Quantcast
Let's Talk Bad Credit, Money Shame & How It All Ties To Your Self-Worth

Let's Talk Bad Credit, Money Shame & How It All Ties To Your Self-Worth

We often keep it real about everything except our bank accounts.

Boss Up - Home Page

What is your credit score looking like sis?

As women, we often keep it real about everything except for our bank accounts. We desire prosperity but operate with a broke mindset, and sometimes tie material things like a house, a car, and even getting our hair and nails done to our self-worth. Not to mention that social media has us showcasing our wins and not the journey it took to get there.

On the latest episode of the xoNecole Happy Hour Podcast, we tackle all things money and more as the hosts Necole Kane, Sheriden Chanel and Amer Woods spill the tea on everything from their finances and credit scores, to dealing with money shame in the digital age and keeping up with the Joneses. During the podcast, inspired by the xoNecole article, I Paid Off $40k In Debt in 18 Months, Necole shares her story of how she spent $30,000 in one year as a celebrity gossip blogger in an attempt to stay "glammed up" and the sacrifices she is now making to tackle her tax debt, while Amer talks her change in lifestyle after losing her six-figure job. And Sheriden explains how she's taking strides to improve her credit while also revealing that a man's salary is low on her tier when it comes to choosing a partner.

You'll also learn about some of their favorite resources to help transform your money habits and keep you inspired on the road to financial freedom.

Show Notes

Listen to this episode on iTunes and Spotify!

Things the hosts share in this episode:

  • Their credit scores
  • Their current relationship with money
  • The amount of their student loan debt
  • How they are currently saving
  • If they talk about money with their girlfriends and the men they are dating
  • If credit scores and salaries are important to them when choosing a partner
  • If their self-worth is defined by their financial situation
  • Their biggest financial mistake

Things you will learn in this episode:

  • How Dave Ramsey's snowball method for paying off debt works
  • Financial apps that will help you stay in an abundance mindset
  • Savings techniques to fit your lifestyle
  • How sacrificing now will prepare you for the lifestyle you desire
  • How entrepreneurs can still save for retirement
  • Debt vs Savings financial strategies

xoNecole articles mentioned:

Tune in every Wednesday for your mid-week refill! You can connect with us on Twitter, Facebook and Instagram at @xohappyhour and use the tag #xohappyhour to join the social convos.

Share this podcast with your Twitter followers using this Click to Tweet link: https://ctt.ac/a9z1B

Leave us a voice message on xohappyhour.com to share your story with us or ask a question for a chance to be featured on the show!

Photography by Tailiah Breon

Doja Cat Debuts Shaved Head & Shares Her Previous Struggles With Her Natural Hair

Doja Cat has followed in the footsteps of the likes of Saweetie and Tiffany Haddish and shaved her head. She debuted the look on Instagram Live and also decided to shave her eyebrows. During her Instagram Live, the “Vegas” rapper explained why she finally let go of her hair. “I feel like I was never supposed to have hair anyway,” she said. “I, like, don’t like having hair. I never liked having hair. I cannot tell you one time, since the beginning of my life, that I’ve ever been like, ‘This is cool. I just do not like to have hair.'”

Keep reading...Show less
The daily empowerment fix you need.
Make things inbox official.
Omarion: 'My Sexiness To The Core Is Just Who I Am'

Omarion has found himself at the center of attention over the last few years. From the controversy surrounding his former bandmate Lil Fizz dating the singer’s ex and mother of his children Apryl Jones to becoming a viral meme after a TikToker recreated his dance from a 2015 performance. And more recently he received a lot of criticism for his Verzuz battle against Mario. But drama aside, Omarion has also had people singing his praises.

Keep reading...Show less
candace-junee-xonecole

I think it's fair to say that most of us long to reach that place where the money resides, especially in the present times when life is so uncertain and people are likely to lose their jobs at any given moment. On the other hand, perhaps thanks to the plethora of entrepreneurs that document their journeys on social media, there's the sense that abundant financial wealth seems more accessible now than it ever has before. With that said, despite all the step-by-step guides to becoming rich available on the market, we can still hear the same question echoing in our heads: How do I get to the bag, though?

Keep reading...Show less
10 Feng Shui Tips To Improve The Energy In Your Home

While mantras and the dedication to more self-care and health practices are a beautiful way to press reset year-round, a lot of us forget how important it is to nurture our most sacred space. And by that I mean, our homes. While the outside world comes with stresses and responsibilities and chaos, your home very much embodies the eye of the storm. There you find peace, tranquility, and solace. And because it does, you shouldn't be afraid to elevate the way you think about it and how you make it work for you. Dare to do something different as you set your intentions for the rest of the year. Turn your home into a place that takes care of you.

Keep reading...Show less
Free Brittney Griner: What You Should Know About Her Detainment In Russia

It’s been weeks since WNBA star and two-time Olympic gold medalist Brittney Griner was arrested in Russia, allegedly for having vape cartridges that contained hash oil (cannabis oil). But the world only found out recently when Russian media released her alleged mugshot. Brittney, one of the world’s best basketball players who’s been playing for Russia’s UMMC Ekaterinburg team during the WNBA off-season since 2015, faces a prison sentence of up to 10 years, if convicted.

Keep reading...Show less
Exclusive Interviews
Adrienne Banfield-Norris & The Co-Creators Of 'Black Love' On What To Expect From The Final Season

Adrienne Banfield-Norris & The Co-Creators Of 'Black Love' On What To Expect From The Final Season

Couples share their love stories for a finale that inspires and empowers.

Latest Posts