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10 Investment Apps That Will Get Your Stock Portfolio All The Way Together

These picks will help you make financial dreams a reality.

Finance

Are y'all getting tired of checking all of your financial assets separately? Well, that can all change today by getting an investment app to keep track of your entire portfolio—stocks, mutual funds, bonds, ETFs, IRAs, and 401(k)s all in one location! Keeping tabs on all of your financial assets can be exhausting, and I'm sure if you're a regular investor, you check your financial growth frequently versus once a year to do your taxes.

Fortunately, plenty of mobile apps provide real-time data on all of your investments in one single app! Check out some of the best investment apps—for beginners and advanced investors—that will make your stock portfolio life easier to manage.

The best investment apps for beginners

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Robinhood

Robinhood is one of the most popular stock portfolio apps that everyone is talking about. It's free to open an account, and they have no account minimum. One of their best features is offering free trading for stocks, options, ETFs, and cryptocurrency. It's very easy to function, and they offer Robinhood snacks, a daily financial newsletter to fill you in on financial updates or launches that boost company shares, etc.

Once you get the Robinhood app, you instantly get a stock and also get a free stock for every person you share the app with. If you choose to upgrade your account for the Robinhood Gold membership for $5 a month, you'll be provided research on 1,700 companies from Nasdaq Level II quotes, Morningstar, and access margin loans.

E-Trade

E-Trade is a great app for beginners because they offer several resources and educational pointers, and they have a wide range of no-fee funds. The company has two mobile apps and offers no minimum fee to obtain an account, and it's free to trade stocks. On the E-Trade app, you can move money using the mobile check deposit, and it's really easy to track the market, trading ETFs and stocks. The second app is called Power E-Trade and allows users to enter orders inclusive of complex options trades on a single ticket.

This is a great investing app to start with because they offer extensive educational information for new investors, including articles, videos, and live educational services.

Merrill Edge

Bank of America's Merrill Edge is another great option for beginning investors, especially if you're a Bank of America customer. If you are a current member of Bank of America, you have immediate access to cash transfers to your brokerage's account, and you'll have access to a Merrill adviser in over 2,000 Bank of America locations. There is no minimum needed to open an account, and it's also free to trade stocks.

One of their best features lies in their educational materials; they offer articles and videos explaining college planning, personal finance, retirement, and how to begin investing.

It's better to start small versus not at all!

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Fidelity

Fidelity is known to be one of the most investor-friendly broker apps in the industry, making it an excellent option for new investors. There are no minimums to open an account, and they offer one of the lowest published margin rates at just 4.00%. Fidelity is committed to educating their clients with in-depth research from over 20 independent providers, and they offer zero expense ratio index funds.

The site is easy to navigate, and users have access to various webinars and see previously recorded classes in almost every area of investing.

TD Ameritrade

TD Ameritrade offers a range of services for all level users. It's especially great for new investors because they have interactive courses and webcasts, so no questions are ever considered a dumb question because we're all learning. Beginning investors also have access to over 200 instructional videos and tutorials. There is no minimum to open an account, and they are going to integrate with Charles Schwab investment company in the upcoming future.

The best investment apps for intermediate and advanced investors

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Ellevest

Ellevest is an investment app built for women and created by women! Let's go feminine divine! This is an excellent app for goal-based investing in multiple investing categories. Ellevest charges a monthly fee ranging from $1 to $9, based on your financial needs. The primary tier provides you an investment portfolio, banking features like ATM reimbursements, and access to educational services.

If you choose to invest in their higher tiers, they offer goal-oriented planning, executive coaches, and reduced fees on meetings with financial planners. They also provide monthly progress reports to celebrate when you're on track with your financial goals, and they provide suggestions if you're not meeting your financial objectives.

Betterment

Betterment is an automated investment platform, also known as a robo-adviser. They have an algorithm that calculates your portfolio based on your goals and preferences. They create portfolios by investing in expansive market sectors through ETFs — because they are tax-efficient and low-cost. Betterment also uses the data you give them to provide retirement advice by recommending an allocation and advising what amount is safe to withdraw. Your inflation and portfolio performance are factored into their ongoing advice — which is all up to you if you want to take their pointers.

You can open several different investment accounts with Betterment, like a Roth IRA, trust account, SEP IRA (single participant only), and Betterment for business (this is their 401(k) for small employers). They charge a minimum of 0.25% annual fee.

SoFi

SoFi is an all-in-one investing service that provides robo-advisers and investor-friendly service. They provide goal-based planning to assist your financial objectives and offer automatic rebalancing. There is no management fee, and the company's account minimum is $1. SoFi provides access to financial advisors, career services, and discounts on other SoFi products for no extra fee.

The company also provides a unique option that allows you to choose the stocks, crypto, ETFs you'd like to invest in, or they provide the option to create a portfolio for you with automatic investing. And if you're on a budget, investing they have a stock bits option which lets you invest in your favorite companies without committing to purchasing a whole share.

Choose from the best investing apps

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Personal Capital

Personal Capital is a free mobile and online personal finance and investment management app. It's available on iOS and Android, and it lets you analyze your entire investment portfolio visually regardless of where you store your assets(401k, Fidelity, etc.). They even suggest stocks you should sell and invest in alternate assets.

And of course, that's a basic example but a helpful one; they also analyze your portfolio by market cap, industry, and a ton of other variables. Personal Capital has a feature called "You Index", which keeps track of your holdings and assesses their performance against leading market indices, so you can easily see how you're doing across cash, stocks, mutual funds, and ETF.

Stash

Stash is a great investment app for first-time investors and advanced investors. They offer three different plans ranging from paying $1-$9 a month, which makes it affordable and easily accessible to build wealth. Stash provides an option to invest what you can afford with their fractional shares; you have the opportunity to choose how much to invest.

Their $1/ month plan includes their stock-back card, personal investment account, personalized advice, and $1,000 of life insurance coverage through Avibra. The company's higher tier approach is $9/month including a stock-back card that earns double stock, a Roth IRA or Traditional IRA retirement account, investing for children, and $10,000 of life insurance coverage through Avibra.

The bottom line

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Guys, any of the investment apps you choose, y'all are all winning and saving time and money! Stock portfolio apps help you keep track of all your investments on the go. All of the listed apps are iOS and Android friendly. Some apps require you to manually pop in your data versus other apps syncing your existing apps. All of the apps give great tips to read in less than a handful of minutes and provide tools to make your financial dreams become your financial reality!

Are you a member of our insiders squad? Join us in the xoTribe Members Community today!

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ACLU By ACLUSponsored

Over the past four years, we grew accustomed to a regular barrage of blatant, segregationist-style racism from the White House. Donald Trump tweeted that “the Squad," four Democratic Congresswomen who are Black, Latinx, and South Asian, should “go back" to the “corrupt" countries they came from; that same year, he called Elizabeth Warren “Pocahontas," mocking her belief that she might be descended from Native American ancestors.

But as outrageous as the racist comments Trump regularly spewed were, the racially unjust governmental actions his administration took and, in the case of COVID-19, didn't take, impacted millions more — especially Black and Brown people.

To begin to heal and move toward real racial justice, we must address not only the harms of the past four years, but also the harms tracing back to this country's origins. Racism has played an active role in the creation of our systems of education, health care, ownership, and employment, and virtually every other facet of life since this nation's founding.

Our history has shown us that it's not enough to take racist policies off the books if we are going to achieve true justice. Those past policies have structured our society and created deeply-rooted patterns and practices that can only be disrupted and reformed with new policies of similar strength and efficacy. In short, a systemic problem requires a systemic solution. To combat systemic racism, we must pursue systemic equality.

What is Systemic Racism?

A system is a collection of elements that are organized for a common purpose. Racism in America is a system that combines economic, political, and social components. That system specifically disempowers and disenfranchises Black people, while maintaining and expanding implicit and explicit advantages for white people, leading to better opportunities in jobs, education, and housing, and discrimination in the criminal legal system. For example, the country's voting systems empower white voters at the expense of voters of color, resulting in an unequal system of governance in which those communities have little voice and representation, even in policies that directly impact them.

Systemic Equality is a Systemic Solution

In the years ahead, the ACLU will pursue administrative and legislative campaigns targeting the Biden-Harris administration and Congress. We will leverage legal advocacy to dismantle systemic barriers, and will work with our affiliates to change policies nearer to the communities most harmed by these legacies. The goal is to build a nation where every person can achieve their highest potential, unhampered by structural and institutional racism.

To begin, in 2021, we believe the Biden administration and Congress should take the following crucial steps to advance systemic equality:

Voting Rights

The administration must issue an executive order creating a Justice Department lead staff position on voting rights violations in every U.S. Attorney office. We are seeing a flood of unlawful restrictions on voting across the country, and at every level of state and local government. This nationwide problem requires nationwide investigatory and enforcement resources. Even if it requires new training and approval protocols, a new voting rights enforcement program with the participation of all 93 U.S. Attorney offices is the best way to help ensure nationwide enforcement of voting rights laws.

These assistant U.S. attorneys should begin by ensuring that every American in the custody of the Bureau of Prisons who is eligible to vote can vote, and monitor the Census and redistricting process to fight the dilution of voting power in communities of color.

We are also calling on Congress to pass the John Lewis Voting Rights Advancement Act to finally create a fair and equal national voting system, the cause for which John Lewis devoted his life.

Student Debt

Black borrowers pay more than other students for the same degrees, and graduate with an average of $7,400 more in debt than their white peers. In the years following graduation, the debt gap more than triples. Nearly half of Black borrowers will default within 12 years. In other words, for Black Americans, the American dream costs more. Last week, Majority Leader Chuck Schumer and Sen. Elizabeth Warren, along with House Reps. Ayanna Pressley, Maxine Waters, and others, called on President Biden to cancel up to $50,000 in federal student loan debt per borrower.

We couldn't agree more. By forgiving $50,000 of student debt, President Biden can unleash pent up economic potential in Black communities, while relieving them of a burden that forestalls so many hopes and dreams. Black women in particular will benefit from this executive action, as they are proportionately the most indebted group of all Americans.

Postal Banking

In both low and high income majority-Black communities, traditional bank branches are 50 percent more likely to close than in white communities. The result is that nearly 50 percent of Black Americans are unbanked or underbanked, and many pay more than $2,000 in fees associated with subprime financial institutions. Over their lifetime, those fees can add up to as much as two years of annual income for the average Black family.

The U.S. Postal Service can and should meet this crisis by providing competitive, low-cost financial services to help advance economic equality. We call on President Biden to appoint new members to the Postal Board of Governors so that the Post Office can do the work of providing essential services to every American.

Fair Housing

Across the country, millions of people are living in communities of concentrated poverty, including 26 percent of all Black children. The Biden administration should again implement the 2015 Affirmatively Furthering Fair Housing rule, which required localities that receive federal funds for housing to investigate and address barriers to fair housing and patterns or practices that promote bias. In 1980, the average Black person lived in a neighborhood that was 62 percent Black and 31 percent white. By 2010, the average Black person's neighborhood was 48 percent Black and 34 percent white. Reinstating the Obama-era Fair Housing Rule will combat this ongoing segregation and set us on a path to true integration.

Congress should also pass the American Housing and Economic Mobility Act, or a similar measure, to finally redress the legacy of redlining and break down the walls of segregation once and for all.

Broadband Access

To realize broadband's potential to benefit our democracy and connect us to one another, all people in the United States must have equal access and broadband must be made affordable for the most vulnerable. Yet today, 15 percent of American households with school-age children do not have subscriptions to any form of broadband, including one-quarter of Black households (an additional 23 percent of African Americans are “smartphone-only" internet users, meaning they lack traditional home broadband service but do own a smartphone, which is insufficient to attend class, do homework, or apply for a job). The Biden administration, Federal Communications Commission, and Congress must develop and implement plans to increase funding for broadband to expand universal access.

Enhanced, Refundable Child Tax Credits

The United States faces a crisis of child poverty. Seventeen percent of all American children are impoverished — a rate higher than not just peer nations like Canada and the U.K., but Mexico and Russia as well. Currently, more than 50 percent of Black and Latinx children in the U.S. do not qualify for the full benefit, compared to 23 percent of white children, and nearly one in five Black children do not receive any credit at all.

To combat this crisis, President Biden and Congress should enhance the child tax credit and make it fully refundable. If we enhance the child tax credit, we can cut child poverty by 40 percent and instantly lift over 50 percent of Black children out of poverty.

Reparations

We cannot repair harms that we have not fully diagnosed. We must commit to a thorough examination of the impact of the legacy of chattel slavery on racial inequality today. In 2021, Congress must pass H.R. 40, which would establish a commission to study reparations and make recommendations for Black Americans.

The Long View

For the past century, the ACLU has fought for racial justice in legislatures and in courts, including through several landmark Supreme Court cases. While the court has not always ruled in favor of racial justice, incremental wins throughout history have helped to chip away at different forms of racism such as school segregation ( Brown v. Board), racial bias in the criminal legal system (Powell v. Alabama, i.e. the Scottsboro Boys), and marriage inequality (Loving v. Virginia). While these landmark victories initiated necessary reforms, they were only a starting point.

Systemic racism continues to pervade the lives of Black people through voter suppression, lack of financial services, housing discrimination, and other areas. More than anything, doing this work has taught the ACLU that we must fight on every front in order to overcome our country's legacies of racism. That is what our Systemic Equality agenda is all about.

In the weeks ahead, we will both expand on our views of why these campaigns are crucial to systemic equality and signal the path this country must take. We will also dive into our work to build organizing, advocacy, and legal power in the South — a region with a unique history of racial oppression and violence alongside a rich history of antiracist organizing and advocacy. We are committed to four principles throughout this campaign: reconciliation, access, prosperity, and empowerment. We hope that our actions can meet our ambition to, as Dr. King said, lead this nation to live out the true meaning of its creed.

What you can do:
Take the pledge: Systemic Equality Agenda
Sign up

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