Do you remember what you did with your first real-job paycheck? I mean that check that was the answer to all your prayers. You could finally afford rent, groceries, and happy hour. Maybe you were able to put a down payment on your dream car. Maybe you bought your first house or bought that Fendi bag you'd been eyeing since childhood. (Was that just me?)
Spending that first major paycheck is both a moment of celebration and a way to acknowledge your hard work. It's a dream realized. It can also be the biggest mistake of your life. (And that's okay. Life is about making those and moving on to bigger and better from the lessons).
When I got my first nice-sized paycheck that was over $1,500 after taxes, I spent it on an overseas trip. I'd never been allowed to travel abroad in my teens and in my 20s, I spent the bulk of my paychecks on my half of the rent (Roommate life, anyone?) and coping mechanisms for burnout. (Think lots of Hennessy, four-day-a-week club nights, 7-nights-a-week eating out, a few emergency room visits, a couple of run-ins with toxic boyfriends, and impulsive shopping at Century 21, Forever 21, and H&M.)
Let's take a look at how our favorite Black women in sports, music, and entertainment spent their first big paychecks, if not just to remind ourselves that they, too, are human and have the usual feelings of power and vulnerability when receiving a large lump sum:
Dimitrios Kambouris/Staff/Getty Images
Kerry Washington
The UnPrisoned star also shared with The Hollywood Reporter that her first purchase from the proceeds of one of her first major acting gigs to buy a laptop, hoarding the per diem cash she was given during her time shooting Save The Last Dance--her second movie role, ever---under a mattress.
Issa Rae
Actress, producer and entrepreneur Issa Rae told Buzzfeed Celeb that she bought a Tesla with her first big paycheck after getting a major role. She also told US Weeklythat after buying it, she got into an accident a month later and was without a car for a whole year.
Stefanie Keenan / Contributor/Getty Images
Kelly Rowland
Kelly Rowland reportedly did what many of us do when we finally get our hands on a nice sum of money: splurge, especially on things that we didn't have easy access to in childhood. She told Instyle that she bought groceries that her mom used to tell her were "too expensive" and had a party where everyone enjoyed the food and had fun. (Same, sis. Same.) She further talked about the lessons she learned from buying a 5-bedroom house after becoming a millionaire at 20.
Enjoying the fruits of her Destiny's Child labor, she recalled that the home was "too big" and that she was "too young" to buy such a home. She'd later make informed choices about how she spent her money and used credit cards.
Serena Williams
Both Serena Williams sisters have always acknowledged the valuable money lessons they learned early on from their father. When Serena got her first check, she reportedly took it straight to the bank, rolling up to the drive-through (as if it wasn't $1 million!) She also said in an interview that she wouldn't just go pick up her check and the tour directors at the time had to eventually come and give it to her. Talk about discipline!
Daniele Venturelli / Contributor/Getty Images
Regina King
Regina King is the ultimate legendary actress who has range (from 80's classic 227 to '90 cult favorite Boyz In The Hood to iconic western The Harder They Fall) and looks damn good after decades in Hollywood. She told The Hollywood Reporterthat when she got her first big paycheck, she invested in something many of us promise ourselves when we've gotten to a certain salary or status: a car.
Let’s make things inbox official! Sign up for the xoNecole newsletter for daily love, wellness, career, and exclusive content delivered straight to your inbox.
Featured image by Aaron J. Thornton/Getty Images
- Bags Secured: How Tia Mowry Continues To Make Money Moves Outside Of Acting ›
- Aunjanue Ellis Reveals Will Smith Gave ‘King Richard’ Cast Raises After She Told Him She Wasn't Paid Fairly ›
- Tiffany Haddish Turned Down A $10 Million Deal Because It Didn't Align With Her Values ›
- Taraji P. Henson Reveals Tyler Perry Was The First To Pay Her $500K For A Role ›
- Thandie Newton On Accepting Less Pay Than Male Co-Stars: "F*ck That" ›
RELATED
"An article by Sage Journal examined data from 564 African American women who cited reasons such as the limited pool of eligible African American men, which led many to date men who were married, older, had sex with other men, had multiple sexual partners, and/or had been incarcerated, all of which increase the risk of STIs," Dr. Maxine Owusu tells xoNecole.
Dr. Owusu is a board-certified emergency physician, healthcare advocate, and children's book author, and in our Q&A, she dishes on the racial disparities in healthcare, safe sex, and more.
Dr. Maxine Owusu
xoNecole: You are a healthcare advocate. Why is it important for you to give back to the community and what are some ways you do that?
Dr. Maxine Owusu: I understand the significance of being an advocate for each patient, especially as one of the first doctors they encounter upon entering the hospital. I take the time to listen to my patients, educate them on their conditions, and offer resources, with the help of our social worker, to help them navigate the healthcare system and its pitfalls. I give back to the community by participating in health fairs and panels with my local church, Manifest Church, in Jonesboro, GA.
Additionally, I engage with students interested in medicine through mentorship and talks that highlight the need for diversity in healthcare. I also educate children about anatomy using my STEM KIDDOS sensory anatomy toys and children's book as a tool to capture their interest and pursue medicine. My impact extends globally through my involvement in medical missions in Ghana and the Dominican Republic.
xoN: You are also passionate about Black women's health and speak out about STDs. What do people get wrong about STDs?
Dr. Owusu: Most people think you can only get an STI (sexually transmitted infection) when you're symptomatic or only through vaginal intercourse. In many cases, both men/women (especially men) might not have symptoms or have mild symptoms, thus delaying evaluation appropriate/treatment while increasing the risk of transmission. You can also get an STI with just one through oral & anal sex. Many people also don't know that repeated STIs can lead to infertility in women.
Most people think you can only get an STI (sexually transmitted infection) when you're symptomatic or only through vaginal intercourse. In many cases, both men/women (especially men) might not have symptoms or have mild symptoms, thus delaying evaluation appropriate/treatment while increasing the risk of transmission. You can also get an STI with just one through oral & anal sex. Many people also don't know that repeated STIs can lead to infertility in women.
xoN: From my experience as a single woman who dates men, safe sex isn't something that some men make a priority. Do you see a decline in safe sex? If so, why?
Dr. Owusu: According to a study by the Guttmacher Institute, condom use among adolescent males has decreased significantly as the use of birth control has increased. With the increased use of birth control, many people falsely feel secure and forget that they aren't being protected against sexually transmitted infections. Some reasons for the lack of safe sex practices include forgetting due to the spontaneity of sex, not wanting to spoil the moment, women being forced into high-risk sexual behaviors, and male partners not wanting to use a barrier as an excuse for it not being pleasurable.
Justin Lambert/ Getty Images
xoN: How can we change the conversation about safe sex so that more people take it seriously?
Dr. Owusu: We need to have these conversations in a non-judgmental fashion where people feel empowered to make the best choices for their sexual health and future. Educating our community with free health talks and fairs in schools, campuses, community centers, and churches would be instrumental in bringing positive change. I believe targeted social media campaigns on the benefits of safe sex practices, along with sharing statistics and facts on STIs and collaborating with organizations and leaders to spearhead such conversations, would help eliminate the stigma of having an STI and encourage more open discussions.
xoN: What are some preventative measures Black women can take besides using a condom?
Dr. Owusu: Besides using a condom to prevent STIs, other practices to lower risks include being abstinent, using internal/female condoms, dental dams, getting vaccinated against HPV, advocating for a healthy monogamous partnership with open communication, and getting tested regularly.
For more information about Dr. Owusu, visit her website drmaxo.com.
Let’s make things inbox official! Sign up for the xoNecole newsletter for daily love, wellness, career, and exclusive content delivered straight to your inbox.
Feature image by Maskot/ Getty Images