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7 Things 'We Should All Be Millionaires' Taught Me About Adopting A Millionaire Mindset
xoNecole's I Read It So You Don't Have To is a recurring series of self-discovery that breaks down self-help books into a toolkit of takeaways and tips that are meant to assist you in finding the best life you can live. Take what works for you, and leave everything else where it is.
Since we first started to count, women have been indoctrinated into thinking we are inherently bad with money. When it comes to women and finance, there is a recurring theme: women are large, careless spenders. The vocabulary employed in commercials and periodicals, as well as in television and cinema, all reference this idea. Men learn how to generate money, while women learn how to spend it. Just like that. Therefore, it is understandable why women think they are unsuccessful at accumulating wealth given this deeply ingrained notion.
But contrary to what its marketing team has led us to believe, we can accumulate wealth, and earning seven figures in the next five years is not impossible. We only need to put in the hard work. Let's examine the book, We Should All Be Millionaires by Rachel Rodgers in this subsequent reading for the "I Read It, So You Don't Have To" series.
As always, take from this reading what you need, and leave the rest where it is.
1.Unlearn the Limiting Beliefs You Have About Earning More Money
Dispelling the idea that you can't be a millionaire because you spend money carelessly is the first step to securing the expansion of your empire. The next step is acknowledging the real reasons you have not become a millionaire. One of these reasons is obvious, patriarchal America was not built, and is not functioning, to ensure the success of Black women. It is working even less to ensure that Black women of the LGBTQ community and even plus-size women don't succeed. The final step is to acknowledge that despite those reasons, your potential to earn is solely determined by you.
Women routinely accept payment that is less than what they are worth, provide their skills for free, fear the discomfort of failing others, fear the discomfort of saying no, lack boundaries, and constantly prioritize the needs of others before our own. No matter which of these reasons is preventing you from achieving your financial goals—or if there is another factor at play—you must stop deceiving yourself about your financial difficulties and determine the truth of your bank account.
2.If You Want To Be Wealthy, Make Decisions Like a Millionaire
Make a choice as to how you will fulfill your desire to become a millionaire. You must start making million-dollar decisions if you want to get wealthy. To do this, you must comprehend what you really want, what you ought to be doing, and how you plan to get there. Make million-dollar decisions by using the "We Should All Be Millionaires" acronym below.
Want: What are your objectives? Check-in with your own inner wants instead of searching out other people's perspectives. What would you choose to do if you knew that every decision you made would lead to the intended result?
Should: When you think about your decision, what "should" come to mind? What should you do, in your opinion, to succeed? Do you actually believe these things, or are these just others' beliefs?
Action: What action are you going to do to move in the right direction? Identify the first two or three steps that must be taken to succeed.
Body: What do you think about doing this? How do you feel about this? Are you feeling energized? Or does it make you anxious? Is it somewhere in the middle? Since your body is the best judge of who you are, listen to it and use it to guide your decision.
More: How would this choice or course of action help you achieve more? What will this option allow you to have more of? This will become your primary reason to keep going when you feel discouraged or unmotivated. What advantages would this decision give you?
3.Manage Your Time Like a Millionaire by Creating Boundaries
You cannot have a thriving net worth and be popular with everyone. So, let go of the institutionalized people-pleasing. The plain fact is that women perform the majority of work across all fields, particularly in domestic tasks. This hinders our ability to accumulate riches. Not to mention, women are treated unfairly in the workplace. These pervasive cultural problems involving women's work result in weariness, depression, and a sense of inadequacy.
Therefore, to protect yourself from the feeling of never being enough and the mistreatment of others, establish boundaries that are clear to all parties. Say yes to what you want and no to everything else. After all, setting boundaries without enforcement will only result in the same outcomes.
4.Build a Team That Supports Your Millionaire Mindset
Build a squad! You are the people you choose to be around. Find a community of people that share your values and inspire you, then start interacting with them. You can discover new strategies and tools to support your millionaire habits within this new community that you might never have thought of or wouldn't have known without access to it. Not only that, but others who belong to this group may become contacts or even friends who can help you open doors to new chances. If the community you desire does not exist, create it yourself.
Nobody succeeds alone, despite what some people would have you believe. Because of your full-time job, interests, hobbies, relationships with family and friends, and, well, sleeping, time can be the largest obstacle to you generating wealth. Create your own team to reclaim your time. Hire a professional assistant to assist you with a variety of tasks for a few hours each week. By doing this, you can free yourself some time to investigate your financial objectives without the pressure of having to handle everything by yourself. Do not overthink this procedure or convince yourself that it is merely a waste of money.
To assure your ultimate financial and time freedom, figure out how much you can afford to pay for the support. Keep in mind that occasionally spending money is necessary to make money.
5.Determine Your Vision and Value To Achieve Success
What kind of life do you envision? What are your objectives? Make them compelling by being specific, specific, and appealing. Make your goals interesting since it is what motivates innovation, zeal, and action. The four steps that determine your visions are:
- List the improvements you'd like to make to various elements of your life;
- Carry out the necessary calculations so that you have a realistic understanding of the costs;
- Come up with 25 ideas for boosting your income quickly;
- Decide on the first improvement you'll make.
Think carefully about the millionaire version of yourself. Then, start acting like that now (without going into debt).
After choosing the concept that will help you raise your earnings, understand your worth. The price of women's imposter syndrome is in the millions. In order to advance in their careers or recognize their genuine worth, women who have imposter syndrome frequently work for free, at reduced rates, or without receiving any compensation. They do this while they wait for someone to recognize their efforts.
Decide on your worth instead, and set your prices accordingly. Set a price for your concept and multiply it by two. When offering your goods or services, accept nothing less.
6.Create an Effective Money Management System
Scarcity breeds more scarcity, and trying to live on a shoestring budget will only make you unhappy. Therefore, if you want to become a millionaire, you don't need to cut back on that daily latte or monthly subscription. Instead, create effective systems, rather than goals. Goals are helpful for giving direction, but systems are helpful for actually moving forward. Create a system to keep an eye on your finances. Avoid outsourcing your money management and decision-making; take charge of them yourself.
Set up a strategy to keep tabs on your credit score, daily spending, and net worth. Consider doing some investigation and setting up a business company and business bank account. Quit listening to those who tell you to wring every last penny out of your paycheck or who whine about your debt. Instead, recognize that in order to compete in the global market, you will periodically need to go into debt and work additional hours in order to increase your earning potential.
7.Start Building Your Millionaire Empire
Now that you have all the tools at your disposal, follow Nike's motto and "Just Do It." Find out what it's like to be able to earn money whenever you want. So, set a 10-day goal for yourself to earn a certain amount of money. What precise sum do you ask? Imagine you have ten days to obtain a certain amount of money for a crucial bill or expense. Write down this amount and increase its total by 30%. In 10 days, you want to have this number in your bank account. If this number is not high enough for you, try participating in WSABM's $10,000 in 10 days challenge.
Pro Tip: If you can afford it, join the We Should All Be Millionaires: The Club. For anyone prepared to build wealth, this club is your online community classroom. Regardless of what is standing in your path to being a prosperous millionaire, this club, which is devoted to seeing you succeed, provides a vast array of tools, educational and training programs, live weekly coaching, and a squad that can assist you in becoming the success you know you are capable of being.
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Featured image by Daniel de la Hoz/Getty Images
Taysha Robinson is a writer and high school English teacher, based in metro-Atlanta. A self described philomath, you can find her reading books and articles of every genre, attending educational conferences, and hiking wherever the terrain will allow.
This article is sponsored by Hulu.
UnPrisonedhas returned for its highly anticipated second season, delving deeper into the complex dynamics of the Alexander family.
The series premiere comes a year after its debut season garnered rave reviews from fans and critics and earned record-breaking ratings for Hulu's Onyx Collective brand. UnPrisoned's success can be attributed to its raw, relatable themes and comedic appeal.
Inspired by creator Tracy McMillan's life, the show follows Paige (Kerry Washington), a therapist and single mother whose life takes an unexpected turn when her father, Edwin (Delroy Lindo) --who was released from prison-- moves in with her and her teenage son, Finn (Faly Rakotohavana).
Throughout UnPrisoned's first season, viewers witnessed how Edwin's incarceration deeply affected Paige's life and relationships. In the series, Paige unpacks her trauma through interactions with her inner child and her online followers. Meanwhile, Edwin is overcoming specific struggles with his own past that led to his life of crime, including a dysfunctional upbringing and his mother's arrest. As the Alexanders attempt to reconcile, new challenges arise.
This new season promises to further explore their unconventional family dynamic. Here are several compelling reasons why season two of UnPrisoned should be on everyone's watchlist.
The Alexander Family Life Is Still In Shambles
UnPrisoned's second season resumes where the series left off, with Paige grappling with the fallout from her troubled therapy practice and Edwin navigating life independently after moving out. Meanwhile, Finn faces his own challenges. The teenager is battling anxiety and seeking information about his father—a topic Paige avoids discussing.
The Alexander Family Are Attending Therapy To Resolve Their Underlying Issues
Amid the chaos in their lives, the Alexander family decides to mend their bond by confronting their past traumas. They seek professional help and attend therapy sessions with a “family radical healing coach,” played by John Stamos, a new cast member. This collective effort aims to unravel the complexities of their shared history and strengthen their relationships.
The process of unraveling each character's internal conflicts and their potential impact on future relationships may clash with Paige's textbook therapy approach. While Paige is used to being in the therapist's seat in both career and family, this forces her into the unfamiliar role of a patient during therapy sessions. This shift would compel her to look in the mirror and try a radically different approach.
The Alexander Family Learned A Big Lesson During A Therapy Session
In therapy, the Alexanders are tasked with addressing their individual traumas to salvage their remaining relationships. One of the family therapist’s eccentric suggestions was an exercise involving a family wrestling match. During this session, Paige faces tough questions about her refusal to share information about Finn's father.
While it's unclear whether this scene is reality or fantasy, the image of the family duking it out in the ring certainly makes for hilarious yet compelling television.
Paige Tries Dating Again Following Failed Relationships
Amid her life's chaos, Paige decides to step back into the dating field. However, her many attempts have left her with mixed results. The dating apps have turned out to be a fail, and an outing with her ex Mal (Marque Richardson), who is also her father's parole officer, doesn’t go quite as expected after he brings an unexpected guest – his new girlfriend.
The situation takes an awkward turn when Mal's new partner learns why the former couple split, partly due to Paige's self-sabotage.
UnPrisoned Is A Perfect Balance Of Comedy And Drama
As a dramedy, UnPrisoned takes a comedic approach to its heavy subjects. The show takes us on a ride with Paige's dating misadventures and navigating a friendship with her ex.
Other lighthearted moments include Edwin's attempts at CPR based on online videos and, of course, the antics of the Alexander family's unconventional new healing coach.
The second season of UnPrisoned is now available on Hulu.
UnPrisoned | Season 2 Trailer | Hulu
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Mariee Revere On Her History-Making Million-Dollar Sales And The Future Of MoonXCosmetics
If the name Mariee Revere sounds familiar, it's probably because you heard of her beauty and skincare brand, MoonXCosmetics, or you may have heard about her history-making achievement of making $1.8 million in less than eight minutes. But before starting her million-dollar brand, Mariee was just a teenager trying to cure her acne.
While she grew up in the skincare capital of the world, South Korea, Mariee didn't really experience breakouts until her senior year of high school. Like many people who get their first breakout, she didn't know what to do, and there weren't many products out there at that time. So she decided to experiment. What she didn't know was that what she came up with would ultimately be her ticket to success.
"When I graduated high school, I moved back to America, Georgia, and I ended up making, like, the oil, the Rose Galore oil, which is like the staple product of my brand. I don't know what made me make it, but I did, and it literally cleared my face up," she tells xoNecole in an exclusive interview.
"I end up selling it as a body oil first because, obviously, I'm 17, [and] don't have any background as an esthetician or anything like that. I just made a product that worked for me, but people bought it and was using it, and I reformulated it, and then it just stuck like with me."
While MoonXCosmetics is known for its facial products, it wants to expand to body care and home. It just released its new product, Moon-Gel body wash, and it's only up from there. As Mariee continues to grow the brand, it's more than likely that she will see more history-making moments. And so far she has.
Photo courtesy
When asked if she feels pressure to obtain more of those milestones, she says yes and no. "I did $1.8 [million] again, and then I did $2 million but I feel like now, currently, I don't look at that as one of my goals anymore because [of] the headache and just everything that came with it, but I was thankful and blessed to have that milestone, but now I'm looking for more," she says.
"I want to say more reach than more like fast-paced sales. I do want that. Obviously, every girl wants that, but I do want to have a better overall reach for my brand because I did take two years off so I was able to learn, [and] study a lot of different things. See how things have changed from 2020 to now."
"I did $1.8 [million] again, and then I did $2 million but I feel like now, currently, I don't look at that as one of my goals anymore because [of] the headache and just everything that came with it, but I was thankful and blessed to have that milestone, but now I'm looking for more."
Another part of expanding for any company is hiring people. Finding the right person to help you can be a hassle, especially for business owners who are used to doing all the work themselves. Mariee can relate to this, and she touched on this topic in her documentaryThe Million Dollar Story. She recommends having someone be your "right-hand man" who you trust to handle the ins and outs of the company.
"I could say, definitely get, like a right-hand man to help you within the process because that really was what helped me. I never had a job. I literally was 18 now, being like, you know, the boss of over 30+ employees at one point in time, and I didn't know anything. I didn't know anything about no W-2s, no taxes, no clock in, clock out because all I [have] ever known was my brand," she explains.
"So I definitely partner with people who are very skewed and versed in those areas, and they helped me get through it. Even to this day, I still have my same person helping me with hiring, firing, [and] doing everything that I can right now because I'm still learning. But obviously people get jobs young, so they have way more experience than me, but still learning."
And though she is still learning, one thing she makes sure to stay on top of is being consistent. Consistency is what trips many people up when it comes to achieving goals, but Mariee says it's all about scheduling. Whether it's when to post on social media or email marketing, scheduling it out can make a world of difference. That same practice also works when planning out her future goals for the company.
"Right now, future goals would be to drop at least five more products before the end of the year. We always do outreach, where we do drives and all that, but definitely do way more this year, she says. "Then really dive into body [care], and then hopefully open up MoonXBody underneath MoonXCosmetics to let that branch out and be open and definitely get back consistent."
For more information, visit moonxco.com.
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