
Traveling is something we all say we want to do but we feel we can't because of financial strain. A lot of times we tell ourselves that travel is too expensive and we overestimate how much it would cost to take a vacation. But that is simply not true! Travel is something that you have to intentionally plan and make priority in your life. There are lots of ways to have a dream vacation without breaking the bank. Creating strategies that help you put away money and maintain your current lifestyle is the best way to help incorporate travel into a regular routine.
Over the last few years of travel, I've learned some helpful ways that anyone can use to save money or be more mindful of finances while traveling. Implementing just one of these can make a big difference in how you can travel and be financially responsible.
1.Create a Budget
Travel can be super addictive! You go on one amazing trip and then start planning the next one before you have even made it home. Case in point, that's how I ended up taking 6 international trips in 2018 and visiting a total of 7 countries. However, I wouldn't have been able to reach all my destinations without some planning. The biggest help I had was making a budget for each trip. One thing I learned quickly was there is no single correct way to create a budget and each trip had its own unique requirements. However, there are a few general guidelines you can apply to fit your budgeting style:
Plan out your vacation as far in advance as possible.
This simply means plan out all your known vacation plans into the next year. This way you can see how things are going to pan out over the course of the year. For instance, what months are heavy with international travel or domestic, where you might need to save more money or if you have too many trips planned at the same time. Even if you are only taking one trip that year, get it in the books as soon as possible and plan ahead.
Set small amounts of money aside in a travel fund throughout the year.
It is always a good idea to have an emergency fund because things can happen that are unexpected when traveling abroad. Saving small amounts over a longer time is easier than paying in one lump sum at the time of travel.
Research current currency rates for your international trips.
There is nothing worse than exchanging too much money and not being able to get that same amount back in your own currency. You also want to know what fees you will be charged when exchanging money at the airport compared to withdrawing money out of the ATM.
Research your estimated cost per day.
One of the biggest ways to stay on budget is to research what it would cost you per day for every day activities like eating, taking a taxi, or go on an excursion. This will help you narrow down on how much money to bring for daily things as well as how much you may need for an emergency or extra activities.
Lastly, create a budget for souvenirs.
Sounds ridiculous, I know, but we all can fall into the trap of buying too many amazing rugs from Morocco or cigars from Cuba. Go with a plan in mind of the things you absolutely want and what you are willing to pay for them.
Travel can get really expensive fast! It is always best to have some sort of budget in mind. Every destination, however, does not require the same amount of budgeting. Some places are cheaper to travel in than others. Remember, every person does not have the same budgeting style, so find what a general fit is for you and then modify as necessary.
2.Chase the Deal, Not the Destination
This was actually the first thing that I learned when I started traveling. I had a lot of places that I wanted to go but I was trying to figure out how to economically get to them all. The way my bank account is set up, I could travel but not too far! I read a lot of articles and followed a few of my favorite travel influencers to see what their secret was and how they seemed to travel nonstop. One tip, trick, or hack that was a common theme was: chase the deal and not the destination. It is a counterintuitive approach to how people normally plan travel, but it works. So, why does this work?
Well, flight deals occur all the time, every day in fact. You will find that deals to certain locations are pretty common, from flight deals to hacker sales, there is usually something every single day. The one caveat to that is the deal may not be for the exact location you are looking to travel to at that particular time. Instead, they will be to other locations, during specific time periods, and only lasts for a short amount of time. So, instead of deciding on a location, decide on a time period or set of dates you would like to travel, and go for the deals to whatever location is cheapest at that time. Taking advantage of an opportunity like this will keep costs down in your overall budget. Don't be afraid to be flexible; you will get to all your bucket list locations in due time will money well spent.
3.Use Budget Air Travel
Budget air travel is your best friend when booking domestic trips or short international flights. The worst feeling is purchasing a flight and realizing you overpaid. So what is a budget airline or what is commonly referred to as a low-cost carrier? A low-cost carrier or budget airline is an airline that does not provide most of the traditional services in the fare, resulting in lower fares and fewer comforts. To make up for revenue lost in decreased ticket prices, the airline may charge for extras such as food, priority boarding, seat allocating, and baggage.
Beware of the trap of flying one of the major carriers. Like any other traveler, I like the comforts of some larger airlines. But if my flight will be less than three hours long, I choose a budget airline. Especially when traveling internationally, budget airliners can help save you money and help you move around a lot easier. There are some noticeable differences when flying budget but in the long run, when trying not to break the bank while traveling, your pockets will thank you.
4.Use Vacation Days to Your Benefit
One asset that people do not maximize commonly is their vacation time. You can do this by utilizing time off around company holidays or conferences. According to a recent article on CNBC.com, "52 percent of Americans didn't even use all of their vacation days in 2017." Your vacation time can be one of your biggest assets in trying to save money traveling. The best way to use your vacation time is to understand what type of vacation benefits your company offers. Before we go further, if you are in negotiations for a new position, you can negotiate for more vacation days as well as higher pay. Traditionally, most companies offer paid time off or PTO. This policy can be found in some employee handbooks detailing the bank of hours in which the employer pools sick days, vacation days, and personal days that allow employees to use as needed.
To use PTO effectively, it requires strategy. You should understand how many days you accrue per year, how fast you accrue those day and how you can take those days. Two ways to strategize your days are:
- Add days around company holidays.
- Add days around an existing business trip.
Your vacation days are a benefit to you provided by your company. They can be used to extend days on vacation that are of no cost to you. It is almost like getting extra free days that do not come out of your pocket. Whether it is getting days paid for on the company dime at a conference, or using holiday days to extend vacation time without it coming out of your PTO bank, use this benefit to fit your travel needs.
5.Get Creative When Looking for Lodging
One of my favorite to-do list items while planning a trip is looking for unique places to stay. I like to have a full on experience when I travel so I try my best to have every detail be as authentic to the culture as possible. An example, when I traveled to Paris, I wanted to stay in a flat that was overlooking the Eiffel Tower, with large French doors, wrought iron railings, balconies, floor to ceiling windows, hardwood floors… you get the picture. So, I investigated as many websites as possible to find places that fit this criteria but were in my budget.
Depending on the trip, domestic or international, I may get more adventurous than normal. Most of the time for domestic trips, I stay with family or friends for the obvious reasons of saving money. If I decide to rent a place, I have a few sites that I check:
Airbnb
I like Airbnb because you can get a unique personalized experience by staying in someone's home. I love how creative the hosts are starting to get with their properties. Also, you can haggle on price just by simply emailing with the hosts.
Priceline
Priceline is my go-to when I cannot find a hotel property in my price range. I love the bidding feature which allows you to bid up to 60% off per night. I have saved tons of money on 3 to 5 star hotels.
Hotels.com
This one is probably my favorite when looking for hotels. Simply because I can book as many as I want and most of the time I get free cancellations. This helps me to reserve a room at a great price in the present time. If that price drops, Hotels allows me to cancel my current reservation and rebook with new cheaper pricing.
Kayak
This one is normally my last option but I still use it. This site has all of the benefits of hotels.com with the additional feature to track pricing. I normally use it in conjunction with all the other sites just to cross reference the prices.
Develop your list of websites that you know and trust to find lodging while traveling for cheap. Make sure to sign up for rewards benefits so that you can get the maximum out of each site. Some sites offer 10% off coupons, "stay 4 nights get 1 free", or other incentives like free breakfast or $50 off spa treatment. When looking on Airbnb, the best properties I have found were by searching through the superhosts section. I can say for sure that I got my money's worth with these properties and hosts.
There are lots of creative ways to travel within anyone's budget. The main idea is to make it a priority. Taking a trip on the fly will cost you in the long run. But if you plan appropriately, you can take the vacation you want without worrying about overspending. No destination is too exotic or expensive with the right planning. Everywhere is accessible if you renew your mindset to a new way of thinking about travel and your finances. So, go out there and see the world…within your budget!
Want more stories like this? Sign up for our newsletter here and check out the related reads below:
My Job Kept Declining My Vacation Requests -- So I Quit
10 Best Female Solo Travel Destinations
Questions To Ask Before Traveling With Friends
How To Travel The World With A Full-Time Job
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Featured image by Amer-Marie/Instagram
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Because We Are Still IT, Girl: It Girl 100 Returns
Last year, when our xoNecole team dropped our inaugural It Girl 100 honoree list, the world felt, ahem, a bit brighter.
It was March 2024, and we still had a Black woman as the Vice President of the United States. DEI rollbacks weren’t being tossed around like confetti. And more than 300,000 Black women were still gainfully employed in the workforce.
Though that was just nineteen months ago, things were different. Perhaps the world then felt more receptive to our light as Black women.
At the time, we launched It Girl 100 to spotlight the huge motion we were making as dope, GenZennial Black women leaving our mark on culture. The girls were on the rise, flourishing, drinking their water, minding their business, leading companies, and learning to do it all softly, in rest. We wanted to celebrate that momentum—because we love that for us.
So, we handpicked one hundred It Girls who embody that palpable It Factor moving through us as young Black women, the kind of motion lighting up the world both IRL and across the internet.
It Girl 100 became xoNecole’s most successful program, with the hashtag organically reaching more than forty million impressions on Instagram in just twenty-four hours. Yes, it caught on like wildfire because we celebrated some of the most brilliant and influential GenZennial women of color setting trends and shaping culture. But more than that, it resonated because the women we celebrated felt seen.
Many were already known in their industries for keeping this generation fly and lit, but rarely received recognition or flowers. It Girl 100 became a safe space to be uplifted, and for us as Black women to bask in what felt like an era of our brilliance, beauty, and boundless influence on full display.
And then, almost overnight, it was as if the rug was pulled from under us as Black women, as the It Girls of the world.
Our much-needed, much-deserved season of ease and soft living quickly metamorphosed into a time of self-preservation and survival. Our motion and economic progression seemed strategically slowed, our light under siege.
The air feels heavier now. The headlines colder. Our Black girl magic is being picked apart and politicized for simply existing.
With that climate shift, as we prepare to launch our second annual It Girl 100 honoree list, our team has had to dig deep on the purpose and intention behind this year’s list. Knowing the spirit of It Girl 100 is about motion, sauce, strides, and progression, how do we celebrate amid uncertainty and collective grief when the juice feels like it is being squeezed out of us?
As we wrestled with that question, we were reminded that this tension isn’t new. Black women have always had to find joy in the midst of struggle, to create light even in the darkest corners. We have carried the weight of scrutiny for generations, expected to be strong, to serve, to smile through the sting. But this moment feels different. It feels deeply personal.
We are living at the intersection of liberation and backlash. We are learning to take off our capes, to say no when we are tired, to embrace softness without apology.
And somehow, the world has found new ways to punish us for it.

In lifestyle, women like Kayla Nicole and Ayesha Curry have been ridiculed for daring to choose themselves. Tracee Ellis Ross was labeled bitter for speaking her truth about love. Meghan Markle, still, cannot breathe without critique.
In politics, Kamala Harris, Letitia James, and Jasmine Crockett are dragged through the mud for standing tall in rooms not built for them.
In sports, Angel Reese, Coco Gauff, and Taylor Townsend have been reminded that even excellence will not shield you from racism or judgment.

In business, visionaries like Diarrha N’Diaye-Mbaye and Melissa Butler are fighting to keep their dreams alive in an economy that too often forgets us first.
Even our icons, Beyoncé, Serena, and SZA, have faced criticism simply for evolving beyond the boxes society tried to keep them in.
From everyday women to cultural phenoms, the pattern is the same. Our light is being tested.

And yet, somehow, through it all, we are still showing up as that girl, and that deserves to be celebrated.
Because while the world debates our worth, we keep raising our value. And that proof is all around us.
This year alone, Naomi Osaka returned from motherhood and mental health challenges to reach the semifinals of the US Open. A’ja Wilson claimed another MVP, reminding us that beauty and dominance can coexist. Brandy and Monica are snatching our edges on tour. Kahlana Barfield Brown sold out her new line in the face of a retailer that had been canceled. And Melissa Butler’s company, The Lip Bar, is projecting a forty percent surge in sales.

We are no longer defining strength by how much pain we can endure. We are defining it by the unbreakable light we continue to radiate.
We are the women walking our daily steps and also continuing to run solid businesses. We are growing in love, taking solo trips, laughing until it hurts, raising babies and ideas, drinking our green juice, and praying our peace back into existence.
We are rediscovering the joy of rest and realizing that softness is not weakness, it is strategy.
And through it all, we continue to lift one another. Emma Grede is creating seats at the table. Valeisha Butterfield has started a fund for jobless Black women. Arian Simone is leading in media with fearless conviction. We are pouring into each other in ways the world rarely sees but always feels.

So yes, we are in the midst of societal warfare. Yes, we are being tested. Yes, we are facing economic strain, political targeting, and public scrutiny. But even war cannot dim a light that is divinely ours.
And we are still shining.
And we are still softening.
And we are still creating.
And we are still It.

That is the quiet magic of Black womanhood, our ability to hold both truth and triumph in the same breath, to say yes, and to life’s contradictions.
It is no coincidence that this year, as SheaMoisture embraces the message “Yes, And,” they stand beside us as partners in celebrating this class of It Girls. Because that phrase, those two simple words, capture the very essence of this moment.
Yes, we are tired. And we are still rising.
Yes, we are questioned. And we are the answer.
Yes, we are bruised. And we are still beautiful.

This year’s It Girl 100 is more than a list. It is a love letter to every Black woman who dares to live out loud in a world that would rather she whisper. This year’s class is living proof of “Yes, And,” women who are finding ways to thrive and to heal, to build and to rest, to lead and to love, all at once.
It is proof that our joy is not naive, our success not accidental. It is the reminder that our light has never needed permission.
So without further ado, we celebrate the It Girl 100 Class of 2025–2026.
We celebrate the millions of us who keep doing it with grace, grit, and glory.
Because despite it all, we still shine.
Because we are still her.
Because we are still IT, girl.
Meet all 100 women shaping culture in the It Girl 100 Class of 2025. View the complete list of honorees here.
Featured image by xoStaff
These Black Women Left Their Jobs To Turn Their Wildest Dreams Into Reality
“I’m too big for a f***ing cubicle!” Those thoughts motivated Randi O to kiss her 9 to 5 goodbye and step into her dreams of becoming a full-time social media entrepreneur. She now owns Randi O P&R. Gabrielle, the founder of Raw Honey, was moving from state to state for her corporate job, and every time she packed her suitcases for a new zip code, she regretted the loss of community and the distance in her friendships. So she created a safe haven and village for queer Black people in New York.
Then there were those who gave up their zip code altogether and found a permanent home in the skies. After years spent recruiting students for a university, Lisa-Gaye Shakespeare became a full-time travel influencer and founded her travel company, Shakespeare Agency. And she's not alone.
These stories mirror the experiences of women across the world. For millions, the pandemic induced a seismic shift in priorities and desires. Corporate careers that were once hailed as the ultimate “I made it” moment in one's career were pushed to the back burner as women quit their jobs in search of a more self-fulfilling purpose.
xoNecole spoke to these three Black women who used the pandemic as a springboard to make their wildest dreams a reality, the lessons they learned, and posed the question of whether they’ll ever return to cubicle life.
Answers have been edited for context and length.
xoNecole: How did the pandemic lead to you leaving the cubicle?
Randi: I was becoming stagnant. I was working in mortgage and banking but I felt like my personality was too big for that job! From there, I transitioned to radio but was laid off during the pandemic. That’s what made me go full throttle with entrepreneurship.
Gabrielle: I moved around a lot for work. Five times over a span of seven years. I knew I needed a break because I had experienced so much. So, I just quit one day. Effective immediately. I didn’t know what I was going to do, I just knew I needed a break and to just regroup.
Lisa-Gaye: I was working in recruiting at a university and my dream job just kind of fell into my lap! But, I never got to fully enjoy it before the world shut down in March [2020] and I was laid off. On top of that, I was stuck in Miami because Jamaica had closed its borders due to the pandemic before I was able to return.

Randi O
xoN: Tell us about your journey after leaving Corporate America.
Randi: I do it all now! I have a podcast, I’m an on-air talent, I act, and I own a public relations company that focuses on social media engagement. It’s all from my network. When you go out and start a business, you can’t just say, “Okay I’m done with Corporate America,” and “Let me do my own thing.” If you don’t build community, if you don’t build a network it's going to be very hard to sustain.
Gabrielle: I realized in New York, there was not a lot to do for Black lesbians and queer folks. We don’t really have dedicated bars and spaces so I started doing events and it took off. I started focusing on my brand, Raw Honey. I opened a co-working space, and I was able to host an NYC Pride event in front of 100,000 people. I hit the ground running with Raw Honey. My events were all women coming to find community and come together with other lesbians and queer folks. I found my purpose in that.
Lisa-Gaye: After being laid off, I wrote out all of my passions and that’s how I came up with [my company] Shakespeare Agency. It was all of the things that I loved to do under one umbrella. The pandemic pulled that out of me. I had a very large social media following, so I pitched to hotels that I would feature them on my blog and social media. This reignited my passion for travel. I took the rest of the year to refocus my brand to focus solely on being a content creator within the travel space.

Gabrielle
xoN: What have you learned about yourself during your time as an entrepreneur?
Randi: [I learned] the importance of my network and community that I created. When I was laid off I was still keeping those relationships with people that I used to work with. So it was easy for me to transition into social media management and I didn’t have to start from scratch.
Gabrielle: The biggest thing I learned about myself was my own personal identity as a Black lesbian and how much I had assimilated into straight and corporate culture and not being myself. Now, I feel comfortable and confident being my authentic self. Now, I'm not sacrificing anything else for my career. I have a full life. I have friends. I have a social life. And when you are happy and have a full quality of life, I feel like [I] can have more longevity in my career.
Lisa-Gaye: [I'm doing] the best that I've ever done. The discipline that I’m building within myself. Nobody is saying, ‘Oh you have to be at work at this time.’ There’s no boss saying, ‘Why are you late?’ But, if I’m laying in bed at 10 a.m. then it's me saying [to myself], 'Okay, Lisa, get up, it's time for you to start working!’ That’s all on me.
xoNecole: What mistakes do you want to help people avoid when leaving Corporate America?
Randi: You have to learn about the highs and lows of entrepreneurship. You have a fast season and a slow season and I started to learn that when you're self-employed the latter season hits hard. Don't get caught up on the lows, just keep going and don't stop. I’m glad I did.
Gabrielle: I think everyone should quit their job and just figure it out for a second. You will discover so much about yourself when you take a second to just focus on you. Your skill set will always be there. You can’t be afraid of what will happen when you bet on yourself.
Lisa-Gaye: When it comes to being an influencer the field is saturated and a lot of people suffer from imposter syndrome. There is nothing wrong with being an imposter but find out how to make it yours, how to make it better. If you go to the store, you see 10 million different brands of bread! But you are choosing the brand that you like because you like that particular flavor.
So be an imposter, but be the best imposter of yourself and add your own flair, your own flavor. Make the better bread. The bread that you want.

Lisa-Gaye Shakespeare
xoNecole: Will you ever return to your 9 to 5?
Randi: I wouldn’t go back to Corporate America. But I don’t mind working under someone. A lot of people try to get into this business saying, “I can't work under anyone.” That’s not necessarily the reason to start a business because you're always going to answer to somebody. Clients, brands, there’s always someone else involved.
Gabrielle: I went back! I really needed a break and I gave myself that. But, I realized I’m a corporate girl, [and] I enjoy the work that I do. I’m good at it and I really missed that side of myself. I have different sides of me and my whole identity is not Raw Honey or my queerness. A big side of me is business and that’s why I love having my career. Now I feel like my best self.
Lisa-Gaye: I really don’t. For right now, I love working for myself. It's gratifying, it's challenging, it's exciting. It’s a big deal for me to say I own my own business. That I am my own boss, and I'm a Black woman doing it.
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Featured image courtesy of Lisa-Gaye Shakespeare
Originally published on February 6, 2023









