Listen, I was slow to board the TikTok train, but I eventually had to hop on. I mean, you can't help but get sucked into watching the ridiculous dances and hilarious skits, whether you have an account or you see them on your Instagram feed. I especially love the ones that are super-relatable, include useful hacks or how-tos, and cover issues we all deal with—particularly those related to money.
These top 10 Tiktok stars are Black women who are great at teaching all of us how to get, keep, and increase our coins. Ain't nothing funny about being broke, but their videos will either help you forget about that rent laughing at your bank account balance or give you some tips you can actually use to defeat your money problems for good. (And hey, sis, if you really love TikToks and want to see more of these, share and comment below. We might just make this a recurring feature.)
She got rid of more than $100,000 in debt and closed on her first home, all on a teacher's salary. The founder of Millennial in Debt calls herself the "Beyonce of Personal Finance" and helps millennials get a handle on their money via her YouTube channel, webinars, and coaching sessions. Yep. Say no more.
Yet another TikTok that tries and convicts my poor overspending, Amazon Prime-loving, just-buy-it, spendaholic self. Carmen is also founder of Budget Better, a resource for people to find ways to make budgeting a priority, and she provides info via her social sites on investing and financial fitness.
She's an OG money expert, entrepreneur, and founder of My Fab Finance, an education and lifestyle platform that helps millennials reach their personal finance goals. Tonya Rapley has been in the game helping thousands via workshops, speaking engagements, and coaching for more than a decade. Her TikToks (and many of her IG Reels) break down topics like debt reduction and budgeting in a way that puts simplicity and credibility at the forefront.
Clever Girl Finance gives you quick hits on hacks for the usual adult chores (like handling bills), and Bola addresses topics many of us struggle with on the daily. You'll feel a tad less guilty and more empowered to make some changes watching her fun and peaceful videos.
You know that favorite cousin or auntie who will snatch your debit card away after a day of shopping or invite you to her house for a meal afterward so you won't eat out for the fifth time in a week? Clarissa is that woman. Her keep-it-real videos are hilariously informative and make the thought of the dreaded b-word a lot less, well, dreadful.
Sis was able to conquer $130,000 in debt, and we all know Uncle Sam (or Sallie Mae) doesn't play about that money owed. Dannie offers financial fitness coaching via her platform, Pennies to Wealth, and she's full of resources to get your money right. Her videos are cute, quick and to the point, but cover major impact.
I swear the video above perfectly depicts the love-hate relationship my budget and I have had over the years. Nika also offers, through her platform, worksheets, step-by-step tips, and other useful downloadable resources to address budgeting and debt-reduction for all of us who need that extra push in the organization department.
The great thing about following this journey is that she's dead set in the middle of it, so you'll feel like you have a friend who's pretty much going through some of the same money issues as you are. She's a special education teacher whose goal is to get rid of $19,000 in debt by the end of 2021. Go 'head sis! We're right there with you!
9.Cinneah of Flynanced
If the name doesn't do it, the travel hacks for saving money will. I love flying out affordably while still having an upgraded experience, and her TikToks don't fail when giving the tea on how to do just that. Her platform also empowers millennials to build wealth through travel.
Who doesn't like the euphoric feeling of walking out of a store with 10 bags of groceries that only set you back 20 bucks? I mean, who? Who? I swear this woman's videos might have you literally holding up the line at your favorite market just to make sure all the discounts were taken off properly, and with no shame to boot. She's a wife and mother who literally takes couponing to a whole 'nother level.
Read more money mindset conversations in xoNecole's "Money Talks" series here.
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Exclusive: Gabrielle Union On Radical Transparency, Being Diagnosed With Perimenopause And Embracing What’s Next
Whenever Gabrielle Union graces the movie screen, she immediately commands attention. From her unforgettable scenes in films like Bring It On and Two Can Play That Game to her most recent film, in which she stars and produces Netflix’s The Perfect Find, there’s no denying that she is that girl.
Off-screen, she uses that power for good by sharing her trials and tribulations with other women in hopes of helping those who may be going through the same things or preventing them from experiencing them altogether. Recently, the Flawless by Gabrielle Union founder partnered with Clearblue to speak at the launch of their Menopause Stage Indicator, where she also shared her experience with being perimenopausal.
In a xoNecoleexclusive, the iconic actress opens up about embracing this season of her life, new projects, and overall being a “bad motherfucker.” Gabrielle reveals that she was 37 years old when she was diagnosed with perimenopause and is still going through it at 51 years old. Mayo Clinic says perimenopause “refers to the time during which your body makes the natural transition to menopause, marking the end of the reproductive years.”
“I haven't crossed over the next phase just yet, but I think part of it is when you hear any form of menopause, you automatically think of your mother or grandmother. It feels like an old-person thing, but for me, I was 37 and like not understanding what that really meant for me. And I don't think we focus so much on the word menopause without understanding that perimenopause is just the time before menopause,” she tells us.
Photo by Brian Thomas
"But you can experience a lot of the same things during that period that people talk about, that they experienced during menopause. So you could get a hot flash, you could get the weight gain, the hair loss, depression, anxiety, like all of it, mental health challenges, all of that can come, you know, at any stage of the menopausal journey and like for me, I've been in perimenopause like 13, 14 years. When you know, most doctors are like, ‘Oh, but it's usually about ten years, and I'm like, ‘Uhh, I’m still going (laughs).’”
Conversations about perimenopause, fibroids, and all the things that are associated with women’s bodies have often been considered taboo and thus not discussed publicly. However, times are changing, and thanks to the Gabrielle’s and the Tia Mowry’s, more women are having an authentic discourse about women’s health. These open discussions lead to the creation of more safe spaces and support for one another.
“I want to be in community with folks. I don't ever want to feel like I'm on an island about anything. So, if I can help create community where we are lacking, I want to be a part of that,” she says. “So, it's like there's no harm in talking about it. You know what I mean? Like, I was a bad motherfucker before perimenopause. I’m a bad motherfucker now, and I'll be a bad motherfucker after menopause. Know what I’m saying? None of that has to change. How I’m a bad motherfucker, I welcome that part of the change. I'm just getting better and stronger and more intelligent, more wise, more patient, more compassionate, more empathetic. All of that is very, very welcomed, and none of it should be scary.”
The Being Mary Jane star hasn’t been shy about her stance on therapy. If you don’t know, here’s a hint: she’s all for it, and she encourages others to try it as well. She likens therapy to dating by suggesting that you keep looking for the right therapist to match your needs. Two other essential keys to her growth are radical transparency and radical acceptance (though she admits she is still working on the latter).
"I was a bad motherfucker before perimenopause. I’m a bad motherfucker now, and I'll be a bad motherfucker after menopause. Know what I’m saying? None of that has to change. How I’m a bad motherfucker, I welcome that part of the change."
Gabrielle Union and Kaavia Union-Wade
Photo by Monica Schipper/Getty Images
“I hope that a.) you recognize that you're not alone. Seek out help and know that it's okay to be honest about what the hell is happening in your life. That's the only way that you know you can get help, and that's also the only other way that people know that you are in need if there's something going on,” she says, “because we have all these big, very wild, high expectations of people, but if they don't know what they're actually dealing with, they're always going to be failing, and you will always be disappointed. So how about just tell the truth, be transparent, and let people know where you are. So they can be of service, they can be compassionate.”
Gabrielle’s transparency is what makes her so relatable, and has so many people root for her. Whether through her TV and film projects, her memoirs, or her social media, the actress has a knack for making you feel like she’s your homegirl. Scrolling through her Instagram, you see the special moments with her family, exciting new business ventures, and jaw-dropping fashion moments. Throughout her life and career, we’ve seen her evolve in a multitude of ways. From producing films to starting a haircare line to marriage and motherhood, her journey is a story of courage and triumph. And right now, in this season, she’s asking, “What’s next?”
“This is a season of discovery and change. In a billion ways,” says the NAACP Image Award winner. “The notion of like, ‘Oh, so and so changed. They got brand new.’ I want you to be brand new. I want me to be brand new. I want us to be always constantly growing, evolving. Having more clarity, moving with different purpose, like, and all of that is for me very, very welcomed."
"I want you to be brand new. I want me to be brand new. I want us to be always constantly growing, evolving. Having more clarity, moving with different purpose, like, and all of that is for me very, very welcomed."
She continues, “So I'm just trying to figure out what's next. You know what I mean? I'm jumping into what's next. I'm excited going into what's next and new. I'm just sort of embracing all of what life has to offer.”
Look out for Gabrielle in the upcoming indie film Riff Raff, which is a crime comedy starring her and Jennifer Coolidge, and she will also produce The Idea of You, which stars Anne Hathaway.
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Keke Palmer and Casandra “Cassie” Ventura are two of the most recent prominent Black women who have spoken out about their current and past abuse by intimate partners. These conversations seem to be happening more frequently today, but the truth is domestic violence and sexual abuse of Black women within the Black community is not new.
According to the National Coalition Against Domestic Violence (NCADV), 45.1 percent of Black women will experience physical violence, sexual violence, and/or stalking by an intimate partner in their lifetime, in contrast to 30.2 percent of their white counterparts who experience similar abuse. Additionally, the Black Women’s Health Project also found Black women are three times more likely to be killed by a partner than white women.
As a result of these findings, it determined that domestic violence is the number one health issue facing Black women today.
Despite these stark statistics the prevalent misogynoir Black women face within their community further reinforce the stigma, victim-blaming, and culture of silence that prevent Black women from seeking help when experiencing abuse. Both Palmer and Ventura are examples of how Black women suffer in silence for years at the hands of an abusive partner. In Palmer’s court filings, she alleged Darius Jackson, her son’s father, abused her in multiple instances over two years. Yet, not until recently did she seek help from the courts to obtain a restraining order and sole custody of her son.
Likewise, Ventura’s lawsuit highlighted over a decade’s worth of alleged domestic violence, sexual abuse, and sex trafficking. Though Ventura and Sean Combs’ relationship ended in 2018, she shared the importance of speaking out now instead of remaining silent. “After years in silence and darkness, I am finally ready to tell my story, and to speak up on behalf of myself and for the benefit of other women who face violence and abuse in their relationships,” she shared in a statement.
Though many prominent Black women such as Rihanna, Tina Turner, Kelly Rowland, and Megan Thee Stallion have spoken out about their experiences with domestic violence, there is still a great stigma regarding the issue in the Black community.
This stigma and lack of protection for Black women manifests through people questioning the validity of Black women’s claims, which we saw on full display in the case against Tory Lanez on behalf of Megan.
We still see it in the way people make tasteless jokes about the late Tina Turner’s abuse from Ike Turner; and even in how people questioned “what Rihanna did” to Chris Brown for him to hurt her in such a way. Actions and behaviors such as these lead to the staggering reality that 91 percent of Black women are killed by someone they knew according to a study conducted by the University of Illinois Chicago.
This study also highlighted the fact that the leading cause of death for Black women between the ages of 15 and 45 is murder by an intimate partner.
As someone who has experienced physical violence in an intimate relationship, I can attest to the anxiety and doubt I felt in sharing my truth with others. Even though there was physical proof to corroborate my claims, all I could think of were the words my mother said when the news of Rihanna and Chris Brown came out, “She did something to that boy for him to do that to her.”
I share this story because even though the celebrities we see going through these experiences may never hear the conversations we have behind closed doors, there are women in our lives who are experiencing the same things and won’t speak up because of what we say.
I still remember the feeling of self-blame in my relationship with physical proof of abuse appearing on my body and the mindset that if I were only somehow a better partner and more “submissive” in my relationship these things wouldn’t continue to happen.
However, what I and all other abuse survivors know is that there is nothing you can do to appease your abuser, and the only true way to end the abuse is to leave the relationship in the safest manner possible.
Yet, what many abuse survivors also know is leaving is one of the most difficult challenges in an abusive relationship. On average it takes victims of abuse seven attempts to leave their abuser and stay separated for good according to RESPOND Inc., New England’s first domestic violence agency. Though physical and sexual abuse are often discussed the most in conversations of domestic violence and abuse we need to acknowledge that it often begins with mental and emotional gaslighting and manipulation.
According to the (NCADV) 53.8 percent of Black women will experience psychological aggression by a partner in their lifetimes. In Kelly Rowland’s 2013 song "Dirty Laundry," she showcases how psychological abuse appears in relationships with lyrics, “he said, ‘Don't nobody love you but me Not your mama, not your daddy and especially not Bey.’”
As Black women continue to speak out about their violence and challenge their abusers, it is also important for the Black community to create a safe space for them to do so. If a friend or family member confides in you about experiencing abuse be supportive and listen, avoid casting blame on them, and most importantly ask them what they want to do in terms of the next steps or leaving the relationship.
Lastly, if you or someone you know is experiencing intimate partner abuse and wants help reach out to National Domestic Violence Hotline 1.800.799.SAFE (7233) for support and resources.
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