transit gives a final opportunity to regenerate new ideas, efforts, and intentions.
The final Mercury retrograde of the year occurs this month, and it begins in Sagittarius on November 9, moves into Scorpio on November 18, and goes direct on November 29.
While in Sagittarius, Mercury retrograde asks to be more patient with travel plans, new adventures, and communicating before you have all of the facts. While in Scorpio, Mercury retrograde will highlight what transformations are needed within relationship dynamics, and what path forward will help you gain your empowerment and inner clarity here. Jupiter also goes retrograde this month and will be retrograde in Cancer until March 10, 2026. Jupiter retrograde in Cancer brings emotions to the surface, and everything can seem a little more overwhelming than it actually is in this energy.
Overall, this transit occurs to guide you through new emotional regulation tools and show you what dreams can come true when you take some time to reflect.
The New Moon of the month occurs on November 20 in Scorpio, and this is a New Moon of manifestation. This New Moon provides the new beginning you have been looking for, and something is inspiring about what presents itself during this time. The following day, the Sun moves into Sagittarius, and Sagittarius Season officially begins. Sag Season is the upliftment we need after a month of closure, clarity, and transformation, and there is a lot to look forward to as we end the month. On November 27, Saturn goes direct in Pisces after being retrograde since July, and with this powerful force now direct, what you have been building and rebuilding through the heart since 2023 comes to fruition in a more grounded and long-term way.
Overall, November is a big game-changer, and what is being brought to the surface is changing things for time to come.
Read for your sun and rising sign below to see what November 2025 has in store for you.
Your November 2025 Monthly Horoscopes For Every Zodiac Sign
ARIES
AriesKyra Jay for xoNecoleThis month is about finding your balance, Aries. A lot of things are in motion for you right now, but you may not be seeing eye to eye with some of the people around you in the midst of it all. Your guidance for the month is to choose your battles wisely and to think more about what will benefit you long-term. Mars enters your 9th house of adventure this month, and you are feeling fierce, inspired, and ready.
The Mercury retrograde of the month inspires you to open your mind to what else is possible for you in life, and gives you the clarity needed to make the necessary changes to be in the place you want to be. Before the month ends, we have a New Moon in your 8th house of rebirth, signifying the deep changes you are moving through this month.
As November closes out, remember to set your intentions for where you want to feel the passion, commitment, and depth in your world, and what ideas or perceptions you may need to let go of to see your own truth a little clearer.
TAURUS
TaurusKyra Jay for xoNecoleNovember is all about taking more time for yourself, Taurus. You are in a contemplative mood this month and are seeking more alone time for healing, clarity, and emotional rejuvenation. This month, we have a Supermoon in Taurus on November 5, and this Supermoon is bringing your goals, intentions, and path ahead to the surface. This is the time to let go of what doesn’t resonate with your soul and to pay attention to your inner guidance system and the signs you are receiving in your life right now.
Venus moves into your 7th house of love this month, and love is here for you to thrive and grow in.
Relationship matters feel more promising in this energy, and you are a magnet for love, reciprocity, and romance. Uranus retrograde also moves back into your sign on November 7 for its final transit through Taurus. Until February of next year, you will be reevaluating plans and intentions, and learning more about yourself and what you need to feel both inspired and grounded in life.
With a lot of energy in your 1st house of self and 7th house of love, November is all about finding the balance between what you need and what your relationships are asking of you.
GEMINI
GeminiKyra Jay for xoNecoleNovember is a month of growth, Gemini. You enter the month with the Sun, Mercury, and Mars in your relationship zone, and you are motivated to connect, move forward, and own what you need in love. This is a beautiful month of being met with the love you are giving out, and feeling like you are supported in life. Your wisdom is growing, your inner clarity is shining, and there is something beautiful about the space you find yourself in this month.
Uranus retrograde enters your house of closure on November 7, moving out of your sign and giving you a chance at healing. This is your opportunity to close the door to a chapter in your life that felt more restrictive than freeing, and to develop the insight needed to move on from negative energy for good. Your ruling planet, Mercury, also goes retrograde this month, and will be guiding your heart towards what people, relationships, and experiences light up your life and make you feel loved and seen.
Overall, November is a big month for owning the wisdom you have found in life and in love.
CANCER
CancerKyra Jay for xoNecoleThis month is about trusting your instincts and listening to the guidance of your soul, Cancer. You are naturally a very intuitive being, and November is requiring you to use this strength for your benefit. As you enter the month, there is a Supermoon in your 11th house of friendship, community, and dreams, and manifestations appear that you have been looking forward to.
The patience you’ve had in your life shows fruition for you now, and you are recognizing that you’ve had the right idea all along.
Jupiter, the planet of good luck and expansion, entered your sign earlier this year and goes retrograde this month from November 11 until March 2026. What this means for you and your life is that you will be discovering spiritual guidance in new, unexpected places. You may feel like life moves a little more slowly under this energy, but this is needed in order for you to truly understand where an expansion and new perspective are needed in your world.
Before the month ends, there is a New Moon in a fellow water sign, and your heart gets a chance at a new beginning.
LEO
LeoKyra Jay for xoNecoleNovember is a month of progress, Leo. You are thinking a lot about the future right now and what’s ahead of you, and are making the necessary plans to bring your dreams to fruition. With a Supermoon in your 10th house of career, goals, and reputation as you begin the month, you are really showing up and allowing yourself to be met with success. You are inspired by what is possible for you in life in November and are making the efforts necessary to meet your goals halfway.
Mid-month, Jupiter goes retrograde in Cancer, and what this means for you is a need to take a step back and focus on your healing. When Jupiter entered Cancer earlier this year, you saw a lot of the gifts that have come from closure and emotional renewal, and with this planet now retrograde, you are getting more into the nitty-gritty of healing and what tough decisions you may need to make to do so.
On November 20, we have a New Moon in your 4th house of family and foundations, and you are getting the opportunity to rebuild, connect with loved ones, and feel more secure in the present moment.
VIRGO
VirgoKyra Jay for xoNecoleThis month is all about finding your balance between moving forward when you feel ready to and taking the necessary time to plan your next steps ahead, Virgo. With a Supermoon in a fellow earth sign to begin the month, there is a lot to look forward to right now, and you are feeling inspired by what is presenting itself. You are moving through November with confidence and conviction, and your eyes are opening to what spaces you want to be in and what people you want to meet along the way.
Your ruling planet, Mercury, goes retrograde this month, and it’s all about taking time within communication matters and new developments in the home.
Ask yourself what stability, safety, and clarity mean to you right now, and be prepared to let go and create the necessary space in your life to receive that. At the end of the month, we have a New Moon in your 3rd house of communication, and this New Moon highlights your communication strengths and interests, and also brings some new people and experiences into your life.
Overall, although we have a lot of retrogrades this month, you are not letting them stop you and are overcoming and moving forward in November.
LIBRA
LibraKyra Jay for xoNecoleNovember is your month of abundance, Libra. Venus, your ruling planet, is in your 2nd house of income, values, and self-worth, and you are owning who you are, what you bring to the table, and what you deserve in your life. This is a month of seeing your intentions come to fruition, and progress is made regarding your finances and the plans you have set for yourself here this year. This is your month of owning your efforts and intentions, and knowing you deserve the good that is presenting itself to you right now.
With a Supermoon taking place in your 8th house this month, which rules your shared finances, support is coming in for you, and you have a lot of opportunities to make new gains and to see the gifts of some of the relationships and commitments in your world. Before the month ends, there is a New Moon in your 2nd house of income, and it’s the time to create new intentions for yourself here, and you can do so with some added strength and confidence by what has already come to fruition or you this month.
Positive changes are in store for you, and you have the Midas Touch in November.
SCORPIO
ScorpioKyra Jay for xoNecoleScorpio Season is here, and you are shining, Scorpio. November is a month of feeling balanced, loved, and abundant, and like you are in the perfect position to find gratitude and own what blessings are ahead of you. We have a Supermoon in your sister sign to begin the month, providing you with the insight needed to see the love in your life with more clarity, and to gain some closure within relationship dynamics that have felt confusing for you as of late.
Venus also enters your sign at the beginning of the month, even further amplifying the energy of love in your life and the sense that you are truly recognizing how loved you are.
Mercury retrograde enters your sign on November 18, and you may need to redirect more of your energy within. Use this opportunity to gain more guidance on yourself, your path, and your goals, and remember to give yourself a little more compassion during this time. Before the month closes out, we have a New Moon in Scorpio on November 20, and this is a powerful time for seeing your manifestations appear. A New Moon in Scorpio is enlightening, and you are owning your passions, your self-confidence in life, and what new doors are opening for you now.
SAGITTARIUS
SagittariusKyra Jay for xoNecoleNovember is all about owning your power and not counting yourself out, Sagittarius. This month is about lifting your head and remembering who you are and what matters to you in life. Mars enters your sign as we begin the month, and this is powerful energy for direction, new beginnings, and inspiration, but you may also be feeling some combative energy in your life in the midst of it all.
With Mercury also going retrograde in your sign for a little over a week, be careful with getting ahead of yourself right now, and take your time with things by knowing that you are supported and your dreams are coming to fruition in due time.
Sagittarius Season officially begins on November 21, and you feel more of the strength in your life as you close out the month. With Venus also moving into Sagittarius on November 30, a lot of the self-doubts you were having at the beginning of the month are long behind you now, and you finally get to see more of the progress you have been making in your world.
Overall, this month is about balancing patience with conviction and knowing that what is meant for you will not pass you by.
CAPRICORN
CapricornKyra Jay for xoNecoleYou are making strides this month, Capricorn. November is a month of victory, progress, and achievement, and you are owning what you have been building in your world. You begin the month with a Supermoon in your 11th house of hopes and dreams, and this is a beautiful time for seeing your intentions appear and things looking even better than you had expected them to. The universe really wants to show you how loved and cherished you are this month, and will be giving you plenty of signs to show that to you.
Jupiter goes retrograde in your opposite sign mid-month until February of next year, and during this time, you will be able to revitalize some of your close partnerships and gain more clarity on what you need to feel more safe and inspired here. You may feel like some relationship dynamics are more up in the air than you are used to, but this is necessary for you to really see what and who you want to commit to long-term.
Before the month ends, your ruling planet, Saturn, goes direct in your 3rd house of communication after being retrograde since July, and you are taking a deep breath, getting the answers you have been looking for, and finding your peace this month.
AQUARIUS
AquariusKyra Jay for xoNecoleNovember is a new beginning for you, Aquarius. You are setting new intentions and focusing a lot on your career and financial world this month. The month begins with a Supermoon in your 10th house of career, and you are seeing the fruition of some of the developments you have made in this area of your life over the past month. A lot of opportunities are coming to the surface for you, and you deserve to feel abundance, support, and clarity in the world.
This month is about owning who you are, your gifts, and what efforts you have made to live the life of your dreams.
Mid-month, Jupiter goes retrograde in an area of your life that rules your daily routine and working environment, and you are making a lot of changes in your world. Your career and work-life get a revamp this month and for the rest of the year in general, and this is happening so that you can increase your earnings while also feeling better about what you are doing daily. As we end November, Saturn goes direct in your 2nd house of income and earnings after being retrograde since July, which is even further increasing the abundance in your world.
Overall, you are claiming your successes and doing what is necessary to feel good within.
PISCES
PiscesKyra Jay for xoNecoleDreams come true and miracles are possible for you this month, Pisces. November is about opening your mind to everything you can experience in your world, and about being a magnet for your desires by being open to it all. Venus is in your house of inspiration, adventure, and travel this month, and you are meeting love in unexpected places. You are feeling more of the magic in your world in November overall and are being met with the beauty you create around you.
Jupiter goes retrograde in your 5th house of romance mid-month, allowing you to gain more clarity in matters of the heart and to reveal what joy means to you and what and who you want around you to feel more stable happiness and less shake-ups in your world. Saturn goes direct in Pisces on November 27, before the month ends, and this is really a ground-breaking moment for you.
With Saturn now direct and in Pisces until February 2026, you are following your dreams, laying down new foundations in your life, and feeling like things are finally lining up for you.
November is about owning the magic you create in your world, Pisces.
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Featured image by Kyra Jay for xoNecole