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This 24-Year-Old Serial Entrepreneur Spends $2,500 On Monthly Self-Care

Jazmine Cheaves spilled the tea on the benefits of saving and flipping money to sustain revenue.

Money Talks

Money Talks is an xoNecole series where we talk candidly to real women about how they spend money, their relationship with money, and how they spend it.

Name another 24-year-old who is the owner of multiple businesses, sells products including a 24k gold silverware set, and is preparing to release a new book and apparel line? Don't worry, I'll wait. Though she originally got her start in entrepreneurship during her time at Georgia State University, the Georgia peach wasted zero time getting acquainted with the idea of being her own boss by hosting her own eyelash seminars shortly after graduation in 2016. With the success of her first course racking up $50,000 in a single day, BiggJazz took her class on the road around the country, garnering tons of fans in the process––currently amassing nearly 400K Instagram followers in the process.

Jazmine Ameerah Cheaves, more popularly known as "Lookin Ameerah" or "BiggJazz" by her social followers, is a viral social media influencer, serial entrepreneur, and young visionary millennial who has successfully generated millions in just a few short years. Her businesses include her cosmetics products, touring lash classes, cookware, and The Glam Trap, her full-service beauty studio located in Atlanta, Georgia. Her book, Entrepreneurship Talk With A Real Ass Boss by BiggJazz gives readers the inside scoop into her hustle mentality and inability to patiently wait for opportunities to come her way.

Courtesy of Jazmine Ameerah Cheaves

Though her studio took a bit of a hit in the spring due to COVID-19, she successfully bounced back by launching her own line of cookware called Lookin Ameerah Cookware, which consists of colorful and uniquely styled cooking products and accessories. As someone who loves to cook, BiggJazz also took it upon herself to write a book titled Lookin A Cookbook with some of her favorite recipes and is releasing her own line of seasonings and sauces. "Investing is extremely important to me. Financially, mentally, spiritually, and physically. Right now, I am exploring investment opportunities that can help me to build wealth," Cheaves shared.

In this installment of "Money Talks", xoNecole spoke with the Atlanta-based millennial beauty mogul and business owner about taking questionable financial risks in college, her love for cooking and benefits of saving and flipping money to sustain revenue.

On her definitions of wealth and success:

"For me, I define wealth as being able to live comfortably, knowing that I don't have to worry about where my next meal is coming from or if I can pay my bills. It is about freedom to do what I want to do and to have others around me happy. In my eyes, I won't be fully wealthy until I am a multi-millionaire. Success equals knowing that nobody can take credit for, or destroy what I've built. Success is being happy, free, financially secure, and healthy in mind, body, and spirit."

On the lowest she’s ever felt when it came to her finances and how she overcame it:

"The lowest I've ever felt financially was during my time in college. I couldn't pay my rent and I didn't know where I was getting my next meal from. I decided I never wanted to live like that again. I got off my ass and hustled. I knew nothing would come to me––I had to go out and get it for myself. I've always been creative, so I put that creativity and vision to use."

"I got off my ass and hustled. I knew nothing would come to me––I had to go out and get it for myself. I've always been creative, so I put that creativity and vision to use."

On whether she’s a spender or a saver:

"I consider myself a saver, even though I do spend a good amount of money. I experienced having to go without, so when I started making money it felt good to watch that bank account fill up. I learned to save money by doing my research about how successful people save."

On her savings goals and what retirement looks like to her:

"My goal is to be a multi-millionaire. Most millionaires have seven revenue streams and I am already halfway there. When I retire, I want to be making money in my sleep so I can just enjoy life and do what I want."

On her budgeting must-haves:

"I like to eat, so we definitely have to put dining out on the budget, and buy quality food because I like to cook... I like to invest in my wardrobe, going to the spa to relax and unwind, and I love to travel. Anything that has to do with beauty and self-care is my priority. I don't cut corners there."

On her intentions behind multiple streams of revenue:

"My streams of revenue are my businesses–The Glam Trap, Lookin' (by Lookin Ameerah), Lookin Ameerah Cookware, and of course my books. My intention behind multiple ways to make money is that I never want to go without ever again. I've grown accustomed to a luxury lifestyle and it takes work to maintain it. In the beginning, I used all of my money from lash seminars, flipped it, and invested in other product lines to create more revenue."

"My intention behind multiple ways to make money is that I never want to go without ever again. I've grown accustomed to a luxury lifestyle and it takes work to maintain it. In the beginning, I used all of my money from lash seminars, flipped it, and invested in other product lines to create more revenue."

On unhealthy money habits and mindsets:

"I make fast money, so the mindset: 'I'll make it back tomorrow,' set me back for some years. I was young and immature about money. Now, I have learned to be more responsible and plan for the future. The change I saw was that my money started to add up and everything made more sense. Before, I would make $10,000 and have only shoes and clothes to show for it. I started to invest more in my business and my brand so that I could get a return on my investment."

On her money mantra:

"My mantra is 'make it make sense,' and, 'no one is going to give you anything, you have to get up and get it yourself.'"

On the craziest thing she’s ever done for money:

"The craziest thing I did was sell my Adderall prescription in college instead of taking them."

On the worst money-related decision she’s ever made:

"The worst decisions were carrying cash and not keeping money in the bank. Also, trusting others with my money. I learned that you have to be involved in every aspect of your business to know what is going on."

On her budget breakdown:

How much do you spend on rent?

"I stay in a luxury condo in Atlanta, so it costs a couple thousand. $2,850."

Eating out/ordering in?

"I like to cook a lot, so if I am not making a meal myself, I eat out and it has to be great food. I spend at least $60."

Gas/car note?

"I drive a 2020 Mercedes AMG and my car note is $860. It uses premium gas, so it costs me about $50 to fill up, so I spend between $100-$150 a week on gas depending on what I have to do and where I need to go during the week."

Personal expenses?

"My personal expenses include daily self-care, such as makeup, hair, shopping and going to the spa. I definitely invest a great deal in myself. That is where most of the money is spent so it can run me at least $2,500."

For more Jazmine, follow her on Instagram!

Featured image courtesy of Jazmine Cheaves.

Before she was Amira Unplugged, rapper, singer, and a Becoming a Popstar contestant on MTV, she was Amira Daughtery, a twenty-five year-old Georgian, with aspirations of becoming a lawyer. “I thought my career path was going to lead me to law because that’s the way I thought I would help people,” Amira tells xoNecole. “[But] I always came back to music.”

A music lover since childhood, Amira grew up in an artistic household where passion for music was emphasized. “My dad has always been my huge inspiration for music because he’s a musician himself and is so passionate about the history of music.” Amira’s also dealt with deafness in one ear since she was a toddler, a condition which she says only makes her more “intentional” about the music she makes, to ensure that what she hears inside her head can translate the way she wants it to for audiences.

“The loss of hearing means a person can’t experience music in the conventional way,” she says. “I’ve always responded to bigger, bolder anthemic songs because I can feel them [the vibrations] in my body, and I want to be sure my music does this for deaf/HOH people and everyone.”

A Black woman wearing a black hijab and black and gold dress stands in between two men who are both wearing black pants and colorful jackets and necklaces

Amira Unplugged and other contestants on Becoming a Popstar

Amira Unplugged / MTV

In order to lift people’s spirits at the beginning of the pandemic, Amira began posting videos on TikTok of herself singing and using sign language so her music could reach her deaf fans as well. She was surprised by how quickly she was able to amass a large audience. It was through her videos that she caught the attention of a talent scout for MTV’s new music competition show for rising TikTok singers, Becoming a Popstar. After a three-month process, Amira was one of those picked to be a contestant on the show.

Becoming a Popstar, as Amira describes, is different from other music competition shows we’ve all come to know over the years. “Well, first of all, it’s all original music. There’s not a single cover,” she says. “We have to write these songs in like a day or two and then meet with our producers, meet with our directors. Every week, we are producing a full project for people to vote on and decide if they’d listen to it on the radio.”

To make sure her deaf/HOH audiences can feel her songs, she makes sure to “add more bass, guitar, and violin in unique patterns.” She also incorporates “higher pitch sounds with like chimes, bells, and piccolo,” because, she says, they’re easier to feel. “But it’s less about the kind of instrument and more about how I arrange the pattern of the song. Everything I do is to create an atmosphere, a sensation, to make my music a multi-sensory experience.”

She says that working alongside the judges–pop stars Joe Jonas and Becky G, and choreographer Sean Bankhead – has helped expand her artistry. “Joe was really more about the vocal quality and the timber and Becky was really about the passion of [the song] and being convinced this was something you believed in,” she says. “And what was really great about [our choreographer] Sean is that obviously he’s a choreographer to the stars – Lil Nas X, Normani – but he didn’t only focus on choreo, he focused on stage presence, he focused on the overall message of the song. And I think all those critiques week to week helped us hone in on what we wanted to be saying with our next song.”

As her star rises, it’s been both her Muslim faith and her friends, whom she calls “The Glasses Gang” (“because none of us can see!”), that continue to ground her. “The Muslim and the Muslima community have really gone hard [supporting me] and all these people have come together and I truly appreciate them,” Amira says. “I have just been flooded with DMs and emails and texts from [young muslim kids] people who have just been so inspired,” she says. “People who have said they have never seen anything like this, that I embody a lot of the style that they wanted to see and that the message hit them, which is really the most important thing to me.”

A Black woman wears a long, salmon pink hijab, black outfit and pink boots, smiling down at the camera with her arm outstretched to it.

Amira Unplugged

Amira Unplugged / MTV

Throughout the show’s production, she was able to continue to uphold her faith practices with the help of the crew, such as making sure her food was halal, having time to pray, dressing modestly, and working with female choreographers. “If people can accept this, can learn, and can grow, and bring more people into the fold of this industry, then I’m making a real difference,” she says.

Though she didn’t win the competition, this is only the beginning for Amira. Whether it’s on Becoming a Popstar or her videos online, Amira has made it clear she has no plans on going anywhere but up. “I’m so excited that I’ve gotten this opportunity because this is really, truly what I think I’m meant to do.”

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