Have you ever wondered why it seems as if you can never catch a break financially? Or do you find yourself complaining that you're "broke" more times than you would like to admit?
I want to let you in on a little secret: your money mindset plays a major role in the overall success of your finances.
Those myths that you keep telling yourself, and believe to be true, may be what's holding you back, boo. Most times you're thinking these things on a subconscious level and may not even realize the damage that's being done. But once you gain clarity and call out your limiting beliefs for what they are, you'll finally be able to break free and reach new levels financially.
Let's dig into a few myths that have a direct impact on your money and are keeping you BROKE.
1.“Money is the root of all evil.”
Nah, this right here is a straight up LIE! The truth is this: the LOVE OF MONEY is the root of all evil. When you think that money is the root of all evil, you're limiting yourself from keeping money, as well as receiving more of it. Without even knowing it, you might be scared of going after opportunities that will get you to the money.
Think about it. How can money be evil? Money is simply a resource that we control. Instead of believing and saying that money is the root of all evil, replace it with this supporting belief instead: "Money is a resource and a means to do good and live well."
2."I'm broke."
Broke is a mindset boo. Your financial situation is shaped by how you think about money, which influences how you manage your money. Guess what? If you keep crying that you're broke, you're going to remain that way. All you are doing is reinforcing that limiting belief into the universe and your actions aren't gonna line up with what you need to do in order to get ahead.
It's imperative that you get a grip on this way of thinking and behaving, or else you'll never be able to break the cycle. I challenge you to think more in terms of abundance and believing that you can be wealthy. Are you up for the challenge?
3."I can afford it."
You say that you can afford that pair of shoes and then turn around and realize that you don't even have enough money for gas the morning after. You can't just look at your checking account balance in the moment and think that everything is all good. Trust me, I've been there. This is where having a clear-cut, written budget comes in handy. A budget is really just a spending/savings plan. It's a strategic system that lets you know how much money is coming in and going out every month.
A budget can:
- Help you understand your financial situation and whether you can really afford something or not.
- Help you save for the things you want and do more of what you enjoy.
- Help you avoid getting caught short by bills you can't pay.
- Help you escape the paycheck to paycheck life.
4."I deserve to treat myself."
GiphyHow many "treats" do you need, sis? If you really sit down and keep it 100 with yourself, do you really deserve those so-called treats? Are you taking care of your responsibilities like you should be? Instead of buying things that you don't need (with money you don't have) and labeling them as a "treat," you should be treating yourself by investing into your future and saving some coins.
If you spend all of the money that you earn instead of saving and investing it, you will never create the financial abundance that you do desire to have. Here's a tip: Try putting both your short-term and long-term savings on auto-pilot so you don't even notice the money that you could be missing. When you don't have to look at it, you aren't tempted by any "excess" that you might have.
5."I need to make more money and then I'll be better with my finances."
If you can't manage the little that you have now, what makes you think that you're gonna be able to manage more money? The more money you make, the more you're gonna spend if you don't get those habits in check early on. You're going to go right back to complaining about your finances and crying that you're still broke and in need of even more money. You'll never be satisfied. There will never be enough money. Remember, there are former millionaires who are struggling out here in these streets because they wanted to live a "fake fancy" lifestyle and ball out of control.
Start by being content with the income that you currently have and handling it with better care. Learn the ins and outs of sound financial management now, so that when you're finally blessed with more, you'll be able to manage it with ease.
I challenge you to start thinking better, which will ultimately lead to you doing better. It's time to prioritize your finances in a way that you haven't done before if you want to level up this year. It's time to activate your discipline. It's time to finally do something different.
Make the commitment to yourself and decide that absolutely nothing's gonna stand in your way of breaking that broke mentality.
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Yet one thing that I haven’t covered (until today) is the different types of tea that not only are delightful to consume during this time of the year, they are also able to get your hair right where you want it to be. And since cooler weather is typically what causes us to consider consuming tea more often — why not doubly bless yourself by stacking up on your own collection so that you cut the body chills and reach many of your hair goals at the same time, too?
1. Black Tea
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Even though I’m a big fan of iced chai lattes (they contain black tea, which is why they’re relevant here), it wasn’t until I was doing some research on this topic that I discovered that black tea is currently the most popular tea worldwide. When you stop to think about the fact that black tea is good for you when it comes to lowering blood sugar levels, increasing your focus and productivity levels, making your gut healthier, decreasing your risk of a stroke, and keeping your cholesterol levels in check — you definitely should give black tea a try, if you haven’t already.
Why does your hair like it? The thing about teas is, whether you use them as an herbal hair rinse or you drink them, they can do wonders. For instance, not only is black tea loaded with antioxidants that can protect your hair from heat damage (the sun still shines during the fall and winter seasons), but it can also help to keep your scalp in great shape and reduce hair shedding. Not only that, but word on the street is, black tea is also beneficial when it comes to boosting your hair color and making your locks appear shiny (or shinier) too.
2. Rosemary Tea
Rosemary has so many uses. It’s used as a seasoning for food. It’s in many beauty products. And it definitely comes with quite a few impressive health benefits. Thanks to all of the antioxidants and anti-inflammatory properties that it contains, rosemary aids in proper digestion, boosting cognitive function and even enhancing your memory. As far as vaginal health goes, rosemary oil can help to speed up the healing process of certain infections, and, skin-wise, it can help to boost hydration and elasticity.
Your hair will adore rosemary tea because its antifungal and antibacterial properties will keep your scalp healthy, reduce dandruff, and keep your scalp and hair moisturized while ultimately playing a role in promoting overall hair strength and growth.
3. Peppermint Tea
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Peppermint tea is one of my faves, year-round. It’s probably because I’m such a fan of mint. Anyway, it’s able to soothe headaches and migraines, unclog your sinuses, help prevent bacterial infections, bring relief to menstrual cramps, decrease allergy-related symptoms, assist with weight loss, and also make it easier to fall (and stay) asleep.
The menthol in peppermint tea is why it gets a shout-out here. Whether you drink the tea or use it as a hair rinse, it will increase blood circulation to your scalp so that your hair follicles are able to get the nutrients that they need. Oh, and since peppermint oil has been proven to aid in hair growth, something tells me that the properties of peppermint tea are able to do the same.
4. Chamomile Tea
I wouldn’t be surprised at all if the first thing that comes to mind whenever you hear “chamomile tea” is that it helps you sleep. The backstory there is it contains an antioxidant called apigenin that helps to relax your system. Some other ways that chamomile is helpful are it reduces anxiety, regulates blood sugar levels, soothes an upset stomach, brings relief to period cramps, and can even help to reduce skin inflammation.
Since it’s a tea that is also filled with antimicrobial and anti-inflammatory properties, if you’re looking for a way to keep your scalp in great shape from the inside out, chamomile tea is the one for you (as a hair rinse, it can help to prevent split ends too).
5. Oolong Tea
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Oolong is a kind of Chinese tea that you definitely should have in your own tea collection. For starters, if you’re looking for a coffee alternative that will provide you with a solid caffeine boost, oolong has more caffeine in it than even green tea does. Interestingly enough, even though it can give you more energy, oolong also contains the amino acid L-theanine which is a pretty effective de-stressor. Some other bonuses about this particular tea are that it helps to naturally protect against diabetes-related complications, plays a role in burning body fat, and even aids in strengthening teeth and bones.
As a rinse, oolong tea has a reputation for helping to prevent hair loss. Whether you pour it on your tresses or drink it, oolong can help to bring strength and shine to your locks over time. Also, whether you’re drinking it or applying it as a hair rinse, it will boost blood circulation — and that will help to strengthen your hair follicles so that they remain nice and strong.
6. Calendula Tea
Another tea that’s filled with antioxidants is calendula tea. Between that and all of the anti-inflammatory properties that it contains, you can rely on this tea to reduce oxidative stress. Some other great things about calendula are it has antifungal and antimicrobial properties that can help to fight off yeast infections and early signs of gum disease. And if you’re looking for an herbal tea that will help to slow down the signs of aging, it’s able to do that as well.
On the hair front, if what you want, more than just about anything in this world right now is a natural tea remedy that will help you to combat frizz; calendula can assist with making your cuticles smoother as well as shinier.
7. Red Clover Tea
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If any of the teas on this list is hailed as a “women’s tea,” it would have to be red clover. That’s because it contains isoflavones, which mimic estrogen, which can make menopause-related symptoms easier to bear. Some other cool things about this particular tea are it helps to lower cholesterol levels, strengthens your heart, and can support bone health as you age.
Your hair? Your hair will like the properties of red clover because the antioxidants in it can also help menopausal women maintain the appearance and texture of their locks once their estrogen levels begin to decline (due to menopause).
8. Hibiscus Tea
Probably the most colorful tea out of the bunch is hibiscus tea. It’s a beautiful bright red hue that also benefits you in a lot of ways. Not only does its antibiotics help to reduce bodily inflammation, it also helps to lower blood pressure and cholesterol levels. Plus, hibiscus aids in fighting off bad bacteria (like E.coli) and keeping your liver in good working condition.
Since this is a type of tea that has calcium, iron, and vitamin C in it, it can be beneficial for hair growth because they all help with the process of growing healthy and long hair. Calcium helps to strengthen your hair follicles, iron helps to reduce hair loss and shedding and vitamin C helps to produce collagen; collagen keeps elasticity in your hair which ultimately results in less breakage. Collagen also helps to slow down premature graying which is always a bonus.
9. Nettle Tea
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Although it’s not the type of tea that makes most people’s top 10 list, that doesn’t make it any less beneficial…for a myriad of reasons. If you’re someone who battles with allergies (especially around this time of the year), you want to naturally boost your immune system, you’re looking for relief from arthritic pain, and/or you’re recovering from a urinary tract infection (UTI), nettle tea has your back in all over these instances.
When it comes to your hair, if you’re looking for a tea that contains properties that will help to strengthen your tresses and stimulate hair growth, nettle is also gaining traction on being a solid tea for those things. For the record, as an herbal rinse, it can bring relief to scalp irritation, too.
10. Sage Tea
If minty-meets-slightly-bitter is your thing, sage tea is ideal. Health-wise, it can do everything from improve your cognitive function and put you in a better mood to regulate your blood sugar levels and ease morning sickness. Since sage, in general, contains antimicrobial properties, sage tea can also help you to maintain good oral hygiene, and since it also mimics estrogen, some menopausal women are fans of it as well.
In some ways, I saved the best for last when it comes to hair because sage has a great reputation for helping to prevent hair loss, restoring shine to your locks, stimulating hair growth, and keeping grays from looking quite so obvious.
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Gee, how could you not want to run out to your local health food store to get you a few of these? Now that it’s time to start doing some layering (of clothes), adding more (warm) tea to your life is money well spent — head to toe. Literally.
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