
Why You Should Strongly Consider Premarital Counseling BEFORE Getting Engaged

It was the social commentator Will Rogers who once said, “All television is children’s television.” What he meant by that is TV has a way of “dumbing you down,” if you’re not careful. He ain’t neva lied either because, y’all, there is truly an endless amount of diabolical foolishness in all mediums of the media these days; especially when it comes to the tube (well, and social media). And so, I must say, for that reason alone, I am grateful for programming like OWN’sFamily or Fiancé.
As a marriage life coach for over 20 years at this point, I’m sure that I’m a little bit biased when I say that I appreciate the overall premise of the show because (if you haven’t seen it) it’s (mostly) about engaged couples, their potential red flags, and their loved ones holding them accountable to those things before they attempt to jump any broom — and boy, if there is something that I wished happened more often, off-screen, it’s exactly that.
That’s not to say that there aren’t times when I find myself hella triggered while watching the program, though. I say that because I literally can’t believe some of the issues that continue to exist (BIG ONES) after someone has proposed and their partner has accepted. Financial drama. Family drama. Distrust. Toxic levels of communication. Sometimes stuff that makes you wonder how and why a couple are friends let alone engaged to one another. SMDH.
Yeah, as I recently said in a podcast interview not too long ago, I really wish that marriage therapists, counselors, and life coaches would normalize recommending premarital counseling to people before anyone puts a ring on someone else’s finger. I say that because, as someone who wholeheartedly believes that there would be a lot less divorces if premarital counseling was so much more thorough than it tends to be, I also think that if two people really pondered if they should even get engaged to begin with…there would be more solid marriages between individuals who are good fits for one another instead of fleeting weddings between two people who really had no idea how deep marriage is.
And so, as unconventional as it may be, today I’m going to make my case for why, anyone who is considering marriage up the pike, should get into premarital counseling BEFORE a ring is bought, anyone gets on one knee and definitely prior to a wedding date being set.
Premarital Counseling Should Not Be Treated Like a Mere Formality
Someone in my world right now is engaged — and I’m not thrilled about it. They are super young, hella broke and there is a lot of drama going on between both sides of their families. When I spoke to the bride-to-be about the importance of getting some premarital counseling, I thought that I was going to throw the phone across the room when she shared with me that they were going to go for “a couple of sessions.” Chile, with all that she shared with me, they need to be in counseling for at least six months (more on that in just a sec) and yet, she said that the pastor that she was speaking with thought that 2-3 meetings would suffice.
Umm…in what world? You can’t even get to the root of why there is so much contention with the family members in a couple of sessions and they have a whole lot more red flags waving than that. And yet, sadly, we’ve gotten so used to premarital counseling being seen and treated as nothing more than a mere formality that it’s not really taken seriously — and that can prevent engaged couples from taking what they are about to get into as seriously as they should as well.
And don’t get me started on how true this is once you’ve already got a ring on your finger because there’s a really big chance that you are going to move forward with your wedding whether counseling goes well or not — if for no other reason than your pride doesn’t want people to know that you called your engagement off (check out “These 12 Women Broke Off Their Engagements. Here's Why.”).
And that is reason #1 why I think that premarital counseling needs to happen before an engagement — because 1) you can take your time because there is no wedding to plan for yet and 2) you don’t have to worry about what you should do about your engagement if you realize you shouldn’t be together…you’re not engaged yet. Moving on.
Premarital Counseling Should Be More than a Couple of Sessions
Clients of mine who have plans to get married can vouch for the fact that if you’re going to work with me, don’t book a first session if you want to get married within a couple of months. Shoot, I tend to spend 5-6 sessions on intimacy alone because it’s important to discuss things like what you were taught about sex, how your first time impacted you, if you are a virgin what inspired the decision, what your expectations of sex are, how religion has influenced your views of sex, how you prioritize sex in a marriage, what you think the purpose of sex actually is — and that’s actually just the tip of the iceberg!
And since there is so much more that comes with being married than just having a healthy sexual dynamic (although that is easily in the top five if you understand the purpose of sex in a marital union), how can three 30-minute sessions even begin to scratch the surface?
Have mercy, y’all, with the divorce rate still hovering somewhere around 50 percent, statistics revealing that couples who engage in premarital counseling are typically able to reduce their chances of ending their future marriage by a little over 30 percent, it’s almost tragic that reportedly only 36 percent of couples go premarital counseling, to begin with.
And if you want to go the distance of what most people vow (which is a promise) during their wedding ceremony of being together until death parts you — how in the world can you prepare for that without getting as deep and detailed as possible about things like: your childhoods; your communication styles; your values; your future plans and goals; your emotional needs; your sexual desires; your vices; your strengths and weaknesses; your expectations; how you handle money; your (potential) deal-breakers; your parenting styles; the baggage that you carry from past relationships; your boundaries with family members and friends; how you plan on dealing with holidays and special days; how you handle disagreements; if your home is going to be traditional or not; if your home is going to have Scriptural standards or not; who is going to clean what; who is going to handle what — need I go on to prove that a couple of sessions simply ain’t gonna cut it? I doubt it.
Premarital Counseling Before Engagement Takes the Pressure Off…to Get Married
Semi-recently, while at a funeral, I ran into a guy who I hadn’t seen in, shoot, at least 15 years. As we were walking to our cars and catching up on our lives, I said, “I have always meant to tell you that you and your ex-fiancé have always been heroes of mine.” They’ve been broken up even longer than the last time I saw him and so, understandably, it took him a minute for him to even get where I was coming from. “Oh, [insert her name here]? Why do you say that?”
My reason is because they actually attended a church in Nashville that does what I believe: that you should participate in premarital counseling before getting engaged. Anyway, although he and his girlfriend actually “passed” the counseling process, they ended up breaking up anyway. I remember, even back then, him saying that after they really considered all that comes with making a marriage work, they came to the conclusion that they weren’t each other’s best complement (check out “If He's Right For You, He Will COMPLEMENT Your Life”). GOOD FOR THEM.
Yep, another reason why I’m a huge fan of premarital counseling happening before getting engaged is because I think that most people will listen better to what is being said to them if they took this approach. They will really stop to consider if they should even go from dating (or boyfriend and girlfriend) to getting engaged — because (and it can’t be said enough) I need everyone to remember that by the time you are someone’s fiancée, all that means is you two are in a season of preparing for your wedding day. Engagement is not about seeing if you need to get married or not. IF YOU DON’T KNOW THAT, YOU DON’T NEED TO BE ENGAGED (YET). AND YES, I AM YELLING THAT.
And if you’re in premarital counseling, not engaged and you see that you would be better off not becoming spouses, then there is no pressure to get married. Because you are not fiancé and fiancée. You are seeing if that should even happen…and it tends to be a lot less stressful to admit that it shouldn’t when you’re not at the point of being officially engaged…yet.
Premarital Counseling Can Save a Lot of Money (in the Long Run)
I have this theory that easily 80 percent of the married couples who ended up getting a divorce, a part of them wanted to call off the wedding the night before. Why didn’t they do it? For the same reasons why some of the members of my own family didn’t (and honestly should’ve and ultimately ended up divorcing anyway): venues were already paid for; dresses were already purchased; deposits were already put down; plane tickets were already bought, family members already have non-refundable investments — in folks’ minds, it’s simply too late to not go through with it.
Listen, if you think that being in a miserable marriage or getting divorced is easier than calling off a wedding, I don’t know who told you that lie. Besides, even if it is a little embarrassing, it actually takes a lot of courage to declare that you respect the covenant and contract of marriage too much to go through it just because you want to avoid feeling uncomfortable for a little while or you don’t want to lose money that you’ve already spent.
And yet — imagine how much this all would totally be a non-issue if you never spent any money in the first place (engagement ring included) because premarital counseling prior to getting engaged revealed to you that there is no need to plan a wedding because either you’re not with the right person or it’s not the right time? The investment in counseling prior to getting married may cost you a grand or so (give or take) and yet it’s still gonna be cheaper than paying for a wedding — one that very possibly shouldn’t be happening in the first place. And that will preach.
Premarital Counseling Should Focus on Different Things than Engagement Counseling
Unpopular (or at least uncommon) opinion: premarital counseling and engagement counseling should be separate. While premarital counseling should be all about figuring out if the person you’re thinking about marrying someday is an ideal fit for you, engagement counseling should be about providing tips and tools to make your wedding planning and newlywed years a smoother transition. Because, although we live in a culture that thinks a lot like my 13-year-old goddaughter does (that there isn’t much of a difference between a boyfriend, fiancé, and husband), people who are dating are not nearly as serious as people who are engaged and people who are engaged are not nearly as serious as people who are married.
Each season of a relationship comes with its own weight of responsibilities and while being in a long-term relationship, you should explore if you and your partner should shift into considering marriage, once you have declared that you are suitable for one another (which is what engagement is about), it’s well past time to be out here trying to figure out if you should get married…now it’s time to figure out how to do it. BIG DIFFERENCE.
So yes, I think it would be a total game-changer, indeed, for more therapists, counselors, and life coaches to encourage premarital counseling (should we get married?) to people who are (seriously) dating and engagement counseling (we need tips for preparing for our wedding and transitioning into becoming newlyweds) to those who are actually engaged.
If steps were taken in this fashion, I definitely think there would be fewer daters wasting each other’s time, more engaged people focusing on what the engagement season is truly all about — and both would take the importance of marriage counseling more seriously and literally as well. Because something else that research reveals is that 90 percent of married couples who attend 90-minute sessions, once a week, for 10 weeks, report that it ended up improving their emotional well-being and 75 percent said that the sessions made them feel more satisfied with their relationship overall.
Counseling does that. Counseling does that.
Just sayin’.
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It's kinda wild that, in 2025, my byline will have appeared on this platform for (what?!) seven years. And yeah, when I'm not waxing poetic on here about sex, relationships and then...more sex and relationships, I am working as a certified marriage life coach, helping to birth babies (as a doula) or penning for other places (oftentimes under pen names).
As some of you know, something that I've been "threatening" to do for a few years now is write another book. Welp, October 2024 was the month that I "gave birth" to my third one: 'Inside of Me 2.0: My Story. With a 20-Year Lens'. It's fitting considering I hit a milestone during the same year.
Beyond that, Pumas and lip gloss are still my faves along with sweatshirts and tees that have a pro-Black message on them. I've also started really getting into big ass unique handbags and I'm always gonna have a signature scent that ain't nobody's business but my own.
As far as where to find me, I continue to be MIA on the social media front and I honestly don't know if that will ever change. Still, if you need to hit me up about something *that has nothing to do with pitching on the site (I'm gonna start ignoring those emails because...boundaries)*, hit me up at missnosipho@gmail.com. I'll do what I can. ;)
Love Is The Muse: How Skylar And Temi Built A Creative Life Together
When Temitope Ibisanmi DM’d the word “muse” to Skylar Marshai, he knew he was shooting his romantic shot. He didn’t realize, however, that he was connecting with his future business and creative partner, too.
“I was the boyfriend,” Temi says. “Everybody out there knows, you’re the cameraman at that point.”
Skylar sees things differently. At the time, she was shooting content on her iPhone. Temi came into the picture with a new perspective, an understanding of tech, and, eventually, a camera. “He doesn't give himself enough credit,” Skylar says. “He wasn't just my tripod. He wasn't just standing behind the camera and going ‘click.’ He was giving advice. He was giving me insight to how I could look at things from a different perspective. And I was like, 'Oh, he’s an artist.' I think it was maybe a heartbeat of that kind of energy of like, ‘Baby, can you take this picture?’ And it turned so quickly into, we're partners. We can work together in a way where we're advancing each other's creative thinking.”
The pair often says they’re two sides of the same coin. Skylar is an Aquarius. She attended art school, paints, and loves poetry. She’s more than happy to let the couple’s management firm and agency, Kensington Grey, handle their admin work. And, she loves to sleep in. Temi, on the other hand, wakes up early. He’s a Virgo. He loves a to-do list and regularly checks in on the couple’s brand partnerships spreadsheet to make sure everything is on track.
Because his storytelling was steeped in his love of technology, he didn’t always think of himself as a creative person. “Where I [am] the dreamer who wants to pluck things out of the sky and spend all day with my head in the clouds, Temi [is] so good at grounding me and helping me figure out how to make things make sense on paper. We just work together in such a complimentary way,” Skylar says.
It’s been more than six years since Brooklyn-based couple Temi and Skylar started dating, and nearly four since they cemented their working relationship. On TikTok and Instagram, the couple’s travel, fashion, and home content regularly rack up hundreds of thousands of views. They’ve worked with brands such as Coach, Aesop, Away, and Liquid IV, bringing their vibrant perspectives to every campaign they execute. Still, nearly two years since both Temi and Skylar committed to full-time content creation and creative directing, the couple says their romantic connection remains their priority.
“We told each other we would much rather go back to full-time jobs and preserve our relationship than to be full-time freelancers, barely getting a night's rest [and] barely kissing each other because we're so busy shooting,” Skylar says.
Working from home can make it hard to separate work from personal life for any entrepreneur. It can be even more challenging when your business partner is also your lover. Temi and Skylar had already used couples therapy as a tool to help them effectively communicate with one another. When they ran into challenges while working together, their therapist helped them set physical boundaries to help combat the issues.
"We told each other we would much rather go back to full-time jobs and preserve our relationship than to be full-time freelancers, barely getting a night's rest [and] barely kissing each other because we're so busy shooting."
“It actually took us doing very specific physical things to create boundaries between work and play in our relationship,” Skylar says. “So, for instance, we will only have conversations about work when we're out of bed or we're at the table or in the office. Initially, when we started, we had to light a candle to say that, 'Okay, this is a space where we're connecting, we’re not talking about work.' We needed really hard boundaries at the top. And then it became a little bit more organic.”
The boundaries have been crucial to implement, especially because the couple began working together so naturally. When the pair first met, Skylar was NY-based a social strategist for BuzzFeed and was using content creation to drive business to her lingerie company. She was shooting her own content. Temi was working for Microsoft in D.C. He’d recently traded in his DJing equipment for a camera. “I've always loved taking pictures,” he says. “Even when I was a kid, my African mother would wake me up at 3:00 a.m. [during a] party, and be like, 'Come take the family picture.'”
Growing up, Temi says he watched his parents support each other and be the true definition of partners. He knew he wanted the same for his own relationship. But, the couple also wanted to make sure they were being financially responsible. The pair didn’t quit their traditional jobs until they’d saved up two years' worth of their cost of living. And, Temi received his Master of Business Administration from New York University with the knowledge that it could either help him advance in his corporate career or be applicable to his business with Skylar.
Today, they say their working relationship is more of a “quiet dance.” They still implement some of the boundaries they learned in therapy, but they also lean into their natural strengths and deep love for one another. When we speak, Temi has planned a date for the couple to see Princess Mononoke in 4K IMAX and added it to their Notion so they can factor it into their busy schedules. “I fully plan to date for the rest of my life,” he says.
Skylar says the couple doesn’t just wait for date nights to check in with one another, though. This often happens in the mornings, after Temi has made her peppermint tea and poured himself a cup of coffee. When they ask each other how they slept, she says, it’s not just a “nicety.” It’s a genuine question meant to foster connection.
“A lot of it happens during the day in the midst of work. We'll stop and we'll hug. Or we’ll slow dance in the kitchen,” she says. “Sometimes it's hard to set a whole date night when you have 7,000 things going on. So, we must grasp these moments and check in when we can. And I think it's become so organic to us that I actually didn't even realize how often we do it. But all day long, we're like, 'Are you good? I felt like your energy shifted,' because we're best friends, we just know. We just feel it happen.”
What’s better than being in love? Building wealth while doing it. Watch Making Cents here for real stories of couples who make money moves together.
Featured image by Cj Hart @hartbreak
The ChatGPT Prompts That Got Me Through A Career & Life Transition
Oftentimes when we hear about ChatGPT prompts, there's always some sort of business pitch, entrepreneurship push, or other shortcut connected to money-making. (Well, at least that's been the annoying case with my Instagram feed.) It's undeniable, though, that ChatGPT prompts can be game-changers, even beyond business plans or revenue schemes.
For me, creating and using my own ChatGPT prompts has been more about self-motivation, self-development and inspiration, especially at a tough time of career transitions and personal shifts. And as cray-cray as things seem in the U.S., especially related to one's livelihood, future financial stability, and overall mental health, I decided to take back a bit of my power using a great AI resource that you'll literally wonder how the hell it knows you so well to even answer your prompts so accurately.
Here are a few ChatGPT prompts that have been super-helpful and empowering related to career and finances. Simply visit OpenAi.com/Index/ChatGPT (or use the app of your choice), copy and paste the prompts, and be sure to fill in the blanks before submitting them:
The "Level Up" Prompt
Write an encouraging letter to a Black [your age]-year-old woman who is a [occupation] and wants to level up in her career. She lives in [city and/or state], earns [your yearly salary], and wants to be able to [career passion 1], [career passion 2], [career passion 3] during her work day. She also wants to earn [your dream salary] and work from [office/home/dream place of business] but feels challenged by [briefly state challenge here in 3-4 words.]
I swear ChatGPT got me all the way together, reminded me of the amazing experienced journalist, editor, and speaker that I am, and gave quick tips on how to take things to the next level that are actually doable.
The "Get My Credit Card Debt In Check" Prompt
Write a detailed plan, with categories, for a woman in her [age group] who is a [occupation] earning [your yearly salary]. She wants to cut at least 50 percent of her current credit card debt of [card balance] with an APR of [percentage]. Her minimum payment is [amount] and she'd like to cut down in [days/months/years]. Her expenses include [list] along with non-negotiable spending on [leisure/travel/fitness/wellness or other activity].
From here, it can also create spreadsheets or you can request that it get more specific with each category. You can also request that the plan be adjusted based on the first response and whether it truly fits something you can realistically do. Add more specific details based on your life, the unique challenges you face, or other options you have in mind knowing what you're capable of or you're realistically interested in doing to pay off a debt.
The "Retire Early" Prompt
Write a step-by-step early retirement plan for a woman age [your age]. She has [time in years] of experience in [industry] and has been working for her current company for [how many years]. She also currently earns [amount] per year. She lives in [city and/or state], [rents/owns], and has [amount] in savings. She also has [amount] in her 401K [or Roth IRA---whichever is relevant to your situation.] She currently has [amount] in her checking account(s). [Add any other details about your earnings including side hustles, businesses, freelance work, settlements, lottery, rental income, or other funds you have access to.] She has [amount] in unpaid debt. She'd like to retire by [age; and be reasonable sis] and live in [city and state/country].
While early retirement might seem like a pipe dream to some of us, a prompt like this lets you know that it's more possible than you think. It's also something great to take to a financial adviser so you can sift through what's actually doable (based on real-life scenarios) and what's not.
The "Career Pivot" Prompt
Write a plan for a woman who works as a [occupation] and wants to pivot into earning money doing [new career or career activity]. She is passionate about [activity or goal] to serve [potential audience/client/customer]. She wants to transition out of [current career] to earn [amount] doing [new career or career activity] by [time/date] and earn [dream income that you'd make doing the new career activity]. Include steps and categories. Include a timeline to achieve this by [date].
This is a helpful prompt when you feel stuck in your current role (or even your career altogether) and simply need inspiration on what could be the perfect pivot. You can update this to include different career activities or scenarios, add company names or brands, and even ask for pitches or ways to brand yourself online to achieve this goal.
The "Faith-Filled Career Confidence Booster" Prompt
Write a letter from God to a woman who is feeling like she is behind in life. She feels lost and scared, especially with everything that is going on in the U.S. right now, politically and economically. She is [age], works as a [occupation], and lives in [city/state]. She has [educational degrees or training], loves [three passions/hobbies/favorite activities], and has [mention family, spouse, children, or other loved one, even if a pet here.] She is [mention three things you like about yourself including one about your appearance]. She wants to achieve [list two small but important goals here that are related to personal and/or professional life]. She has faced [list any major and specific challenges, briefly, here] and does not know how she will handle these challenges. Include [Bible verses] of encouragement to study.
This prompt had me in tears, but it reminded me of my Biblical upbringing and my foundation for success and motivation. It also reminded me to get stronger in my faith, to read my Bible a bit more, and to stop allowing doom and gloom to inform my approach to problem-solving.
The "Talk That Career Ish" Prompt
Write a letter from the perspective of a football [or sport of your choice] coach for a woman aged [age] who works as the best [occupation] in [city, state]. She has accomplished [list 3-5 highlights of your career, whether past or recent] and is a leader in [relevant business or career activities that reflect leadership, whether you've accomplished these things or they're aspirational]. She brings the following skills to the work with her: [list 2-5] and she is proud of [aspirational career goal of you at your highest career self.]
Add in the name of your favorite coach and this gets even better! (I used Deion Sanders, but choose who you want.) You'll not only get hyped up to remember the fabulous bad boss you are, but you'll also get tips on how to be even more successful in the future.
Try any of these prompts and use them as stepping stones to prompt positive thinking, further conversations for financial and career planning, or just a fun and potentially constructive distraction from all the mess that's going on. Dig deeper and request more specific steps, inclusions of actual resources like books, conferences, or course recommendations, or create images, vision boards, or graphs. Add in specifics that will help you remain accountable in planning to meet a specific financial or career goal.
Also, this is a big one: Be sure to remember that ChatGPT is simply a tool. It's neither a genie nor the Almighty. You'll need to fact-check, use common sense, and adjust any sort of plans based on your actual reality. Try out these ChatGPT prompts as springboards for sparking imagination, motivation, and innovation.
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