

It's always good to not only seek financial freedom, but to achieve it, and when you can make a few extra coins from the comfort of your own personal laptop or computer, that's even better. The options online might seem endless, but there are a few things to consider before pursuing a money-making venture or opportunity that is solely based online. It's telling that recent Pew Research Center findings show that 24% of Americans reported making money from a "digital platform economy." And by 2023, the projected gross volume of the digital-based gig economy is expected to hit more than $450 billion.
If you haven't already jumped into an online-based side hustle, business, or career and you're still looking for more reasons, we offer 10. Check out how to make money online, with a key emphasis on fun and savvy:
1. Sell, sell, sell.
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We're not talking about posting photos of your current living room furniture in a last-minute plight to get the rent money here, either. (That's definitely not fun, and oftentimes it's more frustrating than successful). Let's take things a step further. We're talking about offering creative works such as art, crafts, graphic works, fashion designs, photography, or templates. We're talking about trading stocks or selling products and services you actually love and care about. And you don't have to reinvent the wheel here. Try platforms like Shopify or Etsy that take the legwork out of website design and e-commerce tools, try affiliate marketing, or sign on to be an online influencer or team seller for your favorite brand.
Of course, you can still also make money as an online sales professionals for major companies including Google, GrubHub, and Neiman Marcus, making up to $84,000 a year.
2. Become a consultant.
True, there are a lot of coaches and consultants out there, but why not use the skills you've built working at your 9-to-5 or earning degrees to help individuals, small businesses, entrepreneurs, and nonprofits? You would be hired to pinpoint an issue, analyze a problem, and offer solutions via a projected plan, and you can offer these skills via your own free website (try Wix, WordPress, or About.me). You can also use Instagram, YouTube, or Facebook to showcase your knowledge, build community, and attract clients, or you can work from home for companies who need to fill this role. Oftentimes, you don't even have to be the person executing the solutions plan. You're just the mastermind.
And please think outside the box on this in terms of what this could look like for you (i.e. using your graphic design skills to consult on a new logo or website rebrand or your journalism degree to offering project management consultations for church blog projects).
3. Build community and capitalize.
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If you're a creative or personality who loves to build a vibe, who has a specialized skill, who caters to a niche crowd, or who is passionate about a specific issue, this is perfect because you can use your passions and unique abilities in a variety of ways. Brands and nonprofits will actually pay you to not only expand their audiences and draw more people to their products, causes, and services, but they will pay you for access to the community that you've built through your own content creation or creative direction.
They will also pay top dollar for the skills of creators who are able to tap into markets they've had difficulty reaching or who have the skills, methods, and tools they do not have. You'll want to be sure that the missions and values of any brand or org you work with match those of your brand and community, of course. So get those creative projects, advertisements, vlogs, and photoshoots out of your head and on somebody's computer or smartphone! You could rock out to making thousands of dollars if things pan out. You don't necessarily have to be an "influencer" with thousands of followers either. If you're savvy, great at showcasing who you are online, and are able to market yourself via pitch competitions, job openings, or meetings, you can still do this and be successful.
Major companies also pay a pretty penny for full-time community engagement roles, to the tune of up to $98,000 per year.
4. Learn coding, web design, or digital graphic arts.
Again, this is all about doing things you actually enjoy, so if you're not into creating beautiful imagery, concepts, animation, apps, digiprints, or games online, go ahead and skip this one. Also, you don't really have to know the ins and outs of programming or tech to do some of these jobs. Some successful app builders and game creators, for example, actually outsource the parts of the process that they're not great at (or have no interest in doing), so if you have a concept and want to bring it to market, go for it!
Digital graphic arts can be used for a multitude of things (like how this artist uses them for apparel), so, again, think outside the box on how these skills can be used to make money. If you want to brush up on your DIY design skills or simply want to learn something new in order to monetize coding, try Udemy or Codecademy and then flip that into your piece of the $100,000 per year salary pie for a career change.
5. Rent or source valuable spaces or items.
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This makes sense for someone who has a fabulous home, backyard space, garden, garment or shoe collection, or office and has the flexibility to offer such items and spaces to others for a fee. The fun factor: Managing and witnessing how your spaces and items can be the cool-factor catalyst for events such as photo shoots, weddings, birthday parties, anniversary dinners, or ad campaigns. Your home could be the backdrop of a fabulous Halloween shoot (like this one Janelle Monae shot at designer Dani Dazey's spot) or you could source fab items for campaigns or projects (like how this power couple of Blk Vintage did for Issa Rae's Insecure.) This might be more of a hybrid offline-online gig, but it can still provide the time and creative flexibility you crave with the major aspects of operation being web-based.
6. Get into gaming.
Yes, you can get paid to play games, and though there's a lot of spam out there in terms of information on legit companies, you can find legit opportunities to make money this way. Try popular platform Twitch (and don't forget to read the rules and get to know the tax implications of earnings or donations) or you can try apps that pay you for how much time you spend fooling around with a game. (Check out reviews and do your research before downloading or participating.)
Another avenue is to create a YouTube channel---where all you do is test out, review, or simply play games---and build an accompanying Patreon where viewers can offer donations or pay for memberships to view specialized content.
7. Create adventures for others.
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For outgoing types who still want to be able to tap into the introvert who would rather work online, making life that much more interesting for everyday folk by creating experiences or adventures is ideal. Airbnb offers a platform for doing this, but you can also set out on your own to create private picnics, plan parties, lead excursions, coordinate trips, or add to the offerings of others who provide specialized goods and services.
Take a nod from this entrepreneur, who offers exotic fruit tastings in Montego Bay, Jamaica, for example. If you're not into actually managing experiences or dealing with people, you can be the creative thinker and coordinator to turn dreams into reality, for a fee, corresponding only via the web and offering packages.
8. Chef it up.
A love for cooking, creating dining experiences, or providing diet and nutrition insights is a must for this one, and you can provide all of this from the comfort of your home. If you like vegan food, have a knack for creating recipes in a way that no one else has, know a thing or two about food chemistry or nutrition, or simply want to provide a space for the content you want but don't see, get up and offer it. You can make money selling recipe downloads, meal plans, or virtual consulting, and you can cultivate a client base that you're passionate about. You can also become a virtual nutritionist, food specialist, or culinary teacher. The online food community is growing, so get in where you fit in.
9. Build in a dance or fitness platform.
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Sis, don't sleep on this. Billboard reports that the global dance music industry raked in $3.4 billion in 2021, and the fitness industry has reportedly hit almost $100 billion. We're not about that scarcity mentality over here, so there's clearly money to be made. If you love to dance, have experience, or just love to stay active and see results, this might be perfect for you. Go ahead and offer virtual classes, start that YouTube, or get into a gym or private space of your own. You could even host via sites like Zoom, Skillshare, and Teachable are great places to start. (You could even try OnlyFans if you dare.) Read the fine print on profit percentages, usability, and additional features like membership management.
10. Just sit...
Nah, not that, sis. House or pet sitting can not only be fun, but it can offer some spice to your life in terms of the opportunity to experience new things and diversify those experiences. Platforms like Nomador and Housecarers have been raved about among the OG house sitter tribe, and for the pet lovers, there are sites like Petsitters or Rover. You can also take a look at Care or TaskRabbit to find gigs. If you're living that nomad life, just want a chance of routine or scenery, or want to enjoy the company of an animal without the commitment—and get paid for it—this is worth a try.
For more job search tips, career advice, and profiles, check out the xoNecole Workin Girl section here.
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Adrian Marcel On Purpose, Sacrifice, And The 'Signs Of Life'
In this week's episode of xoMAN, host Kiara Walker talked with R&B artist Adrian Marcel, who opened up, full of heart and authenticity, about his personal evolution. He discussed his days transitioning from a young Bay Area singer on the come-up to becoming a grounded husband and father of four.
With honesty and introspection, Marcel reflected on how life, love, and loss have shaped the man he is today.
On ‘Life’s Subtle Signals’
Much of the conversation centered around purpose, sacrifice, and listening to life’s subtle signals. “I think that you really have to pay attention to the signs of life,” Marcel said. “Because as much as we need to make money, we are not necessarily on this Earth for that sole purpose, you know what I mean?” While he acknowledged his ambitions, adding, “that is not me saying at all I’m not trying to ball out,” he emphasized that fulfillment goes deeper.
“We are here to be happy. We are here [to] fulfill a purpose that we are put on here for.”
On Passion vs. Survival
Adrian spoke candidly about the tension between passion and survival, describing how hardship can sometimes point us away from misaligned paths. “If you find it’s constantly hurting you… that’s telling you something. That’s telling you that you’re going outside of your purpose.”
Marcel’s path hasn’t been without detours. A promising athlete in his youth, he recalled, “Early on in my career, I was still doing sports… I was good… I had a scholarship.” An injury changed everything. “My femur broke. Hence why I always say, you know, I’m gonna keep you hip like a femur.” After the injury, he pivoted to explore other careers, including teaching and corporate jobs.
“It just did not get me—even with any success that happened in anything—those times, back then, I was so unhappy. And you know, to a different degree. Like not just like, ‘I really want to be a singer so that’s why I’m unhappy.’ Nah, it was like, it was not fulfilling me in any form or fashion.”
On Connection Between Pursuing Music & Fatherhood
He recalled performing old-school songs at age 12 to impress girls, then his father challenged him: “You can lie to these girls all you want, but you're really just lying to yourself. You ain't growing.” That push led him to the piano—and eventually, to his truth. “Music is my love,” Marcel affirmed. “I wouldn’t be a happy husband if I was here trying to do anything else just to appease her [his wife].”
Want more real talk from xoMAN? Catch the full audio episodes every Tuesday on Spotify and Apple Podcasts, and don’t miss the full video drops every Wednesday on YouTube. Hit follow, subscribe, and stay tapped in.
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Sometimes I get asked the same question, often enough, that I’m like, “It’s time to address this on a larger platform,” — and for, whatever the reason, as of late, folks have been asking me what different sex acts mean.
No, not from the perspective of positions or techniques. What they’ve basically wanted to know is if making love, having sex, and f-cking are simply different words to describe the same thing or if there truly is something deeper with each one.
Let me start this off by saying that of course, to a certain extent, the answer is subjective because it’s mostly opinion-rather-than-fact driven. However, I personally think that sex is hella impactful, which is why I hope that my personal breakdown will at least cause you to want to think about what you do, who you do it with, and why, more than you may have in the past.
Because although, at the end of the day, the physical aspects of making love, having sex, and f-cking are very similar, you’d be amazed by how drastically different they are in other ways…at the very same time.
Making Love
Back when I wrote my first book, I wasn’t even 30 at the time and still, one of the things that I said in it is, I pretty much can’t stand the term “make love.” Way back then, I stated that sex between two people who truly love each other and are committed for the long haul, when it comes to what they do in the bedroom, it’s so much more about CELEBRATING love than MAKING it. To make means “to produce” or “to bring into existence;” to celebrate means “to commemorate,” “to perform” or “to have or participate in a party, drinking spree, or uninhibited good time.”
The act of sex, standing alone? It can’t make love happen and honestly, believing otherwise is how a lot of people find themselves getting…got.
What do I mean? Tell me how in the world, you meet a guy, talk to him for a few weeks, don’t even know his middle name or where he was born and yet somehow, you choose to call the first time you have sex with him (under those conditions) “making love.” You don’t love him. You don’t know him well enough to love him. He doesn’t love you either (for the same reason). And yet you’re making love? How sway? Oh, but let that sex be bomb and those oxytocin highs might have you tempted to think that’s what’s happening — and that is emotionally dangerous. And yes, I mean, literally.
If I’ve said it once, I’ve said it a thousand times before, that one of the reasons why I like that the Bible defines sex between a husband and his wife is by using the word “know” (Genesis 4:1) is because, well, I think that is what celebrating love is all about — we know each other well enough to know that we love each other, we know each other well enough to know that we aren’t going anywhere, and that knowing is what makes us want to celebrate that union by getting as close to one another and bringing as much physical pleasure to each other as we possibly can…as often as absolutely possible.
To me, that is what the peak of physical intimacy is all about — and the people who choose to use the term “make love,” it should be seen through this type of lens. When this type of mental and emotional bond comes together via each other’s bodies, they are amplifying love, enjoying love, embracing love.
Making it, though? Chile, the love has already been made. Sex is just the icing on the cake.
Having Sex
A few nights ago, I found myself rewatching this movie called Four of Hearts (which you can currently view on yep, you guessed it: Tubi). It’s about two married couples — one that is in an open marriage and another that isn’t although they somehow thought that sharing a night with the other couple would be a good idea (chile). Anyway, as one of the partners found themselves getting low-key sprung, the one they fell for said in one of the scenes, “It wasn’t a connection. It was just sex.” JUST. SEX.
Listen, when you decide to let a man put an entire part of his body inside of you at the risk of potentially getting an STI/STD or pregnant (because no form of birth control is 100 percent except for abstinence), it can never be “just sex” (somebody really needed to hear that too). At the same time, though, I got the character’s point because, if one or both people do not love each other or even deeply care for one another and/or sex is treated as an activity more than an act to establish a worthwhile connection and/or you and the person you are sleeping with have not really discussed what you are expecting from sex besides the act itself — you’re definitely not making/celebrating love.
Not by a long shot. What can make things get a bit complicated, though, is you’re doing the same act that “love makers” do without the same mental and emotional ties…or (sometimes) expectations.
You know, back when I decided to put all of my business out there via the piece “14 Lessons I've Learned From 14 Sex Partners,” now more than ever, I am quite clear that most of those guys fell into the “having sex” category. I wasn’t in the type of relationship with them where “making love” even made sense; however, because I was friends with most of them, we weren’t exactly f-cking (which I will get to in just a moment) either. We had a connection of some sort for the bedroom yet not enough to be together in the other rooms of the house.
We were really attracted and curious, so we decided to act on that. Oftentimes, the sex was good and so we rationalized that “having sex” was enough because if the friendship was, eh, “sound enough”, that we could justify the physical pleasure.
And y’all, that’s kind of what having sex is — it’s the limbo (or purgatory, depending on your situation) between making love and f-cking. The thing about limbo ish is it’s a lot like something being lukewarm: it’s not really one thing or another which means that it can completely blindside you, if you’re not careful (and totally honest with yourself as well as your partner(s)).
So, if you are contemplating having sex, I really — REALLY — recommend that you figure out how you feel, what you want (outside of the act itself) and if you are prepared for what “not quites” can bring. My mother used to say that the consequences of sex don’t change just because the circumstances do — and there is some solid “wow” to that, if you really stop to think about it.
And finally, f-ck. Although most experts on the word (and yes, there are some) agree that its origin is rooted somewhere within the German language (although some say that it might’ve come from Middle English words like fyke or fike which mean “to move about restlessly” or the Norwegian word fukka which means “to copulate”), you might have also heard that it is an acronym that once stood for “Fornication Under Consent of the King”; and there is actually some data that is connected to that as well.
Legend has it that way back in the day, in order to keep reproduction rates where a particular king wanted them to be, he would instruct his residents to have sex with each other — whether they were married or not (hence, the word “fornication” being in the acronym). However, because sex outside of marriage was taken far more seriously at the time, residents had to apply for a permit to participate so that the king could determine if things like their occupation and lineage would prove to be beneficial for the kingdom overall. F-ck: no love; just necessity. And although some believe this to be more myth than fact, what is certain is it was only over time that f-ck was seen as a profane/swear/cuss word — a word that was perceived to be so offensive, in fact, that between the years 1795-1965, it didn’t even appear in dictionaries.
Personally, when I think of this four-letter word, the first thing that actually comes to my mind is animals. Take a dog being in heat, for instance. That’s basically when a female dog is ovulating and wants to have sex the most. It’s not because they are “in love” with another dog; they are simply doing what instinctively comes to them — and since animals do not reason or feel at the same capacity that humans do, although they science says that many of them do experience pleasure when they engage in their version of sexual activity, it’s not nearly as layered or even profound as what we experience.
Let’s keep going. Another reason why f-cking makes me think of animals is due to the doggy style position. Hear me out. Ain’t it wild how, most of us pretty much know that the term comes from how dogs have sex, even though most animals have sex that same way — and think about it: Doggy style doesn’t consist of making eye contact or kissing while having intercourse. It’s “hitting from behind” without much emotional energy or effort at all. Just how animals do it. And so, yeah, f-cking does seem to be more about pure animal — or in our case, mammal — instinct. I don’t need to feel anything for someone, so long as the sexual desire is there. Hmph.
Something else that I find to be interesting about f-cking is how dictionaries choose to define it. Many of them are going to provide you with two definitions: “to have sexual intercourse with” and “to treat unfairly or harshly (usually followed by over)” and that definitely makes me think of another term — casual sex and words that define casual like apathetic, careless and without serious or definite intention. So, the dictionary says that while f-cking is about having sexual intercourse — just like making love and having sex is — it goes a step further and says that it can include being treated unfairly or harshly.
And although that can make you think of assault on the surface, for sure — sometimes being treated unfairly or harshly is simply feeling like someone had sex AT you and not really WITH you; instinct (i.e., getting off) and that’s about it. Yeah, the way this puzzle is coming together, f-cking seems to be more about lust and self and not much else.
Now That You Know the Difference, What to Keep in Mind
Y’all, this is definitely the kind of topic that I could expound on until each and every cow comes home. That said, here’s hoping that I provided enough perspective on each act to close this out by encouraging you to keep the following three things to keep in mind:
1. Before you engage in copulation, be honest with yourself about what you’re ACTUALLY doing — and that your partner agrees with you. You know, they say that our brain is our biggest sex organ and honestly, breaking down the differences between making love, having sex and f-cking helps to prove that fact. I say that because, although the sex act itself is pretty much the same across the board, you and your partner’s mindset can make the experience completely different. That said, if you think that you are making love and they think y’all are just having sex — stuff can get pretty dicey. Bottom line: communicate in the bedroom before attempting to connect outside of it. It’s always worth it when you do.
2. Yes, you can feel one way and do something else. I can just about guess what some of y’all are on: Shellie, we can love our partner and still just want to f-ck. If what you are saying is you can emotionally love someone and physically lust them and want to act sometimes on the lust without really factoring in the love — yes, I agree. Doggy style continues to be a favorite sex position for people, in general, and I’m more than confident that many of the participants polled are in a serious relationship. However, having lust-filled sex with someone who you know loves you is vastly different than doing it with someone who you have no clue what they think about you or you barely know at all. Y’all, please just make sure that you know…what you should know. Sex is too amazing to have a lot of regret after it.
3. Have realistic expectations about sex. Listen, so much of my life consists of writing and talking about sex that I will be the first one to say that it deserves a ton of props for what it is able to do, in a wonderful way, for people mentally, emotionally and physically. Yet again, I’m not a fan of “make love” because something that feels really good doesn’t always mean that it is good for you. Meaning, you’ve got to be real about what sex with someone will do to your mind and spirit — not just what it will do for your body. An author by the name of Gabriel García Márquez once said, “Sex is the consolation you have when you can't have love.” For no one, should this be a constant norm. Feel me? I hope you do.
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One act. Three very different experiences.
It’s kind of wild that sex has the ability to create that — and yet, clearly, it does.
Please just make sure that you know which experience you’re signing up for.
So that you’re having sex (you know, in general) instead of sex having you. Real talk.
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