Budgeting might sound complex, but it's really not once you take the leap and actually get started. Plus, the payoff is worth the small learning curve.
Creating a monthly budget can put your financial woes at ease because you know exactly where your money is going and how much money you're bringing in monthly. Taking control of your finances can seem daunting, but it's worth it when you're not stressed about your ability to pay your bills on time, while still meeting your personal financial goals.
1.Set A Reminder
First things first, pick a day out of the month to prioritize budgeting and set a monthly reminder on your calendar. When life gets busy, the last thing on your mind will be a budget.
2.Set Personal Financial Goals For Your Budget
As a beginner, it's important to set personal financial goals before creating a budget. Ask yourself, why are you creating a budget? Solidify the long-term financial goals you are aiming to reach, so you can create a personalized plan of attack to conquer your goals. Everybody has a reason for wanting to clean up their spending habits. It's up to you to determine what your budgeting end goal is. Are you budgeting to:
- Save for a car purchase?
- Create or build an emergency fund?
- Pay off current debt?
- Afford a pricey vacation?
Sit down and write down your purpose for budgeting and the exact goals you are hoping to achieve.
3.Pick A Budgeting Method
50/30/20 Rule:
The 50/30/20 method of budgeting was popularized by Senator Elizabeth Warren in her book, All Your Worth: The Ultimate Lifetime Money Plan. This rule offers a simplistic budgeting plan to help others reach their financial goals. The rule recommends spending up to 50% of your after-tax income on necessities and obligations, essentially fixed expenses. Then 20% of the remaining half should be allocated to savings and debt repayment, and the last 30% of the remaining half should be allocated to anything else that you want.
Zero-Based Budget:
Zero-based budgeting is a method of justifying all expenses for the period. Basically, the income minus the outgo has to equal zero for the month. After covering your expenses for the month, if you have $300 left over, then you have to allocate it towards something. For example, allocate the money towards paying off debt, an emergency fund, etc. Studies show this method of budgeting helps people pay off 19% more debt and save 18% more money.
4.Choose A Tool To Create Your Budget
Determine what tool you want to use to create and track your budget. Some people enjoy the old-fashioned pen and paper method, but in this day and age we have many technological options as well. For those who know their way around Excel, you can make a budget using an Excel spreadsheet. If you choose to create a budget, then follow these simple steps:
- Record your sources of income
- Record your monthly expenses
- Divide the expenses into fixed (same expense every month) and variable expenses (changes month to month)
- Total your monthly expenses and monthly income to understand your monthly cash flow
If manually creating a budget isn't convenient for you, then there are many free budgeting tools available to give you a hand. Mint is one of the leading free budgeting apps that automatically tracks your expenses and incoming money by syncing to your bank accounts. Mint helps you to create a budget and set goals with ease.
If you aren't interested in downloading an app or manually creating a budget, then Budgetpulse could be the perfect solution for you. Budgetpulse is a free personal finance software that organizes your cash flow, expenses, bank accounts and allows you to set financial goals.
5.Analyze And Assess Your Budget
Setting financial goals and making a budget is great, but it's important to analyze and assess your budget monthly by creating a plan to meet your goals. How much money do you need to save each month to reach your goal and how will it potentially take? If you're saving towards a relaxing vacation on the beach and you estimate that you need to save $1500, then figure out how much money you will save per month to reach your goal. If this requires you to cut back on expenses, then assess your budget for opportunities to cut-back on expenses or increase your income.
Want more stories like this? Sign up for our newsletter here and check out the related reads below:
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Although this might seem like a heavy way to intro this particular topic, because the O Method is an orgasm-achieving technique that centers around housing energy, embracing the mental practice of manifestation, and the attempt to achieve the best climaxes ever — it all works together pretty well if you ask me. If you want to take your orgasms to the next level, it’s important that you get out of yourself (to a certain extent), that you see the spiritual role that manifestation plays, and that you are open to trying new things. No doubt about it.
So, let’s learn more about what the O Method is all about and how it very well could be just what you’ve been looking for…even if you didn’t know it.
What Is the “O Method” All About?
GiphyQuestion: When’s the last time you’ve had an orgasm? Not just any orgasm — I mean a really mind-blowing one (I’ll give you a second to think about it). Now, what if you could manifest that experience to the point where it wasn’t a rare occurrence but something that happened almost every time that you and your partner had sex with each other? How absolutely awesome would that be?
That is pretty much what the O Method is all about — helping you achieve the kind of orgasms (and sexual pleasure, in general) that you desire through the practice of manifestation. And since your biggest sex organ is your brain, it would make perfect sense that even with all of the tips and techniques that you might learn to do as far as your body is concerned, honing in on what you think about is super imperative to sexual fulfillment, too. And that’s just where manifestation comes in.
What If You’ve Never “Manifested” Anything Before?
GiphyBefore we get into a quick lesson on manifestation, I think it’s important to mention two things. One, for the cynics, there is a lot of truth in the fact that it’s got some solid spiritual basis to it because even the Good Book says that as a man thinketh in his heart, so is he (Proverbs 23:7). At the same time, that same Good Book tells us that faith without works is dead (James 2:14-26). So, while it is always a good idea to focus on good, positive, and productive thoughts, just thinking about them isn’t enough — at some point, you’ve also gotta get out here and DO something (bookmark that).
Okay, with that mini-sermon out of the way, whether it’s in the bedroom or not, manifestation is basically about focusing on something tangible that you desire, harnessing your energy in such a way that your words and actions are directed towards that longing until what you want, well, manifests. For the record, aside from this having a spiritual backing to it, in many ways, science cosigns on manifesting, too. There is actually a scientific process known as neuroplasticity that consists of reframing your mind so that your actions ultimately end up aligning with your goals — and that is another way to look at manifestation.
So, what if you’re someone who has never set out to do a manifestation practice before? No worries. Something that’s awesome about it is there are several different approaches that you can take.
Some people manifest what they want in their lives via:
- Journaling
- Visualization/Creating vision boards
- Writing down their desires before going to bed (so that they can “download” them into their dream state)
- Creating mantras and affirmations
- Applying the 369 Manifestation Method (you can learn more about that here)
- Meditating
- Learning more about what you want to manifest (which brings forth clarity)
This is important to keep in mind because, when it comes to manifesting the types of orgasms that you want to have, as you can see, you can try different manifestation methods until you find one (or ones) that you are truly comfortable with. One that can ease you into the entire process rather smoothly is something known as sex journaling.
How Sex Journaling Can Actually Help You to Have an Orgasm
GiphyAs a writer, I’m a big fan of journaling. Mostly because it’s a way to get out some of your deepest thoughts and feelings so that you’re able to really process what is happening inside of you in a private setting. And when it comes to sex journaling, specifically, it’s all about centering yourself on the things sexually that you want to “unpack,” get clarity on or come to some revelations about. For instance, if there’s only been one partner from your past who’s been able to help you achieve the type of orgasms that you wish to manifest, journaling about what makes him different from the other guys can provide you with some solid ah-ha moments.
Or if you need help getting as specific as possible about the sexual experiences that you’re after, journaling can help to make that happen for you — because one thing that manifesting reminds us all to do is be as specific as possible.
Yeah, simply saying, “I want to have better sex” isn’t detailed enough when you want to get your energy to match with your desires — instead, describe how all of your senses should feel in the experience, along with why, that can get you so much closer to achieving your goal. Once those things are documented, you can segue into creating mantras and/or meditation that are based on them. Yeah, sex journaling really is an underrated superpower on a lot of levels (check out “The Art Of Sex Journaling (And Why You Should Do It)”).
5 Tips for Making the O Method Work for You
GiphyNow that you know more about what the O Method is and how manifestation plays a direct role in its process, let’s talk about five ways to make the O Method truly effective in your own (sex) life.
1. Focus, FULLY, on your feminine energy. What do rose quartz, amethyst, moonstone (which is a Gemini birthstone as well; yes, I’m a Gemini), selenite, and rhodonite all have in common? They’re crystals that help you to go deeper into your divine feminine energy. Traits that are associated with this include compassion, creativity, kindness, gentleness, and sensuality (feminine energy is also accepting and forgiving). If you were to study energy from a biological standpoint, it’s about producing change, responding to stimuli, and having the ability to do what needs to be done (work). So, when it comes to manifesting the kind of orgasms or sexual experiences that you want, using things like your creativity and gentleness in your thoughts and actions can play a role in bringing balance to your partner’s masculinity, which can create a profound sense of pleasure — after all, opposites do attract.
2. Don’t hold back on what it is that you desire. Whenever I interview sex therapists, something that they all say is, a huge mistake that people make as far as sexual satisfaction is concerned is, they have walls up — not just with their partners but even within themselves. Sometimes, there is intimidation, fear, or even shame around what they really want to happen during sex to the point where they aren’t able to channel their energy fully in those directions in order to manifest what they want. For the O Method to work, you can’t let those types of negative emotions hinder you; the more you are able to articulate what you want and how you want it, the better chance you have of making it happen. So yes, get graphic. As graphic as possible.
3. Make manifestation a daily practice. Repetition is important when it comes to manifestation. That’s because the more you declare what you desire (a mantra), get still and think on it (meditation), or look at the “art” that you’ve created surrounding it (visualization), the quicker it becomes a part of you. So yes, make manifestation a daily practice. For instance, if one of your mantras is, “I am going to have intensely passionate orgasms, one right after the other,” don’t just state that 15 minutes before sex is going to happen. Wake up and declare it. Then say it on your lunch break. And again before turning in. The more your thoughts are “streamlined” in this way, the easier it will be for your body to follow suit.
4. Share this practice with your partner. If you were to do even more research on the O Method, one thing that most of the articles will mention is it’s a practice that you can do alone or with your partner. Indeed. However, I just want to make sure that you get into your psyche that great sex is, in part, about good communication. And so, the more comfortable you are sharing with your partner what you are doing as far as the O Method is concerned and what you ultimately want to happen as a result of the practice, the easier it will be for him to “match your energy” — both in and out of the bedroom. And when your partner is on the same page as you? That definitely increases the chances of attaining your sexual desires — exponentially so.
5. Stay in the moment. While I was reading one article on manifestation, I really appreciated something that the author said: manifestation isn’t some supernatural power. In other words, while it can be beneficial, it’s not like you can just think of something, and it instantly appears out of nowhere. Manifesting is a discipline, and it must be accompanied by action, consistency, and patience — this means that you must also practice mindfulness. Meaning, now that you know better what you’re looking to achieve as far as sex is concerned, every time that it transpires, maintain a level of positive energy, remember what your end goal is, and then determine in your mind to enjoy the moments as they come. Remember, manifestation isn’t to add stress…it’s to cultivate clarity.
_____
At the end of the day, the O Method is simply a way of reminding you that your mind plays a huge role in your sexual pleasure, and when you channel it and your energy exactly where you want them both to go, you’ll be amazed what your body is capable of doing…and accomplishing.
So, what kind of orgasm are you wanting to achieve? You’ve got a tool to get you there. USE IT.
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Featured image by Giphy
