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A Breakup Taught This Six-Figure Beauty Studio Owner That She Is The Bag
Money Talks is an xoNecole series where we talk candidly to real women about how they spend money, their relationship with money, and how they spend it.
As the co-owner and Marketing-Logistics Director of Atlanta's own Transformations Beauty Studio with her twin sister Derricka, Erricka Traylor is sure to know a thing or two about money management and financial wellness. After losing nearly everything after an engagement gone wrong, the Atlanta native had to learn the hard way through experience that having everything tied to someone you aren't bonded to by marriage is not always the ideal route to take.
Following financial hardship and the ultimate heartbreak, Transformations Beauty Studio was born and thus a monthly six-figure income followed. "I save 35 percent of my income each month. In order to save this, I set a weekly budget for spending. Use my calendar to view any travel and about my spending as needed so that I hit my goal," Traylor shared with xoNecole. Though she saves with a high-yield savings account, she told xoNecole that she opts to use CapitalOne. "They are known for taking care of their existing customers. Most banks give you a great rate coming in but it drops after six months."
Courtesy of UMGMT Strategic Communications & Public Relations
In this installment of "Money Talks", xoNecole spoke with Traylor about purchasing a brand new car on a random Tuesday without consulting anyone, the simplicity of her savings goals and the importance of her multiple income streams.
On her definitions of wealth and success:
"Wealth, to me, is defined as having balance in my life. What I mean by that is having excellent health, freedom when it comes to spending, using my time wisely, and most importantly, leaving a legacy for my family. I define success as facing your biggest challenge or fear and overcoming it. Success is going after your goals and never giving up, no matter how hard things get. Success is also about making a better choice in life and leading by example."
On the lowest she’s ever felt when it came to her finances and how she overcame it:
"The lowest I ever felt about my finances was after a breakup. I was in a long-term relationship, and we had tied a lot of finances up together. After the breakup, I lost out on a lot of my savings and assets. I felt low because I didn't make sure that I would be financially OK if we decided to split. It made me feel low and upset with myself because I knew better. Unfortunately, at that time, I didn't do the right thing to secure myself. I overcame it by going back to the basics. Watching my spending, saving money and investing money in a business that will help me increase my revenue. The most critical component was I changed my mindset. I no longer felt upset and low. I felt empowered to do it right this time around for myself."
On her biggest splurge to date:
"My biggest splurge was purchasing a new car. It was the first car I purchased without anyone's money or input. I purchased my car on a random Tuesday. I was over my current car and just ready for a change. My previous car was goldfish tan and it wasn't a car that I really wanted. I was so determined to get me a new car that day. I literally pulled up to the dealership with no appointment two hours before they closed. I already knew which car I wanted and color. When I spent the $32,000 on my car, I was nervous but I also felt good at the same time. It was my mark of financial growth and independence. I was able to see that I can and will accomplish goals if I stay focused on the goal and plan. I was so happy."
Courtesy of Milan Mobley
"When I spent the $32,000 on my car, I was nervous but I also felt good at the same time. It was my mark of financial growth and independence. I was able to see that I can and will accomplish goals if I stay focused on the goal and plan. I was so happy."
On whether she’s a spender or a saver:
"I consider myself a saver nowadays. When I was younger, I was a spender! I trained my mind to start to think of my future, [to] think of my family and what I can provide them with. I gave myself small goals and advanced over time. Now it's just routine."
On the importance of investing:
"To me, investment is essential. I invest conservatively in stock. I have restricted stock, preferred stock, brokerage CD. I also invest in the business to help grow my income and savings. My business investments are hiring the right people. For each new person added, we spend money on training, payroll, marketing etc. Investing in my company marketing and advertising is also a strategic investment that I use to gain more revenue."
On her savings goals and what retirement looks like to her:
"My saving goal is simple. Save enough money to have financial freedom before and after retirement. Retirement for me is on track and closely watched."
On her budgeting must-haves:
"My must-haves are housing, utilities, entertainment, groceries, transportation, self-pampering. I use Mint to help guide me with my personal finances. The system is easy and it keeps me on track with my goals and budget. I also write things down the old fashioned way. The first thing I do is take my savings percentage and put it towards my savings. Then I write out my essential bills for the month and subtract it from my monthly income. I then write out my other finances like entertainment, etc and go from there. I also add to an emergency account for small emergencies. I do this every month to keep things right and tight."
On unhealthy money habits and mindsets:
"Some unhealthy mindsets that I had to let go of were shopping all the time for clothing [and] not sticking to my savings goal. Also cutting down on eating out so much. My mindset changed and then my bank account grew and my will power got healthy."
On the worst money-related decision she’s ever made:
"The worst money-related decision I made was tying all my money and assets with someone just because I was in a relationship with them. This was a very bad decision that I made at the time. I didn't do the right thing with my money. It's like I just gave it away in a sense. I made costly business decisions and didn't think about the consequences that I may face. I learned a valuable lesson to read over every contract, review the pros and cons, and think about the what ifs. If I had done this, it would have saved my 10s of thousands of dollars."
On her intentions behind multiple streams of revenue:
"My streams of revenue are product revenue, salon revenue, [and] spa revenue. I started each one at different times during my career. One reason why was because I had to build up my income. Each one of my new business revenue helps start the next one. It was important to me to start another stream because, number one, I wanted to grow my business as much as possible and, number two, I wanted to grow my income. Having these different streams of income taught me to be more flexible, organized and it gives me a sense of security In finances."
Courtesy of Milan Mobley
"My streams of revenue are product revenue, salon revenue, and spa revenue. Having these different streams of income taught me to be more flexible, organized and it gives me a sense of security In finances."
On her money mantra:
"I am worthy of all the richness I desire."
On her budget breakdown:
Rent/mortgage?
"$1,600 mortgage."
Eating out/ordering in?
"$200/month."
Gas/car note?
"No car note, but gas is probably $150 a month."
Personal expenses?
"Maybe $200 per month."
For more information on Erica, follow her on Instagram and The Body Transformer's Studio official Instagram account.
Featured photos courtesy of UMGMT Strategic Communications & Public Relations
These Newlyweds Found Love Thanks To A Friend Playing Matchmaker
How We Met is a series where xoNecole talks love and relationships with real-life couples. We learn how they met, how like turned into love, and how they make their love work.
Jason and Elise Robinson’s union is a reminder that kind people still get their happily ever after. The pair had their first date in October of 2021 and tied the knot on June 15, 2024. Both of them have dedicated their lives to celebrating and supporting Black culture so it was only fitting they get married in what's considered the Black Hollywood of America during the Juneteenth celebration weekend. From the florists to Elise and Jason's gown and suit designers to the table signage and so much more, everything was Black-owned. It's no wonder their love for Black culture was the jumping-off point for their love story.
When they met, Jason had just moved to Atlanta for a new job opportunity, and Elise was living happily in her career and had put dating on the backburner. But luckily, a mutual connection saw something in both of them and thanks to a yoga-themed baby shower and a chance text message, they found their forever. Check out their beautiful How We Met story below.
I’ll start with the easiest question. Can you both tell me a little bit about yourself and your background?
Elise: Sure, my name is Elise. I’m actually from Atlanta, GA – not a transplant. I grew up here and left right after college to pursue my career. Now I’ve been back going on eight years, and I’m in my early 40s.
Jason: And I’m Jason. I’m originally from Racine, Wisconsin. I went to school at Florida A&M University, so I am a rattler. I went back to the Midwest for a period of time, in Indianapolis. Now, I’ve been in the Atlanta area for a little over two and a half years.
Jason and Elise Robinson
Photo by FotosbyFola
Wow, that’s nice because Atlanta gets a bad rap when it comes to relationships. So you have to give us the deets. How did you two find each other?
Elise: So I work in TV and I was on-air for a number of years and then transitioned into being a producer and then a manager. As a producer, I’d always have guests on. And there was a woman who came on frequently named Rosalynn (@Rosalynndaniels, often referred to as The Black Martha Stewart), and we connected instantly. Anyway, she got pregnant right before COVID and invited me to a “modern-day yoga baby shower.” I came to support, but was also just curious about that theme.
I had an amazing time. And when it was over a few of us stuck around and convos got personal. She ended up asking me the infamous ‘Are you dating’ question. When I told her no, she decided to set me up. So I should tell you, in both of my only two serious relationships, I was set up – so I was like no.
But she pointed at her husband, who was folding up chairs, and said that another friend set her up with him. Sometimes, it takes people outside of us to see what we need. A few months later, she reached out and said she had family relocating and thought I’d really like him. So she gave him my number, and I reached out with a text. He responded with a call, and that night, we talked for about 2-3 hours. So that’s how we met. I was a little nervous because me and Rosalynn were starting a friendship, and here I was, talking to her family!
Jason: It was new for me too. Remember, I was new to the area, and I had heard so many “stories” about how people have been done wrong in the dating world. Whether it’s by theft or scamming (laughs). Plus, I had just got a new job and wanted to focus on that. But I did want to be able to date someone in a more personal way and see where it led. I felt like who better than someone who I trust to connect me. Rosalynn knows I’m private, about business life, and my personal life is important to me.
So let’s get into your courtship. What was your first date like?
Elise: We had our first convo on a Monday, and he asked me out the next day. I didn’t have any plans, but I still said no. I was just playing hard to get (laughs). But we were talking every day, and he told me he wanted to take me somewhere I’ve never been. And I’m like, you’re in my city! But he sends me three options, and sure enough, two of the places I hadn’t gone to. So, our first date was October 1, 2021, and somebody was 45 minutes late.
Now Jason, why were you 45 minutes late?
Elise: It was me – in my own city. I just got turned around, and the traffic was horrible. I kept calling him and giving him permission to leave. Full transparency: I probably wouldn’t have waited if the shoe was on the other foot. But this was my first sign of what I now know and love the most about him. It’s his patience. When I got there, I was frazzled and everything, but he was just super calm. It ended up being a great first date.
Jason: I remember just waiting and being concerned for her well-being. Because I know how traffic can be, especially when someone is rushing. I was just scrolling through my phone and looking through the menu. It was cool.
Elise and Jason Robinson
Courtesy
That’s beautiful. Now let’s talk about the “what are we” convo? Did you have one of those and if so, who initiated it and how was it?
Elise: I initiated it. Jason was dating me – and still does. But by this time, we had been on a number of dates. We were on our way to a winery, and we had a bit of a drive. So I decided to state my intention. We were just a few weeks in, but we were spending a lot of time together and we are people of a particular age. So I told him, I know Atlanta can be a Black man’s playground. There’s so many beautiful professional women here. But I’m dating with intention. I don’t want to kick it or hang with a good guy even though he’s not my person. I was done with all of that. So I’m “laying down the law” in my eyes, and he didn’t flinch. He let me finish and basically let me know we were on the same page. He was not trying to sow his royal oats.
Jason: Yeah, I was not trying to be Prince Akeem. But also, it was more so about setting a tone and goal for myself. My mama always told me to set my goals. And having a family was always one of mine. I think the biggest thing of it all, was I felt blessed – in terms of moving for work and meeting Elise, now being married. There’s victories being placed in my life.
I love that you both shared that because sometimes I get feedback on these stories and it seems like sometimes we’re afraid to really voice what we desire, no matter what that looks like.
Elise: Yeah, I think sometimes women feel like they don’t want to put pressure on their partner. But it’s not pressure. Look, Jason and I are based in faith, and what is for us is for us. Being upfront and honest is best – and early makes sense. You don’t have to convince someone to be your person.
Jason: I think her sharing those values resonated with me, and hearing her “lay down the law” was fine because I was there, too. I would say to millennial women, don’t be afraid to tell a mate what you want. You never know what that would lead to. Time is a precious commodity. Elise saying that early on showed me that she values both of our time. It showed her heart, character, and integrity, and I was drawn to that and the mature conversation. In the social media world, we don’t have those pointed conversations face-to-face. I would challenge readers to have those conversations in person, and you would get more from that convo than any post or reel. Because you see body language reactions and have deeper communication.
Yeah, I think sometimes women feel like they don’t want to put pressure on their partner. But it’s not pressure. Look, Jason and I are based in faith, and what is for us is for us. Being upfront and honest is best – and early makes sense. You don’t have to convince someone to be your person.
You both have mentioned time, family, and integrity. I’m curious what other core values do you both share?
Elise: Early on, our faith. Not just do you believe in God. It had to be deeper in that. I needed someone who would lead me, our home, and our family. I didn’t want to be in a push-and-pull relationship about prayer, church, or have conversations about being better people. Also, we discussed finances. That doesn’t just mean going to work. We chatted about ownership and what it looks like for us. How do we support each other individually and together? I know I like having my hands in a few different pots, and I needed someone who was supportive of that and likewise.
Jason: My background is that I was raised in the church. My father is a deacon and my mom is a deaconess. They've been married for 55 years. Faith was very important to me and it was crucial that my wife have that relationship as well.
Elise and Jason Robinson
Photo by FotosbyFola
Can we talk about challenges? Big or small, what are some things you had to grow through together?
Elise: I have never lived with anyone – not a roommate, a sister, friend, boyfriend or anything. Now, I’m in my 40s and I'm living with someone. When you’ve been by yourself for so long that was a challenge for both of us. We weren’t pulling each other's hair out but I’m a bit extreme. Things are color-coded in my closet. For me, working in news is chaotic so I want my home to be peaceful and organized.
Jason: I’m a man, and she’s a woman. That dynamic alone adds a flair to it. She wants things a certain way. She’s a Capricorn. But just in terms of how she wants to keep a home was a big adjustment for me. It took time.
On a smaller level, what are some of the things you disagree about day-to-day?
Elise: Cleanliness and systems. Like, he recycles and I do not. But sometimes I just have to decide if it really needs to be a thing or if I can just take care of it.
Jason: This is where my organization takes over (laughs).
What are your love languages? Do you know?
Elise: Jason’s is an act of service which works because I love cooking for him. It doesn’t feel like a chore to me. I love when I’m out, picking up his favorite juice. The other day I saw he needed t-shirts while folding clothes. So I just like doing small things for him that he doesn’t expect. He’s very much that guy that will ask to help so it doesn’t bother me.
Jason: I’d say Elise is all of them, but physical touch would probably be the biggest one. I had to get used to that. She’s taught me it in a number of ways. I remember we actually talked about love languages, and I sent her this song called “More Than Words” by Extreme. That explained to her how I felt.
Finally, can we end with the proposal? Tell us everything!
Jason: It was at a restaurant. And again, I was trying to find somewhere she hadn’t been. Also, I didn’t want to do it on our anniversary because that would have been too obvious. I contacted one of the restaurant’s staff and decided to change up the dessert menu. Each item was something special to us.
Elise: We go on so many date nights, so I just thought it was a regular night. We had finished eating, and I had to go to the bathroom. They had a nice mirror, girl. So I’m in there taking videos and stuff.
Jason: While she’s in the restroom, I’m getting everything in place with the waitress.
Elise: So as I’m reading the menu, I realize it’s telling our story and he eventually proposed. It was so special; I actually had the menu framed! It was so beautiful and thoughtful.
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Feature image by FotosbyFola
Safari, Culture And Luxury: Your Guide To The Ultimate South African Adventure
South Africa has always been a bucket list destination for me. I’ve admired the culture and history of its people, and I’ve been aware of its troubled political past since childhood. I’d often read books about the systemic and political struggles there, and I’ve watched many documentaries about esteemed activists and leaders like Nelson Mandela and Steve Biko, and entertainers like Miriam Makeba and Brenda Fassie.
When I got the opportunity to travel to South Africa via Afri-Centric, a woman-owned boutique travel company that specializes in curated experiences meshing luxury, authentic community, and continental connection, it was truly a full-circle, once-in-a-lifetime adventure. We went from Johannesburg to Cape Town, and we saw the beauty of parts of the Eastern Cape as well.
The experience showcased the impeccable tastes and savvy of Afri-Centric’s owner and managing director, esteemed tourism and hospitality industry veteran Itumeleng Pooe.
From that whirlwind trip—a first for me in almost every way imaginable—I was able to experience a range of lodging vibes, cultural moments, and must-see adventures. Here are a few travel itinerary options for your next trip to South Africa:
WHERE I STAYED
Rockefeller Hotel, Cape Town
Rockefeller Hotel, Cape Town
Chic, City Vibes: The Rockefeller Hotel
This is the perfect home base for a weeklong experience in Cape Town since it’s centrally located. It also has amazing views of the city, a rooftop lounge, a pool, a gym, and an excellent breakfast buffet. You’re a short drive away from the V&A Waterfront, where there’s shopping and eateries, Table Mountain, one of the “7 Wonders of Nature,” and the Mother City nightlife many on Instagram brag about. (A favorite of mine was Ayepyep Lifestyle Lounge. Order one of their brai platters and enjoy affordable bottle service, along with a good mix of R&B and Amapiano hits.)
The Rockefeller Hotel was the perfect home base for a trip to Cape Town since it’s centrally located. It also has amazing views of the city, a rooftop lounge, a pool, a gym, and an excellent breakfast buffet.
Sanctuary Mandela, Aerial view from suites floor
Courtesy, Sanctuary Mandela
Sanctuary Mandela
Historic Serenity And Presidential Aura: Sanctuary Mandela
This was by far my favorite hotel experience and I highly recommend making this your first stop when staying in Johannesburg. Not only will you be respectfully immersed in the life, culture, and experiences of Nelson Mandela, iconic activist and former president of South Africa, but you’ll also enjoy sophisticated decor, fine wine, amazing customer service, and delicious food. Arriving there after more than 17 hours of travel felt like a warm hug, and we were right in the middle of suburban Jo’Burg which had a welcoming calmness perfect to start a trip to South Africa on the right foot.
From here, we embarked on a very bittersweet but necessary visit to the Apartheid Museum, the largest site to extensively tackle pre-, during, and post-apartheid history and the global impact of the movement for justice, equality, and restoration of the country.
I thought I knew all I needed to know about this topic, but it was refreshing to start from the beginning of the history of the people who settled in the region and the sources of what would launch systems of oppression there.
Luxe Queenly Ambiance: Lanzerac Hotel & Spa
I literally got my Lady Danbury of “Bridgerton” fantasy on at this wine estate, engrossed in history dating back to 1692 and located in a mountainous town called Stellenbosch, a town in the Western Cape. Each suite is unique and includes classic but luxurious touches, and the wine is among the best of the best in the world. The property also has a spa and several dining retreats, and it is perfect for a baecation or girls' trip to relax and enjoy the opulence of the lush South African landscape.
Lanzerac Hotel & Spa
WHAT I DID: WINE COUNTRY, SAFARI, AND THE ARTS
First, when traveling to South Africa, especially for the first time, I highly recommend going with a group and booking transportation to excursions or other cultural events through an agent or tour company. This literally takes the guesswork out of the logistics of it all, and you’ll be privy to guides who can tell you all about South Africa, its history, and its people. Throughout our trip, we were well taken care of by ElJoSa Travel and Tours, where the coaches were clean, comfortable, and air-conditioned. The tour guides became like family by the end of the experience.
Cozy, Family-Centric Safari: Milima Big 5 Safari Lodge
It was here that I got to see what safari enthusiasts call “the big five,” which are the five largest and most dangerous animals in the wild. It was an exciting and centering experience, unlike anything I’ve ever encountered before. We had three drives through the bush with a guide.
At this lodge, we saw rhinos, elephants, a leopard, a buffalo, and a pack of lions that casually walked just two to three feet next to our truck. It was an extraordinary occurrence since, according to several guides, it’s rare to see all five during your first time on safari.
The lodge itself reminds me of camping experiences of my teenage years, with rustic amenities and a spectacular pool and dining area that offers views of the animals’ watering hole—we could see elephants casually taking baths and drinking as we ate lunch. Also, the staff, again, felt like family by the time we had to check out. You can opt to stay in one of the cabins or a beautiful luxury tent where the animals will literally greet you in the morning.
My view from the safari truck, Milima Big 5 Safari Lodge
After a morning safari drive, Milima Big 5 Safari Lodge
Wine Tasting In Alluring Romance And Opulence: Delaire Graff Estate
We made a stop here to see the grounds and taste their selections, and for the brief time we were there, I fell in love. Overlooking the Banhoek Valley in Stellenbosch, this property has vast views including those of Table Mountain, amazing wines, provocative African art, a spa, and a range of suite options that might make you want to extend your trip. Classy, elegant, modern, and upscale comfort are major themes here.
Delaire Graff Estate
Delaire Graff Estate
Coastal Vibes And Culture In Eastern Cape: National Arts Festival
While Cape Town and Johannesburg are top destinations for travelers, Eastern Cape offers an off-the-beaten-path regions that are just as worthwhile. It offers striking and geographically diverse coastal and inland countryside experiences and the Algoa Bay beachfront was a pleasure to preview for the short time I was there. It’s also the birthplace of major South African leaders, including Mandela, Biko, and Thabo Mbeki. I enjoyed our stay at the Sun Boardwalk Hotel, which is within walking distance of Blue Flagged Hobbie Beach in Qheberha (formerly known as Port Elizabeth.)
I became an active part of history with this stop, as the festival marked 50 years of providing a platform for South African and diasporan artists and creatives to serve, fight against oppression, collaborate, and express themselves. It was an honor within itself.
The festival has roots in Makhanda, a town formerly known as Grahamstown, and it’s a stop you should add to your itinerary when traveling to the region in the summer months.
Township visit, Eastern Cape
"Sarafina," presented by the Sonwa Sakuba Institute
We caught a riveting rendition of “Sarafina,” an iconic anti-apartheid musical-turned-film that has won numerous awards across global stages. We also saw a moving performance dedicated to the life of Sarah Baartman, a South African woman who was exploited by 19th-century Europeans as a human exhibit attraction. (For more information on the festival schedule and performances, follow on Instagram @natioonalartsfestival or visit their website.)
During the festival season, there’s a pop-up food experience called The Long Table, where we ate authentic South African dishes prepared fresh by what I anointed the “beloved aunties,” a group of elders who literally handmade everything with love.
It was a communal experience that felt like eating at your grandmother’s house. Standout dishes were the peanut soup and anything with lamb in it. You’ll need to either check their Facebook page or simply visit the area in order to know the hours and menu, but it’s definitely a worthwhile search and visit.
(Check out more on the Eastern Cape and plan your trip there via the Eastern Cape Parks & Tourism Agency Instagram or its website.)
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Featured image by Getty Images