8 Online Platforms To Build Wealth & Get Your Money Right By 2022
Last year brought financial challenges for many, as some were displaced from their jobs while others started new side hustles. But this year, we are set to turn things around! These eight online platforms led by Black women aim to teach us how to get our money right. From budgeting to investing to paying off student loans and beyond, these women will help us all move toward finding financial freedom.
It's time to hit the reset button to learn essential tips, so let's check out a few top personal finance websites and platforms that will help you do just that:
Brown Ambition
Founders Tiffany "The Budgetnista" Aliche and Mandi Woodruff are both long-time powerhouse personal finance experts. They've partnered up to launch the Brown Ambition Podcast, a weekly show to help you live your best financial and professional life. Tiffany and Mandi give it to you to straight, no chaser. They take their individual experiences and add them to interviews with bomb guests to give you an entertaining and informative experience. They're the friends-in-your-head that everyone needs to help make the best financial decisions.
Hello Seven
Hello Seven was founded in 2017 by Rachel Rodgers, an intellectual property attorney and business coach. Her philosophy is "We should all be millionaires," and the tagline is the name of the book she recently wrote. Through her podcast, website, and club, she has helped women scale their businesses to seven figures, build personal wealth, and gain economic power.
Journey to Launch
Jamila Souffrant created Journey to Launch, documenting her journey to financial independence. She went from traveling for more than three hours to work every day to finding financial freedom by working for herself. The platform's podcast features guests that share financial tips as well as their own personal journeys toward financial freedom.
Finances Demystified
Finances Demystified was founded in 2012 by Dominique Broadway. After working at a brokerage firm that focused on high net-worth individuals, she learned how the wealthy successfully managed their money. Noticing a gap in the industry that made wealth building inaccessible to many, she decided to educate individuals about personal finance and show them how they, too, can become high net-worth earners.
Trade and Travel
Trade and Travel was founded in 2017 by Teri Ijeoma, a self-taught stock and options enthusiast. She has educated hundreds of people on how to invest in stocks and make money via the stock market. She teaches people how to navigate investing to make it work for them and is an avid traveler who promotes the beauty of what financial freedom can mean for women.
The Finance Bar
Marsha Barnes founded The Finance Bar in 2014. She's a financial expert with a decade of experience, and her platform helps women and couples achieve financial wellness through coaching, education, and an innovative learning hub.
Frugal Feminista
Kara Stevens is the founder of Frugal Feminista, a personal finance and personal development company launched in 2014. She is committed to helping women heal their relationships with money and with themselves and help women to become happy, wealthy, and brave so they can unapologetically live life on their terms.
The Student Loan Doctor
Too many people are buried underneath student loan debt, watching interest accumulate astronomically over time. Sonia Lewis, AKA "The Student Loan Doctor," launched her platform to provide coaching and consumer advocacy services, and she's helped more than 20,000 clients nationwide to eliminate federal student loan debt.
We hope these eight online platforms will help you get prepped for success in 2022. Check them out and let us know what you think!
Featured image by PeopleImages/Getty Images
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ItGirl 100 Honors Black Women Who Create Culture & Put On For Their Cities
As they say, create the change you want to see in this world, besties. That’s why xoNecole linked up with Hyundai for the inaugural ItGirl 100 List, a celebration of 100 Genzennial women who aren’t afraid to pull up their own seats to the table. Across regions and industries, these women embody the essence of discovering self-value through purpose, honey! They're fierce, they’re ultra-creative, and we know they make their cities proud.
VIEW THE FULL ITGIRL 100 LIST HERE.
Don’t forget to also check out the ItGirl Directory, featuring 50 Black-woman-owned marketing and branding agencies, photographers and videographers, publicists, and more.
THE ITGIRL MEMO
I. An ItGirl puts on for her city and masters her self-worth through purpose.
II. An ItGirl celebrates all the things that make her unique.
III. An ItGirl empowers others to become the best versions of themselves.
IV. An ItGirl leads by example, inspiring others through her actions and integrity.
V. An ItGirl paves the way for authenticity and diversity in all aspects of life.
VI. An ItGirl uses the power of her voice to advocate for positive change in the world.
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Sheila Rashid's Androgynous Approach To Unisex Clothing Is A Lesson In Embracing Individuality
The ItGirl 100 List is a celebration of 100 Black women who aren’t afraid to pull up their own seats to the table.
For Sheila Rashid, it all started with some free-hand drawings and a few strokes of paint.
The Chicago-based clothing designer and creative director of Sheila Rashid Brand recalls using her spare time in high school to hand paint designs on t-shirts and distressed hoodies, distributing them to classmates as walking billboards for her art.
Rashid sought to pursue fashion design at Columbia College in Chicago but eventually took the self-taught route to build upon her knack for crafting one-of-a-kind, androgynous pieces.
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Thanks to the mentorship of local designers taking her under their wings, Rashid was able to gain valuable experience in putting together collections and creating patterns; equipping her with them with the necessary skills to pursue her own collections.
After two years of living in New York, Rashid returned home to the Chi and uncovered the unique flair she could offer the city. “I moved to New York after that because I wanted to be in the fashion capital world,” she tells xoNecole. “That's when I really got a leg up. I found myself when I moved back to Chicago after moving to New York.”
For the Midwest native, inspiration comes from her time around creative peers and the city’s notorious winters — known to be a main character in many Chicagoans stories. “It's a different perspective and mindset when I'm making stuff because of the weather here,” she explains. “When we get summer, it’s ‘Summertime Chi’ — it's amazing. It's beautiful. Still, I find myself always making clothes that cater to the winter.”
"I moved to New York after that because I wanted to be in the fashion capital world. That's when I really got a leg up. I found myself when I moved back to Chicago after moving to New York.”
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Many designers have a signature aesthetic or theme in their creations. In Rashid’s design story, dancing between the lines of femininity and masculinity is how she’s been able to distinguish herself within the industry. Her androgynous clothing has garnered the eye of celebrities like Zendaya, Chance the Rapper, WNBA star Sydney Colson, and more — showing her range and approach to designs with inclusivity in mind.
“I think I do reflect my own style,” she says. “When I do make pieces, I'm very tomboyish, androgynous. My work is unisex because I feel like everybody can wear it. I cater to everybody and that's how I try to approach my clothes.” From denim to overalls, and color-drenched outerwear, Rashid has mastered the structure of statement pieces that tell a story.
“Each collection, I never know what's going to be the thing I'm going to focus on. I try to reflect my own style and have fun with the storytelling,” she shares. “I look at it more like it's my art in this small way of expressing myself, so it's not that calculated.”
"My work is unisex because I feel like everybody can wear it. I cater to everybody and that's how I try to approach my clothes."
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Still, if you were able to add up all the moments within Rashid’s 20-year career in design, one theme that has multiplied her into becoming an “ItGirl” is her confidence to take up space within the fashion industry as a queer, Black woman. “Being an ItGirl is about being yourself, loving what you do, finding your niche, and mastering that,” she says.
No matter where you are on your ItGirl journey, Rashid says to always remain persistent and never hesitate to share your art with the world. “Don’t give up. Even if it's something small, finish it and don't be afraid to put it out,” she says, “It's about tackling your own fear of feeling like you have to please everybody, but just please yourself, and that's good enough.”
To learn more about the ItGirl 100 List, view the full list here.
Featured image Courtesy