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Tiffany Haddish Shares The Best Financial Advice She's Ever Received
Stefania D'Alessandro/Getty Images

Tiffany Haddish Shares The Best Financial Advice She's Ever Received

Surviving mishaps while young has helped the actress make better choices.

Tiffany Haddish

Tiffany Haddish has never shied away from sharing her truth with the world. From her upbringing as a foster child to her love life with rapper Common, the comedian always lays it all out on the table. So, when it comes to her finances, why would it be any different? The Girls Trip breakout star recently spoke with Business Insider about building wealth, budgeting and how she was able to pay down debt.


Going in and out of foster care and experiencing homelessness, Tiffany wasn't always financially secure and she eventually fell into the trap that millions of Americans have: credit card debt. In 2020, CNBC reported that almost half of Americans have credit card debt. That's 120 million people. Many people fall victim to credit card debt due to the lack of financial literacy, something that Tiffany relates to.

"Getting a credit card and not knowing how credit cards work, buying stuff I couldn't afford and not having enough money to pay it back, thinking overdraft protection was like they're looking out for me—that's bad moves," she said.

The comedian urges people not to "spend more than what you've got," stating that she learned "the hard way."

Now that she's a successful comedian and actress, The Last Black Unicorn author has been working to clean up her finances. While doing so, she received a piece of advice that helped her get on the right track.

"If you spend money, write it down. Every time you spend some money, write it down. And then you'll be like, 'Oh, wait.'

"You'll be more conservative. When I received that advice from someone older, they were like, 'Every time you spend money for the next three days or the next week, just write it down, and then you'll see how much money you spend. Then you can start re-budgeting.' It helps a lot."

With her newfound knowledge, the Night School actress has teamed up with mobile banking company Chime and media company ATTN to co-produce Hotline Cha-Ching, a video series that focuses on financial literacy for the younger generation. She hopes to teach the up and coming generation how to grow and save their money.

"I wish I would have known that you could use other people's money and both of you grow in the process, like when you make investments and stuff," she said during the Insider interview. "I wish I would have known that no matter how old you are, you can buy a house."

Tiffany isn't playing games when it comes to investing and building generational wealth. During her appearance on the SmartLess podcast, the Nobody's Fool star revealed that if she were to get engaged to boyfriend Common, she wants him to propose with "the deed to a duplex or a 36-plex" instead of a ring "because a marriage is a union of two businesses, and the whole point of coming together is to grow yourselves, but also grow a family and make sure they have something to inherit."


She continued, "So this ring, they can inherit the ring, but what's that, $2,000, $3,000? Maybe $10,000? What is that? But if you get an apartment building that will increase in value, the children will always be able to go to school, we'll always have something. If we get sick or something, we'll have something to cash out and be able to take care of ourselves."

Featured image by Stefania D'Alessandro/Getty Images

Black Women, We Deserve More

When the NYT posted an article this week about the recent marriage of a Black woman VP of a multi-billion-dollar company and a Black man who took her on a first date at the parking lot of a Popeyes, the reaction on social media was swift and polarizing. The two met on Hinge and had their parking lot rendezvous after he’d canceled their first two dates. When the groom posted a photo from their wedding on social media, he bragged about how he never had “pressure” to take her on “any fancy dates or expensive restaurants.”

It’s worth reading on your own to get the full breadth of all the foolery that transpired. But the Twitter discourse it inspired on what could lead a successful Black woman to accept lower than bare minimum in pursuit of a relationship and marriage, made me think of the years of messaging that Black women receive about how our standards are too high and what we have to “bring to the table” in order to be "worthy" of what society has deemed is the ultimate showing of our worth: a marriage to a man.

That's right, the first pandemic I lived through was not Covid, but the pandemic of the Black male relationship expert. I was young – thirteen to be exact – when Steve Harvey published his best-selling book Act Like a Lady, Think Like a Man. Though he was still just a stand-up comedian, oversized suit hoarder, and man on his third marriage at the time, his relationship advice was taken as the gospel truth.

The 2000s were a particularly bleak time to be a single Black woman. Much of the messaging –created by men – that surrounded Black women at the time blamed their desire for a successful career and for a partner that matched their drive and ambition for the lack of romance in their life. Statistics about Black women’s marriageability were always wielded against Black women as evidence of our lack of desirability.

It’s no wonder then that a man that donned a box cut well into the 2000s was able to convince women across the nation to not have sex for the first three months of a relationship. Or that a slew of other Black men had their go at telling Black women that they’re not good enough and why their book, seminar, or show will be the thing that makes them worthy of a Good Man™.

This is how we end up marrying men who cancel twice before taking us on a “date” in the Popeyes parking lot, or husbands writing social media posts about how their Black wife is not “the most beautiful” or “the most intelligent” or the latest season of trauma dumping known as Black Love on OWN.

Now that I’ve reached my late twenties, many things about how Black women approach dating and relationships have changed and many things have remained the same. For many Black women, the idea of chronic singleness is not the threat that it used to be. Wanting romance doesn’t exist in a way that threatens to undermine the other relationships we have with our friends, family, and ourselves as it once did, or at least once was presented to us. There is a version of life many of us are embracing where a man not wanting us, is not the end of what could still be fruitful and vibrant life.

There are still Black women out there however who have yet to unlearn the toxic ideals that have been projected onto us about our worthiness in relation to our intimate lives. I see it all the time online. The absolute humiliation and disrespect some Black women are willing to stomach in the name of being partnered. The hoops that some Black women are willing to jump through just to receive whatever lies beneath the bare minimum.

It's worth remembering that there are different forces at play that gather to make Black women feast off the scraps we are given. A world saturated by colorism, fatphobia, anti-Blackness, ableism, and classism will always punish Black women who demand more for themselves. Dismantling these systems also means divesting from any and everything that makes us question our worth.

Because truth be told, Black women are more than worthy of having a love that is built on mutual respect and admiration. A love that is honey sweet and radiates a light that rivals the sun. A love that is a steadying calming force that doesn’t bring confusion or anxiety. Black women deserve a love that is worthy of the prize that we are.

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Featured image: Getty Images

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