
This Entrepreneur Went From Being Overworked To Earning $40K A Month In A Pandemic

Money Talks is an xoNecole series where we talk candidly to real women about how they spend money, their relationship with money, and how they spend it.
Meisha Amia, originally from Cambridge, Maryland, has changed the game in the healthcare industry. While she has been in the industry for over eight years, she has taken her passion in helping people into multiple streams of income, where she can live the lifestyle she deserves. In 2012, Meisha Amia started blogging to share her journey as a travel nurse. This led to her writing her own self-help book entitled The Bedside Boss: From Scrubs to Six Figures. This book has inspired so many other nurses to step outside of their comfort zones and strive to generate more wealth.
Courtesy of Meisha Amia
In 2016, Meisha Amia created the online platform, Chicks with Cheques. Chicks with Cheques is a full membership based curriculum that teaches hundreds of digital strategies needed to run an online business and grow a profitable brand. This community has grown to more than 30,000 female entrepreneurs and nurses. Meisha Amia is not only passionate about helping nurses create wealth for themselves, but she is adamant about changing the narrative of black women who deserve to have the finer things in life. Meisha does not believe in the idea of cheating ourselves in financial freedom and is determined to teach others how it's done.
In this installment of "Money Talks", xoNecole spoke with Meisha Amia about how she pivoted from dealing with a traumatic loss, the importance of being strategic with money, and how every woman deserves a Chanel bag.
xoNecole: How much money do you make in a year? A month?
Meisha Amia: I am used to having a $20K - 40K monthly income since becoming a travel nurse. Basically, I am contracted independently or through a third party via hospital organizations that are short staffed. I usually negotiate my contracts and before the pandemic, I was making around $20K a month. But during the pandemic, it has been $40K a month.
What do you define as “wealth” and “success”?
Wealth to me is freedom. What I mean by that is having the freedom to say "no" or taking a vacation for a month when you feel like it. Just being able to have the freedom to make choices that doesn't jeopardize your net worth. That is what wealth looks like to me. Now success, success is being able to serve and make an impact on others. It's not really the monetary side in my opinion. I can find success through the amount of people I've helped during this journey or the amount of people I've inspired because of my story.
What’s the lowest you’ve ever felt when it comes to your finances?
Being a contractor can be up and down. So at those low moments, I have definitely felt hopeless and depressed. I went through a traumatic loss two years ago and within those two years, I was not motivated to work. I unfortunately lost a lot of money that eventually got me into debt. What got me through was getting into therapy. Therapy was a game-changer for me and I was able to find my motivation again. Once I gained my motivation, I also became more aggressive in paying off the debt I created within six weeks.
"I unfortunately lost a lot of money that eventually got me into debt. What got me through was getting into therapy. Therapy was a game-changer for me and I was able to find my motivation again. Once I gained my motivation, I also became more aggressive in paying off the debt I created within six weeks."
Courtesy of Meisha Amia
Be honest, what’s been your biggest splurge so far and why did you purchase it?
I have always been a saver. I usually save 20 percent of my earnings a month. But I also live a lavish rich lifestyle. I'm not gonna lie, I am definitely into buying the finest of everything. So I would say my biggest splurge last year was a Chanel bag. I really want the world to normalize women of color, especially black women, having luxury and wealth. It can coexist. Us women just have to learn more about financial literacy and we would be good (laughs).
Never cheat yourself or feel you are not worthy of something nice. If your bills are paid, your savings account is good, and you have your investments, you deserve that bag, girl.
What are some unhealthy habits about money or some unhealthy mindsets about money that you had to let go of to truly prosper?
That 'spend a check and get it right back' attitude (laughs). I say that in the most humble way. Being a nurse, you can get used to having that mindset. But we forget about the physical part of putting in those extra hours and what it does to our bodies. I have taught myself that once I see my account at a certain amount, I am in panic mode. I still have a good amount in there, but it helps me be more intentional about my spending. It's important to be very strategic about how you save, how you invest, and how you splurge.
"I have taught myself that once I see my account at a certain amount, I am in panic mode. I still have a good amount in there, but it helps me be more intentional about my spending. It's important to be very strategic about how you save, how you invest, and how you splurge."
Courtesy of Meisha Amia
What is the money mantra you swear by?
"I don't work hard for money, money works hard for me." For me, that is when I use my earnings and invest it into my other businesses. I am always thinking about if I put an X amount of dollars here, then Y amount should be my return. This is how we should all be thinking when it comes to money.
What is the most important lesson you’ve learned through being a business owner and running multiple businesses?
The most important lesson I've learned is having multiple streams of income does not mean you need to have multiple businesses. You should not exhaust yourself being a CEO of multiple things. That is where the burnout will come from. If you are passionate about different things, focus on that. But make sure you are thinking about how to create most of your revenue under one roof.
What’s the best advice that you’ve received about finance during your first year of entrepreneurship?
One thing about being an entrepreneur is that I do not do this alone. I have my mentor and I have invested in multiple coaches to help me reach my goals. The best advice I have received is to set those prices and be firm with them. When you are starting a business, people usually start with low prices. We have this mentality and fear that people are not going to show support if we come off too "expensive". But what I have learned is that we are actually cheating ourselves when we set the bar low. Because when you want to change your price and increase it, the people that were supporting you before are no longer interested. You have already told them your worth.
To be better respected, set those prices at a quality rate and the right people will pay you exactly what you are worth.
To learn more about Meisha Amia, you can follow her on Instagram and check out her business here.
Featured image by Meisha Amia
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'K' is a multi-hyphenated free spirit from Chicago. She is a lover of stories and the people who tell them. As a writer, 9-5er, and Safe Space Curator, she values creating the life she wants and enjoying the journey along the way. You can follow her on Instagram @theletter__k_.
Eva Marcille On Starring In 'Jason’s Lyric Live' & Being An Audacious Black Woman
Eva Marcille has taken her talents to the stage. The model-turned-actress is starring in her first play, Jason’s Lyric Live alongside Allen Payne, K. Michelle, Treach, and others.
The play, produced by Je’Caryous Johnson, is an adaptation of the film, which starred Allen Payne as Jason and Jada Pinkett Smith as Lyric. Allen reprised his role as Jason for the play and Eva plays Lyric.
While speaking to xoNecole, Eva shares that she’s a lot like the beloved 1994 character in many ways. “Lyric is so me. She's the odd flower. A flower nonetheless, but definitely not a peony,” she tells us.
“She's not the average flower you see presented, and so she reminds me of myself. I'm a sunflower, beautiful, but different. And what I loved about her character then, and even more so now, is that she was very sure of herself.
"Sure of what she wanted in life and okay to sacrifice her moments right now, to get what she knew she deserved later. And that is me. I'm not an instant gratification kind of a person. I am a long game. I'm not a sprinter, I'm a marathon.
America first fell in love with Eva when she graced our screens on cycle 3 of America’s Next Top Model in 2004, which she emerged as the winner. Since then, she's ventured into different avenues, from acting on various TV series like House of Payne to starring on Real Housewives of Atlanta.
Je-Caryous Johnson Entertainment
Eva praises her castmates and the play’s producer, Je’Caryous for her positive experience. “You know what? Je’Caryous fuels my audacity car daily, ‘cause I consider myself an extremely audacious woman, and I believe in what I know, even if no one else knows it, because God gave it to me. So I know what I know. That is who Je’Caryous is.”
But the mom of three isn’t the only one in the family who enjoys acting. Eva reveals her daughter Marley has also caught the acting bug.
“It is the most adorable thing you can ever see. She’s got a part in her school play. She's in her chorus, and she loves it,” she says. “I don't know if she loves it, because it's like, mommy does it, so maybe I should do it, but there is something about her.”
Overall, Eva hopes that her contribution to the role and the play as a whole serves as motivation for others to reach for the stars.
“I want them to walk out with hope. I want them to re-vision their dreams. Whatever they were. Whatever they are. To re-see them and then have that thing inside of them say, ‘You know what? I'm going to do that. Whatever dream you put on the back burner, go pick it up.
"Whatever dream you've accomplished, make a new dream, but continue to reach for the stars. Continue to reach for what is beyond what people say we can do, especially as [a] Black collective but especially as Black women. When it comes to us and who we are and what we accept and what we're worth, it's not about having seen it before. It's about knowing that I deserve it.”
This interview has been edited for length and clarity.
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Feature image by Leon Bennett/WireImage
10 Moms You Should Be Following Who Are Living, Loving & Mothering On Their Own Terms
Motherhood is looking different these days, and we must say, we love to see it. From digital creators to wellness entrepreneurs, today's moms are showing up online not just as caretakers, but as the multi-faceted, multi-layered women they are.
These moms are building businesses, creating art, prioritizing their rest, healing generational trauma, and redefining what it means to raise a child while staying rooted and true to their own identities.
Most importantly, these women aren't just sharing cute baby pics (although we live for those, too!), they're giving us the real about being mothers while also being themselves, creative expression, and the blueprint for what it means to embody themselves fully.
Whether they are documenting the beauty in the chaos of parenting or making space for their own passions, the following mamas serve as reminders that motherhood is not a monolith. Keep reading for some Black moms who deserve a spot on your TL if they aren't there already.
@brookedevard
Brooke DeVard is a beauty podcaster, content creator, and style muse who’s redefining what it means to do it all, with intention and grace. Whether she’s behind the mic as the host on Naked Beautyor holding both her babies in a quiet moment of joy, Brooke shows that you don’t have to choose between your passions and your presence. Sis is living proof that you can lead, nurture, and glow, all at once.
@yvettecorinne
Yvette Corinne is a digital creator and co-founder of Hair for the Girls, who’s showing us what it means to embrace the ups and downs of postpartum with honesty, humor, and heart. Through candid reflections and style-forward moments, she reminds fellow mamas that beauty, chaos, and grace can all coexist on one’s postpartum journey. And that joy can be found in the smallest wins.
@eliserpeterson
Elise R. Peterson is a visual artist, children’s book illustrator, and host of the Cool Moms podcast who uses storytelling as a form of liberation, for herself and for other creatives. Whether she’s nurturing her son, Sargent, or curating space for honest conversations on identity and artistry, Elise is a reminder that motherhood can be a portal for deeper self-expression as opposed to a limitation of it.
@loveoffering
Josefina is a mindful artist and writer whose work feels like a warm exhale in a world that often moves too fast. Through poetic captions on healing, tender family moments, and her Substack newsletter cuídate, she offers gentle reminders that in motherhood and in life, presence, grace, and emotional connection matter far more than perfection.
@jalisaevaughn
JaLisa E. Jefferson is a Dallas-based digital creator, wife, and mom of three whose motherhood journey is equal parts joy, faith, and full-blown toddler chaos. Through honest reflections and heartfelt storytelling, she reminds us that the little things, like bedtime bribes, belly laughs, and beautifully messy routines, are often life’s biggest blessings. Her love for her life runs deep, and her gratitude shows up in every frame she posts.
@theprettygirlsguide
DeAnna Bobbi is a DMV-based mom blogger whose content brings the laughs, the looks, and the real talk about motherhood, pregnancy, and everything in between. Whether she’s giving mom hacks or documenting her 25-week Brazilian wax with zero shame and all the humor, DeAnna reminds us that honesty (with a side of style) is a superpower in this season of life.
@elainewelteroth
Elaine Welteroth is a bestselling author, former Teen Vogue EIC, and founder of BirthFUND, using her platform to fight for maternal health equity while navigating the beauty and complexity of new motherhood. In her own words, every stage of parenting feels "slow," brutal, and beautiful all at once, which is why she chooses to romanticize the little moments, even as she pre-grieves how fleeting they’ll one day feel. Her motherhood journey is both a personal evolution and a public call to reimagine care, softness, and support for women everywhere.
@designaddictmom
Stacey-Ann Blake is a home decor creator whose vibrant aesthetic is matched only by the warmth she brings to motherhood. From backyard tents in the fall to colorful corners curated with love, she reminds us that home isn’t just a space you live in, it’s an atmosphere where creativity blooms, joy is intentional, and childhood gets to feel magical. Her content inspires mamas to embrace boldness, beauty, and play in their everyday lives.
@hautemommie
Leslie Antonoff, Hautemommie and all-around powerhouse, is on a mission to inspire women, especially Black women, to live magnificently. With honesty and elegance, she shares what it means to mother with vision: to lead with softness, to nurture with strength, and to reject every outdated expectation of what motherhood is "supposed" to look like. For Leslie, motherhood is legacy work, and she wears that responsibility with grace and pride.
@latonyayvette
LaTonya Yvette is an author, editor, and creative consultant whose storytelling around motherhood is lyrical, layered, and deeply lived-in. With over 14 years of parenting behind her, she captures the tenderness of raising a child in a rapidly shifting world, reminding us that motherhood isn’t just a personal journey, but a sacred thread in a much larger, collective story. Her words are a mirror, a balm, and a reminder that presence is its own kind of legacy. If you've never come across her account on IG, we think you should start here.
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Featured image by Elise R. Peterson/Instagram