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Finance

When you think of a seasonal business, you might picture those random Christmas mugs sold on Amazon and or those Valentine’s Day baskets with Victoria's Secret lotions in them that your favorite side-hustling auntie sells at work every year. But don’t sleep on these kinds of businesses. Whether it’s landscaping, holiday-themed, or a bed-and-breakfast, savvy entrepreneurs who offer amazing, unique, and convenient services and products can bank hundreds of thousands, if not millions, in profits.

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There's a great debate on social media platforms, from TikTok to Instagram, among travel credit card holders: What travel credit card is actually worth the annual fee? Asking yourself this lofty question with your fancy card in hand might feel counterproductive. However, it's always good to reevaluate any financial investment early and often to ensure you're getting the most out of it.

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Eliza "Ellie" Diop is a business strategy coach and mother of four who teaches Black women the ins and outs of business. This includes starting a business, scaling, selling, and getting business funding. And while she's successfully made seven figures as an entrepreneur running her Ellievated academy and Mommy to Millionaire company (which teaches moms about wealth planning for their families), as the old saying goes, "nothing worth having comes easy." The 30-year-old mom decided to pursue entrepreneurship after being laid off from her job in 2019 and shortly after began going through a divorce, which caused her to move back in with her mom. On top of that, she was dealing with the COVID-19 pandemic like the rest of the world.

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Julien and Kiersten Saunders met in 2012 while working for the same company and they quickly fell for one another. However, their whirlwind romance was cut short following an extravagant vacation. When they got home from Panama, reality set in, and they were forced to have a tough conversation about money after they both had different opinions on recouping the money spent on the vacation.

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We all know that Black women, as educated, talented, and amazing as we are, have been paid and treated unequally in traditional workplaces for decades, especially when it comes to our pay.

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Let's face it: Debt is a common part of the personal finance reality for millions of people in the U.S., and it's something, as Black women, we often struggle with. It can keep you up at night, lead to that final step to start a side hustle, or simply serve as a reminder of an option that facilitated your journey to live your best life.

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