

Black women financial gurus are breaking barriers in the personal finance realm. They serve as role models to women everywhere, especially women of color. There's something inspirational about seeing someone who looks like you achieve the same goal that you want to achieve. Their visibility consistently gives me the motivation to meet my own financial goals because if they can, why can't I?
As a finance major who has worked in the financial services sector, I look up to personal finance experts that are women. It takes guts to break into such a monolithic industry. I can relate because the financial services industry is the same way, so I've personally suffered from imposter syndrome. I understand the courage it takes to break into an industry where the majority of people don't resemble you.
These Black women in finance have helped me in more ways than one because they've helped change my money habits and serve as inspiration. I am a regular on their sites, a fan of their books, and a member of some of their Facebook groups. Surrounding myself with role models, resources, and other women interested in reaching financial goals will surely feed your ambition for financial independence, as it does for me.
1. Michelle Singletary, The Color of Money
Michelle Singletary is a personal finance columnist. She pens The Color of Money, a recurring column in The Washington Post on Wednesdays and Sundays. She is also the author of three personal finance books, a television host, and has appeared on NPR. Subscribe for weekly newsletters to learn how to spend well and live rich!
2. Kara Stevens, The Frugal Feminista
Kara Stevens is determined to help black women step into their financial confidence and eradicate their debt. She has worked with thousands of women as a consultant, speaker, writer, and coach. Be happy. Be healthy. Be brave with Kara!
3. Tonya Rapley, My Fab Finance
Tonya Rapley is a millennial money expert who is dedicated to breaking the typical millennial paycheck-to-paycheck cycle. She is also a co-founder of a FinTech app (FOAM), and provides workshops for clients throughout the U.S. Sign up for her fabulous newsletter!
4. Patrice Washington, Chase Purpose, Not Money
Patrice Washington is a financial expert who is redefining wealth. She helps women to live their life's purpose, find fulfillment, and earn more without chasing money. Patrice is a number one best-selling author and has appeared on dozens of popular media outlets, such as the Steve Harvey Show and Dr. Oz. Subscribe to her newsletter and podcast to live in your purpose!
5. Bola Sokunbi, Clever Girl Finance
Bola Sokunbi is a certified financial education instructor, money expert, and best-selling author of Clever Girl Finance. Her main goal is to help women save money, build real wealth, maintain accountability, and ditch debt. Bola offers a financial education program that provides financial guidance and empowers women. Join Bola at Clever Girl Finance!
6. Tiffany Aliche, The Budgetnista
Tiffany Aliche is an award-winning financial educator whose mission is to empower women and provide them with resources to create a better life. Her financial movement has helped over 800,000 women and eradicated $75 million in debt. She is a blogger, podcaster, and she has even helped change the legislature in New Jersey (The Budgetnista Law). Join her Live Richer Academy!
7. Marsha Barnes, The Finance Bar
Marsha Barnes is a certified financial social worker, financial educator, and financial commentator. Marsha aims to build your financial confidence. She believes in financial education for all and she even has a financial literacy bus! Join her Members Club!
8. Dominique Broadway, Finances Demystified
Dominique Broadway is an award-winning financial planner, personal finance coach, speaker, finance expert, entrepreneur, and the founder of Finances De·mys·ti·fied & The Social Money Tour. She has a passion for helping young professionals, entrepreneurs, and people of all ages achieve their dreams. Join her Bootcamp!
9. Kendra James, The Finance Femme
Kendra James is a virtual CFO and business manager. Kendra specializes in building a structure and financial strategies for businesswomen that are ready to take their business to the next level. She offers a podcast, consultations, coaching for accounting professionals, and a virtual CFO service. Sign up for her services!
10. Melissa Boutin, Your Money Worth
Melissa Boutin is both a certified financial education instructor (CFEI) and a money coach. She specializes in helping the Caribbean and American millennials rid themselves of debt, so they can live the life of their dreams! Join her Money Massive Crew for financial hacks, money tips, scholarship alerts, and more!
11. Carrie Pink, Motherly
Carrie Pink is a personal finance blogger who teaches her audience how to look fly and raise children while on a budget. She is a podcaster and an author of the book, This Is Motherhood. Subscribe for inspiration and mother empowerment!
12. Dasha Kennedy, The Broke Black Girl
Dasha Kennedy is a millennial financial coach who is helping women of color get ahead. She is the founder of the Broke Black Girl Facebook group, filled with over 60,000 women. She consults with clients about money management, women's entrepreneurship, and empowerment. Dasha aims to improve Black financial literacy within the community. Keep up with Dasha here!
Featured image by Shutterstock.
Originally published on January 24, 2020
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'Sistas' Star Skyh Black On The Power Of Hypnotherapy & Emotional Vulnerability For Men
In this insightful episode of the xoMAN podcast, host Kiara Walker talked with Sistas star Skyh Black, as he opened up about his journey of emotional growth, resilience, and self-discovery. The episode touches on emotional availability, self-worth, masculinity, and the importance of therapy in overcoming personal struggles.
Skyh Black on Emotional Availability & Love
On Emotional Availability & Vulnerability
“My wife and I wouldn't be where we are today if both of us weren't emotionally available,” he shared about his wife and Sistas co-star KJ Smith, highlighting the value of vulnerability and emotional openness in a relationship. His approach to masculinity stands in contrast to the traditional, stoic ideals. Skyh is not afraid to embrace softness as part of his emotional expression.
On Overcoming Self-Doubt & Worthiness Issues
Skyh reflected on the self-doubt and worthiness issues that he struggled with, especially early in his career. He opens up about his time in Los Angeles, living what he calls the “LA struggle story”—in a one-bedroom with three roommates—and being homeless three times over the span of 16 years. “I always had this self-sabotaging thought process,” Skyh said. “For me, I feel therapy is essential, period. I have a regular therapist and I go to a hypnotherapist.”
How Therapy Helped Him Heal From Self-Doubt
On Hypnotherapy & Empowering Self-Acceptance
Skyh’s journey is a testament to the power of tapping into self-development despite life’s struggles and being open to growth. “I had to submit to the fact that God was doing good in my life, and that I'm worthy of it. I had a worthiness issue and I did not realize that. So, that’s what the hypnotherapy did. It brought me back to the core. What is wrong so that I can fix it?”
Watch the full podcast episode below:
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Women Are (Still) Spelling 'Coconut' With Their Hips. And Guys Are Losing Their Damn Minds.
While prepping for a podcast interview a while back, because I received the questions beforehand, I did a bit of research into one of the inquiries: what are men’s current favorite sex positions? I doubt any of you are shocked by the fact that what continued to pop up (like here, here, and here) was doggy style and the cowgirl position (i.e., when a woman is on top).
When it comes to ridin’, specifically, that got me to thinking about something that was all over the internet a few years ago: women who were advising that you spell “coconut” with your hips, during sex, in order for you and your partner to receive maximum pleasure and satisfaction.
When I asked a few women I know if they ever tried that before, I was surprised to discover that not only had they, but many didn’t treat it as some random social media fad — they actually still do it to this day. Partly, because it’s fun to them and partly because their partner(s) seem to go crazy for it.
Listen, any time something sexual works like a charm, I’m going to shout it out — (late) trend or not. And so, if you’ve never heard of the whole coconut thing, you tried it and forgot all about it, or you just want to try something new/different/else tonight — here’s a reminder, in article form, that coconut-ting is still alive and well, y’all. And the men are all about it!
But First, The Grapefruit Technique
Video Credit: Myem/YouTube (Funny part starts at 2:40)
If this woman is not familiar to you on sight, you ain’t a real one. LOL. Although I know that a lot of people think that the concept of grapefruiting came from the movie Girls Trip (you can see the clip from the film here) that absolutely is not the case. Auntie Angel (whose real name is reportedly Denise Walker) is the creator of the Grapefruit Technique and although I thought that this video came out way earlier, apparently it made its way onto the YouTube streets sometime back in 2014.
If for some reason, you’re not familiar with grapefruiting on any level, I will tell you right now that I had to download this video because it is absolutely NSFW — so you should probably watch it on your lunch break (on your phone with the volume as low as possible) or at home…because chile, the sound effects? Whew, the sound effects. LOL. However, when I sat down to pen this piece, I thought it was hilarious that this video is what immediately came to mind because it seems like, when it comes to “blow his mind sex hacks,” fruit is constantly on the menu.
When it comes to oral sex, it’s grapefruit.
When it comes to ride ‘em cowgirl, it’s a coconut.
What Is the “Coconut” Sex Trend?
@windy_moraba #duet with @mysteri0us.gir1 spell coconut with your waist 😂😂😂
Okay, so what in the world does a coconut have to do with intercourse? Well, for starters, if you and your partner are looking for an all-natural lubricant, coconut oil works well. HOWEVER, do keep in mind that the disclaimer on this is you shouldn’t use it if condoms are in the mix because they can actually cause rubbers to be less effective (silicone lube is a solid bet for condoms, by the way).
There is another way that coconuts are kinda-sorta incorporated when it comes to making sex more pleasurable — and it actually became pretty popular right after COVID lockdown (2021): spelling C-O-C-O-N-U-T with your hips while you’re on top of your partner.
It’s wild how I forgot all about this until a client of mine was telling me how much her husband liked her on top while it wasn’t her favorite thing to do because it felt awkward to her. When I said, “Have you ever heard of spelling ‘coconut’ with your hips before?” — at first, she looked at me like I was crazy and then she busted out laughing: “Girl, no” was her reply.
Hmph. Don’t knock it until you’ve tried it because, as wild as it might sound on the surface, the word isn’t the point so much as the movements that come with spelling it out are.
When you’re moving your pelvis around to make a “c,” “o” or U-turn, not only does it intensify the level of sensation that both you and your partner feel during intercourse, it can also increase the level of blood circulation to both of your genitalia which can make your orgasms more satisfying too.
At the end of the day, spelling “coconut” is simply reminding you that there are more options to riding than simply sitting there while your partner pumps for all he’s worth or you humping up and down like you’re on a pogo stick.
Spelling “coconut” is an easy hack to bring some variety into cowgirling. However…
Honestly, the “Fruit” Isn’t the Point. THIS IS.
From grapefruiting and spelling “coconut” to reading articles that I’ve penned for the platform like “How To Improve The Taste Of Sperm” — fruit and sex are always going to be a winning combination, one way or another. However, the main point of this article isn’t about making sure that you are a master speller so much as providing you with tips that will make the cowgirl position something that you are confident about and you find a ton of fulfillment in doing.
You can make both of these things happen by incorporating the following things:
Stretch beforehand. A charley horse during sex is the worst thing ever — and chile, don’t let it be right before you’re about to climax. SMDH. Yeah, if you want to feel more comfortable when you’re on top, make sure that you stretch beforehand and that you are well-hydrated. That will reduce the chances of experiencing a totally-out-of-nowhere muscle spasm — whether you decide to “spell” during sex or…not.
Bring pillows into the mix. Sometimes riding is a challenge because your partner feels farther away from your body than you would like. Putting a pillow underneath him can help to elevate his pelvis, so that you don’t feel like you’re stretching and straining. Speaking of pillows, a longer one can really come in handy because it can give your knees some additional support as well.
Also, ask him to put his knees up. Speaking of making the “grind” easier for you, ask your partner to put his knees up. That way, your back can recline on his legs as you’re moving your hips around. You’d be amazed how much this one hack can do for you. Straight up.
Add lube. When you get a chance, check out “The Wetter, The Better: 10 Creative Ways To Use Lubricant” and you will automatically see why bringing lubrication into a cowgirl session is an absolute must. It reduces friction. It makes your movements glide with ease. And it’s just more fun. Promise you that.
Lean in. If your partner happens to be on the larger side of life, one way that you can control his depth is by leaning forward into him. That way, your hips can better control how much or little he is inside of you, so that you can get into a position that gives you the sensation that you are looking for.
Get him to multitask. Again, whether you are spelling “coconut” or not and whether you are riding cowgirl or reverse cowgirl — something that is awesome about being on top is it frees your partner’s hands to do, umm, other things. And since it is so much easier to have an orgasm while your clitoris is being stimulated, get your partner to put some of the lube that we discussed earlier on his fingertips, so that he can gently rub on your clitoris while you are riding him. It doesn’t get much better than that!
Don’t wanna spell? Hula Hoop then. What if you try the whole coconut thing and it’s not a favorite for you (or him)? No problem — when’s the last time that you hula hooped? Pretend that you have one of those around your hips and move around that way. I’d be shocked if you ended up feeling “meh” about that option.
5 Guys Tell Me What They Love When Their Partner Is on Top
A part of the reason why I am “team cowgirl” is because it provides a lot of benefits to the woman: she has more control, it tends to be more comfortable for her, it’s a great position for a quickie and the orgasms tend to be that much more — wonderful. However, as I was thinking about spelling coconut, in general, I couldn’t help but wonder what guys thought about it and the cowgirl position overall.
If you’re curious, here’s what five of ‘em said.
1. Braxford. Engaged. 35. “Y’all be spelling up there? Who knew? My favorite thing about when my fiancée is on top is what I think every man likes: the view. It’s a chance to see her entire body and experience it at the same time. Not even doggy style accomplishes that. Damn, where’s my lady at?”
2. Denez. Single. 42. “Do you know how many ‘spots’ you have access to when y’all are on top? Breasts are in my mouth. Hickeys are on her neck. Prop my head up on a pillow and her tummy is getting licked. When a woman is riding you, it’s sensory overload! It’s crazy how each one looks amazing in that position too.”
3. Omar. In a Serious Relationship. 29. “[He said her name yet I’m not going to share it] isn’t a very vocal lover. Her body and technique are insane, so even though I love dirty talk, I’ve learned to compromise — except when she’s on top. She’s not saying much but those moans? And yeah, we tried the coconut thing. ‘Cs’ and ‘Os,’ hell yeah. ‘Ns’ and “Ts’? Nah.”
4. Nolen. Single. 45. “45 isn’t old but it’s old enough for your back to show out on you when you least expect it. My experience has been that women don’t want a lot of thrusting when they are on top, so it’s like having some of the best sex without having to do much at all. Well, aside from trying not to bust too quickly. I take that back: riding is easy on the body; it’s work on the brain.”
5. Ivan. Married. 37. “I like the spelling sh-t because it switches things up. We make a game out of it by her picking a word and spelling out while I try and guess what it is. We also try to see how many words that we can get to before one of us cums. 12 words is pushing it unless it’s like ‘dog’ or ‘cat’ or something. I’ve guessed ‘coconut’ a few times and I get what the excitement is all about. Spelling bee sex: try it.”
Yep. I concur.
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