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Getting To The Bag With Wall Street Rapper Ro$$ Mac
Are you interested in investing your money? Do you want to learn the ins and outs of the stock market? Maconomics star Ro$ Mac is all about his coin and doesn't mind sharing his knowledge either. Not only is he the first Wall Street rapper but his weekly segment on Revolt TV has really set the bar for what it means to pour back into the black community. Mac secures the bag, but also makes sure to pay it forward by spearheading a message of black wealth and providing the keys to the kingdom through financial literacy on social media.
Together, money and knowledge is true power and Mac's platform is proof of that fact. His videos are short, direct, and most importantly informative when it comes to the dos and the don'ts of all things investing. Mac is advocating for breaking generational curses and building generational wealth one post at a time. Recently, xoNecole had the privilege of chopping it up with the financial expert about Maconomics, the stock market, and why black wealth matters.
xoNecole: How did you make the transition from working on Wall Street to becoming a Wall Street Rapper?
Ro$$ Mac: When it came to making a transition, it wasn't that I had to choose one or the other which I was extremely grateful for. I was able to balance both roles and it was a blessing. I was able to hear myself on the radio on my way to work on Wall Street. To be honest, when I first started working on Wall Street while making music, I was very self-conscious about my co-workers knowing about the other side of me. Being a black person working in corporate America, you are very conscious of how you are perceived. Being a rapper was not how I wanted to be perceived.
What inspired you to become so well-versed with the stock market?
What truly inspired me was when I moved back home to Chicago and I was still working in finance at the time. After reconnecting and interacting with my homies that I grew up with, I realized there was a vast difference where people were in their lives based on exposure. I was considering how I could give back to my community in a dope way while simultaneously still being myself. I created Maconomics to bring Wall Street to the main street. I wanted to drop the same gems that I've been exposed to with the same people that come from where I come from. If someone is my brother, they don't necessarily have to travel the same path that I've traveled to benefit from the knowledge that I have. Life for me is about passing on the knowledge and not being selfish with it.
"I created Maconomics to bring Wall Street to the main street. I wanted to drop the same gems that I've been exposed to with the same people that come from where I come from. If someone is my brother, they don't necessarily have to travel the same path that I've traveled to benefit from the knowledge that I have. Life for me is about passing on the knowledge and not being selfish with it."
At what age did you invest in your first stock?
I was 18 and in college when I first invested in the stock market. I saw a kid trading stocks in one of my classes. I asked my economics professor what would be a good stock to invest in and she told me that no matter what, people will always need their utilities. I ended up buying G.E. for 7 bucks and it didn't really make me any money but it was a good start.
What can people expect to learn from your show 'Maconomics'?
People can expect to learn financial literacy for black culture. Maconomics allows people to learn about themselves by me addressing questions that people are too afraid or shy to discuss. Black people don't like discussing finances which are taboo in certain communities. Maconomics is a platform to bring financial literacy with a twist. I'm able to make people laugh while also educating and informing you. I'm able to give you the facts and tell you what other communities are doing and why they are richer. Maconomics is all about financial literacy and bringing it to my audience in both a comedic and entertaining way so that it will stick with you and be easy to digest.
You have started the campaign “Black Wealth Matters”. How has that decision contributed to your life and others? What does black wealth mean to you?
Black wealth is the solution to racial injustices. Living in a capitalist society, those without capital tend not to have any power. The moment that black people have more access to attaining wealth and capital, and better knowledge about getting it and keeping it. I believe from a social justice standpoint we will get a lot further in life by expanding our financial literacy. Black wealth has been kept from us in a very systematic and intentional way. When you look at what happened on Black Wall Street, redlining, and bank loans. Everything that was done in the past was done with great intent. The average black household net worth is less than 10 times of a white family. There are a lot of things that will make it right and black wealth is one of them. Black wealth is the equalizer and will take us a lot further in life.
"Black wealth has been kept from us in a very systematic and intentional way. Everything that was done in the past was done with great intent. The average black household net worth is less than 10 times of a white family. There are a lot of things that will make it right and black wealth is one of them. Black wealth is the equalizer and will take us a lot further in life."
What are some of the biggest mistakes that you have made financially?
I don't have too many financial mistakes but I have made bad investments. My biggest mistake would be the lost revenue that I missed from not investing in certain stocks.
What is the biggest misconception about investing in stocks and finances overall?
The biggest misconception is thinking that you need to be rich to start investing. You can literally start investing with $25-$50. The other misconception is that you have to be a rocket scientist to invest and that saving money is enough. All you need to do is buy an index, the S&P 500, or Nasdaq and over the long haul, you can make about 10% annually. People need to understand that saving money is not enough considering the power of inflation. Money is losing its value every year. You need to be investing your money as well.
"You can literally start investing with $25-$50. The other misconception is that you have to be a rocket scientist to invest and that saving money is enough. All you need to do is buy an index, the S&P 500, or Nasdaq and over the long haul, you can make about 10% annually. People need to understand that saving money is not enough considering the power of inflation."
What do you have to say to people of color that have a strong interest in breaking generational curses and building generational wealth?
Key practices when it comes to building generational wealth is starting now and being unselfish when it comes to thinking about the next generation. It can just be helping your kids not graduate with thousands of dollars in debt. Paying $20 a month for some type of life insurance policy in order to potentially leave your children $500,000-$1 million. Or you can open a 529 plan to invest in the stock market so that you will be investing in the stock market and your money will be growing tax-free. Try owning some type of real estate to pass to the next generation. There are so many ways to build generational wealth, you just have to get started.
It’s a fact that most Americans aren’t saving and live paycheck to paycheck, how do you advise someone who doesn’t prioritize savings to start doing so and build their emergency fund? What’s your golden rule when it comes to emergency funds?
Everyone should have at least 6 months worth of emergency funds. Start treating savings like it's a bill. Don't just pay your bills without paying yourself first. Automation makes it easier to save. Before you have the opportunity to spend that money, it's already set aside and you're able to invest in your retirement without even thinking.
Let’s say, we want to retire as millionaires, what are some seeds we could be planting now to ensure that we reap the fruits of our labor when we’re ready to retire?
If you want to retire a millionaire, practice investing every month. Investing $300 every month in an equity portfolio that will get you on average 8-10% which is a million dollars in 30 years. Making investing easy and not hard by automation. Try to invest a few hundred dollars every month. Find power through the power of compounded interest. Interest on interest is equivalent to racks on racks.
"Find power through the power of compounded interest. Interest on interest is equivalent to racks on racks."
With this being a season of unemployment in epic proportions and a recession looming, answer this important question: should you be dating while broke?
Dating while broke is very crucial. I don't think you should do anything beyond your means. Dating while broke is the same as clubbing while broke. Why would you be in the club spending money you don't have? I believe you can date on your way to being financially free but I don't think you need to incur unnecessary debt while dating. Date within your own budget and means. You can date for free. You have to be honest with the person you are dating. Don't lose track of your financial goals because you are trying to impress someone. The issue is when people don't stick to their financial plan. It's all about having a conversation about your dating expectations.
For more of Ross, follow him on Instagram and catch him on Revolt TV's Maconomics.
Featured image courtesy of Ro$ Mac
How This New Bond Repair Line Transformed One Mother's Postpartum Shedding Into The Ultimate Curl Comeback
This article is in partnership with SheaMoisture
For Crystal Obasanya, her wash day woes came shortly after her son did. The beauty and lifestyle content creator had been natural for years, but during postpartum, she quickly learned about one reality many mothers can relate to experiencing: postpartum hair loss. “Sis had thinning hair. Sis had split ends,” she shared about her hair changes in a Reel via xoNecole.
Over a year into her postpartum journey, Crystal explained she also had dry, brittle hair, noting that keeping it hydrated before pregnancy had already been “a task.” The 4C natural recalled going from thick hair during pregnancy to a thin hairline due to postpartum shedding as “devastating.” When it came to strengthening and revitalizing her hair, the new SheaMoisture Bond Repair Collection was just the thing she needed to elevate her damaged coils to revive and thrive status and get them poppin' again.
SheaMoisture is providing us with the cheat code for transforming dry and damaged strands into thriving and deeply nourished crowns. By unveiling their 4-step hair system, the SheaMoisture Bond Repair Collection is equipping you with the tools to reverse signs of hair damage caused by protective styling, heat, and color and is uniquely formulated for Type 3 and 4 hair textures.
The haircare system revives damaged natural hair by repairing and rebuilding broken hair bonds through a game-changing combination of HydroPlex Technology and AminoBlend Complex, a unique blend of fortifying amino acids formulated specifically for curly and coily hair. Scientifically proven to reduce breakage by 84% and make your hair six times stronger (vs. non-conditioning shampoo), the collection infuses your hair with the nourishment it craves and the strength it deserves.
All five products of the SheaMoisture Bond Collection are infused with natural strengthening ingredients like Amla Oil and fair-trade shea butter. The collection consists of the 4-step breakage-fighting Bond Repair system, as well as the Bonding Oil.
“When trying it out, I quickly noticed that my hair felt revived and renewed, and my curls were so hydrated,” Crystal said while using the Amla-infused Bond Repair Leave-In Conditioner. “I also felt my hair strands were stronger.” So much so that the influencer felt brave enough to get her hair braided shortly thereafter. “I can definitely say that I will be keeping it in my hair wash routine,” she added in the caption of her Reel about her positive experience using the products.
SheaMoisture Bond Repair Collection is making bond-building a key player in your wash day routines and the purveyor of life for thirsty manes. Because who doesn't want stronger, shinier, happier hair?
Step One: Bond Repair Collection Shampoo
Rejuvenate your hair with SheaMoisture Bond Repair Shampoo, your go-to solution for luscious locks. Packed with hella hydration power, this shampoo adds moisture by 60% while removing buildup without stripping your strands. This shampoo gently cleanses impurities while significantly enhancing shine, smoothness, and softness.
The Bond Repair Collection Shampoo is the first step in the 4-step Bond Repair system, all of which are powered by the uniquely formulated AminoBlend, and HydroPlex, SheaMoisture’s technology that rebuilds hair strength at its core.
Step Two: Bond Repair Collection Conditioner
Tailored to repair styling damage, this creamy conditioner locks in 12x more moisture than standard non-conditioning shampoos, boosting damaged hair strength by 1.5x with significantly less breakage. The creamy SheaMoisture Bond Repair Collection Conditioner deeply hydrates, enhances manageability, and leaves your hair looking healthier and shinier.
Step Three: Bond Repair Collection Masque
This Ultra Moisturizing reparative masque is a moisture-rich game-changer for those dealing with the aftermath of hair damage caused by styling. The SheaMoisture Bond Repair Collection Masque delivers 13 times more moisture compared to non-conditioning shampoos, ensuring your hair feels nourished and soft. Designed to repair and rejuvenate, this masque significantly strengthens damaged hair — making it twice as strong while reducing breakage.
Step Four: Bond Repair Collection Leave-In Conditioner
Elevate your curl game with SheaMoisture’s Bond Repair Collection Leave-In Conditioner. Lightweight and hydrating, the Bond Repair Leave-In Conditioner provides 12x more moisture than non-conditioning shampoos and tames frizz with 24-hour humidity control. Designed to define curls and coils, the leave-in conditioner enhances softness and shine allowing you to detangle effortlessly.
Bonding Oil
The SheaMoisture Bond Repair Collection Bonding Oil is a multitasking all-in-one formula that acts as a heat protectant and provides the hair with moisture, strength, shine, damage protection, and intense nourishment. This lightweight oil not only offers 24-hour frizz and humidity control but also fortifies your tresses, making them up to 5 times stronger with significantly less breakage.
Featured image courtesy
10 New Moms Share What They Wish They Knew About Sex Post-Delivery
Back when I was the teen mom director for the local chapter of a national non-profit organization, I decided to become a doula. One reason was that I couldn’t stand how disrespectfully dismissive a lot of doctors were towards pregnant teenagers (how you gonna pre-schedule C-sections in girls who are in their first trimester?). My second reason was to do some healing from my own past pregnancy choices (check out “Why I Named The Children I Aborted”). Over time, another reason was that when a woman has a child, she needs support for more than just birthing her baby.
Take her sex life, for example. Although some women have a pretty thriving sex life throughout their pregnancy and, after their six-month check-up, they resume having sex relatively smoothly then as well, for other women, their experience is quite different. And because sex, post-delivery, still (amazingly) remains a taboo topic on a lot of levels, other (new) moms suffer in silence because they feel like they are alone.
That, right there, is why I decided to sit down with some mothers to have them share what they wish someone had given them the heads up on when it comes to sex after having a child. If you are a mom who’s having some challenges in the bedroom, hopefully, this will assure you that others get exactly where you are coming from. If you’re not a mom (yet), my goal is that you can get an idea of some things that could possibly happen — so that you can surround yourself with the support that you need (i.e., a girlfriend, some other new moms, even a counselor, if necessary). That way, you can do what needs to be done to get your sex life back (or right) to where you want it to be…in time.
*Middle names are used in this type of content so that people can speak freely*
1. Bevelynn. 28. Mom of a Six-Month-Old Daughter. First Child.
“The weirdest thing for me is there are certain positions that can always make me cum that were super uncomfortable throughout most of my pregnancy. So, it felt like I was having sex for my partner instead of with him. Then, after having the baby, my man was so used to hurrying through sex because that’s how I was while pregnant that he felt self-conscious that I was trying to ‘coach him’ through foreplay like he wasn’t a good lover.
"You know how they say that sex, after abstinence, is like riding a bicycle? The hell you say! There was a lot to relearn that it was almost like having sex for the first time again. Pretty much a year of sex being one way and then adjusting to something else will do that to you. We’re still figuring it out.”
2. Embree. 34. Mom to a 11-Month-Old Son. Third Child.
“I never had postpartum depression, thank God. I did go through a long sex lull. I love my babies, Lord knows that I do, but you don’t really get just how much sex creates them until you have them, if that makes sense. Being a mom is fulfilling and draining — any woman who says otherwise isn’t taking her role as seriously as she should. And when you sit and realize that kids can’t exist without sex, you have moments when you’ll avoid having it at all costs because you don’t want to risk what comes from it — another baby. And that’s just the truth.”
3. Gail. 37. Mom to a Four-Month-Old. Third Child.
“Please don’t give your husband a hard time about getting used to your new body and hormonal changes during sex. It might be popular to act like men shouldn’t have a say in giving birth or what comes with it, but science says otherwise, and while they’re supporting you through your changes, they might end up going months without intimacy — no man wants that. The more talks [that] you have about sexual needs and expectations before getting pregnant, the better. Remember that he is a part of all of this, too.”
4. Quincee. 32. Mom to a One-Year-Old Daughter. First Child.
“I was told that I should get a doula before having my daughter, and I should’ve listened because it makes no sense to push out a baby on your back. My friends who had doula assistance learned positions that were way more helpful. Since I didn’t and my daughter, although I love her dearly, has a really big head, I tore pretty badly. The healing process was borderline hell but, more than anything, I had some PTSD about allowing any — and I do mean anything — from going into my vagina.
"I don’t care if it was a penis, a sex toy, or even a tampon, I was traumatized. Get those perineal massages before giving birth, squat during labor, and get a man who loves oral sex, both ways, so that you both can get through the adjusting. That’s the best advice that I can give on it.”
5. Francis. 30. Mom to a Seven-Month-Old. Second Child.
“You might need to see a sex therapist after having children. It might sound crazy, but no one talks about how having a baby changes everything about you — every single thing. My husband has always been able to please me, and he’s not small in the least, but after having our first child, my vagina never felt the same. That kept me from feeling the same pleasure, which made me want to have sex less and even resent him for not being able to please me like he used to.
"We tried to figure it out on our own, but that started to affect his self-esteem, and then we weren’t having much sex. My girlfriends had some of the worst advice, so I spoke with a marriage counselor who referred me to a sex therapist who helped me to understand the transitions of motherhood, sexually. It’s one of the best things that happened to our relationship. My best advice is nothing is fully ever the same after a baby — sex, for me, was on top of that list.”
6. Erda. 25. Mom to a Three-Month-Old Son. First Child.
“Being a mom is hard as sh-t — do you hear me? I am terrified of getting pregnant. I don’t mean any time soon; I’m contemplating being done forever because my pregnancy was difficult, and my son thinks that we all should be up all day and all night long. People keep telling me that this will pass, but until it does, whenever I see my husband’s penis, it’s like ‘enemy #1’ in my eyes. We can do some oral action; I’ve always been about that. But if he wants to put that thing in me, I always want him to put on three condoms — I’m NOT playing.”
Shellie here: As a doula, I’ll be checking back on her in six more months or so. Something tells me that this will have a bit more balance in the narrative. Those first few months can be a mutha, indeed.
7. Laurelle. 39. Mom to a One-Year-Old. Fourth Child.
“Even after having four kids, I never got used to my breasts being available to everyone. Mine, then my husband and mine, and then, for a season, my kids — and then sometimes everyone’s. Our two first children were less than two years apart, so I swear that my husband didn’t get to touch my breasts for like three years straight…and he’s a breast man! I don’t think anyone can fully prepare you for how to be a momand a sexual being at the same time. It’s one of the hardest things about motherhood to date.”
8. Iris. 30. Mom to a One-Year-Old. Second Child.
“Your erogenous zones might change. Mine did. I used to not be a breast person, but I started having orgasms while breastfeeding, which kind of creeped me out but then it made me want my breast played with more than ever during sex with my man. The other thing is my thighs got pulled on a lot during labor, and so, I’m kind of jumpy when my fiancé reaches out for them now — and he’s a thigh man. Having a child isn’t just a miracle because of the baby. Being able to figure out a new normal in the bedroom is a miracle, too, sis.”
Shellie here: If you can relate to what Iris just said about climaxing while breastfeeding, there is no reason to feel embarrassed or guilty.Breastfeeding tends to produce some of the same hormones that come from sexual stimulation — for instance, remember that oxytocin is a bonding chemical.It’s for this same reason that you might produce extra milk when you orgasm after having sex with your partner. It’s natural. It also tends not to last forever. It will usually pass.
9. Hope. 32. Mom to a Four-Month-Old. Second Child.
“The talk about the whole ‘Madonna-Whore’ thing that men may go through — you know, how once you become their wife or mother of their child, they have a hard time seeing you as a sexual being. Some of us go through that, too. I don’t have hang-ups about sex. I’m just not as nasty as I used to be. My body is used for so many different things now, and the fluids get all mixed in together — I dunno. Sometimes, when I’m about to show my porn side, I’m like, ‘Hold up — is this appropriate? I’m a mother now. It’s so complex, honey.”
10. Tateyana. 27. Mom to a Nine-Month-Old. First Child.
“I was told to get a co-sleeper and keep our baby out of our bed. I didn’t listen. I wish I had because now our bedroom is more like a nursery/daycare and it’s harder than ever to keep our son out of our bed — emotionally. My husband is patient; sometimes, he’s the one who wants our son to stay in the bed but we know that sex is an important part of marriage and we certainly didn’t sign up to be co-parents who are roommates. When they say that the bedroom is for sex and sleep only, the sleep part really shouldn’t be your children. They’ve got a room. They’ll be fine in there. We’re trying to wean him off now, so I’m preaching to the choir here. Sex after babies…it’s just so much.”
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Sex after babies…it’s just so much. As you can see, sex, post-delivery can be layered, complex, and sometimes challenging. Still, if you have a partner who is understanding, if you’re patient with yourself throughout your transitions, and if you get that healthy intimacy has a mental, emotional, and spiritual component that can get you through all of the physical “growing pains” that you may be experiencing — sex after having a child can become richer, closer and even better with time.
After all, a new normal? Sometimes, it exceeds what you’ve been accustomed to.
And isn’t that something to look forward to when it comes to post-delivery intimacy? Definitely.
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