

10 TikToks That Will Have You Making Better Money Moves
Listen, I was slow to board the TikTok train, but I eventually had to hop on. I mean, you can't help but get sucked into watching the ridiculous dances and hilarious skits, whether you have an account or you see them on your Instagram feed. I especially love the ones that are super-relatable, include useful hacks or how-tos, and cover issues we all deal with—particularly those related to money.
These top 10 Tiktok stars are Black women who are great at teaching all of us how to get, keep, and increase our coins. Ain't nothing funny about being broke, but their videos will either help you forget about that rent laughing at your bank account balance or give you some tips you can actually use to defeat your money problems for good. (And hey, sis, if you really love TikToks and want to see more of these, share and comment below. We might just make this a recurring feature.)
1.Melissa of Millennial In Debt
@millennialindebt Intro post: I paid off 102,000 in student loans in 5 years. Then one month later I closed on my first home! 😱 ##personalfinance ##freshprince ##fyp
♬ original sound - Millennial In Debt
She got rid of more than $100,000 in debt and closed on her first home, all on a teacher's salary. The founder of Millennial in Debt calls herself the "Beyonce of Personal Finance" and helps millennials get a handle on their money via her YouTube channel, webinars, and coaching sessions. Yep. Say no more.
2.Carmen of Make Real Cents
Yet another TikTok that tries and convicts my poor overspending, Amazon Prime-loving, just-buy-it, spendaholic self. Carmen is also founder of Budget Better, a resource for people to find ways to make budgeting a priority, and she provides info via her social sites on investing and financial fitness.
3.Tonya Rapley of My Fab Finance
She's an OG money expert, entrepreneur, and founder of My Fab Finance, an education and lifestyle platform that helps millennials reach their personal finance goals. Tonya Rapley has been in the game helping thousands via workshops, speaking engagements, and coaching for more than a decade. Her TikToks (and many of her IG Reels) break down topics like debt reduction and budgeting in a way that puts simplicity and credibility at the forefront.
4.Bola of Clever Girl Finance
@clevergirlfinance Simplify your finances by keeping your bills organized!##learnontiktok ##tiktokpartner ##personalfinance
♬ GOTTA GO - Benny Boy
Clever Girl Finance gives you quick hits on hacks for the usual adult chores (like handling bills), and Bola addresses topics many of us struggle with on the daily. You'll feel a tad less guilty and more empowered to make some changes watching her fun and peaceful videos.
5.Clarissa AKA "The Budget Queen"
@budgetqueen_blog One of the biggest myths I’ve heard about budgeting. 🔗Click the link in my bio to get the FREE Worksheet. ##budgeting##budgettips ##moneytoks #
♬ Berleezy thats some bs - kay
You know that favorite cousin or auntie who will snatch your debit card away after a day of shopping or invite you to her house for a meal afterward so you won't eat out for the fifth time in a week? Clarissa is that woman. Her keep-it-real videos are hilariously informative and make the thought of the dreaded b-word a lot less, well, dreadful.
6.Dannie of Pennies to Wealth
@penniestowealth The steps I took to become debt free when married. ##moneytiktok ##debtfreejourney ##debtfreecommunity ##personalfinance ##budgeting
♬ Steven Universe - L.Dre
Sis was able to conquer $130,000 in debt, and we all know Uncle Sam (or Sallie Mae) doesn't play about that money owed. Dannie offers financial fitness coaching via her platform, Pennies to Wealth, and she's full of resources to get your money right. Her videos are cute, quick and to the point, but cover major impact.
7.Nika of Debt Free Gonna Be
@debtfreegonnabe My budget be so fed up with me 🤣##debtfreejourney ##financetiktok ##debtfreecommunity ##budgeting ##moneytoks ##groupchat
♬ original sound - Nika
I swear the video above perfectly depicts the love-hate relationship my budget and I have had over the years. Nika also offers, through her platform, worksheets, step-by-step tips, and other useful downloadable resources to address budgeting and debt-reduction for all of us who need that extra push in the organization department.
8.Bitch I'm Budgeting
@bitchimbudgeting Having debt aint it!! ##greenscreen ##neneleaks ##debtfreejourney ##moneytips ##personalfinance
♬ original sound - Randy Perry
The great thing about following this journey is that she's dead set in the middle of it, so you'll feel like you have a friend who's pretty much going through some of the same money issues as you are. She's a special education teacher whose goal is to get rid of $19,000 in debt by the end of 2021. Go 'head sis! We're right there with you!
9.Cinneah of Flynanced
If the name doesn't do it, the travel hacks for saving money will. I love flying out affordably while still having an upgraded experience, and her TikToks don't fail when giving the tea on how to do just that. Her platform also empowers millennials to build wealth through travel.
10.Coupon Queen T
@couponqueent I Am NOT A HOARDER. Freaky girl coupon remix ##fyp##couponqueent ##stockpile ##WIP##myhobby
♬ original sound - Coupon Queen T
Who doesn't like the euphoric feeling of walking out of a store with 10 bags of groceries that only set you back 20 bucks? I mean, who? Who? I swear this woman's videos might have you literally holding up the line at your favorite market just to make sure all the discounts were taken off properly, and with no shame to boot. She's a wife and mother who literally takes couponing to a whole 'nother level.
Read more money mindset conversations in xoNecole's "Money Talks" series here.
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Exclusive: Gabrielle Union On Radical Transparency, Being Diagnosed With Perimenopause And Embracing What’s Next
Whenever Gabrielle Union graces the movie screen, she immediately commands attention. From her unforgettable scenes in films like Bring It On and Two Can Play That Game to her most recent film, in which she stars and produces Netflix’s The Perfect Find, there’s no denying that she is that girl.
Off-screen, she uses that power for good by sharing her trials and tribulations with other women in hopes of helping those who may be going through the same things or preventing them from experiencing them altogether. Recently, the Flawless by Gabrielle Union founder partnered with Clearblue to speak at the launch of their Menopause Stage Indicator, where she also shared her experience with being perimenopausal.
In a xoNecoleexclusive, the iconic actress opens up about embracing this season of her life, new projects, and overall being a “bad motherfucker.” Gabrielle reveals that she was 37 years old when she was diagnosed with perimenopause and is still going through it at 51 years old. Mayo Clinic says perimenopause “refers to the time during which your body makes the natural transition to menopause, marking the end of the reproductive years.”
“I haven't crossed over the next phase just yet, but I think part of it is when you hear any form of menopause, you automatically think of your mother or grandmother. It feels like an old-person thing, but for me, I was 37 and like not understanding what that really meant for me. And I don't think we focus so much on the word menopause without understanding that perimenopause is just the time before menopause,” she tells us.
Gabrielle Union
Photo by Brian Thomas
"But you can experience a lot of the same things during that period that people talk about, that they experienced during menopause. So you could get a hot flash, you could get the weight gain, the hair loss, depression, anxiety, like all of it, mental health challenges, all of that can come, you know, at any stage of the menopausal journey and like for me, I've been in perimenopause like 13, 14 years. When you know, most doctors are like, ‘Oh, but it's usually about ten years, and I'm like, ‘Uhh, I’m still going (laughs).’”
Conversations about perimenopause, fibroids, and all the things that are associated with women’s bodies have often been considered taboo and thus not discussed publicly. However, times are changing, and thanks to the Gabrielle’s and the Tia Mowry’s, more women are having an authentic discourse about women’s health. These open discussions lead to the creation of more safe spaces and support for one another.
“I want to be in community with folks. I don't ever want to feel like I'm on an island about anything. So, if I can help create community where we are lacking, I want to be a part of that,” she says. “So, it's like there's no harm in talking about it. You know what I mean? Like, I was a bad motherfucker before perimenopause. I’m a bad motherfucker now, and I'll be a bad motherfucker after menopause. Know what I’m saying? None of that has to change. How I’m a bad motherfucker, I welcome that part of the change. I'm just getting better and stronger and more intelligent, more wise, more patient, more compassionate, more empathetic. All of that is very, very welcomed, and none of it should be scary.”
The Being Mary Jane star hasn’t been shy about her stance on therapy. If you don’t know, here’s a hint: she’s all for it, and she encourages others to try it as well. She likens therapy to dating by suggesting that you keep looking for the right therapist to match your needs. Two other essential keys to her growth are radical transparency and radical acceptance (though she admits she is still working on the latter).
"I was a bad motherfucker before perimenopause. I’m a bad motherfucker now, and I'll be a bad motherfucker after menopause. Know what I’m saying? None of that has to change. How I’m a bad motherfucker, I welcome that part of the change."
Gabrielle Union and Kaavia Union-Wade
Photo by Monica Schipper/Getty Images
“I hope that a.) you recognize that you're not alone. Seek out help and know that it's okay to be honest about what the hell is happening in your life. That's the only way that you know you can get help, and that's also the only other way that people know that you are in need if there's something going on,” she says, “because we have all these big, very wild, high expectations of people, but if they don't know what they're actually dealing with, they're always going to be failing, and you will always be disappointed. So how about just tell the truth, be transparent, and let people know where you are. So they can be of service, they can be compassionate.”
Gabrielle’s transparency is what makes her so relatable, and has so many people root for her. Whether through her TV and film projects, her memoirs, or her social media, the actress has a knack for making you feel like she’s your homegirl. Scrolling through her Instagram, you see the special moments with her family, exciting new business ventures, and jaw-dropping fashion moments. Throughout her life and career, we’ve seen her evolve in a multitude of ways. From producing films to starting a haircare line to marriage and motherhood, her journey is a story of courage and triumph. And right now, in this season, she’s asking, “What’s next?”
“This is a season of discovery and change. In a billion ways,” says the NAACP Image Award winner. “The notion of like, ‘Oh, so and so changed. They got brand new.’ I want you to be brand new. I want me to be brand new. I want us to be always constantly growing, evolving. Having more clarity, moving with different purpose, like, and all of that is for me very, very welcomed."
"I want you to be brand new. I want me to be brand new. I want us to be always constantly growing, evolving. Having more clarity, moving with different purpose, like, and all of that is for me very, very welcomed."
She continues, “So I'm just trying to figure out what's next. You know what I mean? I'm jumping into what's next. I'm excited going into what's next and new. I'm just sort of embracing all of what life has to offer.”
Look out for Gabrielle in the upcoming indie film Riff Raff, which is a crime comedy starring her and Jennifer Coolidge, and she will also produce The Idea of You, which stars Anne Hathaway.
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Feature image by Mike Lawrie/Getty Images
Jordyn Woods Shares The Key To Her Long-Lasting Relationship With Karl-Anthony Towns
Jordyn Woods is pulling back the layers to her relationship with NBA player Karl-Anthony Towns.
The 26-year-old model and socialite shared with PEOPLE at the Femme It Forward's 2nd Annual Give Her FlowHERS Gala that she believes the key to a lasting relationship is establishing a strong connection before entering into a romantic relationship.
During the event, the socialite spoke to the outlet about the importance of “friendship and trust” in her three-year relationship that started in the midst of the pandemic.
“We were really good friends before we started dating, and COVID gave us that free time in our life to really get to know each other,” Jordyn said. “Because a lot of people don't really get to know each other and they go into this relationship.”
She continues, “So, we've been through a lot together. We've seen each other at all different ways, times, phases, so I think we have a very strong foundation.”
Jordyn also notes that “quality time” has been a means to bond and keep their relationship thriving. Despite the NBA star’s demanding schedule, she expressed her desire to attend as many of KAT's games as possible, including his upcoming birthday game with the Minnesota Timberwolves. “It's his birthday in a few days, so I'm going to go to that game,” she says.
Quality time isn’t the only love language that the couple speaks.“We love gift giving and... What is it? The love language? The love language is quality time. We love everything,” she says.
The couple was introduced by mutual friends many years ago, and in May 2020 decided to move forward from a close friendship to a romantic relationship. Jordyn and KAT went public with their relationship in September of that same year and have since become young Hollywood’s discreet “IT” couple.
“I'm excited. Every holiday, we like to really go large for each other,” she explained. “He does so much for me. I do what I can for him. I want to say it's a lot. So when it's time to show that appreciation, we like to go all out.”
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Featured image by Pascal Le Segretain/Getty Images