
7 Things 'We Should All Be Millionaires' Taught Me About Adopting A Millionaire Mindset

xoNecole's I Read It So You Don't Have To is a recurring series of self-discovery that breaks down self-help books into a toolkit of takeaways and tips that are meant to assist you in finding the best life you can live. Take what works for you, and leave everything else where it is.
Since we first started to count, women have been indoctrinated into thinking we are inherently bad with money. When it comes to women and finance, there is a recurring theme: women are large, careless spenders. The vocabulary employed in commercials and periodicals, as well as in television and cinema, all reference this idea. Men learn how to generate money, while women learn how to spend it. Just like that. Therefore, it is understandable why women think they are unsuccessful at accumulating wealth given this deeply ingrained notion.
But contrary to what its marketing team has led us to believe, we can accumulate wealth, and earning seven figures in the next five years is not impossible. We only need to put in the hard work. Let's examine the book, We Should All Be Millionaires by Rachel Rodgers in this subsequent reading for the "I Read It, So You Don't Have To" series.
As always, take from this reading what you need, and leave the rest where it is.
1.Unlearn the Limiting Beliefs You Have About Earning More Money
Dispelling the idea that you can't be a millionaire because you spend money carelessly is the first step to securing the expansion of your empire. The next step is acknowledging the real reasons you have not become a millionaire. One of these reasons is obvious, patriarchal America was not built, and is not functioning, to ensure the success of Black women. It is working even less to ensure that Black women of the LGBTQ community and even plus-size women don't succeed. The final step is to acknowledge that despite those reasons, your potential to earn is solely determined by you.
Women routinely accept payment that is less than what they are worth, provide their skills for free, fear the discomfort of failing others, fear the discomfort of saying no, lack boundaries, and constantly prioritize the needs of others before our own. No matter which of these reasons is preventing you from achieving your financial goals—or if there is another factor at play—you must stop deceiving yourself about your financial difficulties and determine the truth of your bank account.
2.If You Want To Be Wealthy, Make Decisions Like a Millionaire
Make a choice as to how you will fulfill your desire to become a millionaire. You must start making million-dollar decisions if you want to get wealthy. To do this, you must comprehend what you really want, what you ought to be doing, and how you plan to get there. Make million-dollar decisions by using the "We Should All Be Millionaires" acronym below.
Want: What are your objectives? Check-in with your own inner wants instead of searching out other people's perspectives. What would you choose to do if you knew that every decision you made would lead to the intended result?
Should: When you think about your decision, what "should" come to mind? What should you do, in your opinion, to succeed? Do you actually believe these things, or are these just others' beliefs?
Action: What action are you going to do to move in the right direction? Identify the first two or three steps that must be taken to succeed.
Body: What do you think about doing this? How do you feel about this? Are you feeling energized? Or does it make you anxious? Is it somewhere in the middle? Since your body is the best judge of who you are, listen to it and use it to guide your decision.
More: How would this choice or course of action help you achieve more? What will this option allow you to have more of? This will become your primary reason to keep going when you feel discouraged or unmotivated. What advantages would this decision give you?
3.Manage Your Time Like a Millionaire by Creating Boundaries
You cannot have a thriving net worth and be popular with everyone. So, let go of the institutionalized people-pleasing. The plain fact is that women perform the majority of work across all fields, particularly in domestic tasks. This hinders our ability to accumulate riches. Not to mention, women are treated unfairly in the workplace. These pervasive cultural problems involving women's work result in weariness, depression, and a sense of inadequacy.
Therefore, to protect yourself from the feeling of never being enough and the mistreatment of others, establish boundaries that are clear to all parties. Say yes to what you want and no to everything else. After all, setting boundaries without enforcement will only result in the same outcomes.
4.Build a Team That Supports Your Millionaire Mindset
Build a squad! You are the people you choose to be around. Find a community of people that share your values and inspire you, then start interacting with them. You can discover new strategies and tools to support your millionaire habits within this new community that you might never have thought of or wouldn't have known without access to it. Not only that, but others who belong to this group may become contacts or even friends who can help you open doors to new chances. If the community you desire does not exist, create it yourself.
Nobody succeeds alone, despite what some people would have you believe. Because of your full-time job, interests, hobbies, relationships with family and friends, and, well, sleeping, time can be the largest obstacle to you generating wealth. Create your own team to reclaim your time. Hire a professional assistant to assist you with a variety of tasks for a few hours each week. By doing this, you can free yourself some time to investigate your financial objectives without the pressure of having to handle everything by yourself. Do not overthink this procedure or convince yourself that it is merely a waste of money.
To assure your ultimate financial and time freedom, figure out how much you can afford to pay for the support. Keep in mind that occasionally spending money is necessary to make money.
5.Determine Your Vision and Value To Achieve Success
What kind of life do you envision? What are your objectives? Make them compelling by being specific, specific, and appealing. Make your goals interesting since it is what motivates innovation, zeal, and action. The four steps that determine your visions are:
- List the improvements you'd like to make to various elements of your life;
- Carry out the necessary calculations so that you have a realistic understanding of the costs;
- Come up with 25 ideas for boosting your income quickly;
- Decide on the first improvement you'll make.
Think carefully about the millionaire version of yourself. Then, start acting like that now (without going into debt).
After choosing the concept that will help you raise your earnings, understand your worth. The price of women's imposter syndrome is in the millions. In order to advance in their careers or recognize their genuine worth, women who have imposter syndrome frequently work for free, at reduced rates, or without receiving any compensation. They do this while they wait for someone to recognize their efforts.
Decide on your worth instead, and set your prices accordingly. Set a price for your concept and multiply it by two. When offering your goods or services, accept nothing less.
6.Create an Effective Money Management System
Scarcity breeds more scarcity, and trying to live on a shoestring budget will only make you unhappy. Therefore, if you want to become a millionaire, you don't need to cut back on that daily latte or monthly subscription. Instead, create effective systems, rather than goals. Goals are helpful for giving direction, but systems are helpful for actually moving forward. Create a system to keep an eye on your finances. Avoid outsourcing your money management and decision-making; take charge of them yourself.
Set up a strategy to keep tabs on your credit score, daily spending, and net worth. Consider doing some investigation and setting up a business company and business bank account. Quit listening to those who tell you to wring every last penny out of your paycheck or who whine about your debt. Instead, recognize that in order to compete in the global market, you will periodically need to go into debt and work additional hours in order to increase your earning potential.
7.Start Building Your Millionaire Empire
Now that you have all the tools at your disposal, follow Nike's motto and "Just Do It." Find out what it's like to be able to earn money whenever you want. So, set a 10-day goal for yourself to earn a certain amount of money. What precise sum do you ask? Imagine you have ten days to obtain a certain amount of money for a crucial bill or expense. Write down this amount and increase its total by 30%. In 10 days, you want to have this number in your bank account. If this number is not high enough for you, try participating in WSABM's $10,000 in 10 days challenge.
Pro Tip: If you can afford it, join the We Should All Be Millionaires: The Club. For anyone prepared to build wealth, this club is your online community classroom. Regardless of what is standing in your path to being a prosperous millionaire, this club, which is devoted to seeing you succeed, provides a vast array of tools, educational and training programs, live weekly coaching, and a squad that can assist you in becoming the success you know you are capable of being.
Let’s make things inbox official! Sign up for the xoNecole newsletter for daily love, wellness, career, and exclusive content delivered straight to your inbox.
Featured image by Daniel de la Hoz/Getty Images
Taysha Robinson is a writer and high school English teacher, based in metro-Atlanta. A self described philomath, you can find her reading books and articles of every genre, attending educational conferences, and hiking wherever the terrain will allow.
Eva Marcille On Starring In 'Jason’s Lyric Live' & Being An Audacious Black Woman
Eva Marcille has taken her talents to the stage. The model-turned-actress is starring in her first play, Jason’s Lyric Live alongside Allen Payne, K. Michelle, Treach, and others.
The play, produced by Je’Caryous Johnson, is an adaptation of the film, which starred Allen Payne as Jason and Jada Pinkett Smith as Lyric. Allen reprised his role as Jason for the play and Eva plays Lyric.
While speaking to xoNecole, Eva shares that she’s a lot like the beloved 1994 character in many ways. “Lyric is so me. She's the odd flower. A flower nonetheless, but definitely not a peony,” she tells us.
“She's not the average flower you see presented, and so she reminds me of myself. I'm a sunflower, beautiful, but different. And what I loved about her character then, and even more so now, is that she was very sure of herself.
"Sure of what she wanted in life and okay to sacrifice her moments right now, to get what she knew she deserved later. And that is me. I'm not an instant gratification kind of a person. I am a long game. I'm not a sprinter, I'm a marathon.
America first fell in love with Eva when she graced our screens on cycle 3 of America’s Next Top Model in 2004, which she emerged as the winner. Since then, she's ventured into different avenues, from acting on various TV series like House of Payne to starring on Real Housewives of Atlanta.
Je-Caryous Johnson Entertainment
Eva praises her castmates and the play’s producer, Je’Caryous for her positive experience. “You know what? Je’Caryous fuels my audacity car daily, ‘cause I consider myself an extremely audacious woman, and I believe in what I know, even if no one else knows it, because God gave it to me. So I know what I know. That is who Je’Caryous is.”
But the mom of three isn’t the only one in the family who enjoys acting. Eva reveals her daughter Marley has also caught the acting bug.
“It is the most adorable thing you can ever see. She’s got a part in her school play. She's in her chorus, and she loves it,” she says. “I don't know if she loves it, because it's like, mommy does it, so maybe I should do it, but there is something about her.”
Overall, Eva hopes that her contribution to the role and the play as a whole serves as motivation for others to reach for the stars.
“I want them to walk out with hope. I want them to re-vision their dreams. Whatever they were. Whatever they are. To re-see them and then have that thing inside of them say, ‘You know what? I'm going to do that. Whatever dream you put on the back burner, go pick it up.
"Whatever dream you've accomplished, make a new dream, but continue to reach for the stars. Continue to reach for what is beyond what people say we can do, especially as [a] Black collective but especially as Black women. When it comes to us and who we are and what we accept and what we're worth, it's not about having seen it before. It's about knowing that I deserve it.”
This interview has been edited for length and clarity.
Let’s make things inbox official! Sign up for the xoNecole newsletter for love, wellness, career, and exclusive content delivered straight to your inbox.
Feature image by Leon Bennett/WireImage
Vaginas. When it comes to the act of sex, have you ever really stopped to think about all that it goes through? Just think about it — when you’re not having sex, your vagina is just minding its business while in a relatively state of perfect peace. When you are having sex, though, suddenly it’s getting penetrated, at different levels of pressure and speeds, for minutes on end. And based on how the night is going — wink, wink — it might experience that over…and over…and over again.
I’m not saying that your vagina doesn’t like it. I’m simply saying that it goes through a lot during those moments of copulation — and sometimes, it’s without the pre- (check out “15 Pre-Sex Rituals That Could Make Sex A LOT More Pleasurable”) and post-care that it not only needs but truly deserves.
So, in honor of all that our vagina’s go through during coitus, I wanted to shout out four things that you should do for “her” before you have sex and four other things that you should do once the get down is over — things that will make her (and ultimately you) feel so much better about what transpires…during.
Before Sex Tip #1: Your Vagina Wishes You Wouldn’t Shave
Unsplash
My waxer and I are going to come to low-key blows in a minute if she doesn’t keep trying to take more and more hair away from my pubic mound. LOL. Me? I’m someone who likes my bikini line to be cleaned up; however, I prefer to not go completely bald. If you’re someone who is on the fence, something that may sway you over to my side of things is the fact that there is plenty of data out here that says pubic hair can help to decrease your chances of contracting an STI/STD.
One reason is that hair (everywhere) helps to protect you. Another is because, if you happen to shave or wax and then have sex 12-24 hours later, and your partner does have an STI/STD, there could be mild abrasions or cuts that could make it easier for what they have to be transmitted to you.
Listen, I’m all about a well-manicured treasure box happening — just make sure that you “handle that” a couple of days before sex…not mere hours before.
Before Sex Tip #2: Your Vagina Wishes You Wouldn’t Avoid Washing Your Hands
Unsplash
It’s kind of hard to have sex without using your hands. That said, if fingers are gonna be all up and around “her,” they need to be as clean as possible, so that bacteria doesn’t end up pissing her off. This means that if your nails are long, you need to use a nail brush to dig up underneath them. This means that if he goes to the bathroom right before coming into the bedroom, he should wash his hands.
This also means that if you like to be on the adventurous side and bring “sex condiments” into the picture during foreplay (check out “12 'Sex Condiments' That Can Make Coitus Even More...Delicious”), and there is stuff all over your fingers, hands should be washed then too. The main reason for the last one is food has a way of throwing off your vagina’s pH balance — and, whenever that happens, it can lead to an infection. And who the hell wants that, chile?
Before Sex Tip #3: Your Vagina Wishes You Wouldn’t Drink Too Much
Unsplash
When you get a chance, do your vagina a favor and check out “Turns Out Sober Sex Might Be The Underrated Secret To Better Orgasms.” When you’ve got too much alcohol in your system, not only could it potentially cloud your judgment, but it can also tank your libido, decrease how much natural lubricant your body produces, and it can make it harder for you to climax as well.
As far as the lube part goes, the issue with that is alcohol dehydrates you, and let me tell you, there are few things worse than trying to have great sex with a dry va-jay-jay. All of that friction damn near feels like broken glass (not exactly but…close). Ugh. So, a glass of wine or a shot of Casamigos? Cool. Throwin’ back an entire bottle? Yeah, let’s not.
Before Sex Tip #4: Your Vagina Wishes You Wouldn’t "Forget" to Use Condoms
Unsplash
If you want to significantly decrease your chances of experiencing an unwanted pregnancy or an STI/STD, you need to use a condom — not sometimes, not partly during sex…each and every time and from start to finish when it comes to copulation. To this day, when used flawlessly, condoms continue to be 98 percent effective (around 87 percent effective otherwise). Not only that but if you are having sex with a new partner for the first time, his sperm/semen has the potential to throw your vagina’s pH off and that could lead to itchiness, irritation and/or some type of infection.
Look, I don’t know one person on this planet who thinks that wearing a condom feels better than “going raw.” Still, unless you want to get pregnant or you want to do a crap shoot with your health (at a time when STIs/STDs are on the rise, by the way), do you and your vagina a favor and bring condoms into the mix. Speaking of condoms (and your vagina), check out “These Are The Kinds Of Condoms Your Vagina Would Actually Prefer,” so that using them can be as pleasant of an experience as possible.
Getty Images
After Sex Tip #1: Your Vagina Wishes You Wouldn’t “Mingle” with Sex Toys
Unsplash
Okay, so when it comes to “after sex,” I think that pretty much all of us can vouch for the fact that sometimes sex doesn’t stop so much as it…pauses. And during that refractory period, it can be common for one or both partners to do things that will help to keep the juices flowing (umm, so to speak). Thing is, if your sex toys have been moving around from place to place, this means that bacteria, fungi, or even viruses can be transmitted.
So, after the first sex romp, please wash your sex toys before inserting them, umm, elsewhere. Then, once you’re completely done, thoroughly clean and dry them and put them away. For tips on how to do this, based on the material that they are made out of, check out Self’s “How to Clean Your Sex Toys So You Can Use Them Safely.”
After Sex Tip #2: Your Vagina Wishes You Wouldn’t Hold Your Pee In
Unsplash
Although I am a childhood sexual abuse survivor, when I stepped onto my college’s campus for the first time, I was pretty green about a lot of things when it came to sex. That’s why it threw me off when my freshman year suite mates were trying to convince me that holding urine in during sex intensifies orgasms. Chile…if y’all are out here doing that, that explains why there seems to be an uptick in squirting (some of y’all will catch that later — LOL).
Anyway, what I do know, as far as pee goes, is you should definitely release it after intercourse. According to science, making sure to use the bathroom after sex can help to push out germs and bacteria that may try to get caught up in your urethra, ones that could ultimately lead to a urinary tract infection (UTI).
After Sex Tip #3: Your Vagina Wishes You Wouldn’t Use Harsh Cleansing Products
Getty Images
It can never be said enough that vaginas are self-cleaning — this means that, even after sex, yours does not need the assistance of douching or you attempting to “clean it out” with some sort of over-the-top body wash or heavily fragranced soap. All that will do is disrupt the pH of your vagina. As far as your vulva — the outer part of your vagina — goes, even that doesn’t need you to go overboard.
Some warm water and a mild, unscented soap are really all that you need, especially since you may have some mild abrasions due to the friction of the sexual experience. Oh, and if you are doing the most, thinking that you can get sperm/semen out of you — that’s not how it works. Once it enters your body, it’s gotta leave in its own time (which tends to be no longer than 5-7 days).
After Sex Tip #4: Your Vagina Wishes You Wouldn’t Put Panties (Back) On
Getty Images
Even though men have told me that they feel more comfortable with putting a pair of drawers on after having sex, that doesn’t mean that you should automatically follow suit. I mean, unless you plan on getting right into the shower (and fully drying off afterwards), there is probably sweat and other fluids that could be a breeding ground for an infection if you decide to immediately put on panties, lingerie, or some other type of tight-fitting clothing on.
So, stay naked — at least from the bottom down. It’ll give your vagina (and vulva) some time to catch its breath and actually breathe. Yes, literally.
___
Without your vagina, sex would suck. LOL. And so, the least you could do is implement these eight tips as a way to show your appreciation. They’re simple things that can make a big difference in how your vagina feels — about sex and you before, during and after it. #wink
Let’s make things inbox official! Sign up for the xoNecole newsletter for love, wellness, career, and exclusive content delivered straight to your inbox.
Featured image by Giphy