My friends and family rarely call and ask what I'm up to these days.
That's because they know one of two things, either I'm in route to work or I'm just getting off of work and heading to the next gig. I'm met with gasps if they hear that I have an actual off day. There's no denying that I'm a workaholic. I work a little over 60 hours a week. This originated when I wanted to pay off all of my debt: student loans, car note, credit cards. Once I reached that goal, I didn't stop working the long hours. Why?
The truth was that I was scared to stop.
Financial stability and maturity is a good thing. It comes with the territory of adulting, but not everyone was taught how to save for a rainy day and retirement. Luckily, I was. Once I was debt free, I was scared to spend large amounts of money. Yes, I was conscious of every dollar that went out of my account, but I was reluctant to casually reward myself. Before I knew it, I was operating in terms of merely saving everything just in case something happened.
I was afraid not to hustle.
Always being on the hustle is glorified. People brag about not getting sleep. But let's be honest, not getting adequate sleep only leads to exhaustion and poor health. There's a thing called balance and many of us lack it. Even more, how do we balance a healthy ratio to hustling and making the most of our time to enjoy life?
For me, I had to get to the root of the problem. As a single woman, all bills are solely on me. There is no splitting the rent, cable bill, utilities, etc. The talks of social security being scarcely available when it's time for me to retire frightened me. A backup plan was mandatory. It was my goal to not have to live paycheck to paycheck if I didn't have to. And the recent government shutdown only increased that anxiety. But my proactive thinking slowly snowballed into reactive thinking. Would any number in my bank account be enough for me to feel comfortable?
Slowly but Surely, I've Learned the Following:
1. Make a financial plan. Pay attention to what you make, what you spend, and what you plan to save for the future. Creating an excel sheet of your expenses can help with this. Learn to live below your means not at nor above them.
2. Make healthy career choices. Most of us have taken jobs that we wouldn't have considered to be our dream job, but we had to pay the bills. It probably didn't pay nearly what we are worth, hence hustling doing several jobs to make up for it. When looking for employment, look for something fulfilling as well as something that can financially sustain you. Don't be afraid to negotiate salary when you know what you can offer.
3. Don't compare your hustle. There will always be someone that has more than you. You can let it be an inspiration for you to work harder at your financial goal, but stay in your own lane. Just because they sell bundles doesn't mean you need to as well.
4. Be realistic. Yes, you will want to go on vacation or enjoy time with friends, family, and your significant other. It's important to save, but put money aside for leisure activities.
5. Educate yourself. There are ways to make money in your sleep. Educate yourself on stocks and investments. Seek out financial planning books and workshops at your local library or online.
As I continue to hustle, I am learning to balance my time more effectively. Valuing myself and my well-being comes before the hustle now.
There are days and even weeks to hustle hard, but at some point you must enjoy the fruits of your labor.
How To Move From Ambitious To Audacious In 2019 – Read More
Is Hustle Culture Toxic? – Read More
I Spent An Hour On My Side Hustle Every Day For A Month – Read More
Relationship Goals Or Financial Goals? That Is The Question – Read More
CB Nicole is a millennial whose passion to live a God-led life has inspired her to use her life lessons and messes to inspire others. Each unpredictable day makes for a new unpredictable journey that she's ready to conquer.
Black women are not a monolith. We all are deserving of healing and wholeness despite what we've been through, how much money we have in the bank, or what we look like. Most importantly, we are enough—even when we are not working, earning, or serving.
Welcome to Black Girl Whole, your space to find the wellness routine that aligns with you! This brand-new marketplace by xoNecole is a safe space for Black women to activate their healing, find the inspiration to rest, and receive reassurance that we are one small act away from finding our happiness.
Want to discover where you are on your wellness journey? You don't have to look far. In partnership with European Wax Center, we're bringing you a customized wellness quiz to help you up your wellness game. Answer our short series of questions to figure out which type of wellness lover you are, what you need to bring more balance into your life, and then go deeper by shopping products geared towards clearing your mind, healing your body, and soothing your spirit.
Ready to get whole? Take our quiz now!
Beyoncés Renaissance tour may be winding down, but the queen of the Virgos is just getting started. Since the tour’s inception, fans have adopted the Renaissance aesthetic into their fashions, flaunting cowboy accessories and denim, all while being dripped in silver. But now that it is Virgo season, the beloved artist, whose tour is now reportedly the highest-grossest tour by a woman, has asked fans to break out the silver in honor of her birthday season.
"Virgo season is upon us. This tour has been such a joy and as we approach the last month, my birthday wish is to celebrate with you wearing your most fabulous silver fashions to the show 8.23 – 9.22," Beyoncé wrote on her Instagram Story. "We'll surround ourselves in a shimmering human disco ball each night. Everybody mirroring each other's joy, Virgo season together in the House of Chrome. See you there!"
The “Cuff It” singer’s birthday is September 4. So, while you may be searching for the last bit of silver clothing and accessories online and in stores for the next tour stop, don’t forget the nails. Having your nails dipped in silver is the perfect way of being styled from root to tip. Below are ten different nail styles to choose from to complete your Renaissance look.
This nail set is strictly for the Virgo gworlssss.
If you're wanting a simple pop of silver, then these chrome nails are perfect.
This nail set incorporates both the silver and cowgirl aesthetics that make up the Renaissance theme.
Plastic Off The Sofa
These 3D transparent nails are stylish and stunning.
Chrome nails are having a moment, and these chrome edges are chic and edgy (pun intended).
Bling, Bling, Bling
These blingy nails will make a bold statement when you walk into the concert.
These nails are out of this world, literally.
These chrome nails are like wearing a piece of art at your finger tips.
Take a walk on the wild side and try this daring nail shape.
These silver nails are giving holographic realness, honey.
Let’s make things inbox official! Sign up for the xoNecole newsletter for daily love, wellness, career, and exclusive content delivered straight to your inbox.
Feature image by Kevin Mazur/WireImage for Parkwood