

As young millennial women, we don't talk about money enough - how we use it, how we earn it, how we feel about it, and everything else in between. Money Talks is an xoNecole series where we talk candidly (and anonymously) to real women about how they spend money, their relationship with money, and how they get it.
In this installment of Money Talks, xoNecole chats with Simone Faulker*, a 25-year-old graduate student who had her credit card debt paid off by a sugar daddy who also sends her to Bergdorfs and pays for her facials. Here's what she had to say.
Interview has been condensed and edited for clarity. Names have been changed to protect identity.
Did you always want a sugar daddy, or did you meet this man out of the blue?
I met him out of the blue, definitely. One night I was out at the bar with my friends, and Tim* came over and introduced himself. Of course, I wasn't paying him any mind because I could immediately tell he was older, but he was extremely persistent in a grown man way. I gave him my number and he called me the next day, and we started going out on dates.
Were you judged by family and friends when they found out you were dating an older man?
People definitely side-eyed me when he and I first started going places. My friends were surprised that I was still talking to him, which is understandable because he and I are twenty years apart. He and I didn't care though because we both wanted something out of this and we were both fulfilled.
What were the things you and he wanted?
Well, Tim works in finance and has worked in the industry for a long time. He made it known to me, almost immediately, that he had money and he wanted to financially take care of me. Of course, he also 'wins' because he gets a pretty girl on his arm when he has to attend galas and fancy meetings and whatever else he has to go to. We love to sit and talk to each other, so it's not like we can't stand one another.
Did it ever bother you being financially dependent on a man? There are still money taboos around women when it comes to money.
I was uncomfortable at first and would tell him he didn't need to buy me this or that. But if we were in a department store and he saw me looking at something, he would come back and get it later if I didn't agree that I wanted it then. Money is not the most important thing in the world, but I definitely learned how liberating life could be when you don't have to worry about bills and you can have a lot of the things you want. Sometimes he would just give me money, which I would use for things like my tuition money, books, and my hair or nails.
"Money is not the most important thing in the world, but I definitely learned how liberating life could be when you don't have to worry about bills and you can have a lot of the things you want."
Are there any parameters you have to abide by?
Not really. Obviously there's an emphasis on my looks, like making sure my hair or my nails always look nice. I get facials once a month and have a membership at Equinox so I can stay in shape. He usually doesn't like for me to wear the same thing at events, so he will usually schedule for me to go somewhere like Barneys or Saks to get a dress and any alterations. I get asked by my friends a lot if I am obligated to have sex with him, and that's never been something he has pushed on to me or forced me to do in exchange for money.
There are other women he talks to and possibly wines and dines, but that has never been a breaking point for us and something that directly impacts our relationship.
But do you guys have sex?
Yes.
What's been the largest financial act he's done for you?
The largest single moment was when he paid off my credit card debt. It was about $15,000, and had mostly happened from a lack of knowledge on using a credit card while in college. One day he came home and said that he had paid it off. Of course, he pays for other things that can get pretty close to that number, but that's the biggest one that comes to mind immediately.
If you don't mind me asking, what else does he pay for?
He pays my rent, gives me money for food, my hair, my nails, and sometimes a clothing allowance. I pay for graduate school myself because investing in my own education is very important. I use that for important events or situations that I need something to wear. I wish people, not just women, would stop looking down on situations like mine because they don't know everything on the backend. People may see me as small or dependent on him for finances, but I know how to take care of myself. I'm in important rooms with important people and I get to learn and network. I get to focus on the things that matter to me while also having fun.
If that's not liberating, or at least reclaiming power in my own way, then I don't know what is.
"If that's not liberating, or at least reclaiming power in my own way, then I don't know what is."
To submit your story for a chance to be featured in a Money Talks conversation, submit your email address here and you'll be contacted. All conversations will be anonymous and/or names will be changed for privacy.
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Devale Ellis On Being A Provider, Marriage Growth & Redefining Fatherhood
In this candid episode of the xoMAN podcast, host Kiara Walker talked with Devale Ellis, actor, social media personality, and star of Zatima, about modern masculinity, learning to be a better husband, emotional presence in marriage, fatherhood for Black men, and leading by example.
“I Wasn’t Present Emotionally”: Devale Ellis on Marriage Growth
Devale Ellis On Learning He Was a ‘Bad Husband’
Ellis grew up believing that a man should prioritize providing for his family. “I know this may come off as misogynistic, but I feel like it’s my responsibility as a man to pay for everything,” he said, emphasizing the wise guidance passed down by his father. However, five years into his marriage to long-time partner Khadeen Ellis, he realized provision wasn’t just financial.
“I was a bad husband because I wasn’t present emotionally… I wasn’t concerned about what she needed outside of the resources.”
Once he shifted his mindset, his marriage improved. “In me trying to be of service to her, I learned that me being of service created a woman who is now willing to be of service to me.”
On Redefining Masculinity and Fatherhood
For Ellis, “being a man is about being consistent.” As a father of four, he sees parenthood as a chance to reshape the future.
“Children give you another chance at life. I have four different opportunities right now to do my life all over again.”
He also works to uplift young Black men, reinforcing their worth in a world that often undermines them. His values extend to his career—Ellis refuses to play roles that involve domestic violence or sexual assault.
On Marriage, Family Planning, and Writing His Story
After his wife’s postpartum preeclampsia, Ellis chose a vasectomy over her taking hormonal birth control, further proving his commitment to their partnership. He and Khadeen share their journey in We Over Me, and his next book, Raising Kings: How Fatherhood Saved Me From Myself, is on the way.
Through honesty and growth, Devale Ellis challenges traditional ideas of masculinity, making his story one that resonates deeply with millennial women.
For the xoMAN podcast, host Kiara Walker peels back the layers of masculinity with candid conversations that challenge stereotypes and celebrate vulnerability. Real men. Real stories. Real talk.
Want more real talk from xoMAN? Catch the full audio episodes every Tuesday on Spotify and Apple Podcasts, and don’t miss the full video drops every Wednesday on YouTube. Hit follow, subscribe, and stay tapped in.
Featured image by YouTube/xoNecole
Tisha Campbell Shares Why She Got A Mommy Makeover & And We’re Here For The Transparency
Tisha Campbell is still here. Here. Here. Here. (If you know, you know.) The 56-year-old actress and singer is living her life loudly and without apology, all while keeping it real about the work she's had done.
While gracing the 2025 BET Awards red carpet last week, the My Wife & Kids alum let it be known that she has nothing to hide as she revealed to Entertainment Tonight that she recently had a mommy makeover. "I had extra skin from the baby and a little bit of droppage here and a little bit of droppage there," she shared with the outlet as an exclusive. "They tighten me together."
The mother of two shared that changing her body wasn't about anyone else; it was first and foremost about pleasing herself. "I'm a single mom, not ready for dating," she added. "But I just wanted to feel good for me."
Why Tisha Campbell Chose to Share About Her Plastic Surgery
Tisha isn't new to keeping it a buck and has always been transparent about subjects that others might shy away from, whether it's about her decision to walk away from the show that put her on the map as an actor or her decision to walk away from a 22-year marriage to ex-husband Duane Martin. Cosmetic surgery is simply another topic for the Tisha to be open about.
Even in a post-BBL era, cosmetic procedures are something that is still taboo to talk about, especially among women in Hollywood who have spent decades in the public eye, like Tisha. The self-proclaimed "open book" shared her why behind disclosing her surgery:
"I just think it's more important for people to know why one does it. If you wanna feel good about you. And I just wanted to be honest about it," she told ET. "I think it's more important, to be honest, to know that you know I didn't all this by myself. It's nice to be a little bit more snatched around that area."
Tisha Campbell is serving confidence and honesty about her mommy makeover 👶✨ #BETAwards #tishacampbell #kyliejenner #mommymakeover
So, What Is a Mommy Makeover?
For those who are unfamiliar, a "mommy makeover" refers to a combination of cosmetic procedures and can differ for every woman depending on her personal goals. While the overarching intention of a mommy makeover is often to "restore" their bodies to their "pre-baby" status, the procedures are customizable and ultimately based on what feels good to her personally.
This might look like a tummy tuck or liposuction, a breast lift, reduction, or augmentation, a labiaplasty, or any other nips and tucks that support how they feel in their bodies after giving birth.
What stood out in Tisha's clip wasn't just her transparency in action, but also the intention behind her decision to have surgery. She waited until her sons Xen, 23, and Ezekiel,15, were older to have her procedure and made it clear that she centered herself in her choice. In her new season life, this is how she is honoring herself.
"For me. It's not for everybody, it's for me."
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Featured image by Rob Latour/Shutterstock