I've got a girlfriend who stays in some female relationship drama. It's like, every six months, I can almost set my watch on receiving an email full of expletives or a phone call that starts off with a deep long sigh followed by a 15-minute rant about how she and a woman in her life 1) have had a colossal misunderstanding; 2) both feel totally taken for granted by one another; 3) were close but now are two steps away from being enemies or 4) were working together on something that will probably never see the light of day.
Before going deeper, let me just say that I don't care if it's a mom and daughter, two sisters, a couple of female roommates or two women who are besties—although there is nothing more beautiful and supernatural than two women who are in relationship with one another, in many ways, there's also nothing more challenging either. Women are strong. Women are intuitive. Women are creative. Let's be honest, we also feel things very deeply and that can oftentimes cause us to take things very personally. All of these things combined can sometimes cause the perfect storm when we choose to form a business alliance with another woman (or women).
Even though what I just said should be duly noted and sistah-girl partnerships certainly pose a few risks, that doesn't mean we shouldn't explore them (even if we've been burned before). We simply need to go into them with our eyes wide open, some boundaries set and with mutual understandings put into place. I believe that if all of us do the following six things, we can very much so shake some things up in the business world, along with some of the women we know, without it turning into a Lifetime movie or World War III.
Put a Written Plan into Place
GiphyWhen one of my friends and I agree to meet up for dinner or a movie and one of us cancels at the last minute, while it's inconvenient, it's not earth-shattering or anything. All we're doing is trying to get some quality time in together. No (real) biggie. But when I was writing content for a Black female greeting card owner back in the day, although things were super-amicable between us, if I missed a deadline, it was an issue. It cost her money with her printer and sometimes affected sales. Problem is, sometimes things got lost in translation because while we would verbally discuss what needed to be done, since nothing was in writing, sometimes details would slip through the cracks.
The main takeaway I took from all of that is while with friends, it's fine to take them at their word, because a professional partnership usually has money on the line, it's always a good idea to get things down on paper.
I'll take it a step further and say that anyone who has a problem with some sort of written agreement or contract should be someone you're hesitant to do business with in the first place.
Putting plans in writing is beneficial in a lot of ways. It holds both people accountable. It prevents conversations from being taken out of context or misconstrued. It also helps you both remain focused and progressive when it comes to achieving your goals. Plus, should you decide to bring the partnership to a close at some point, everyone is crystal clear on what that means and requires. Getting things down in black and white avoids the messiness of grey areas.
Have Realistic Expectations—Personally and Professionally
GiphyThere's someone I had an unofficial partnership with once upon a time. Already, that "unofficial" part was an issue. SMH. Anyway, it basically consisted of being an unofficial model for her and her being an unofficial photographer for me. That meant when she needed a guinea pig or even just a subject for some photos, I made myself available. In exchange, when I needed to use some of the pics that I was in, I could. Usually, I paid very little for her photo time too.
But as my writing platform started to grow, the photographer began to feel some type of way if I used anyone but her. She felt like if an opportunity came up that would result in her getting a lot of exposure and recognition, it should be a given that she have it (like the cover of my first book, for instance). It's not that I didn't want her to shine (to this day, she's one of my faves); it's that we never discussed that she had sole or even first rights to work with me like that. And sometimes, either I or the publication wanted to try someone else.
What I learned the hard way was because she and I were super cool, that caused her to have "assumed expectations" and that resulted in quite a few bumps in the road. What that taught me, moving forward, is when someone offers to do something for me or if someone even suggests that we should collaborate, I ask what their expectations are out of the gate. What it also taught me is if their expectations don't gel well with my own, rather than grin and bear what they are saying or tell myself that we can deal with it later, that I should say upfront what will work for me and what won't. No apologies either.
Keep Certain Matters Totally Confidential
GiphyI can't recall where I first heard what I'm about to say, but once I started to apply it to my life, my social world became a much safer place. The pearl of wisdom was this—"If before you get ready to tell someone something, you have to preface it with 'Don't say anything', that's probably not the individual that you should be telling it to."
In my personal and professional life, I can't tell you the last time I've had to start a sentence off in that way. One reason is because I am a lot more discerning with the information that I share than I used to be. Another reason is because I surround myself with individuals that I can trust. Even through rough patches, I don't have to worry about my business being used as ammo.
A lot of great partnerships between women get real ugly, real quick because intellectual property isn't valued, plans are shared without a mutual agreement that they can be and/or when partnerships come to a close, all of the details of why are divulged.
Just like it's important to get things in writing, it's equally (if not more) imperative that you both discuss how to handle information that is exchanged. Matter of fact, if that needs to be put in writing too, so be it.
Know the Difference Between Being Friends and Being Friendly
GiphyIf you don't retain anything else in here, please try and keep this at the forefront of your mind. Just because two people get along and have certain things in common, that doesn't automatically make them besties. It takes time, commitment and mutual desire for individuals to evolve into a true friendship. Not only that, but you don't have to make it your life's mission to befriend everyone in the world that you know. Trust me, if you take friendship seriously, you don't have the time or energy to pull off that kind of feat anyway.
Keeping what I just said in mind, there is also no law that says that just because you've got great chemistry with someone and you both decide to do business together that you also need to tell one another your deepest and darkest secrets and babysit each other's kids. I have some great energy with virtually all of the women I work with, but we're not friends so much as we are friendly with another. We treat one another with respect and we get along well, but our interaction is still mostly professional.
A lot of great partnerships have come to a screeching halt because one or both individuals assumed that just because they are a part of one another's professional world that they should also be a part of each other's personal life.
There's a reason why folks are leery about doing business with family members and friends. It can make the boundary lines very blurry. If you're trying to become your business partner's BFF, that's definitely something you should think about—first.
Revisit Things on a Regular Basis
GiphyI share, as often as possible, that one of my favorite quotes is, "People change and forget to tell one another." I use it a lot in marriage life coaching sessions. It also applies to business partnerships. Unfortunately, there are a lot of partnerships that blow up, simply because one or both people involved expects the other to be just like they were in the beginning. Or, they think that whatever initial arrangement was made, it should remain that way until they decide they want to do something different.
There are a couple of people in my world who roll their eyes whenever I'm like, "Can we discuss our relationship for a sec?" To them, they're like, "If it ain't broke, don't fix it" while I'm more along the lines of, "If we don't do maintenance on this thing, it will break down over time."
Everything requires maintenance.
So, no matter how great things may be going at the present moment when it comes to your business arrangement, it's healthy, wise and super proactive to hold a meeting, every three months or so, just to see if everything's cool, needs are still being met and there are no feelings that are being suppressed. This brings me to my final suggestion and point.
Be Open, Honest and Real. ALWAYS.
GiphyIf you ask just about any CEO about what they consider the keys are for a successful business relationship or partnership with someone, I'm willing to bet that their top five would be trust, mutual respect, communication, honesty and being as genuine as possible.
I've heard more than my fair share of horror stories about women who went into business together and then fell all the way out. A top cause of the drama was one or both people either not being total honest about their feelings or needs or one or both people were being passive aggressive in their communication approach.
A partnership only works effectively when both people are benefiting from it. The only way both parties can be sure that they are is if they are real with one another. Respectful, yes. But still very real.
I can't guarantee that if you do all of these things, that there won't be some rough waters from time to time. But what I will say is it will safeguard you from a lot of unnecessary foolishness. That way, you can both focus on making money and making moves. Instead of making full-on drama.
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It's kinda wild that, in 2025, my byline will have appeared on this platform for (what?!) seven years. And yeah, when I'm not waxing poetic on here about sex, relationships and then...more sex and relationships, I am working as a certified marriage life coach, helping to birth babies (as a doula) or penning for other places (oftentimes under pen names).
As some of you know, something that I've been "threatening" to do for a few years now is write another book. Welp, October 2024 was the month that I "gave birth" to my third one: 'Inside of Me 2.0: My Story. With a 20-Year Lens'. It's fitting considering I hit a milestone during the same year.
Beyond that, Pumas and lip gloss are still my faves along with sweatshirts and tees that have a pro-Black message on them. I've also started really getting into big ass unique handbags and I'm always gonna have a signature scent that ain't nobody's business but my own.
As far as where to find me, I continue to be MIA on the social media front and I honestly don't know if that will ever change. Still, if you need to hit me up about something *that has nothing to do with pitching on the site (I'm gonna start ignoring those emails because...boundaries)*, hit me up at missnosipho@gmail.com. I'll do what I can. ;)
We have less than 40 days left in 2024, and while I'm not one to rush goals just because it's the end of the year, it can be fun to challenge yourself to think about ways you'll close out this year big.
Whether you're planning to meet a certain financial or fitness goal, or you're simply trying to maintain and build on the progress you made this year, having something to look forward to is always a good look. Setting actual goals, according to research, actually leads to more success than just playing things by ear. So here are a few to get you started, sis:
(Disclaimer: Not everything is for everyone, so do like my Granny always says: "Eat the meat. Spit out the bone." Take on five out of the 40 and focus on that for the remainder of the year, or do them all. Either way, this is just to get you started.)
40 Ways To End The Year Strong and Inspired
Money Moves
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1. Increase your retirement (or other savings/investment) contributions by 1%.
Experts have found that you could be leaving money on the table by not upping your contributions when you can.
2. Cancel two to five subscriptions.
You could be missing hundreds, even thousands, of dollars a year due to sneaky price hikes and "updates."
3. Create a "fun" in a high-yield savings account.
This is especially important if you struggle with the dreaded b-word (budget) and will make next year's efforts a lot less intimidating. Even if it's $10 a month, do it.
4. Put on your big-girl panties, and set up automatic transfers and payments for at least one bill.
It reduces the stress of managing bills, lessens the chance of a missed payment---and the fees that come with that---and there can be cost savings for doing so.
5. Invest in a cleaner or housekeeping service.
Bosses who value their time (and mental health) invest their dollars into areas where the time they'd spend doing those tasks themselves could be better used to focus on other money-making projects. (And yes, rest is part of that.) Get a housekeeper, sis, or drop off that laundry, even if it's once per month.
6. Donate to a charity.
Beyond the tax benefits, it's a win-win for the greater good of communities you care about.
7. Review your insurance policies and negotiate a better rate (or move on) before their end dates.
Experts often agree this is a small but mighty step to take each year, especially since insurance rates are competitive, you could be spending more money than you need to (or not enough) and your insurance rates can affect your mortgage payments.
8. Call your loan provider and refinance.
As interest rates fall, “millions of borrowers may be able to refinance and get more affordable payments. As interest rates eased down to 6.5%, about 2.5 million borrowers could already refinance and save at least 75 basis points (0.75%) on their interest rate,” the Consumer Financial Protection Bureau reports. You can also refinance student and other types of loans.
9. Stop buying individual items and stock up via going bulk.
Research has found that, among 30 common products, buying in bulk could save you 27% compared with buying in lower quantities. Water, paper products, and baby products like diapers, toiletries, and garbage bags are the top items where people see the most cost-effectiveness. (This has been a lifesaver for me—children, large family, or not—especially when it comes to toothpaste, deodorant, toilet paper, and feminine hygiene products, saving stress, time, and money.)
10. Go cash-only for the holidays.
If you set smart goals and stick to limits on things like gifts, going out to eat, or groceries, you'll see the benefits of this. Cash-stuffing is one method recommended, but something as simple as taking a $10 bill out for lunch, disabling that card for an hour, and leaving your card in a safe place at the office can give you that mindset jump start to see how far you can take your money without the need to splurge.
Love And Romance
11. Say "no."
There are clear mental and physical health benefits to saying no including the setting of healthy boundaries, creating time and energy for other self-care activities, and protecting yourself from physically harmful situations (i.e. unprotected sex or abuse). Just say it, clearly and simply, when you need to.
12. Set a fun, free, adults-only date night for once a week or twice a month with your spouse.
If busy, high-profile folk have touted the success of this, even you can make the time for quality time with your partner. And it's even better when it costs nothing. The best connections are made doing something chill, challenging, or outside the usual dinner-and-a-movie date. Play a game that allows you to reconnect, take a walk in your neighborhood to chat and laugh, or try a little erotic chocolate/edible liquid/paint episode a la Mea Culpa.
13. Go out with Mr. or Ms. "Not My Type."
I love my man, but if I were waiting out for my "type" at the time, we wouldn't be celebrating seven (going on eight) years together. Sometimes having strict, unrealistic expectations for a spouse (especially related to things like height, physical features, or career path) is what's keeping you alone and lonely.
Take the pressure off and explore all your options. I'm not telling you to stop popping the balloon on the guy who earns $20,000 less than you if that's a hard no that Jesus himself told you to skip. I'm asking you to explore other options and see what else God might have out there for your love journey.
14. Immediately apologize and pray together.
I've learned that always being "right" isn't always ideal when you truly care about someone and you're in a relationship for the long haul. Defaulting to an apology when necessary, even when things aren't 100% resolved, is a good way to prioritize peace and save your energy for more worthwhile battles. Research has even supported the benefits of apologies in relationships, and how couples married for five or more years do it often.
15. Get a Rose and discover true self-love.
Do I really have to explain this? You've gotta know what satisfies you, and how better to figure that out than to practice self-love in the bed by yourself? You can also try this with a partner, but as a woman who got on this train very much later in my sexual activity journey. I have a lot more learning to do on my own, and even in a satisfying relationship, I like to find out new things about myself, by myself.
Figure out what you're into, watch what you want to watch, and read what you want to read to define pleasure for yourself. There's a freedom and empowering element there especially if you're used to prioritizing pleasing your partner.
16. Be direct and have the "money talk" with bae.
Money issues are one of the leading causes of divorce, so you need to have those conversations before you even think about marrying someone. And true, nobody can predict the future so you won't be able to avoid some challenges altogether, however, talking with your potential spouse about how they view money, their spending habits, and the pain points in terms of their approach to money management can at least give you a glimpse into what's in store if you do walk down the aisle, move in with them, or decide to share a bank account/business/child with them.
17. Invest in the "paid" version of that dating app.
I know plenty of successful, married folk who did this and met "the one" as a result. Let's be honest: The free version is for playing around. I had a lot of fun with my "free" profile back in the day, trust me. Upgrade that photo, profile, and package, and see if the quality of your dating adventures changes when you're serious about finding a true partner. Dating coaches and matchmakers cosign this.
18. Solo travel to meet that long-distance connection.
Sometimes, your perfect match isn't within 100 miles of you, and that's okay. Make it an adventure, enjoy the memories, and book that ticket. I met my man this way and it's been a whirlwind escape ever since. If you're not comfortable traveling solo, travel or (network to plan travel) with a group via Facebook.
Career And Business
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19. Schedule coffee or virtual meetups with smart people from your graduating class, previous employer, or current employer.
I have gotten many freelance opportunities by doing this. It's as simple as connecting and offering value (or simply learning how you can better equip yourself to do so.) It's also a great way to expand your network, spark new friendships, or find out about new job opportunities.
20. Invest in a well-made suit.
I don't care what industry you're in, a suit says "power," and it's not as old-school or out-of-style as you'd think. Plus the whole experience of looking for a new one (or getting one tailored) is fun and affirming. Try these options. I swear, anytime I wear a blazer, I'm treated like a celebrity or boss, especially when traveling. I was once upgraded to first-class wearing a yellow blazer outfit, and the airline professional literally said, "You look like somebody important. Here you go."
21. Volunteer for a worthwhile project or cause that's important to your company.
If you're overworked and underappreciated, skip this one, but if you truly have the time, love what you do, and want to advance, this move is clutch. Volunteering for extra projects got me where I am today in media because I had foresight, and knew that was the only way at the time to leverage relationships, and I was able to challenge myself to learn skills that 20 years later are still bankable. That VP you can't get a meeting with will be at that gala your company is planning, so join that committee, sis.
22. Write down why you deserve a raise and ask for it in your next one-on-one.
Gather those receipts (ie sales increase numbers, KPIs met, deals closed, people acquired via recruitment, the impact of systems updates, or other tangible success metrics) and ask for that raise before the first or second-quarter budgets are being finalized.
23. Instead of quitting, write down your exit plan.
While revenge quitting is set to be a thing next year (and maybe you're among those who will be leading the trend), try the better boss move and quit with a real plan.
24. Start automatically separating that estimated self-employed quarterly tax estimate.
If you have side hustles (or you're collecting 1099 income,) baby, you do not want to neglect those quarter tax payments. Talk to a professional, do your research, and set up automatic transfers to an account specifically for paying these at the appropriate due dates.
25. Sign up for a free one- to 11-week course related to your industry—or the industry you want to be in next year.
Institutions like Harvard University and platforms like Coursera offer free courses that can enhance your skills. You can also invest in certificate courses with accredited colleges as well as tech training.
26. Hit "Easy Apply" for 10 dream jobs listed on LinkedIn.
While you shouldn't solely rely on this when actively job-seeking, using this convenient LinkedIn option is a great way to get into the habit of applying for positions. And if you're already employed, you should still be "dating" other employers if you're looking to make a move in the next six months. Keep your interview skills sharp, practice toughening up for the "nos," and get a bit of an ego boost in the process.
Self-Care And Wellness
27. Pre-schedule three month's worth of massages.
Oftentimes this is cost-effective since some spas offer deals for multiple bookings. Also, it makes an act of self-care deliberate and important, not an option. When you get that reminder call, you'll know it's real.
28. Fire that therapist and try another one.
Cultural competency in mental health support is one major problem that can hinder Black women from even bothering with therapy. And who wants the added stress of spending multiple, paid sessions explaining why something is a microaggression? Cut the cord and move on to try someone else, either via a Black women therapists channel or recommendations from others.
29. Join a small group at church.
Bedside service ain't gonna cut it and neither is going to the usual Sunday service. Join a smaller group and upgrade your efforts to connect, network, and elevate spiritually. Even if virtually, take a step to dig a bit deeper with more targeted Bible study and discussions.
30. Say no, even to loved ones.
This is on here twice, for a reason. Saying no is the simplest, most powerful micro-action you can take today to make 2025 better. No explanations. No guilt. Say no.
31. Choose one "luxury" beauty product for skincare and stick to it.
This was trending big on social, especially for millennials hitting their 40s. There's just something so freeing about not giving in to every trend and sticking to the basics that work, especially when there are quality, healthy ingredients involved. Put those orders on auto-renew.
32. Sign up for a new sport or fitness class just for fun, not for results.
It's great to be on a weight-loss or weight-lifting journey, but try something just for the fun of it. Switch things up with a couple of these fitness activities.
33. Book a staycation.
Leave the passport at home and explore a nearby community or another town in your state. There's so much enrichment in your own backyard right here in the U.S., and you don't even have to break the bank.
34. Pre-schedule your mammograms, Pap smear, and peri-menopause checkups for next year.
Take control of your health by pre-scheduling essential appointments like mammograms, Pap smears, and peri-menopause check-ups for 2025. Prioritizing these screenings early ensures you stay on top of your wellness and make time for self-care in the new year.
35. Cut off support of beauty and wellness professionals whose customer service is below standard.
This is another one that many Black women have been vocal about—from unrealistic pre-appointment requirements, to booking fees, to long waits, to unsavory in-salon experiences. Spot the red flags early, and just stop accommodating foolishness. Support salons or experienced stylists who are kind, have proper systems in place and value your time.
36. Schedule five to 10-minute moments of silence on your calendar.
Again, wellness is not optional, and if it's not on my calendar, it's not official. Sit quietly. Pray. Meditate. Or do nothing. The benefits of silent moments are almost endless.
37. Download a meditation app.
If you've found that meditation is difficult to schedule or to even start, an app can help. Try this, this, or this one, and take that step to embrace something new to enhance your wellness routine. If you're tired of downloading apps, create a playlist for meditation via Amazon Music or Spotify and schedule a reminder to do it once a day or week.
38. Invest in a healthy meal prep or delivery service.
Time is emotionally expensive, so save as much of it as possible. Getting into meal prep to keep to your goals is a great way to save time, stress, and effort. The health benefits of meal prepping have also been proven via research.
39. Create a positive playlist on Spotify, Amazon Music, YouTube, or other streaming platform.
It can be podcasts, music, affirmations, or somatic sounds. It's a game-changer. You can even set an alarm to wake you up to start your day with the positive playlist. Not into creating your own? There are plenty to choose from with a quick search.
40. Set up reminders for Alexa (Siri or other AI) to remind you, "You are loved," and "You are okay."
This simple effort can boost your endorphins and remind you that you're indeed, not alone, and you will be okay, regardless. To set mine up, I simply commanded, "Alexa, remind me everyday 'Jesus loves me,'" and like clockwork she does. She almost scared the ish out of me one day when I'd forgotten the reminder was active, but it was the reminder I needed when anxiety had gotten the best of me that week.
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While there's always an element of gloom and doom in the news when it comes to employment and the job search, it's not all bad out in these career streets. Some jobs will not only be in demand in 2025, but they'll be paying even higher salaries.
In fact, Mercer, a human resources and financial services firm, released a few very optimistic insights in a recent report. Companies are set to increase compensation budgets by 3.3% for merit increases and 3.7% for total salary increases for non-unionized employees in 2025, despite economic uncertainty. They’re also “prioritizing talent investment, with 69% expressing confidence in their compensation budget projections, and plan to promote 9.3% of employees in 2025.”
If you're looking to change careers or even figure out your next move in your current one, you'll want to look into these jobs, per the experts, that are set to see pay increases next year, allowing you to make that vision board a reality:
1. Human Resources (“People” or “Talent”) Manager
Average salary: $137,212, or more with specialty, experience, and advanced degree
According to the U.S. Bureau of Labor Statistics, the human resource manager's role is expected to see a 6% uptake in demand over the next 10 years—faster than the average job growth rate.
In this role, you oversee senior levels of strategic talent management and recruitment—from handling complaints and bridging the gap between management and their teams to managing learning and development, among other duties.
2. Renewable Energy Project Manager
Average Salary: $95,206, a bachelor's degree in engineering or related subjects, with more salary for advanced degree
Energy firms and corporations are among those reporting the highest planned overall salary increases in 2025.
In this role, you’ll be in charge of projects centered on renewable energy projects, such as solar and wind farms. You’ll handle budgets, progress reports, site investigations, and feasibility studies.
3. Digital Marketing Manager
Average Salary: $126,704 or more with bachelor's degree and/or practical experience showcasing successful projects
Communications is another industry set to offer the highest salary raises next year. As a digital marketing manager, you'll have hands-on experience and must have a knack for leveraging digital platforms to promote products, services, or brands. You’ll work with a range of niche digital media, including social media, email, online advertising, and content creation. You'll also manage teams to meet client and campaign deliverables to target and engage with audiences and customers.
4. Insurance Actuary
Average Salary: $135, 203, with a bachelor's degree in actuary science, accounting or related, with more for experience, advanced degree
While AI is impacting the insurance industry, experts are predicting that experienced and detail-oriented actuaries will still be in high demand in 2025. For this role, you’ll need to have the perfect knowledge mix of math, statistics, tech, and business modeling when making strategic decision-making. When it comes to insurance, you’ll decide the risk of potential events, and help businesses develop policies that minimize the cost of a risk.
5. Cybersecurity Engineer
Average Salary: $122,890, bachelor's degree in computer science or related field, and more with advanced degree
Tech is an industry also expected to have high instances of salary increases next year, and cybersecurity is apparently booming. You’ll be in charge of coming up with the networks that protect against cyberattacks, cybersecurity procedures for a brand or company, and the monitoring and testing systems to keep them up to date.
6. Psychiatric Nurse Practioner
Average Salary: $153,643, bachelor’s in nursing and master’s, with more for DNP (Doctor of Nursing Practice)
This specialty is the “fastest-growing choice” among nurse practitioner students, and the job remains in high demand even with the high volume of supply for the role due to the increased need and prevalence of mental health issues in the U.S. In this role, you’ll lead in individualized treatment plans, prescribing medications (DNP), providing psychotherapy, and implementing behavioral interventions (DNP).
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