In 2018, Raynetta Smith left behind her home in sunny Los Angeles and joined a group of 30 melanated millenials in Bali for an international escapade appropriately deemed #BLCKinBali2018. This would be the second trip abroad that she organized for a group of like-minded travelers who were looking for more than just a great escape. What she coined as a travel social club had doubled in the number of attendees from the previous trip, so she had her work cut out for her planning travel logistics, activities, and even fitting in a destination wedding. Yet let Instagram tell it, it was a successful trip filled with curated experiences and unforgettable conversations with friends old and new, over plenty of cocktails of course.
But almost two weeks after returning to Los Angeles with sun-kissed skin and stories to tell, she received news that could've put her nomadic dreams on ice— the local non-profit company that she worked for as a communications manager was laying her off. While the news was jarring, it was actually right on time. The budding entrepreneur had already planned to turn in her two-week notice to run her travel concierge business full-time, but was battling with her decision to leave a 15-year public relations career. The job loss came just in time to push her out of the nest so she could take flight. Shortly after, Jetsetters Link was officially born, taking Smith's desire to travel with friends to the next level as she built a business dedicated to planning unique and personalized group experiences in exotic destinations at a fraction of the normal cost.
Courtesy of Raynetta Smith
As anyone who's planned trips knows, group trips don't come without their challenges. It's something that Smith is constantly remedying while also juggling part-time jobs as a flight attendant and Uber and Lyft driver.
But as the saying goes, when you love what you do, you don't work a day in your life. And with her experience as a consumer engagement marketer producing events with budgets that span from minimal to multiple commas, Smith knows the power of having a solution-oriented mindset. Which is why her group trips to Greece, Thailand, and Bali have her clientele coming back for more.
With the allure of future trips including South Africa and Vietnam on the horizon, we chatted with this boss chick about living a passport lifestyle, and got the inside scoop on how to travel the world when you have champagne tastes on a beer budget.
What was your first international travel experience?
By the time I hit 33, I was like I want to go out of the country and I want to do it with my friends. Although I had traveled by myself, I was really nervous to go out of the country by myself. My first international trip was my best friend's wedding. She did a cruise for her wedding to the Bahamas. After that, I decided for my 35th birthday that I was going on a trip and either you were coming or you weren't.
Originally, my first trip was supposed to be to Paris, and what I realized when I started planning Paris was that it was really expensive. And one of the things that I wanted for myself and for those traveling with me was to be able to do this journey affordably. I didn't want to break the bank. I didn't want you to feel like you were going on this trip for me and spend all of this money. So I changed it and we went to Thailand and it was probably one of the best experiences of my life. We went to Thailand for less than $1,500 per person. We stayed in two different parts— Bangkok and Phuket. And it really got me to thinking that travel could be affordable, it could be fun, and you could do it in a group.
Courtesy of Raynetta Smith
At what point did you realize that Jetsetters Link could be a viable business?
After Thailand I said, 'OK, this might be something I want to do annually.' I really wanted to connect with other black and Brown millennials who grew up like me, who didn't travel but wanted to step outside of their comfort zone, and wanted to achieve more and do more. So the next trip I planned was Bali, and the Bali trip grew organically in size. The Thailand trip had 15 people; the Bali trip ended up having 30 people. And this put me to the test in times of planning a large field trip. My background is in public relations and consumer engagement so I planned events and activations for multi-million dollar brands, but I never did something so intimate where I'm literally going to experience it with these 30 people. So that for me was something that pushed my expertise to the limit.
From there, I was like I need to turn this into a business because at that point it was still just a social group; it was still just me getting friends together and traveling. So once I came back from Bali, it was full speed ahead in terms of getting my business license and making sure that I was set up as a business.
Courtesy of Raynetta Smith
How did you transition from working in corporate to running your own travel company?
I was laid off about a week after we returned from Bali, so I literally have been creating a company on full entrepreneurship and just hustle and fate to be honest, which is extremely difficult. It's one of those things where you're like, I need to get my LLC, but also I need to pay this bill this week. You're making sure you're managing your own expectation and meeting goals on both the ends, taking care of yourself as well as hoping that your business thrives within that process.
While planning Greece, I was 100% working for myself and then I became a flight attendant. I've always believed that if you want to do something, you need to align yourself and what you're doing with your plan. Becoming a flight attendant, the idea was that I'm trying to grow this travel company. I need some type of supportive finances, and I wanted to do something that would still be beneficial towards me growing Jetsetters Link.
Courtesy of Raynetta Smith
"I've always believed that if you want to do something, you need to align yourself and what you're doing with your plan."
What were some other things you had to do in order to get your business moving?
There is a lot of social media involved. There's a lot of marketing involved. Even while still being an entrepreneur, I went to several travel conferences last year to network with other people. I actually built my own website. I'm not going to say that it's the best, but you know, with my experience it is great for what it is. So just being able to do the backend stuff.
You went to Thailand as your first organized group trip for under $1,500. How did you find a way to make it more cost effective?
Man, it's a hustle. I would have to credit my background in PR because a lot of what I do is research. I spent a lot of time trying to find the correct place, reaching out to those places and negotiating with them to let them know what I have going on. What sets me apart from a travel agency is that with the travel agency, you have the opportunity to make payments. You can actually still make payments on a Jetsetters Link trip; however, the travel agency making payments allows you or the travel agents to have access to vendors that I don't necessarily have that same access to because I don't have those certifications as a travel agent.
A lot of my travel happens during off-season because it's drastically cheaper than traveling during spring break or summer break. For example, when we went to Greece, the best time to go to Greece was late October and the beginning of November because it was probably 45% cheaper than what you'd be paying for the summer. Now it's a little risky because from November to January, Greece completely shuts down. It's considered their holiday season so they literally board up their walls and you might be going places that could potentially be shut down. So you have to do a lot more research in terms of finding out when is the last day that the hotel will be open? You know, things of that nature.
Courtesy of Raynetta Smith
What’s your favorite destination thus far?
I love Bali. The people were amazing. They sang in the morning, the food was great, it was so fresh. That alone is another thing that's been really big for me because just in my own individual lifestyle I'm trying to live healthier, and I've noticed that a lot of the food that we eat in America isn't as healthy for you as it should be. Then I go to another country and I can eat all of the things that I can't eat here and not have any issues.
Also being able to explore different cultures. Yes, we do go out and get turned up, but we're also there to learn about the culture.
For more of Raynetta and Jetsetters Link, follow her on Instagram.
Featured image courtesy of Raynetta Smith
RELATED
Whether you're planning to meet a certain financial or fitness goal, or you're simply trying to maintain and build on the progress you made this year, having something to look forward to is always a good look. Setting actual goals, according to research, actually leads to more success than just playing things by ear. So here are a few to get you started, sis:
(Disclaimer: Not everything is for everyone, so do like my Granny always says: "Eat the meat. Spit out the bone." Take on five out of the 40 and focus on that for the remainder of the year, or do them all. Either way, this is just to get you started.)
40 Ways To End The Year Strong and Inspired
Money Moves
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1. Increase your retirement (or other savings/investment) contributions by 1%.
Experts have found that you could be leaving money on the table by not upping your contributions when you can.
2. Cancel two to five subscriptions.
You could be missing hundreds, even thousands, of dollars a year due to sneaky price hikes and "updates."
3. Create a "fun" in a high-yield savings account.
This is especially important if you struggle with the dreaded b-word (budget) and will make next year's efforts a lot less intimidating. Even if it's $10 a month, do it.
4. Put on your big-girl panties, and set up automatic transfers and payments for at least one bill.
It reduces the stress of managing bills, lessens the chance of a missed payment---and the fees that come with that---and there can be cost savings for doing so.
5. Invest in a cleaner or housekeeping service.
Bosses who value their time (and mental health) invest their dollars into areas where the time they'd spend doing those tasks themselves could be better used to focus on other money-making projects. (And yes, rest is part of that.) Get a housekeeper, sis, or drop off that laundry, even if it's once per month.
6. Donate to a charity.
Beyond the tax benefits, it's a win-win for the greater good of communities you care about.
7. Review your insurance policies and negotiate a better rate (or move on) before their end dates.
Experts often agree this is a small but mighty step to take each year, especially since insurance rates are competitive, you could be spending more money than you need to (or not enough) and your insurance rates can affect your mortgage payments.
8. Call your loan provider and refinance.
As interest rates fall, “millions of borrowers may be able to refinance and get more affordable payments. As interest rates eased down to 6.5%, about 2.5 million borrowers could already refinance and save at least 75 basis points (0.75%) on their interest rate,” the Consumer Financial Protection Bureau reports. You can also refinance student and other types of loans.
9. Stop buying individual items and stock up via going bulk.
Research has found that, among 30 common products, buying in bulk could save you 27% compared with buying in lower quantities. Water, paper products, and baby products like diapers, toiletries, and garbage bags are the top items where people see the most cost-effectiveness. (This has been a lifesaver for me—children, large family, or not—especially when it comes to toothpaste, deodorant, toilet paper, and feminine hygiene products, saving stress, time, and money.)
10. Go cash-only for the holidays.
If you set smart goals and stick to limits on things like gifts, going out to eat, or groceries, you'll see the benefits of this. Cash-stuffing is one method recommended, but something as simple as taking a $10 bill out for lunch, disabling that card for an hour, and leaving your card in a safe place at the office can give you that mindset jump start to see how far you can take your money without the need to splurge.
Love And Romance
11. Say "no."
There are clear mental and physical health benefits to saying no including the setting of healthy boundaries, creating time and energy for other self-care activities, and protecting yourself from physically harmful situations (i.e. unprotected sex or abuse). Just say it, clearly and simply, when you need to.
12. Set a fun, free, adults-only date night for once a week or twice a month with your spouse.
If busy, high-profile folk have touted the success of this, even you can make the time for quality time with your partner. And it's even better when it costs nothing. The best connections are made doing something chill, challenging, or outside the usual dinner-and-a-movie date. Play a game that allows you to reconnect, take a walk in your neighborhood to chat and laugh, or try a little erotic chocolate/edible liquid/paint episode a la Mea Culpa.
13. Go out with Mr. or Ms. "Not My Type."
I love my man, but if I were waiting out for my "type" at the time, we wouldn't be celebrating seven (going on eight) years together. Sometimes having strict, unrealistic expectations for a spouse (especially related to things like height, physical features, or career path) is what's keeping you alone and lonely.
Take the pressure off and explore all your options. I'm not telling you to stop popping the balloon on the guy who earns $20,000 less than you if that's a hard no that Jesus himself told you to skip. I'm asking you to explore other options and see what else God might have out there for your love journey.
14. Immediately apologize and pray together.
I've learned that always being "right" isn't always ideal when you truly care about someone and you're in a relationship for the long haul. Defaulting to an apology when necessary, even when things aren't 100% resolved, is a good way to prioritize peace and save your energy for more worthwhile battles. Research has even supported the benefits of apologies in relationships, and how couples married for five or more years do it often.
15. Get a Rose and discover true self-love.
Do I really have to explain this? You've gotta know what satisfies you, and how better to figure that out than to practice self-love in the bed by yourself? You can also try this with a partner, but as a woman who got on this train very much later in my sexual activity journey. I have a lot more learning to do on my own, and even in a satisfying relationship, I like to find out new things about myself, by myself.
Figure out what you're into, watch what you want to watch, and read what you want to read to define pleasure for yourself. There's a freedom and empowering element there especially if you're used to prioritizing pleasing your partner.
16. Be direct and have the "money talk" with bae.
Money issues are one of the leading causes of divorce, so you need to have those conversations before you even think about marrying someone. And true, nobody can predict the future so you won't be able to avoid some challenges altogether, however, talking with your potential spouse about how they view money, their spending habits, and the pain points in terms of their approach to money management can at least give you a glimpse into what's in store if you do walk down the aisle, move in with them, or decide to share a bank account/business/child with them.
17. Invest in the "paid" version of that dating app.
I know plenty of successful, married folk who did this and met "the one" as a result. Let's be honest: The free version is for playing around. I had a lot of fun with my "free" profile back in the day, trust me. Upgrade that photo, profile, and package, and see if the quality of your dating adventures changes when you're serious about finding a true partner. Dating coaches and matchmakers cosign this.
18. Solo travel to meet that long-distance connection.
Sometimes, your perfect match isn't within 100 miles of you, and that's okay. Make it an adventure, enjoy the memories, and book that ticket. I met my man this way and it's been a whirlwind escape ever since. If you're not comfortable traveling solo, travel or (network to plan travel) with a group via Facebook.
Career And Business
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19. Schedule coffee or virtual meetups with smart people from your graduating class, previous employer, or current employer.
I have gotten many freelance opportunities by doing this. It's as simple as connecting and offering value (or simply learning how you can better equip yourself to do so.) It's also a great way to expand your network, spark new friendships, or find out about new job opportunities.
20. Invest in a well-made suit.
I don't care what industry you're in, a suit says "power," and it's not as old-school or out-of-style as you'd think. Plus the whole experience of looking for a new one (or getting one tailored) is fun and affirming. Try these options. I swear, anytime I wear a blazer, I'm treated like a celebrity or boss, especially when traveling. I was once upgraded to first-class wearing a yellow blazer outfit, and the airline professional literally said, "You look like somebody important. Here you go."
21. Volunteer for a worthwhile project or cause that's important to your company.
If you're overworked and underappreciated, skip this one, but if you truly have the time, love what you do, and want to advance, this move is clutch. Volunteering for extra projects got me where I am today in media because I had foresight, and knew that was the only way at the time to leverage relationships, and I was able to challenge myself to learn skills that 20 years later are still bankable. That VP you can't get a meeting with will be at that gala your company is planning, so join that committee, sis.
22. Write down why you deserve a raise and ask for it in your next one-on-one.
Gather those receipts (ie sales increase numbers, KPIs met, deals closed, people acquired via recruitment, the impact of systems updates, or other tangible success metrics) and ask for that raise before the first or second-quarter budgets are being finalized.
23. Instead of quitting, write down your exit plan.
While revenge quitting is set to be a thing next year (and maybe you're among those who will be leading the trend), try the better boss move and quit with a real plan.
24. Start automatically separating that estimated self-employed quarterly tax estimate.
If you have side hustles (or you're collecting 1099 income,) baby, you do not want to neglect those quarter tax payments. Talk to a professional, do your research, and set up automatic transfers to an account specifically for paying these at the appropriate due dates.
25. Sign up for a free one- to 11-week course related to your industry—or the industry you want to be in next year.
Institutions like Harvard University and platforms like Coursera offer free courses that can enhance your skills. You can also invest in certificate courses with accredited colleges as well as tech training.
26. Hit "Easy Apply" for 10 dream jobs listed on LinkedIn.
While you shouldn't solely rely on this when actively job-seeking, using this convenient LinkedIn option is a great way to get into the habit of applying for positions. And if you're already employed, you should still be "dating" other employers if you're looking to make a move in the next six months. Keep your interview skills sharp, practice toughening up for the "nos," and get a bit of an ego boost in the process.
Self-Care And Wellness
27. Pre-schedule three month's worth of massages.
Oftentimes this is cost-effective since some spas offer deals for multiple bookings. Also, it makes an act of self-care deliberate and important, not an option. When you get that reminder call, you'll know it's real.
28. Fire that therapist and try another one.
Cultural competency in mental health support is one major problem that can hinder Black women from even bothering with therapy. And who wants the added stress of spending multiple, paid sessions explaining why something is a microaggression? Cut the cord and move on to try someone else, either via a Black women therapists channel or recommendations from others.
29. Join a small group at church.
Bedside service ain't gonna cut it and neither is going to the usual Sunday service. Join a smaller group and upgrade your efforts to connect, network, and elevate spiritually. Even if virtually, take a step to dig a bit deeper with more targeted Bible study and discussions.
30. Say no, even to loved ones.
This is on here twice, for a reason. Saying no is the simplest, most powerful micro-action you can take today to make 2025 better. No explanations. No guilt. Say no.
31. Choose one "luxury" beauty product for skincare and stick to it.
This was trending big on social, especially for millennials hitting their 40s. There's just something so freeing about not giving in to every trend and sticking to the basics that work, especially when there are quality, healthy ingredients involved. Put those orders on auto-renew.
32. Sign up for a new sport or fitness class just for fun, not for results.
It's great to be on a weight-loss or weight-lifting journey, but try something just for the fun of it. Switch things up with a couple of these fitness activities.
33. Book a staycation.
Leave the passport at home and explore a nearby community or another town in your state. There's so much enrichment in your own backyard right here in the U.S., and you don't even have to break the bank.
34. Pre-schedule your mammograms, Pap smear, and peri-menopause checkups for next year.
Take control of your health by pre-scheduling essential appointments like mammograms, Pap smears, and peri-menopause check-ups for 2025. Prioritizing these screenings early ensures you stay on top of your wellness and make time for self-care in the new year.
35. Cut off support of beauty and wellness professionals whose customer service is below standard.
This is another one that many Black women have been vocal about—from unrealistic pre-appointment requirements, to booking fees, to long waits, to unsavory in-salon experiences. Spot the red flags early, and just stop accommodating foolishness. Support salons or experienced stylists who are kind, have proper systems in place and value your time.
36. Schedule five to 10-minute moments of silence on your calendar.
Again, wellness is not optional, and if it's not on my calendar, it's not official. Sit quietly. Pray. Meditate. Or do nothing. The benefits of silent moments are almost endless.
37. Download a meditation app.
If you've found that meditation is difficult to schedule or to even start, an app can help. Try this, this, or this one, and take that step to embrace something new to enhance your wellness routine. If you're tired of downloading apps, create a playlist for meditation via Amazon Music or Spotify and schedule a reminder to do it once a day or week.
38. Invest in a healthy meal prep or delivery service.
Time is emotionally expensive, so save as much of it as possible. Getting into meal prep to keep to your goals is a great way to save time, stress, and effort. The health benefits of meal prepping have also been proven via research.
39. Create a positive playlist on Spotify, Amazon Music, YouTube, or other streaming platform.
It can be podcasts, music, affirmations, or somatic sounds. It's a game-changer. You can even set an alarm to wake you up to start your day with the positive playlist. Not into creating your own? There are plenty to choose from with a quick search.
40. Set up reminders for Alexa (Siri or other AI) to remind you, "You are loved," and "You are okay."
This simple effort can boost your endorphins and remind you that you're indeed, not alone, and you will be okay, regardless. To set mine up, I simply commanded, "Alexa, remind me everyday 'Jesus loves me,'" and like clockwork she does. She almost scared the ish out of me one day when I'd forgotten the reminder was active, but it was the reminder I needed when anxiety had gotten the best of me that week.
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