Finance

Do you believe achieving financial independence is out of reach for you? A recent Center For Financial Innovations study found that only 28% of Americans are financially healthy due to factors such as the generational prosperity gap, increased costs of living, and market instability.

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As a woman, there are two things you're not going to play with: my man and my money, but celebrities like Wendy Williams and Mary J. Blige prove that the two are not mutually exclusive.

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You don't have to have any degrees to be a business owner but you have to have a degree to work for one. Let that sink in for a minute.

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What do people say about you when they hear your name?

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Try to escape a conversation about money.

Whether it's a new poll showing that blacks aren't prepared for retirement, actress Kerry Washington urging women to be "financially literate," or Jay-Z rapping about generational wealth - conversations about money are all around us.

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In case you haven't noticed, we are in the midst of a collective awakening. And even as consumers, we are demanding the truth when it comes to brands and how we spend our dollars. With truth comes personal accountability and increased awareness. Now in order to build generational wealth and make sure your legacy has a seat at the table (or the resources to construct their own), we have to stop putting band-aids over our "money wounds" and start thinking long-term about our less stressed and financially-free FUTURE selves.

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