When it comes to earning a living, we all know that there's a wage gap for Black women. And while we can acknowledge disappointing realities, we can also consider our hopes and still work toward making a dream of financial freedom a reality. There is a specific price tag on certain lifestyles, and even if a soft life is what you're into, it'll cost you.
Many of us simply want to earn enough to pay our bills, make sure our families are thriving, and retire peacefully. With the way this economy has been going, the price of simple survival keeps going up and up. According to a 2023 Pew Research Center report, 40 percent of Black adults in the U.S. say "an annual income of $100,000 or more is enough to lead the kind of life they want." So how do you level up from a five-figure salary to six figures?
First, let's address mindset: If you want to earn more, you have to think from a space of abundance, patience, and strategy, not one of fear, scarcity, and inaction. Take it from entrepreneur Chris Bible, who, when sharing her experience with a six-figure mindset shift, told xoNecole, "Most importantly, I had to embrace that I was worthy and capable of reaching a certain level of success and that it could be done all on my own." This is a powerful first step: Affirming and making a commitment to recognizing you are worthy and capable of reaching a financial goal.
Now let's get to a few ways to get to six figures:
1. Invest in higher education or additional training.
Research has shown that those who have earned bachelor's degrees or higher earn more than those who do not, and the top six-figure jobs require advanced degrees. That's not to say you can't earn six figures without going to college, but it's definitely one sure-fire six-figure path for many.
If you already have a bachelor's degree, consider going for a master's or higher. Find out what advanced skills or credentials are required to get a higher-paying job within your field.
Sometimes, you can get certifications or specialized training to do jobs that aren't necessarily what you went to college for but can enhance what you already offer as a professional, so be sure to look into those, especially if you work in the medical, tech, financial services, or psychological industries.
2. Apply for a new job and negotiate higher pay at the start.
Job hopping doesn't have the stigma attached to it that it used to, and for some, it's the best way to earn more. One good example of this is Chinneah El-Amin, founder of Flynanced. She worked in tech and banking, according to CNBC, and, in her 20s, went from being a senior project analyst (with an offer for $68,000 that she negotiated up to $72,000) to technical project manager (with an offer of $186,000 and she negotiated a signing bonus of $29,000).
True, El-Amin worked in industries that could pay that type of money, but again, if your desire is to earn six figures, the industry you're in (and whether you might want to transition for finance's sake) is something to consider.
Either way, negotiate no matter what, especially if you're a mid- or senior-level professional who has the experience, talent, training, and acumen to lean on.
Just because a company claims a salary is "the best" or "industry standard" doesn't mean you shouldn't negotiate. The worst you could get is a "no," or even better: You find that the company isn't one you want to invest years of your life working for at all, since they don't put dollars behind the most valuable asset in the world: Human capital.
3. Start a lucrative side hustle.
This one is a given. Side hustles are always promoted in stories like this, but you just can't get away from facts. Some side hustles can add more than $4000 to your monthly income if done just part-time, especially if you're savvy with tech, social media, or digital marketing. Other lucrative side hustles include offering services or products via e-commerce, personal fitness and/or wellness, mobile notary, and travel agents.
4. Sell your expertise and talents via speaking, digital products, or consulting.
This is yet another way to earn six figures and even transition out of a 9-to-5. If you have a gift for communications, public relations, marketing, or teaching, you can create workbooks, audiobooks, art, tutorials, and courses for download. (This couple started making six figures after selling patterns for doll clothes, for example.) If you're not great with actually creating and marketing the concept, take it to a freelance professional to bring it to life and market it for you. Take a few courses, research the best platforms (and their fees), and invest in a reputable tutorial on how to create and market digital products on social.
Another great way to add to your current salary is to get paid for speaking engagements or consulting gigs at schools, organizational retreats, churches, or conferences. Get a speaking or consulting mentor, join a networking organization, pursue more training to prepare you for success, and tap into your personal and professional communities to find out where you can serve through speaking.
5. Bonus: Invest, invest, invest.
Technically, this isn't really tied to your salary, but investing can help you add to your overall bottom line and prep for financial freedom in the future. I can't say this enough: At a minimum, be sure you're tapped into your company's 401K and that you know whether they're matching your investment or not. Let it grow, and avoid withdrawing from it if you can. If you're not into the idea of investing with your company's retirement options (or your company doesn't offer any), consider your options for an IRA (individual retirement account).
Above that, start investing via an online platform or open a brokerage account. (Here are a few good beginner-friendly options). Be inspired by women like Tiffany James, who turned a $10,000 stock market investment into a million-dollar portfolio. True, investing in stocks can be risky, but there are opportunities to add to your wealth if this is something you're willing to be patient and diligent about.
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Reset Your Relationship: How To Start 2025 Strong With Your Partner
As the calendar turns and a new year unfolds, many of us are laser-focused on our career goals, fitness resolutions, and vision boards that outline the journey to our best selves. But amidst all the planning and self-improvement, have you made room for another important part of your life? Your relationship.
It's easy for couples to fall into a routine, going through the motions and letting their connection sit on autopilot. While comfort is natural in a long-term relationship, it’s important to remember: that what you don’t nurture, eventually fades. So, why not make 2025 the year you reset your relationship? Here’s how to start the year with a renewed bond, reigniting the spark that brought you together.
Step 1: Schedule Your Reset Meeting
The first step to hitting the reset button is a State of the Union meeting with your partner. This is your chance to take a pulse on the relationship, discuss what's working, and identify areas that need attention. It’s all about creating space to reflect, without distractions.
Grab a pen and paper (or open a shared note on your phone) and come prepared to share your top 2-3 desires for your relationship.
What do you both want to feel more of in 2025? Maybe it’s feeling more appreciated, or perhaps you want to reignite the passion you had when you first started dating. Whatever it is, get clear about it, and make sure both of you are on the same page.
This isn’t just about listing your own wants, it’s also about discussing ways to nurture each other’s needs. Relationship goals should be focused on fostering deeper intimacy, trust, and mutual respect. Use this time to check in, not only with each other but with your individual feelings and expectations. Set the foundation for a fulfilling year ahead.
Step 2: Set A Date (Or Multiple!)
Having the meeting is only the first step. Now, it’s time to take action. One of the simplest ways to breathe new life into a relationship is by reintroducing consistent, intentional time spent together. For many couples, life gets busy, and date nights fall by the wayside. But dating doesn’t stop when you say "I do"—in fact, it’s even more essential.
During your reset meeting, lock in a regular date night that works for both of your schedules. This could be a weekly dinner date or an every-other-week adventure—whatever keeps things fresh. The goal is consistency. It’s easy to push date nights aside when life gets hectic, but if you set a specific date each week or month, you’re making your relationship a priority.
If you’re unsure what to do for your date nights, don’t worry! The key is creating new experiences together. This is what sparks excitement and brings you closer as a couple. Whether it’s cooking a new recipe together, trying a dance class, or exploring a nearby town, it’s about creating shared memories that build your connection.
Step 3: Find an Accountability Partner
Just like you might have a personal trainer to help you crush your fitness goals, an accountability partner for your relationship can do wonders for keeping both of you on track. Consider hiring a marriage coach or therapist—someone who can meet you where you are and guide you in strengthening your relationship.
When selecting a professional, it’s important to choose someone who truly wants the best for your marriage and can provide actionable advice.
Don’t be afraid to set high standards for your relationship, and seek guidance on how to keep it thriving for the long haul. In your reset meeting, discuss your commitment to growth, and be honest about areas where you may need support.
Marriage isn’t a set-it-and-forget-it endeavor—it’s an ongoing process. Regular check-ins with a professional can help keep your relationship in tip-top shape and “divorce-proof” by addressing issues before they become insurmountable.
Step 4: Try Something New Together
Stale routines can easily make a relationship feel monotonous. Spice things up by trying something new! Couples that explore new activities and create new memories together have stronger, more fulfilling bonds.
My husband and I host one of the top luxury marriage retreats, A Weekend For Love, designed to help couples experience new things together. From couples' workshops to outdoor adventures, the retreat provides a platform to rediscover each other and reconnect on a deeper level.
The element of surprise can reignite your connection. It’s exciting, fresh, and shows your partner that you’re committed to growing together. This doesn’t have to be a huge commitment—it could be as simple as trying a new hobby or planning an impromptu weekend getaway.
Your Relationship Should Be A Priority
As you start the year with personal goals in mind, don’t forget the importance of nurturing your relationship. It’s easy to get caught up in work, fitness, and family obligations, but your bond with your partner deserves to be at the top of your list. Resetting your relationship offers an opportunity to reignite that spark and remind each other why you fell in love in the first place.
In 2025, make a commitment to prioritize your partnership, to nurture it daily, and to invest in its growth. Take time to celebrate each other’s victories, support one another’s dreams, and build a foundation of love and respect. When you start the year with a clear focus on your relationship, you’re setting it up for success.
So, before you start mapping out your new workout plan or work goals, do yourself a favor: put your relationship at the top of that list. Your love story deserves a fresh start, too.
Happy New Year, and here’s to a love-filled 2025!
Couples, if you are ready to do the work and invest in your relationship register for A Weekend For Love: Heart Retreat Feb 21-23, 2025.
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10 Black-Owned Wineries, Bars, And Breweries To Visit Across The U.S.
In the booming industry of wine, beer, and spirits, it’s always exciting to come across Black-owned businesses that we can support. The spirits industry has long been a space where Black entrepreneurs have faced significant barriers, from accessing capital to breaking into predominantly white-dominated networks.
I didn’t enjoy beer until I was in my mid-20s, partially due to the fact that it didn’t seem to be marketed toward me. According to a 2021 report from the Brewers Association, less than 1% of breweries in the U.S. are Black-owned, and Black winemakers make up an estimated 0.1% of winemakers nationwide. Despite these challenges, Black-owned wineries, breweries, and bars are still carving out their place in the industry.
By visiting and supporting Black-owned establishments, you’re not only indulging in world-class drinks but also contributing to a movement of equity and inclusion. Whether you're a wine enthusiast or craft beer lover, these businesses celebrate culture, tell stories, and foster spaces where everyone feels welcome.
The more we pour into these Black-owned breweries, bars, and wineries, the more doors we will see open for others to enter the beer, wine, and spirits industries.
There’s nothing I enjoy more than having a sip of wine surrounded by people who look like me in an establishment owned by someone who also looks like me. From lively bars to innovative breweries and boutique wineries, here are 10 Black-owned spots across the country where you can raise a glass to diversity and excellence. Cheers!
1.Harlem Hops - New York, N.Y.
Harlem Hops is more than just a craft beer bar—it’s a celebration of community and culture. Co-founded by three HBCU graduates, this gem focuses on showcasing beers from local and independent breweries, including offerings from Black brewers. When it opened in the summer of 2018, Harlem Hops became the first 100% African American-owned NYC local craft beer bar in Manhattan.
With its cozy vibe, rotating tap list, and tasty bites, Harlem Hops is the perfect spot to discover your new favorite brew while supporting a mission of inclusivity in the craft beer scene. Don’t miss their delicious beer pairings and community-driven events.
2.Brown Estate - Napa Valley, Calif.
Brown Estate is Napa Valley’s first and only Black-owned estate winery. Established in 1996, the family-owned winery is known for its exceptional Zinfandels and refined vineyard experiences. Beyond the Zinfandels, Brown Estate also crafts a variety of other wines to fit everyone’s preferences, including Cabernet Sauvignon, Chardonnay, and Petite Sirah. If you can’t make it to the winery, you can also enjoy an intimate tasting experience at their downtown Napa tasting room, which opened in 2017. With stunning views and award-winning wines, Brown Estate is a must for wine lovers visiting Napa.
3.Abbey Creek Vineyard - North Plains, OR
Facebook/AbbeyCreekVineyard
What do you get when you merge a love for wine with an appreciation for Hip Hop and Culture? You get Abbey Creek Vineyard in North Plains, Oregon. Loved by both locals and visitors, this community spot offers a unique wine experience while embodying the saying “Hip-Hop, wine, and chill." Owner Bertony Faustin became Oregon’s first Black winemaker when he founded Abbey Creek Vineyard. Faustin’s wines, dubbed “The Creole Collection,” bring a unique cultural perspective to Oregon’s wine industry. Visitors can enjoy tastings at the vineyard’s wine bar, known as “The Crick,” for an intimate experience that’s all about community.
4.Two Locals Brewing Co. - Philadelphia
Business is always better when it’s a family affair. Two Locals Brewing is Philadelphia's first Black-owned brewery, founded by brothers Richard and Mengistu Koilor. The brewery officially opened its doors in early 2024 in the University City neighborhood after years of planning.
The brothers, West Philadelphia natives, started brewing beer as a hobby in 2016 and began planning their expansion while noticing the lack of Black representation in the brewing industry.
Aside from serving up tasty brews, the brothers offer Liberian food, a homage to where Mengistu was born. Throughout the month, guests can pop in for some improv or a comedy night event while enjoying a cold one.
5.House of Pure Vin - Detroit
Located in the heart of downtown Detroit, House of Pure Vin is a Black-owned wine bar and retail shop. It features an impressive selection of global wines, including many from Black winemakers. One highlight is their focus on boutique and hard-to-find labels, offering guests the opportunity to discover unique flavors they won’t see on typical store shelves.
The space frequently hosts events such as wine education classes, collaborations with local chefs, and themed wine nights, giving customers plenty of reasons to pop by throughout the week. Whether you’re shopping for a bottle, enjoying a tasting flight, or attending one of their vibrant events, House of Pure Vin is a must-visit destination for anyone looking to elevate their wine experience while supporting a Black-owned business.
6.LaShellé Wines - Woodinville, WA
LaShellé Wines, located in Woodinville, Washington, stands out as one of the region’s few Black- and female-owned wineries. Founded by Nicole Camp, the winery reflects her passion for winemaking, which she developed through her formal training at the Northwest Wine Academy. Opened in 2021, LaShellé Wines is known for its range of refreshing white and red wines and offering a welcoming and family-friendly environment. On any given day, you can expect to pop in and see owner Nicole involved in the day-to-day functioning—from destemming grapes to hosting guests in the tasting room.
7.Diamond Farm Winery and Brewery - Nokesville, Va.
Instagram/DiamondFarmWinery
This lovely venue was the result of hard work and a change of plans. Diamond Farm Winery & Brewery is an exciting new Black-owned establishment that blends rustic charm with modern sophistication. Owners Alice and Glenn Bertrand, Sr. originally purchased the property to serve as their retirement home but decided to go in a different direction after seeing the historic barn on the land.
Situated on a picturesque farm, the venue offers a serene setting with features like a remodeled historic farmhouse and a romantic heart-shaped pond. While their tasting room is slated to open this spring, the winery is already a sought-after event space, hosting weddings, corporate gatherings, and private celebrations. The venue is rolling out over three phases, so expect all aspects to be fully functioning later this year.
8.Thurst Lounge - Washington D.C.
Thurst Lounge is the first Black-owned LGBTQIA+ bar and lounge in Washington, D.C. Located in the historic U Street corridor, this bar serves as a much-needed inclusive space for the Black LGBTQIA+ community residing in the city. The lounge offers an intimate setting for socializing, complete with carefully curated cocktails and a stylish ambiance that’s perfect for linking with the crew.
Beyond its role as a nightlife destination, Thurst Lounge aims to foster a supportive environment for community connections and cultural celebration.
9.Seven Springs Farm and Vineyard - Norlina, N.C.
Seven Springs Farms and Vineyards is a Black-owned vineyard established by Preston Williams and his family, and it sits on a 140-acre property featuring seven natural springs, providing a picturesque setting for wine tasting and events. The vineyard specializes in muscadine grapes but also grows Merlot, Cabernet, and Chardonnay varieties. Visitors can enjoy tastings in the cozy tasting room, participate in seasonal grape-picking events, or even book a stay at their on-site Airbnb for a more immersive experience. This family-owned space is the perfect location for an outing with the girls or a group event.
10.For The Culture Brewing - Houston
The name says it all with this one. For The Culture Brewing is a craft beer brand focused on creating an inclusive and vibrant space for beer lovers. Holding the title of being H-Town’s first Black-owned brewery, owners Jonathan Brown and Carl Roaches Jr. began working on this brand after realizing that there weren’t many brands marketing to Black Men who like to drink beer.
The brewery aims to cater to a wide range of tastes, offering a variety of beer styles such as tropical IPAs, rice lagers, pale ales, and dry stouts.
While still in the process of opening its own dedicated taproom, the brewery often collaborates with other local businesses, including Ovinnik Brewing, through a unique cooperative model called Craft Culture X. This collaboration has allowed them to share resources and brewing equipment while planning events and developing new beer recipes.
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