

Oftentimes when we hear about ChatGPT prompts, there's always some sort of business pitch, entrepreneurship push, or other shortcut connected to money-making. (Well, at least that's been the annoying case with my Instagram feed.) It's undeniable, though, that ChatGPT prompts can be game-changers, even beyond business plans or revenue schemes.
For me, creating and using my own ChatGPT prompts has been more about self-motivation, self-development and inspiration, especially at a tough time of career transitions and personal shifts. And as cray-cray as things seem in the U.S., especially related to one's livelihood, future financial stability, and overall mental health, I decided to take back a bit of my power using a great AI resource that you'll literally wonder how the hell it knows you so well to even answer your prompts so accurately.
Here are a few ChatGPT prompts that have been super-helpful and empowering related to career and finances. Simply visit OpenAi.com/Index/ChatGPT (or use the app of your choice), copy and paste the prompts, and be sure to fill in the blanks before submitting them:
The "Level Up" Prompt
Write an encouraging letter to a Black [your age]-year-old woman who is a [occupation] and wants to level up in her career. She lives in [city and/or state], earns [your yearly salary], and wants to be able to [career passion 1], [career passion 2], [career passion 3] during her work day. She also wants to earn [your dream salary] and work from [office/home/dream place of business] but feels challenged by [briefly state challenge here in 3-4 words.]
I swear ChatGPT got me all the way together, reminded me of the amazing experienced journalist, editor, and speaker that I am, and gave quick tips on how to take things to the next level that are actually doable.
The "Get My Credit Card Debt In Check" Prompt
Write a detailed plan, with categories, for a woman in her [age group] who is a [occupation] earning [your yearly salary]. She wants to cut at least 50 percent of her current credit card debt of [card balance] with an APR of [percentage]. Her minimum payment is [amount] and she'd like to cut down in [days/months/years]. Her expenses include [list] along with non-negotiable spending on [leisure/travel/fitness/wellness or other activity].
From here, it can also create spreadsheets or you can request that it get more specific with each category. You can also request that the plan be adjusted based on the first response and whether it truly fits something you can realistically do. Add more specific details based on your life, the unique challenges you face, or other options you have in mind knowing what you're capable of or you're realistically interested in doing to pay off a debt.
The "Retire Early" Prompt
Write a step-by-step early retirement plan for a woman age [your age]. She has [time in years] of experience in [industry] and has been working for her current company for [how many years]. She also currently earns [amount] per year. She lives in [city and/or state], [rents/owns], and has [amount] in savings. She also has [amount] in her 401K [or Roth IRA---whichever is relevant to your situation.] She currently has [amount] in her checking account(s). [Add any other details about your earnings including side hustles, businesses, freelance work, settlements, lottery, rental income, or other funds you have access to.] She has [amount] in unpaid debt. She'd like to retire by [age; and be reasonable sis] and live in [city and state/country].
While early retirement might seem like a pipe dream to some of us, a prompt like this lets you know that it's more possible than you think. It's also something great to take to a financial adviser so you can sift through what's actually doable (based on real-life scenarios) and what's not.
The "Career Pivot" Prompt
Write a plan for a woman who works as a [occupation] and wants to pivot into earning money doing [new career or career activity]. She is passionate about [activity or goal] to serve [potential audience/client/customer]. She wants to transition out of [current career] to earn [amount] doing [new career or career activity] by [time/date] and earn [dream income that you'd make doing the new career activity]. Include steps and categories. Include a timeline to achieve this by [date].
This is a helpful prompt when you feel stuck in your current role (or even your career altogether) and simply need inspiration on what could be the perfect pivot. You can update this to include different career activities or scenarios, add company names or brands, and even ask for pitches or ways to brand yourself online to achieve this goal.
The "Faith-Filled Career Confidence Booster" Prompt
Write a letter from God to a woman who is feeling like she is behind in life. She feels lost and scared, especially with everything that is going on in the U.S. right now, politically and economically. She is [age], works as a [occupation], and lives in [city/state]. She has [educational degrees or training], loves [three passions/hobbies/favorite activities], and has [mention family, spouse, children, or other loved one, even if a pet here.] She is [mention three things you like about yourself including one about your appearance]. She wants to achieve [list two small but important goals here that are related to personal and/or professional life]. She has faced [list any major and specific challenges, briefly, here] and does not know how she will handle these challenges. Include [Bible verses] of encouragement to study.
This prompt had me in tears, but it reminded me of my Biblical upbringing and my foundation for success and motivation. It also reminded me to get stronger in my faith, to read my Bible a bit more, and to stop allowing doom and gloom to inform my approach to problem-solving.
The "Talk That Career Ish" Prompt
Write a letter from the perspective of a football [or sport of your choice] coach for a woman aged [age] who works as the best [occupation] in [city, state]. She has accomplished [list 3-5 highlights of your career, whether past or recent] and is a leader in [relevant business or career activities that reflect leadership, whether you've accomplished these things or they're aspirational]. She brings the following skills to the work with her: [list 2-5] and she is proud of [aspirational career goal of you at your highest career self.]
Add in the name of your favorite coach and this gets even better! (I used Deion Sanders, but choose who you want.) You'll not only get hyped up to remember the fabulous bad boss you are, but you'll also get tips on how to be even more successful in the future.
Try any of these prompts and use them as stepping stones to prompt positive thinking, further conversations for financial and career planning, or just a fun and potentially constructive distraction from all the mess that's going on. Dig deeper and request more specific steps, inclusions of actual resources like books, conferences, or course recommendations, or create images, vision boards, or graphs. Add in specifics that will help you remain accountable in planning to meet a specific financial or career goal.
Also, this is a big one: Be sure to remember that ChatGPT is simply a tool. It's neither a genie nor the Almighty. You'll need to fact-check, use common sense, and adjust any sort of plans based on your actual reality. Try out these ChatGPT prompts as springboards for sparking imagination, motivation, and innovation.
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Eva Marcille On Starring In 'Jason’s Lyric Live' & Being An Audacious Black Woman
Eva Marcille has taken her talents to the stage. The model-turned-actress is starring in her first play, Jason’s Lyric Live alongside Allen Payne, K. Michelle, Treach, and others.
The play, produced by Je’Caryous Johnson, is an adaptation of the film, which starred Allen Payne as Jason and Jada Pinkett Smith as Lyric. Allen reprised his role as Jason for the play and Eva plays Lyric.
While speaking to xoNecole, Eva shares that she’s a lot like the beloved 1994 character in many ways. “Lyric is so me. She's the odd flower. A flower nonetheless, but definitely not a peony,” she tells us.
“She's not the average flower you see presented, and so she reminds me of myself. I'm a sunflower, beautiful, but different. And what I loved about her character then, and even more so now, is that she was very sure of herself.
"Sure of what she wanted in life and okay to sacrifice her moments right now, to get what she knew she deserved later. And that is me. I'm not an instant gratification kind of a person. I am a long game. I'm not a sprinter, I'm a marathon.
America first fell in love with Eva when she graced our screens on cycle 3 of America’s Next Top Model in 2004, which she emerged as the winner. Since then, she's ventured into different avenues, from acting on various TV series like House of Payne to starring on Real Housewives of Atlanta.
Je-Caryous Johnson Entertainment
Eva praises her castmates and the play’s producer, Je’Caryous for her positive experience. “You know what? Je’Caryous fuels my audacity car daily, ‘cause I consider myself an extremely audacious woman, and I believe in what I know, even if no one else knows it, because God gave it to me. So I know what I know. That is who Je’Caryous is.”
But the mom of three isn’t the only one in the family who enjoys acting. Eva reveals her daughter Marley has also caught the acting bug.
“It is the most adorable thing you can ever see. She’s got a part in her school play. She's in her chorus, and she loves it,” she says. “I don't know if she loves it, because it's like, mommy does it, so maybe I should do it, but there is something about her.”
Overall, Eva hopes that her contribution to the role and the play as a whole serves as motivation for others to reach for the stars.
“I want them to walk out with hope. I want them to re-vision their dreams. Whatever they were. Whatever they are. To re-see them and then have that thing inside of them say, ‘You know what? I'm going to do that. Whatever dream you put on the back burner, go pick it up.
"Whatever dream you've accomplished, make a new dream, but continue to reach for the stars. Continue to reach for what is beyond what people say we can do, especially as [a] Black collective but especially as Black women. When it comes to us and who we are and what we accept and what we're worth, it's not about having seen it before. It's about knowing that I deserve it.”
This interview has been edited for length and clarity.
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Once upon a time, I knew a married couple who told me that they wouldn’t even discuss with each other who they found to be attractive on television because, in their minds, that was a form of cheating. They’re divorced now, and although there are a series of reasons why, it was always strange to me that things were so restrictive within their relationship that they couldn’t even share a fleeting thought about how someone looked.
Thinking about them kinda-sorta inspired this piece because they caused me to reflect on the times when some of my clients have come to me, semi-freaking out, and it was because their thoughts about someone had gone beyond “Hey, she’s pretty” or “Hey, he looks good.” Instead, they were starting to fantasize about certain folks, and they weren’t sure what to do about it, especially when some of those fantasies were transpiring while they were engaging in sex with someone else.
You know, it’s been reported that somewhere around 50 percent of people do indeed have fantasies about other people while having sex with another person. And that is definitely a high enough number to tackle some things about the topic here.
If you’re someone who fantasizes about other individuals, especially sexually, here’s some intel into why that could be the case, along with when it gets to the point and place where you might want to consider actually doing something about it.
What’s a Fantasy and What Exactly Causes Them?
Whenever you think of the word “fantasy,” what immediately comes to your mind?
Personally, what I find to be interesting is the fact that the dictionary says that there are actually a lot of things that can be considered a fantasy: your imagination, hallucinations, visions, ingenious inventions, illusions — I mean, there is even a genre of fiction that falls into the fantasy category. However, when it comes to what we’re going to discuss today, a psychological term for fantasy is “an imagined or conjured up sequence fulfilling a psychological need; daydream.”
And yes, before we get to the end of all of this, that definition is going to answer quite a few questions as it pertains to the topic of this particular piece. But first, more about the origin story of fantasies.
Apparently famed neurologist, Sigmund Freud spent some time analyzing fantasies and came to the conclusion that, more than anything else, a fantasy represents something that is either a suppressed urge or desire and when you stop to think about what you imagine, what your visions are, what you may long to invent — that certainly tracks. However, something that you should also keep in mind about fantasies is that, oftentimes, they are rooted in few boundaries and can even go well beyond what is considered to be reality (which is something that is based on facts and truth).
Oh, something else that needs to be kept in mind about fantasies is that they are typically relied on as a mental form of escape from something or someone (bookmark that).
And now that fantasies are more clearly defined, if your immediate question is, “Is it wrong to fantasize?” — no, I certainly don’t think that. What I do believe, based on what a fantasy is, though, is if you are fantasizing a lot about a particular person, place, thing or idea, it would be a good idea to ponder why that is the case — why is that a suppressed desire for you, why are you using that as a mental escape and perhaps, the most important question of all, does your fantasy come with any limits?
Now let’s build on top of this…
Now What Causes Folks to Fantasize About Other People?
As I was doing more research on the topic of fantasies, I came across an article entitled, “What Happens In Our Brains When We Fantasize About Someone.” The author of it started the piece out by talking about a cool connection that she made with someone on a plane, only for her to find herself fantasizing about him once they parted ways. As she went deeper into her story, she mentioned a word that definitely needs to be shared here: heuristics.
If you’re not familiar with it, heuristics is simply a mental shortcut. For instance, if you find yourself needing to make a quick decision (check out “Before You Make A Life-Altering Decision, Read This.”), you may rely on heuristics to do it (even if it’s subconsciously). The challenge with that is oftentimes heuristics will only provide you with a limited amount of data and information, and relying only on that could cause you to not make the best choice, if you’re not careful. And boy, when heuristics jump into your fantasy space — well, something that immediately comes to my mind is celebrity culture.
Ain’t it wild how people will be on social media, speaking so confidently, about someone—or someone’s relationship—as if they personally know them (when they absolutely don’t)? I mean, just because someone is attractive or you’ve seen them carry themselves well in an interview or two, that doesn’t automatically mean that they are the ideal person or that they are someone to set your own dating standards by. If you’re not careful, though, heuristics and fantasies may encourage you to think otherwise.
That’s because the combo will try and get your brain to jump to all sorts of conclusions and, if you don’t keep that in check, it could result in you making premature, counterproductive, or even straight-up reckless decisions — because remember, a fantasy tends to be about suppressing an urge or desire.
Honestly, whether you are in a relationship or not, if you are fantasizing about a particular individual, understanding why you are doing that should definitely be explored.
However, if you are with someone and you’re fantasizing about someone else, you really shouldn’t ignore what is transpiring because, although by definition, there’s a good chance that whatever and whomever you are fantasizing about will never come to pass, the fact that it’s taking up some of your mental and emotional space, that needs to be acknowledged. Because if there is something that you want or need, and you seem to believe that your fantasies are better at supplying that for you than the reality of your relationship, why is that?
Let’s keep going…
What Does (or Could) It Mean If You Fantasize About Someone Else During Sex?
It’s pretty common that a random song will come to mind whenever I’m writing an article. Today? It was Guy’s “My Fantasy.” Then a sitcom did — King of Queens, and the episode when Doug and Carrie were talking about his sexual fantasies. The song is about images that the fellas randomly have about beautiful women. The episode was about Carrie wanting to dictate to Doug what and whom he could fantasize about because some of his sexual fantasies made her feel uncomfortable or intimidated.
And both of these are a pretty solid intro into whether there is something wrong with sexually fantasizing about someone, especially while having sex with someone else. Well, before getting into all of that, I think another article that I read on the topic brings up a pretty good point — that it’s important to think about where your fantasies are coming from: your imagination, things you see on social media, porn that you may have watched, people who you actually know…and if it’s the latter, is it someone from your past or someone from your present?
Yeah, knowing the source of your fantasies can definitely help you to understand how “deep” into your fantasies you might be.
What I mean by that is, seeing a beautiful man one time and randomly thinking about what it would be like to have sex with him on some beach vacation is quite different than constantly thinking about your ex, the sex you used to have with him and then fantasizing about it For one thing, the beautiful guy, you will probably never have access to. That ex, though? Well, at the very least, that is a bit more realistic, right?
Then there’s the fact that, again, a fantasy is a suppressed urge or desire. When it comes to the beautiful man, is it his looks that you long for, or is it something deeper? And that ex of yours? Lawd, now why, when you have your own man in your own bed, is your ex “scratching some sort of itch”? Because we all know what they say — “he’s your ex for a reason,” so why is he creeping up into your intimacy space now that the relationship is over? Is something unresolved?
Are there sexual needs that he met that your current partner isn’t (check out “You Love Him. You Prefer Sex With Your Ex. What Should You Do?”)? Is something currently transpiring in your current relationship that you are using fantasies about your ex to escape from?
You see, although when it comes to the topic of fantasizing about others when you’re having sex with someone else might seem like the a cut-and-dried, “Don’t do it, end of discussion” — as someone who works with couples for a living, I think the bigger concern isn’t if another guy comes into your mind during sex with your partner…it’s more about WHY is that happening to begin with. Because if you need to escape from where you are, if you can’t be present with your partner, something is definitely up.
When Should You Be Concerned About the Fantasies You Are Having?
During the last several months of breaking up (because we all know that sometimes breaking up is a process) with the last boyfriend whom I will have in this lifetime, I recall fantasizing about other people while having sex with him. It’s because I really wasn’t attracted to or interested in him, sexually, anymore — but I was a bit fearful of what it would mean to let the entire relationship go.
And boy, is that a huge red flag because I wasn’t fantasizing about some random famous person one time during sex — I was relying on images, my imagination, and previous experiences with other people to literally get me through the act. NOT. GOOD.
Y’all, one of the greatest and most profound forms of communication and connection between two people is sexual intimacy, and so, when it transpires, it really should only be about the two of them. That said, should you freak out over a thought about someone who creeps up into your mind every once in a while? Chile, more people have that happen than they will ever admit out loud.
On the other hand, should you worry if you’re like I was? I’ll put it this way — you should definitely be concerned because the last thing that you should be feeling during sex with someone is like you are suppressing what you need and/or that you want to escape from the moments that you are experiencing with them.
And yet, if that is indeed the case, though, what should you do?
Start with doing some sex journaling. Write down your fantasies, the sources of them, and why you are leaning on them in this season (check out “The Art Of Sex Journaling (And Why You Should Do It)”). If they are tied to unrealistic situations, be real with yourself about that. If they are rooted in potential possibilities, do some journaling about how much you are “feeding into” that reality and what you think would be the wisest way to move forward, both for your sake as well as your relationship.
Talk to your partner. Each relationship is different, and so, while I’m not going to recommend that everyone just blurt out that they’ve been thinking about having sex with their co-worker or college sweetheart while having sex with their partner, I do think that the suppressed urges and desires (in general) should be mentioned. Sometimes, fantasies are birthed out of boredom (check out “If You're Not Having Great Sex, This Is (Probably) Why” and “Common Sex Problems Couples Have (& How To Fix 'Em)”) and doing something like creating a sex bucket list (check out “This Is How To Create The Best Kind Of ‘Sex Bucket List’”) can breathe new life into your bedroom.
Plus, sharing some of your deepest thoughts, feelings, and needs (in a kind, thoughtful, and mature way) can cultivate more emotional intimacy with your partner, and that can definitely be a good thing.
Consider seeing a sex therapist. If, after doing both of these things, the fantasies seem to be getting stronger and louder, you might need to make an appointment with a reputable sex therapist (check out “Have You Ever Wondered If You Should See A Sex Therapist?”). They may be able to help you to “connect some dots” about what’s going on that you wouldn’t have considered without their help, because sex therapists are trained in helping individuals sort out the mental and emotional sides of intimacy, not just the physical ones.
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Are fantasies bad? They aren’t. However, when it comes to sexual ones, a quote by Benjamin Franklin absolutely comes to mind: “If passion drives you, let reason hold the reins.”
And that, right there, should be a guiding message for how you should process the fantasies that you do have.
Amen? Sho’ you right.
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