

Girls just wanna have funds, right? It's never a bad time to get your money right, and the first step is getting our budget under control.
Whether you're in a place where you want to switch up how you handle your coins or you have never really thought about money at all, a budgeting app is definitely a must for your phone's home screen. And the best part is, each of these apps offers a free version. These apps have a unique way of showing you how to track expenses, look at your spending habits, and let you know how much you can afford to save.
Get ready to live your best life while keeping your money in check.
11 Best Budgeting Apps For Saving
1.Mint
Mint
Mint has been running the budgeting game for years now. It has already served as the go-to for many of us who know we want to get our money right but aren't quite sure how to start. It lets you sync your bank accounts (which is perfectly safe on this app, of course) and your bills to not only remind you when they're due but also help you develop a system that will make budgeting a breeze. And the clean interface makes it really user-friendly.
2.You Need A Budget (YNAB)
The name really says it all. We all need a budget, but this app does even more than helping you set limits and boundaries for your coins. From letting you know every dollar needs a job, to urging its users to "embrace" their "expenses" and even "roll with the punches" when the unexpected happens, YNAB is an app that understands the realities of saving, spending, and all things budgeting. A bonus is that the app can sync with your computer and phone, so you can have access to it at all times.
3.Albert
iTunes
Albert was one of the first to take budgeting apps to a new level. It goes beyond the traditional way budgeting has been done in the past as it features a Siri-like budgeting friend, named Albert, who can chat with you. He'll tell you how you're doing with your saving goals, let you know if you can afford to eat out for the week, and even give you a friendly side-eye if you start spending more than normal. It's seriously the budgeting friend we could all use.
4.Every Dollar
iTunes
Every Dollar is another budgeting app that has been making major moves in the money industry. This one is a win for those who not only want to budget but also want to develop a plan to get out of debt sooner rather than later. It encourages users to develop a monthly budget, evaluate their spending (and literally track every dollar) while giving them tips on how they can start reducing their debt one dollar at a time.
5.Digit
This is one of the best ways to save money without even missing it. The app, which gives you $5 for each friend you refer, will automatically transfer amounts of money that you don't need into a savings account. This amount is typically between $2 and $17. But no need to freak out because it certainly won't ever transfer more than you can afford. It spends way too much time evaluating your income, bills, and spending habits to make you over-save. The key is that you really won't realize it's gone until you look in the Digit app to see how much you've saved. And you can always request it to be transferred back if you need it.
6.Pocket Guard
iTunes
This just sounds like it has your pockets' best interest at heart. Like many other budgeting apps, it first instructs you to link your credit cards and bank accounts so you can have an overview of your financial structure. It then categorizes your bills and expenses for you so you can see a comparison of your income and your expenses. With the money left over, or as Pocket Guard calls it, "in my pocket," you can spend or save depending on your goals.
7.Goodbudget
iTunes
Goodbudget is a great app for couples and families who want to start budgeting and saving together. While it does offer solo budgeting options, one of its main features is providing budgets for entire households. And for those who want to go back to the traditional envelope system, this app will definitely help you go in that direction, so you're never surprised by a checking account deduction you either forgot about or didn't see coming at all. It also helps couples and families develop a budget so they can spend their dollars on what truly matters to them.
8.Prism
iTunes
Known as "magic for your bills," Prism will have you feeling yourself when it comes to taking care of your expenses. The app gives you a major bird's eye view of your bills to help you stay ahead of them. After all, a key to budgeting is calculating and figuring out bills and what we have to pay each month. So apps like Prism and others on this list ease users' minds by letting them know they don't have to figure it all out on their own.
9.Wally
iTunes
This is an amazing app if you want to track your expenses and update your budget on a daily. While that might be too much for some to handle, for others it's a must, and that's where Wally comes in. From putting your regular bills into categories like home, transportation, entertainment, and clothes, to allowing you to scan receipts so it can update your budget ASAP, Wally is one of the most efficient ways to stay on track with what's really going on with your moola.
10. Personal Capital
iTunes
If you already have your budget intact and want to start investing, Personal Capital is an efficient start. While there's a paid version, the free version has its perks too. You can take advantage of a Net Worth calculator and a Cash Flow reviewer and even track your portfolio, key holdings, and all of the ups and downs that come with investing no matter how long you've been in the game. If you splurge for the paid version, you can get a professional investment management feature and have a portfolio created just for you.
11. BONUS: Acorns
Acorns is another investing app that automatically saves your spare change from purchases you make with a linked credit or debit card using a system called "round-ups". So, if you get your Starbucks fix for $2.75, Acorns will round up to $3.00 and automatically invest the $.25. There's also the option to turn off auto transfers if you ever have times when you need all your coins.
What are some apps you use to save? Let us know!
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Charmaine Patterson is a journalist, lifestyle blogger, and a lover of all things pop culture. While she has much experience in covering top entertainment news stories, she aims to share her everyday life experiences, old and new, with other women who can relate, laugh, and love along with her. Follow Char on Twitter @charjpatterson, Instagram @charpatterson, and keep up with her journey at CharJPatterson.com .
Eva Marcille On Starring In 'Jason’s Lyric Live' & Being An Audacious Black Woman
Eva Marcille has taken her talents to the stage. The model-turned-actress is starring in her first play, Jason’s Lyric Live alongside Allen Payne, K. Michelle, Treach, and others.
The play, produced by Je’Caryous Johnson, is an adaptation of the film, which starred Allen Payne as Jason and Jada Pinkett Smith as Lyric. Allen reprised his role as Jason for the play and Eva plays Lyric.
While speaking to xoNecole, Eva shares that she’s a lot like the beloved 1994 character in many ways. “Lyric is so me. She's the odd flower. A flower nonetheless, but definitely not a peony,” she tells us.
“She's not the average flower you see presented, and so she reminds me of myself. I'm a sunflower, beautiful, but different. And what I loved about her character then, and even more so now, is that she was very sure of herself.
"Sure of what she wanted in life and okay to sacrifice her moments right now, to get what she knew she deserved later. And that is me. I'm not an instant gratification kind of a person. I am a long game. I'm not a sprinter, I'm a marathon.
America first fell in love with Eva when she graced our screens on cycle 3 of America’s Next Top Model in 2004, which she emerged as the winner. Since then, she's ventured into different avenues, from acting on various TV series like House of Payne to starring on Real Housewives of Atlanta.
Je-Caryous Johnson Entertainment
Eva praises her castmates and the play’s producer, Je’Caryous for her positive experience. “You know what? Je’Caryous fuels my audacity car daily, ‘cause I consider myself an extremely audacious woman, and I believe in what I know, even if no one else knows it, because God gave it to me. So I know what I know. That is who Je’Caryous is.”
But the mom of three isn’t the only one in the family who enjoys acting. Eva reveals her daughter Marley has also caught the acting bug.
“It is the most adorable thing you can ever see. She’s got a part in her school play. She's in her chorus, and she loves it,” she says. “I don't know if she loves it, because it's like, mommy does it, so maybe I should do it, but there is something about her.”
Overall, Eva hopes that her contribution to the role and the play as a whole serves as motivation for others to reach for the stars.
“I want them to walk out with hope. I want them to re-vision their dreams. Whatever they were. Whatever they are. To re-see them and then have that thing inside of them say, ‘You know what? I'm going to do that. Whatever dream you put on the back burner, go pick it up.
"Whatever dream you've accomplished, make a new dream, but continue to reach for the stars. Continue to reach for what is beyond what people say we can do, especially as [a] Black collective but especially as Black women. When it comes to us and who we are and what we accept and what we're worth, it's not about having seen it before. It's about knowing that I deserve it.”
This interview has been edited for length and clarity.
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Raven-Symoné & Her Wife Miranda Get Real About Intimacy & Why They Sleep In Separate Bedrooms
Raven-Symoné and her wife Miranda Pearman-Maday are proof that doing marriage your way is the only way.
In a recent solo episode of their podcast Tea Time w/ Raven & Miranda, the couple revealed that they've started to share separate bedrooms, and no, it's not because they're having problems. In fact, the decision has actually brought them closer. "Let's normalize it," Miranda said of sleeping in separate bedrooms, calling it a move that improved their relationship and their marriage for the better.
"We really function in better in separate spaces, especially when it comes to sleep," she explained on the podcast. "And I was like, 'We should have separate bedrooms.' And then we can decorate our bedrooms as we want, number one, which is great because you had a different vibe, so we both wanted to have different style of bedrooms. Now we get to have that. And we aren't fucking up each other's sleep schedules. Primarily, you're not fucking mine up, which is getting up at 2 a.m., 4 a.m. Raven, babes, you love to sleep in the reverse orientation."
She wasn't exaggerating either. Raven admitted that she has always had an issue with sleeping in normal orientation, dating back to her childhood. "When I was younger, I've always had a problem with staying in one orientation when I slept. My mom said that she would not like to sleep with me. And I would kick people when I sleep with them. And so I remember when we got engaged. We slept in my old house and you told me that when you woke up, my ass was in your face because I had turned my body around."
"One night, you literally flipped. I thought you were awake because it was so, it was so violent. Like you were sleeping on your side away from me. You flip yourself up and over, you like kinda sit up, and you had no clue where you were because you put your entire ass on my face. Both cheeks were suffocating me. Boom, it was impact," Miranda recalls. "And I was like, this is, this is going to be a challenge."
Suffice it to say, the incident became an issue. One that they needed to find a solution for. "So now," Raven said, "we've decided I'm sleeping in a separate room from you." The compromise? Whenever they need each other, "We text," Miranda added.
Despite where your mind might go when you hear "separate bedrooms" in someone's relationship, the pair assured that the move has helped their intimacy more than it's hindered it. "I will say it has upped my [feels] for you," Raven told Miranda. "There's a little bit of, I believe, in absence makes the heart grow fonder. We work together, we live together, we eat together, we cook together, we drive together. It's like, I'm going to have a little time to myself, and I think that it's actually helping."
Even with the perks of better sleep and better intimacy that have come with their decision to separate their marital bed, Miranda admitted that if someone had suggested to her separate bedrooms a year ago, she would've panicked.
Together since 2015 and married since 2020, Miranda revealed that the would-be solution initially had her questioning, "Does this mean divorce?" But she chalked that up to programming. "I was very much from a space where I was taking my information from heterosexual [relationships], [and feeling like] this is the best way," she said.
Raven also took the conversation deeper, pointing out how many people conflate sex with love, especially when it comes to intimacy. "I also think if you are basing your entire relationship on sex, then you're not really understanding what intimacy is. You're not understanding what deep love is because you can have a deep, loving, intimate relationship with someone and not have sex. Sex is like a cherry on top. You know what I mean? That's like a oooh, it's built up so much I got to release."
She continued, "I don't think sex defines a relationship. I think sex is lustful. And I think that a deep marriage and a deep intimate relationship is where I can literally be just looking at you, and I can be like... And you know what that means."
"And I know what that means," Miranda echoed.
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