Black women financial gurus are breaking barriers in the personal finance realm. They serve as role models to women everywhere, especially women of color. There's something inspirational about seeing someone who looks like you achieve the same goal that you want to achieve. Their visibility consistently gives me the motivation to meet my own financial goals because if they can, why can't I?
As a finance major who has worked in the financial services sector, I look up to personal finance experts that are women. It takes guts to break into such a monolithic industry. I can relate because the financial services industry is the same way, so I've personally suffered from imposter syndrome. I understand the courage it takes to break into an industry where the majority of people don't resemble you.
These Black women in finance have helped me in more ways than one because they've helped change my money habits and serve as inspiration. I am a regular on their sites, a fan of their books, and a member of some of their Facebook groups. Surrounding myself with role models, resources, and other women interested in reaching financial goals will surely feed your ambition for financial independence, as it does for me.
1. Michelle Singletary, The Color of Money
Michelle Singletary is a personal finance columnist. She pens The Color of Money, a recurring column in The Washington Post on Wednesdays and Sundays. She is also the author of three personal finance books, a television host, and has appeared on NPR. Subscribe for weekly newsletters to learn how to spend well and live rich!
2. Kara Stevens, The Frugal Feminista
Kara Stevens is determined to help black women step into their financial confidence and eradicate their debt. She has worked with thousands of women as a consultant, speaker, writer, and coach. Be happy. Be healthy. Be brave with Kara!
3. Tonya Rapley, My Fab Finance
Tonya Rapley is a millennial money expert who is dedicated to breaking the typical millennial paycheck-to-paycheck cycle. She is also a co-founder of a FinTech app (FOAM), and provides workshops for clients throughout the U.S. Sign up for her fabulous newsletter!
4. Patrice Washington, Chase Purpose, Not Money
Patrice Washington is a financial expert who is redefining wealth. She helps women to live their life's purpose, find fulfillment, and earn more without chasing money. Patrice is a number one best-sellingauthor and has appeared on dozens of popular media outlets, such as the Steve Harvey Show and Dr. Oz. Subscribe to her newsletter and podcast to live in your purpose!
5. Bola Sokunbi, Clever Girl Finance
Bola Sokunbi is a certified financial education instructor, money expert, and best-sellingauthor of Clever Girl Finance. Her main goal is to help women save money, build real wealth, maintain accountability, and ditch debt. Bola offers a financial education program that provides financial guidance and empowers women. Join Bola at Clever Girl Finance!
6. Tiffany Aliche, The Budgetnista
Tiffany Aliche is an award-winning financial educator whose mission is to empower women and provide them with resources to create a better life. Her financial movement has helped over 800,000 women and eradicated $75 million in debt. She is a blogger, podcaster, and she has even helped change the legislature in New Jersey (The Budgetnista Law). Join her Live Richer Academy!
7. Marsha Barnes, The Finance Bar
Marsha Barnes is a certified financial social worker, financial educator, and financial commentator. Marsha aims to build your financial confidence. She believes in financial education for all and she even has a financial literacy bus! Join her Members Club!
8. Dominique Broadway, Finances Demystified
Dominique Broadway is an award-winning financial planner, personal finance coach, speaker, finance expert, entrepreneur, and the founder of Finances De·mys·ti·fied & The Social Money Tour. She has a passion for helping young professionals, entrepreneurs, and people of all ages achieve their dreams. Join her Bootcamp!
9. Kendra James, The Finance Femme
Kendra James is a virtual CFO and business manager. Kendra specializes in building a structure and financial strategies for businesswomen that are ready to take their business to the next level. She offers a podcast, consultations, coaching for accounting professionals, and a virtual CFO service. Sign up for her services!
10. Melissa Boutin, Your Money Worth
Melissa Boutin is both a certified financial education instructor (CFEI) and a money coach. She specializes in helping the Caribbean and American millennials rid themselves of debt, so they can live the life of their dreams! Join her Money Massive Crew for financial hacks, money tips, scholarship alerts, and more!
11. Carrie Pink, Motherly
Carrie Pink is a personal finance blogger who teaches her audience how to look fly and raise children while on a budget. She is a podcaster and an author of the book, This Is Motherhood. Subscribe for inspiration and mother empowerment!
12. Dasha Kennedy, The Broke Black Girl
Dasha Kennedy is a millennial financial coach who is helping women of color get ahead. She is the founder of the Broke Black Girl Facebook group, filled with over 60,000 women. She consults with clients about money management, women's entrepreneurship, and empowerment. Dasha aims to improve Black financial literacy within the community. Keep up with Dasha here!
Featured image by Shutterstock.
Originally published on January 24, 2020
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Aaliyah Sydonie Williams is a lover of pomegranates, intimate concerts, fluffy socks and all things R&B. She's a founder of a college advice blog, Her Little Corner, where she dishes helpful advice for college students to slay their college experience. When Aaliyah isn't eating at Starbucks, she's studying for her courses in finance, discovering new spots in the city, and brushing up on her photography skills. Keep up with her at Aaliyah Williams (@aaliyahsydonie).
'He Said, She Said': Love Stories Put To The Test At A Weekend For Love
At the A Weekend For Love retreat, we sat down with four couples to explore their love stories in a playful but revealing way with #HeSaidSheSaid. From first encounters to life-changing moments, we tested their memories to see if their versions of events aligned—because, as they say, every story has three sides: his, hers, and the truth.
Do these couples remember their love stories the same way? Press play to find out.
Episode 1: Indira & Desmond – Love Across the Miles
They say distance makes the heart grow fonder, but for Indira & Desmond, love made it stronger. Every mile apart deepened their bond, reinforcing the unshakable foundation of their relationship. From their first "I love you" to the moment they knew they had found home in each other, their journey is a beautiful testament to the endurance of true love.
Episode 2: Jay & Tia – A Love Story Straight Out of a Rom-Com
If Hollywood is looking for its next Black love story, they need to take notes from Jay & Tia. Their journey—from an awkward first date to navigating careers, parenthood, and personal growth—proves that love is not just about romance but also resilience. Their story is full of laughter, challenges, and, most importantly, a love that stands the test of time.
Episode 3: Larencia & Mykel – Through the Highs and Lows
A date night with police helicopters overhead? Now that’s a story! Larencia & Mykel have faced unexpected surprises, major life changes, and 14 years of choosing each other every single day. But after all this time, do they actually remember things the same way? Their episode is sure to bring some eye-opening revelations and a lot of laughs.
Episode 4: Soy & Osei – A Love Aligned in Purpose
From a chance meeting at the front door to 15 years of unwavering love, faith, and growth, Soy & Osei prove that when two souls are aligned in love and purpose, nothing can shake their foundation. Their journey is a powerful reminder that true love is built on mutual support, shared values, and a deep connection that only strengthens with time.
Each of these couples has a unique and inspiring story to tell, but do their memories match up? Watch #HeSaidSheSaid to find out!
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Are You & Your Partner Financially Compatible? Here’s How To Tell.
With nearly half of all marriages that end in divorce citing finances as the nail in the coffin to deading their relationship, financial compatibility is one aspect of long-term compatibility that doesn't get talked about enough. Beyond the circular 50/50 discourse and whatever hot-button issues regarding providers and the like, at its core, financial compatibility is about how well your financial behaviors, values, and long-term goals align with those of your partner.
More than it is about how much money a person makes or doesn't make, financial compatibility focuses on how you think about money, how you spend your money, and most importantly, how you plan for the future with your money. Think, questions about money mindsets, spending habits, debt, budget, etc. Are you a saver and he's a spender? Do you see money as a tool for freedom? Does he see it as something to hold on tightly to as a means of survival? Can you talk about your financial goals and plans openly?
Knowing if you and your partner are financially compatible can save a lot of heartache, a lot of headaches, and a lot of money in the end. Keep reading for a few key indicators to pay attention to and learn whether or not you and your partner are truly aligned financially.
Signs You’re Financially Compatible
1. You can talk about money without judgment.
Conversations about money aren't something you dread. You're able to talk to your partner freely and openly about money matters, like debts, bills, the budget, etc., even when it is uncomfortable. There is an understanding that talking about money doesn't have to be something you're on the defense about, instead it's an opportunity for transparency, clarity, and solutions.
2. You respect each other's money personalities.
What is a money personality? According to Ken Honda, author of Happy Money, a money personality is our "approach and emotional responses to money" and there are seven money personalities we can fall under. These personalities can help us understand our own relationship with money, as well as our partner's. For example, maybe you're someone who likes to treat yourself to a fancy dinner once a month and your partner is someone who believes ordering takeout and not cooking meals at home is a cardinal sin.
When you can respect each other's money personalities, neither approach is subjected to judgment and shifts can be made in each other's spending habits as needed and from a place of love versus guilt or shame.
3. You agree on what it means to have "financial security."
Whether it’s building a stacked emergency fund, paying off debt before putting a downpayment on a home or being able to splurge on a baecation without checking your account balance before the bill arrives, your definitions of what it means to be financially secure are in sync, or at least compatible enough to reach a compromise.
4. You are not each other's "financial parent."
You’re not constantly teaching, fixing, or stressing out over what the other person is doing with their money. Although I fast-forwarded through a lot of the most recent season of Love Is Blind, I did pay attention to Virginia and Devin and money seemed to be a recurring theme in their conversations. It was clear Virginia had her ish together when it came to money and her financial plans for the future and Devin was not quite on her level.
Though she said no at the altar for additional reasons, I could also see how sis could eventually get very tired of being her partner's second mama, so to speak. And that's the thing about being your partner's "financial parent," eventually, you could end up feeling like you are one-half of a "parenting" or "teaching" dynamic with your partner instead of feeling like you're equals in a partnership.
5. You make financial decisions with each other in mind, not for each other.
Whether it’s booking a trip, deciding which debt to tackle first, saving up for a big purchase, or planning out your next move, there’s a mutual respect for each other’s input. Those shared goals might look like wealth, freedom, stability, or just a debt-free life that feels soft and secure.
You don’t have to be chasing the same bag in the same exact way, but you do need to be aligned on the vision. What you're building should feel like a joint venture with shared effort and purpose, not one of y’all making major money moves like you're still single. Making financial decisions is not just about where the money goes, it's about where you’re going together.
6. You're aligned when it comes to the big stuff.
Financial compatibility extends to the long-term of money management. The legacy, structure, and shared responsibility that comes with decisions like shared accounts, estate planning, having babies, or even blending families. Will you split bills or combine income? Who’s taking time off if you have a child? How do y’all feel about generational wealth or investing for your family’s future? You and your partner have had the real conversations.
These conversations can’t wait until after the wedding or until after a baby’s here. They’re the foundation for how you function as a unit, and if you're not aligned, or at least willing to get on the same page, that incompatibility can cause friction in the end that love alone can't fix.
Love is cute and all, but building an empire together? That’s the real flex. Tap into our new series Making Cents to see what financial compatibility really looks like when love and legacy go hand in hand.
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