I Raised My Income From $45K A Year To Over $150K By Making These Life Changes

Making money is, essentially, a game.
Once you learn how to play any game, it's often easier to win.
I've doubled my income multiple times over the last five years. Each time I made a leap in my income, it was because I worked on myself more than anything. I worked on how I lived my life. I worked on the beliefs I held. I worked on healing old wounds. I worked on my faith. I worked on my skills and abilities. I raised myself up to become the person who could make the kind of money I desired to make.
The first four years of my career were spent working at a global consulting firm. Although it seemed like the perfect job on the outside, there was a lot of pressure and bureaucracy that came with such a prestigious job and I didn't feel like I fit in there.
I was also working one, sometimes two side jobs, just to make some extra cash doing everything from promotional modeling to hostessing. Despite the hustle, I was only making around $45,000 a year. That was a lot of work and a lot of fight for such small paychecks.
I was also pretty unhappy in life and with myself. I was living in a place I didn't like. I spent most of my evenings watching TV. My friends and coworkers were buying homes, traveling, and living a life that was richer and fuller than mine.
I finally got fed up with my situation and started to work on myself. At 24, I realized no one was coming to save me and that it was up to me to save myself.
I canceled my cable and started going to the gym. I started reading books about personal growth, life, and money. I started cooking and eating healthier foods. I started thinking for myself as opposed to what we're told to think. And I starting focusing on the goodness in life as opposed to the things that sucked.
It was not easy, but I was determined to create a better life for myself. It took me about two years of self-improvement before my outside world fully reflected the inside world.
Before I knew it, I had paid off over $10,000 in credit card debt with the principles I learned about money and I set a goal to make $60,000 a year. That seemed like a lot of money and I didn't know how I was going to make it happen, or if I could make it happen. But something in me believed it was possible.
I shared my goal with my therapist at the time. I was shocked at her response when she told me my goal was bull-ish. Instead, she lovingly told me that I should aim for $75,000 a year. Not because $75,000 was some magical number, but because I was worth it.
$75,000 a year felt like a ridiculous goal. How could someone like me make that kind of money? I didn't have more than an undergraduate degree and a few years working experience. How in the hell was I going to pull that off? The fact that my therapist believed in me and believed I could earn $75,000 a year made me believe it also.
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A few months later, a friend and colleague reached out to me because her consulting firm was hiring for a specific position that she thought I would be perfect for. A few interviews later, I had a job offer for exactly $75,000 a year. And because I was starting to realize how powerful and worthy I was with all of the work I was putting into myself, I had the balls to ask for $80,000 - and the company accepted my counter-offer!!!!!
The day I went from working two jobs making $45,000 a year to $80,000 a year with one job was one of the most profound days of my life. I felt like I had won the lotto. I remember crying, overwhelmed with joy thinking, How did this happen to someone like me?
It happened because of all the changes I made in my life and within myself. They had paid off - literally.
Once I started making $80,000, I knew I was on to something. So I set my next income goal: to earn more than $100,000 a year. And I wanted to own my own business.
After I set that goal, I kept focused on myself and on my growth because I knew my life had changed because I had changed. I did the necessary work on myself and had a higher sense of self-worth. And I delved even deeper into becoming the woman I knew I could be. I started attending online seminars and meditating as well as all of the other things I had been focusing on.
But as I grew, so did the challenges I had to face. I ended up getting unexpectedly laid off from that company after only a year of being with them. And I was devastated. I felt like I had just started making more than enough money to pay my bills and save.
And there I was jobless.
When I was laid off, I was able to handle it like an adult. I never thought I could have handled something to awful with so much grace. But I chose to view it as an opportunity to create something even better in my life.
And it was.
Instead of taking any job that came my way to make ends meet, I continued to work on myself while scouring job boards for positions that fueled my passions. I envisioned myself in those positions, and after only six weeks without work, an opportunity came my way. It would allow me to start my own business and I would be earning over $150,000 a year. A friend and colleague knew my situation and put me in touch with the program manger of a big project she was part of who was looking for a consultant. After a few phone interviews, the gig was mine. I registered my business and started a bank account in my business name the next week!
This was another profound, pivotal moment in my life. I had done it - again. I had achieved both goals within a year of setting them. But most importantly, I had evolved to the next level of myself and so I was ready for the next level of success.
When I started working on myself, it was out of fear that I might never move out of that crappy house and that I would be stuck in a job I didn't like. Fear that I would live paycheck to paycheck for the rest of my life. Fear that I might never live the full life I knew was possible. Constantly focusing on that fear and what I didn't like about my life only attracted more fear and turmoil in my life. Once I changed my thinking, and started focusing more on the things I enjoyed, where I wanted to be, and how I was going to get there, my life started changing for the better.
And I've continued to work on myself, not because of the money, but because of the woman I continue to evolve to be. Once you are able to build your self-worth, it will allow you the security of knowing that you will never have to settle for less than what you truly deserve in all aspects of your life.
Brittney Pappano consults and advises businesses of all shapes and sizes, from Fortune 100 companies to life coaches to women with a big dreams. She's a self-made hustler determined to live her best life and to help other women do the same. Her saviors are books, yoga, Drake, and daydreaming. Connect with her on Facebook: Brittney.pappano, and Instagram: @Brittney_pappano
Featured image by Getty Images.
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This Is How To Keep 'Holiday Season Stress' From Infecting Your Relationship
Hmph. Maybe it’s just me, but it seems like there is something really weird happening in the fall season air (because winter doesn’t officially begin until December 21) that cuddle season is in full swing while break-up season is as well. In fact, did you know that break-ups are so popular during the holiday season that December 11 is deemed Break-Up Day?
The reasons why relationships shift around this time vary; however, I did both roll my eyes and chuckle when I read that a very popular one is because it’s an easy way to get out of getting one’s significant other a Christmas present. SMDH.
Anyway, I personally think that the less shallow folks out here may contemplate calling things “quits” or they at least distance themselves a bit from their partner (and what I’m referring to is serious relationships) due to all of the stress and strain that oftentimes comes with the holidays whether it be financial, familial, due to their tight schedules or something else.
Listen, I would hate for you and your man to miss the fun and happiness of experiencing this time of year, all because you are so overwhelmed or irritated that you can’t really enjoy it. That’s why I have a few practical tips for how to avoid allowing the typical holiday season stress from INFECTING your relationship.
Manage Your Expectations
GiphyUnmanaged expectations. If there is a main reason why the holiday season tends to be so stress-filled for so many people, I’d bet good money that this is the cause. And when you’re in a long-term relationship, expectations can manifest themselves in all sorts of cryptic and/or unexpected ways. You might have relatives who assume that you are going to be with them for Thanksgiving or Christmas when you have other plans in mind. You might be thinking that you are going to spend one amount for presents while your man is thinking something totally different. When it comes to scheduling, your signals may be crossed.
And you know what? To all of these scenarios, this is where clear and consistent communication come in. Don’t assume anything. Don’t dictate anything either. From now until New Year’s, mutually decide to check in once a week, just to make sure that you are both on the same page as it relates to the holidays and what you both are thinking will come along with it. The less blindsided you both feel, the less stressed out you will be. Trust me on this.
Set (and Keep) a Budget
GiphyOkay, so I read that last year, 36 percent of Americans incurred some type of holiday-related debt. Hmph. Last year, there was still some sense of normalcy in this country, chile, so I can only imagine what finances are gonna look like over the next several weeks. That said, since I don’t know a lot of people who don’t find being broke stressful, make sure that you and your bae set a budget and then stick to it this year — no ifs, ands or buts.
Because really, y’all — it doesn’t make sense to deplete savings and/or max out credit cards for a few days of giggles only to be damn near losing your mind because you don’t know how to make ends meet come Dr. Martin Luther King, Jr. Day.
And by the way, this tip doesn’t just speak to things like food and gifts; I also mean travel. If it doesn’t make a ton of sense (or cents) to be all over the place this year — DON’T BE.
Keep Matthew 5:37 at the Forefront
GiphyIf off the top of your head, you don’t know what Matthew 5:37 says, no worries, here ya go: “But let your ‘Yes’ be ‘Yes,’ and your ‘No,’ ‘No.’ For whatever is more than these is from the evil one.” That verse right there? Oh, it’s a boundaries lifesaver! I say that because do you see “maybe” or “I’ll think about it” in there? Nope. LOL. It says that you should tell people “yes” or “no” and leave it at that — and that complements Anne Lamott’s quote, “’No’ is a complete sentence” impeccably well. Yeah, you’ve got to remember that anything beyond a yes or no to a request is privileged information; you don’t owe anyone details or an explanation.
Besides, if you are really honest with yourself, when someone asks you something and you give a “Umm, let me think about it” kind of reply, more times than not, you already know what your answer is going to be — so why not let you both off of the hook? Give your response. Commit to that. And let everyone (including yourself) get on with their lives and schedules.
I promise you that when it comes to those holiday parties, you are pissing more folks off by not RSVP’ing or doing so and not showing up than just saying, “Thank you but not this year” off the rip.
Remember That Your Personal Space Is Privilege Not a Right
GiphyA friend of mine recently bought a new house and invited me over to come see it. He’s a single man with no children, so as I was taking in all of the space that he had, especially as I walked through his finished basement, I joked about relatives coming to live with him. “Hell no” and “absolutely not” were pretty much his immediate responses as he went on to say that some folks even had the nerve to be offended when he told them that he had no intentions on taking DNA in.
Ain’t it wild how people think that your stuff is their right? And yes, that brings me to my next point. Your home is your sanctuary space. If you want to host folks this year — cool. If not, ALSO COOL. Please don’t let folks (family included) guilt you into how they want you to act or even into what they would do if the shoe was on the other foot. You are not them — and as one of my favorite quotes states, “If two people were exactly alike, one of them would be unnecessary.” (A man by the name Larry Dixon said that.)
Hell, my friends? They know that I am good for sending them random things that they need or even want all throughout the year. Coming over to hang out at my pace, though. Uh-uh. Chalk it up to being a card-carrying member of the ambivert club yet I like keeping my living space personal — and I sleep like a baby, each and every night, for feeling that way.
Always remember that your space, your time, your resources, your energy and shoot, yourself period (including your relationship), are all things that are your own. You get to choose how, when and why you want to share them. The holiday season is certainly no exception.
Cultivate Some “You Two Only” Traditions
GiphyIt’s not uncommon for some couples to hit me up after the holiday season to “detox.” Sometimes it’s due to the financial drama (and sometimes trauma) that they experienced. Sometimes it’s because they allowed their relatives (especially in-laws) to get more into their personal business than they should’ve. More than anything, though, it tends to be because they didn’t get enough quality time together and so ended up feeling “disconnected.”
Please don’t let that happen. Listen, I’m not even a holidays kind of woman and yet, I will absolutely sit myself down with some hot chocolate and chocolate chip cookies to enjoy a Hallmark holiday film or two. Aside from the fact that most of them are lighthearted and sweet, I also like that they usually focus on couples loving on each other amidst all of the holiday beauty and ambiance — which is something that all couples should set aside some time to do.
Maybe it’s a vacation. Maybe it’s a staycation. Or maybe it’s my personal favorite, A SEXCATION. Whether it’s for a few days, the weekend or even overnight — don’t you let the holidays go by without setting aside time for you and your man to celebrate one another. Don’t you dare (check out “Are You Ready To Have Some Very Merry 'Christmas Sex'?”).
GET. SOME. REST.
GiphyI once read that 8 out of 10 people get stressed out over the holidays and 3 out of 10 lose sleep during to it — and when you’re stress-filled and sleep-deprived, that can absolutely lead to hypersensitivity, making mountains out of molehills and even not being in the mood for sex.
Your relationship can’t afford to go through any of this, so definitely make sure to prioritize rest. I don’t care how unrealistic it might seem during this time, sleep should never be seen as a luxury; it will always and forever be a great necessity.
That said, try to get no less than six hours of shut-eye in (check out “6 Fascinating Ways Sex And Sleep Definitely Go Hand In Hand”) and even ask your bae to take a nap with you sometimes (check out “Wanna Have Some Next-Level Sex? Take A Nap, Sis.”). Not only will sleep help to restore your mind, body and spirit but, when it’s with your partner, it’s an act of intimacy that can make you both feel super connected, even in the midst of what might feel like chaos.
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Holiday season stress is real. Still, never give it the permission or power to throw your relationship off. Put you and your man first and let the holidays be what they are gonna be, chile.
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Sergio Hudson On Designing With Intention And Who Gets Left Out Of The Industry
Sergio Hudson dreamt big as a young South Carolina boy staring out of the window of his mom’s Volvo driving down the Ridgeway, South Carolina streets. Those dreams led him to design opulent tailoring that’s been worn by Beyoncé, Queen Latifah, former Vice President Kamala Harris and Forever First Lady Michelle Obama, just to name a few.
Those dreams have come full circle in a new way as he recently collaborated with Volvo for a mini capsule collection suitable for chic and stylish moments this fall. The 40-year-old designer follows a long legacy of fashion aficionados who’ve used their innovation to push the automotive industry forward, including Virgil Abloh, Eddie Bauer, Paul Smith and Jeremy Scott.
Using the same material from the interior of the Volvo EX90, Hudson crafted a wool-blend car coat and waistbelt that combine the vehicle’s Scandinavian design with his signature tailoring and intention. The exclusive collection launched on October 20, and each piece is made-to-order by Sergio Hudson Collections.

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In October, I traveled to Charleston with a group of journalists to get a firsthand look at Hudson and Volvo’s location. During a fitting, Hudson said his goal is to make “great work that can stand the test of time.”
“People can look back on and say, ‘I remember when Sergio did that collaboration with Volvo,’” he continued. “Thinking about aligning yourself with classic brands that speak to where you want to go. And I think that's what this collaboration kind of means to me and my business.”
Hudson pinpoints his mom as the biggest influence for his designs. This collaboration was no different.
“This particular coat reminded me of the swing coats that my mom used to wear in the early 90s. You know, diva girls in the early 90s had Sandra suits,” he said, referring to Jackée Harry’s character in 227. “My mom wore those and she would have these matching swing coats to go over them. And that's where the initial idea came. This would be around the same time that we had our Volvo. So she would put on her suit, her swing coat, get in that red Volvo, and go to church.”

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With this capsule and beyond, Hudson wants to see more staples rotating in and out of closets this fall. He advises fashionistas to build her closet out with essentials to mix and match that aren’t just stylish but also sustainable.
“It's just those special pieces,” he said. “You can wear the same shirt and pants every day and nobody will notice. But if you have a special boot, a special coat, a special bill, a special bag, that kind of speaks to everything that your style stands about, that is something you should focus on.”
These are the same kind of staple pieces that return to our Pinterest boards and TikTok feeds season after season. Fast fashion has never been Hudson’s aim. “I'm trying to create a special pieces that can stand the test of time,” he said in his warm, Southern accent. “I'm only creating those kind of pieces from here on out.”

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For Hudson, this collaboration is revolutionary. It’s his first time working with a car company and experimenting outside of his wheelhouse in this way.
“This is a Scandinavian brand, and, you know, it's 70 years old. I'm an African-American boy from South Carolina that has had a brand for 10 years. So I think bridging those two worlds and seeing the similarities was the beauty of this project,” he explained.
Though Hudson and his partner and CEO of Sergio Hudson Collections Inga Beckham have made massive strides in just 10 years, Hudson said the industry is far from where he wants to see it when it comes to Black representation. He pointed to how few Black designers were at this year’s Met Gala despite the theme being Black dandyism.
“The fact that I dressed 18 people speaks to how many of us weren't there,” he said. He implored more of industries, fashion and beyond, to collaborate with Black designers often.
“Allow mentorship. Allow funding. Allow great design to shine through,” he implored. “When it comes to being a designer of African descent, when you can't get the funding that your counterparts have, you can't compete. When you get opportunities like doing a collaboration with Volvo, or you get opportunities to be at the Met Gala, that's putting us on the equal playing field, but really the funding behind it is what we need to take it to that desk level.”
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