

10 Fun & Savvy Ways To Make Money Online In 2021
It's always good to not only seek financial freedom, but to achieve it, and when you can make a few extra coins from the comfort of your own personal laptop or computer, that's even better. The options online might seem endless, but there are a few things to consider before pursuing a money-making venture or opportunity that is solely based online. It's telling that recent Pew Research Center findings show that 24% of Americans reported making money from a "digital platform economy." And by 2023, the projected gross volume of the digital-based gig economy is expected to hit more than $450 billion.
If you haven't already jumped into an online-based side hustle, business, or career and you're still looking for more reasons, we offer 10. Check out how to make money online, with a key emphasis on fun and savvy:
1. Sell, sell, sell.
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We're not talking about posting photos of your current living room furniture in a last-minute plight to get the rent money here, either. (That's definitely not fun, and oftentimes it's more frustrating than successful). Let's take things a step further. We're talking about offering creative works such as art, crafts, graphic works, fashion designs, photography, or templates. We're talking about trading stocks or selling products and services you actually love and care about. And you don't have to reinvent the wheel here. Try platforms like Shopify or Etsy that take the legwork out of website design and e-commerce tools, try affiliate marketing, or sign on to be an online influencer or team seller for your favorite brand.
Of course, you can still also make money as an online sales professionals for major companies including Google, GrubHub, and Neiman Marcus, making up to $84,000 a year.
2. Become a consultant.
True, there are a lot of coaches and consultants out there, but why not use the skills you've built working at your 9-to-5 or earning degrees to help individuals, small businesses, entrepreneurs, and nonprofits? You would be hired to pinpoint an issue, analyze a problem, and offer solutions via a projected plan, and you can offer these skills via your own free website (try Wix, WordPress, or About.me). You can also use Instagram, YouTube, or Facebook to showcase your knowledge, build community, and attract clients, or you can work from home for companies who need to fill this role. Oftentimes, you don't even have to be the person executing the solutions plan. You're just the mastermind.
And please think outside the box on this in terms of what this could look like for you (i.e. using your graphic design skills to consult on a new logo or website rebrand or your journalism degree to offering project management consultations for church blog projects).
3. Build community and capitalize.
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If you're a creative or personality who loves to build a vibe, who has a specialized skill, who caters to a niche crowd, or who is passionate about a specific issue, this is perfect because you can use your passions and unique abilities in a variety of ways. Brands and nonprofits will actually pay you to not only expand their audiences and draw more people to their products, causes, and services, but they will pay you for access to the community that you've built through your own content creation or creative direction.
They will also pay top dollar for the skills of creators who are able to tap into markets they've had difficulty reaching or who have the skills, methods, and tools they do not have. You'll want to be sure that the missions and values of any brand or org you work with match those of your brand and community, of course. So get those creative projects, advertisements, vlogs, and photoshoots out of your head and on somebody's computer or smartphone! You could rock out to making thousands of dollars if things pan out. You don't necessarily have to be an "influencer" with thousands of followers either. If you're savvy, great at showcasing who you are online, and are able to market yourself via pitch competitions, job openings, or meetings, you can still do this and be successful.
Major companies also pay a pretty penny for full-time community engagement roles, to the tune of up to $98,000 per year.
4. Learn coding, web design, or digital graphic arts.
Again, this is all about doing things you actually enjoy, so if you're not into creating beautiful imagery, concepts, animation, apps, digiprints, or games online, go ahead and skip this one. Also, you don't really have to know the ins and outs of programming or tech to do some of these jobs. Some successful app builders and game creators, for example, actually outsource the parts of the process that they're not great at (or have no interest in doing), so if you have a concept and want to bring it to market, go for it!
Digital graphic arts can be used for a multitude of things (like how this artist uses them for apparel), so, again, think outside the box on how these skills can be used to make money. If you want to brush up on your DIY design skills or simply want to learn something new in order to monetize coding, try Udemy or Codecademy and then flip that into your piece of the $100,000 per year salary pie for a career change.
5. Rent or source valuable spaces or items.
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This makes sense for someone who has a fabulous home, backyard space, garden, garment or shoe collection, or office and has the flexibility to offer such items and spaces to others for a fee. The fun factor: Managing and witnessing how your spaces and items can be the cool-factor catalyst for events such as photo shoots, weddings, birthday parties, anniversary dinners, or ad campaigns. Your home could be the backdrop of a fabulous Halloween shoot (like this one Janelle Monae shot at designer Dani Dazey's spot) or you could source fab items for campaigns or projects (like how this power couple of Blk Vintage did for Issa Rae's Insecure.) This might be more of a hybrid offline-online gig, but it can still provide the time and creative flexibility you crave with the major aspects of operation being web-based.
6. Get into gaming.
Yes, you can get paid to play games, and though there's a lot of spam out there in terms of information on legit companies, you can find legit opportunities to make money this way. Try popular platform Twitch (and don't forget to read the rules and get to know the tax implications of earnings or donations) or you can try apps that pay you for how much time you spend fooling around with a game. (Check out reviews and do your research before downloading or participating.)
Another avenue is to create a YouTube channel---where all you do is test out, review, or simply play games---and build an accompanying Patreon where viewers can offer donations or pay for memberships to view specialized content.
7. Create adventures for others.
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For outgoing types who still want to be able to tap into the introvert who would rather work online, making life that much more interesting for everyday folk by creating experiences or adventures is ideal. Airbnb offers a platform for doing this, but you can also set out on your own to create private picnics, plan parties, lead excursions, coordinate trips, or add to the offerings of others who provide specialized goods and services.
Take a nod from this entrepreneur, who offers exotic fruit tastings in Montego Bay, Jamaica, for example. If you're not into actually managing experiences or dealing with people, you can be the creative thinker and coordinator to turn dreams into reality, for a fee, corresponding only via the web and offering packages.
8. Chef it up.
A love for cooking, creating dining experiences, or providing diet and nutrition insights is a must for this one, and you can provide all of this from the comfort of your home. If you like vegan food, have a knack for creating recipes in a way that no one else has, know a thing or two about food chemistry or nutrition, or simply want to provide a space for the content you want but don't see, get up and offer it. You can make money selling recipe downloads, meal plans, or virtual consulting, and you can cultivate a client base that you're passionate about. You can also become a virtual nutritionist, food specialist, or culinary teacher. The online food community is growing, so get in where you fit in.
9. Build in a dance or fitness platform.
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Sis, don't sleep on this. Billboard reports that the global dance music industry raked in $3.4 billion in 2021, and the fitness industry has reportedly hit almost $100 billion. We're not about that scarcity mentality over here, so there's clearly money to be made. If you love to dance, have experience, or just love to stay active and see results, this might be perfect for you. Go ahead and offer virtual classes, start that YouTube, or get into a gym or private space of your own. You could even host via sites like Zoom, Skillshare, and Teachable are great places to start. (You could even try OnlyFans if you dare.) Read the fine print on profit percentages, usability, and additional features like membership management.
10. Just sit...
Nah, not that, sis. House or pet sitting can not only be fun, but it can offer some spice to your life in terms of the opportunity to experience new things and diversify those experiences. Platforms like Nomador and Housecarers have been raved about among the OG house sitter tribe, and for the pet lovers, there are sites like Petsitters or Rover. You can also take a look at Care or TaskRabbit to find gigs. If you're living that nomad life, just want a chance of routine or scenery, or want to enjoy the company of an animal without the commitment—and get paid for it—this is worth a try.
For more job search tips, career advice, and profiles, check out the xoNecole Workin Girl section here.
Featured image via Getty Images
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Amber Riley has the type of laugh that sticks with you long after the raspy, rhythmic sounds have ceased. It punctuates her sentences sometimes, whether she’s giving a chuckle to denote the serious nature of something she just said or throwing her head back in rip-roarious laughter after a joke. She laughs as if she understands the fragility of each minute. She chooses laughter often with the understanding that future joy is not guaranteed.
Credit: Ally Green
The sound of her laughter is rivaled only by her singing voice, an emblem of the past and the future resilience of Black women stretched over a few octaves. On Fox’s Glee, her character Mercedes Jones was portrayed, perhaps unfairly, as the vocal duel to Rachel Berry (Lea Michele), offering rough, full-throated belts behind her co-star’s smooth, pristine vocals. Riley’s always been more than the singer who could deliver a finishing note, though.
Portraying Effie White, she displayed the dynamic emotions of a song such as “And I'm Telling You I'm Not Going” in Dreamgirls on London’s West End without buckling under the historic weight of her predecessors. With her instrument, John Mayer’s “Gravity” became a religious experience, a belted hymnal full of growls and churchy riffs. In her voice, Nicole Scherzinger once said she heard “the power of God.”
Credit: Ally Green
Riley’s voice has been a staple throughout pop culture for nearly 15 years now. Her tone has become so distinguishable that most viewers of Fox’s The Masked Singer recognized the multihyphenate even before it was revealed that she was Harp, the competition-winning, gold-masked figure with an actual harp strapped to her back.
Still, it wasn’t until recently that Riley began to feel like she’d found her voice. This sounds unbelievable. But she’s not referring to the one she uses on stage. She’s referencing the voice that speaks to who she is at her core. “Therapy kind of gave me the training to speak my mind,” the 37-year-old says. “It’s not something we’re taught, especially as Black women. I got so comfortable in [doing so], and I really want other people, especially Black women, to get more comfortable in that space.”
“Therapy kind of gave me the training to speak my mind. It’s not something we’re taught, especially as Black women."
If you ask Riley’s manager, Myisha Brooks, she’ll tell you the foundation of who the multihyphenate is hasn’t changed much since she was a kid growing up in Compton. “She is who she is from when I met her back when she was singing in the front of the church to back when she landed major roles in film and TV,” Brooks says. Time has allowed Riley to grow more comfortable, giving fans a more intimate glimpse into her life, including her mental health journey and the ins and outs of show business.
The actress/singer has been in therapy since 2019, although she suffered from depression and anxiety way before that. In a recent interview with Jason Lee, she recalls having suicidal ideation as a kid. By the time she started seeing a psychologist and taking antidepressants in her thirties, her body had become jittery, a physical reminder of the trauma stacked high inside her. “I was shaking in [my therapist’s] office,” she tells xoNecole. “My fight or flight was on such a high level. I was constantly in survival mode. My heart was beating fast all the time. All I did was sweat.”
There wasn’t just childhood trauma to account for. After auditioning for American Idol and being turned away by producers, Riley began working for Ikea and nearly missed her Glee audition because her car broke down on the highway while en route. Thankfully, Riley had been cast to play Mercedes Jones. American Idol had temporarily convinced her she wasn’t cut out for the entertainment industry, but this was validation that she was right where she belonged. Glee launched in 2009 with the promise of becoming Riley’s big break.
In some ways, it was. The show introduced Riley to millions of fans and catapulted her into major Hollywood circles. But in other ways, it became a reminder of the types of roles Black women, especially those who are plus-sized, are relegated to. Behind the scenes, Riley says she fought for her character "to have a voice" but eventually realized her efforts were useless. "It finally got to a point where I was like, this is not my moment. I'm not who they're choosing, and this is just going to have to be a job for me for now," she says. "And, that's okay because it pays my bills, I still get to be on television, I'm doing more than any other Black plus-sized women that I'm seeing right now on screen."
The actress can recognize now that she was navigating issues associated with trauma and low self-esteem at the time. She now knows that she's long had anxiety and depression and can recognize the ways in which she was triggered by how the cult-like following of the show conflicted with her individual, isolated experiences behind the scenes. But she was in her early '20s back then. She didn't yet have the language or the tools to process how she was feeling.
Riley says she eventually sought out medical intervention. "When you're in Hollywood, and you go to a doctor, they give you pills," she says, sharing a part of her story that she'd never revealed publicly before now. "[I was] on medication and developing a habit of medicating to numb, not understanding I was developing an addiction to something that's not fixing my problem. If anything, it's making it worse."
“[I was] on medication and developing a habit of medicating to numb, not understanding I was developing an addiction to something that’s not fixing my problem. If anything it’s making it worse.”
Credit: Ally Green
At one point, while in her dressing room on set, she rested her arm on a curling iron without realizing it. It wasn't until her makeup artist alerted her that she even realized her skin was burning. Once she noticed, she says she was "so zonked out on pills" that she barely reacted. Speaking today, she holds up her arm and motions towards a scar that remains from the incident. She sought help for her reliance on the pills, but it would still be years before she finally attended therapy.
This stress was only compounded by the trauma of growing up in poverty and the realities of being a "contract worker." "Imagine going from literally one week having to borrow a car to get to set to the next week being on a private jet to New York City," she says. After Glee ended, so did the rides on private planes. The fury of opportunities she expected to follow her appearance on the show failed to materialize. She wasn't even 30 yet, and she was already forced to consider if she'd hit her career peak.
. . .
We’re only four minutes into our Zoom call before Riley delivers her new adage to me. “My new mantra is ‘humility does not serve me.’ Humility does not serve Black women. The world works so hard to humble us anyway,” she says.
On this Thursday afternoon in April, the LA-based entertainer is seated inside her closet/dressing room wearing a cerulean blue tank top with matching shorts and eating hot wings. This current phase of healing hinges on balance. It’s about having discipline and consistency, but not at the risk of inflexibility. She was planning to head to the gym, for instance, but she’s still tired from the “exhausting” day before. Instead, she’s spent her day receiving a massage, eating some chicken wings, and planning to spend quality time with friends. “I’m not going to beat myself up for it. I’m not going to talk down to myself. I’m going to eat my chicken wings, and then tomorrow I’m [back] in the gym,” she says.
“My new mantra is ‘humility does not serve me.’ Humility does not serve Black women. The world works so hard to humble us anyway."
This is the balance with which she's been approaching much of her life these days. It's why she's worried less about whether or not people see her as someone who is humble. She'd rather be respected. "I think you should be a person that's easy to work with, but in the moments where I have to ruffle feathers and make waves, I'm not shying away from that anymore. You can do it in love, you don't have to be nasty about it, but I had to finally be comfortable with the fact that setting boundaries around my life – in whatever aspect, whether that's personal or business – people are not going to like it. Some people are not going to have nice things to say about you, and you gotta be okay with it," she says.
When Amber talks about the constant humbling of Black women in Hollywood, I think of the entertainers before her who have suffered from this. The brilliant, consistent, overqualified Black women who have spoken of having to fight for opportunities and fair pay. Aretha Franklin. Viola Davis. Tracee Ellis Ross. There's a long list of stars whose success hasn't mirrored their experiences behind the scenes.
Credit: Ally Green
If Black women outside of Hollywood are struggling to decrease the pay gap, so, too, are their wealthier, more famous peers.
Riley says there’s been progress in recent years, but only in small ways and for a limited group of people. “This business is exhausting. The goalpost is constantly moving, and sometimes it’s unfair,” she says. But, I have to say it’s the love that keeps you going.”
“There’s no way you can continue to be in this business and not love it, especially being a plus-sized Black woman,” she continues. “We’re still niche. We’re still not main characters.”
"There’s no way you can continue to be in this business and not love it, especially being a plus-sized Black woman. We’re still niche. We’re still not main characters.”
Last year, Riley starred alongside Raven Goodwin in the Lifetime thriller Single Black Female (a modern, diversified take on 1992’s Single White Female). It was more than a leading role for the actress, it also served as proof that someone who looks like her can front a successful project without it hinging on her identity. It showcased that the characters she portrays don’t “have to be about being a big girl. It can just be a regular story.”
Riley sees her work in music as an extension of her efforts to push past the rigid stereotypes in entertainment. Take her appearance on The Masked Singer, for instance. Riley said she decided to perform Mayer’s “Gravity” after being told she couldn’t sing it years earlier. “I wanted to do ‘Gravity’ on Glee. [I] was told no, because that’s not a song that Mercedes would do,” she says. “That was a full circle moment for me, doing that on that show and to hear what it is they had to say.”
As Scherzinger praised the “anointed” performance, a masked Riley began to cry, her chest heaving as she stood on stage, her eyes shielded from view. “You have to understand, I have really big names – casting directors, producers, show creators – that constantly tell me ‘I’m such a big fan. Your talent is unmatched.’ Hire me, then,” she says, reflecting on the moment.
Recently, she’s been in the studio working on original music, the follow-up to her independently-released debut EP, 2020’s Riley. The sequel to songs such as the anthemic “Big Girl Energy” and the reflective ballad “A Moment” on Riley, this new project hones in on the singer’s R&B roots with sensual grooves such as the tentatively titled “All Night.” “You said I wasn’t shit, turns out that I’m the shit. Then you called me a bitch, turns out that I’m that bitch. You said no one would want me, well you should call your homies,” she sings on the tentatively titled “Lately,” a cut about reflecting on a past relationship. From the forthcoming project, xoNecole received five potential tracks. Fans likely already know the strengths and contours of Riley’s vocals, but these new songs are her strongest, most confident offerings as an artist.
“I am so much more comfortable as a writer, and I know who I am as an artist now. I’m evolving as a human being, in general, so I’m way more vulnerable in my music. I’m way more willing to talk about whatever is on my mind. I don’t stop myself from saying what it is I want to say,” she says.
Credit: Ally Green
“Every era and alliteration of Amber, the baseline is ‘Big Girl Energy.’ That’s the name of her company,” her manager Brooks says, referencing the imprint through which Riley releases her music after getting out of a label deal several years ago. “It’s just what she stands for. She’s not just talking about size, it’s in all things. Whether it’s putting your big girl pants on and having to face a boardroom full of executives or sell yourself in front of a casting agent. It’s her trying to achieve the things she wants to do in life.”
Riley says she has big dreams beyond releasing this new music, too. She’d love to star in a rom-com with Winston Duke. She hasn't starred in a biopic yet, but she’d revel in the opportunity to portray Rosetta Tharpe on screen. She’s determined that her previous setbacks won’t stop her from dreaming big.
“I think one of my superpowers is resilience because, at the end of the day, I’m going to kick, scream, cry, cuss, be mad and disappointed, but I’m going to get up and risk having to deal with it all again. It’s worth it for the happy moments,” she says.
If Riley seems more comfortable and confident professionally, it’s because of the work she’s been doing in her personal life.
She’d previously spoken to xoNecole about becoming engaged to a man she discovered in a post on the site, but she called things off last year. For Valentine’s Day, she revealed her new boyfriend publicly. “I decided to post him on Valentine’s Day, partially because I was in the dog house. I got in trouble with him,” she says, half-joking before turning serious. “The breakup was never going to stop me from finding love. Or at least trying. I don’t owe anybody a happily ever after. People break up. It happens. When it was good, it was good. When it was bad, it was terrible, hunny. I had to get the fuck up out of there. You find happiness, and you enjoy it and work through it.”
Credit: Ally Green
"I don’t owe anybody a happily ever after. People break up. It happens. When it was good, it was good. When it was bad, it was terrible, hunny. I had to get the fuck up out of there. You find happiness and you enjoy it and work through it.”
With her ex, Riley was pretty outspoken about her relationship, even appearing in content for Netflix with him. This time around is different. She’s not hiding her boyfriend of eight months, but she’s more protective of him, especially because he’s a father and isn’t interested in becoming a public figure.
She’s traveling more, too. It’s a deliberate effort on her part to enjoy her money and reject the trauma she’s developed after experiencing poverty in her childhood. “I live in constant fear of being broke. I don’t think you ever don’t remember that trauma or move past that. Now I travel and I’m like, listen, if it goes, it goes. I’m not saying [to] be reckless, but I deserve to enjoy my hard work.”
After everything she’s been through, she certainly deserves to finally let loose a bit. “I have to have a life to live,” she says. “I’ve got to have a life worth fighting for.”
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Director of Content: Jasmine Grant
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Photographer: Ally Green
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Introducing Chief Mom Officer: Where Working Moms Come First
xoNecole's Chief Mom Officer explores the 18-month post-pregnancy journey through the lens of our very own Chief Mom Officer, Shakyna Bolden. The series will serve as an inspirational and resourceful guide to help get through the early days of new motherhood as working moms knowing they are not alone in the hardships.
“I want to build my work around my life, and not my life around my work.”
I typed these words in my iPhone Notes as I fed my newborn daughter one morning during the first few weeks of having her earthside. I didn’t have much time for page-filled journal entries as my days were filled with nonstop feedings, soothing, and recovery…but I knew I needed to give those words space and life.
Prior to my maternity leave, I, like most working moms, was burning fumes juggling work and life. Since 2019, I’ve been running revenue operations here at this really cool company you may have heard of called xoNecole (hehe). I’ve been behind the scenes building our brand partnerships and negotiating deals with companies such as Ulta Beauty, Toyota, Target, Spotify, SheaMoisture, etc.
Courtesy of Shakyna Bolden
I’ve co-produced our signature events like ElevateHER and Pajamas & Lipstick while conceptualizing, selling, building, and distributing our original video and podcast content and podcast. The list goes on and on. I’ve helped build this small but brilliant company into what it is today, all while running my own small family. And that is not an easy feat.
In all truth, trying to be the best mom and partner I can be while also leading in my job has felt at times like a whirlwind where the rest of my life is passing me by. I don’t quite know where or when it happened, but I swear somebody pushed the fast-forward button in life, and I’m losing my edges trying to keep up.
My mind and body get so preoccupied with the management of life that my soul sits on the sidelines, waiting to take the reins and intentionally live it.
So many facets of my life, from my health and well-being to my hobbies and passions, have been placed on the back burner while tending to my young family and growing in my career has taken center stage. And for the longest time, I’ve wanted to flip the switch, but the pace of life just hasn’t let me restack my priorities.
That is, until now.
Courtesy of Shakyna Bolden
When I found out I was pregnant with my daughter last year, I couldn’t imagine adding more to my already full plate. Simultaneously, I was also relieved to know that my upcoming maternity leave would force me to press pause and catch my breath. Her birth in January 2023 was a much-needed reset, to say the least.
My maternity leave was the first time since 2019 that I had a second for dreams that were buried in the back of my heart to bubble up to the surface of my reality. I got a taste of what it was like to solely focus on my well-being and my home life. And I liked it a lot. My healing. My recovery. Sitting and really taking quiet time with God to search the unattended areas in the garden of my life.
I was cooking homemade meals on the regular and actually sitting down with my family at the table to eat. As grueling as those first newborn weeks can be, I was enjoying the long-awaited shift in my priorities; and I wanted that shift to stick. I didn’t want it to fade away after my maternity leave.
I want to build my work around my life and not my life around my work.
As a leader of an organization that speaks to millions of women every day about their well-being (and also in leading a team of majority women), I feel it’s my responsibility to carry this shift forward boldly. This is why I’m launching a new column here at xoNecole: Chief Mom Officer!
As I return to work full-time this month from my maternity leave, I want to regularly share my experience of trying to harmonize work and life. As an audience, you all share your raw, unfiltered journeys with us. For years, they’ve undoubtedly inspired me. I want to show up and do the same because I know this shift in my life will be quite the journey.
So for all my Chief Mom Officers—those of us who are constantly merging the imperfect and chaotic worlds of leadership in the office and wearing our crowns at home—I invite you to come on this journey with me and celebrate the ebbs and flows in how we show up for each.
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Featured image courtesy of Shakyna Bolden