
7 Things 'We Should All Be Millionaires' Taught Me About Adopting A Millionaire Mindset

xoNecole's I Read It So You Don't Have To is a recurring series of self-discovery that breaks down self-help books into a toolkit of takeaways and tips that are meant to assist you in finding the best life you can live. Take what works for you, and leave everything else where it is.
Since we first started to count, women have been indoctrinated into thinking we are inherently bad with money. When it comes to women and finance, there is a recurring theme: women are large, careless spenders. The vocabulary employed in commercials and periodicals, as well as in television and cinema, all reference this idea. Men learn how to generate money, while women learn how to spend it. Just like that. Therefore, it is understandable why women think they are unsuccessful at accumulating wealth given this deeply ingrained notion.
But contrary to what its marketing team has led us to believe, we can accumulate wealth, and earning seven figures in the next five years is not impossible. We only need to put in the hard work. Let's examine the book, We Should All Be Millionaires by Rachel Rodgers in this subsequent reading for the "I Read It, So You Don't Have To" series.
As always, take from this reading what you need, and leave the rest where it is.
1.Unlearn the Limiting Beliefs You Have About Earning More Money
Dispelling the idea that you can't be a millionaire because you spend money carelessly is the first step to securing the expansion of your empire. The next step is acknowledging the real reasons you have not become a millionaire. One of these reasons is obvious, patriarchal America was not built, and is not functioning, to ensure the success of Black women. It is working even less to ensure that Black women of the LGBTQ community and even plus-size women don't succeed. The final step is to acknowledge that despite those reasons, your potential to earn is solely determined by you.
Women routinely accept payment that is less than what they are worth, provide their skills for free, fear the discomfort of failing others, fear the discomfort of saying no, lack boundaries, and constantly prioritize the needs of others before our own. No matter which of these reasons is preventing you from achieving your financial goals—or if there is another factor at play—you must stop deceiving yourself about your financial difficulties and determine the truth of your bank account.
2.If You Want To Be Wealthy, Make Decisions Like a Millionaire
Make a choice as to how you will fulfill your desire to become a millionaire. You must start making million-dollar decisions if you want to get wealthy. To do this, you must comprehend what you really want, what you ought to be doing, and how you plan to get there. Make million-dollar decisions by using the "We Should All Be Millionaires" acronym below.
Want: What are your objectives? Check-in with your own inner wants instead of searching out other people's perspectives. What would you choose to do if you knew that every decision you made would lead to the intended result?
Should: When you think about your decision, what "should" come to mind? What should you do, in your opinion, to succeed? Do you actually believe these things, or are these just others' beliefs?
Action: What action are you going to do to move in the right direction? Identify the first two or three steps that must be taken to succeed.
Body: What do you think about doing this? How do you feel about this? Are you feeling energized? Or does it make you anxious? Is it somewhere in the middle? Since your body is the best judge of who you are, listen to it and use it to guide your decision.
More: How would this choice or course of action help you achieve more? What will this option allow you to have more of? This will become your primary reason to keep going when you feel discouraged or unmotivated. What advantages would this decision give you?
3.Manage Your Time Like a Millionaire by Creating Boundaries
You cannot have a thriving net worth and be popular with everyone. So, let go of the institutionalized people-pleasing. The plain fact is that women perform the majority of work across all fields, particularly in domestic tasks. This hinders our ability to accumulate riches. Not to mention, women are treated unfairly in the workplace. These pervasive cultural problems involving women's work result in weariness, depression, and a sense of inadequacy.
Therefore, to protect yourself from the feeling of never being enough and the mistreatment of others, establish boundaries that are clear to all parties. Say yes to what you want and no to everything else. After all, setting boundaries without enforcement will only result in the same outcomes.
4.Build a Team That Supports Your Millionaire Mindset
Build a squad! You are the people you choose to be around. Find a community of people that share your values and inspire you, then start interacting with them. You can discover new strategies and tools to support your millionaire habits within this new community that you might never have thought of or wouldn't have known without access to it. Not only that, but others who belong to this group may become contacts or even friends who can help you open doors to new chances. If the community you desire does not exist, create it yourself.
Nobody succeeds alone, despite what some people would have you believe. Because of your full-time job, interests, hobbies, relationships with family and friends, and, well, sleeping, time can be the largest obstacle to you generating wealth. Create your own team to reclaim your time. Hire a professional assistant to assist you with a variety of tasks for a few hours each week. By doing this, you can free yourself some time to investigate your financial objectives without the pressure of having to handle everything by yourself. Do not overthink this procedure or convince yourself that it is merely a waste of money.
To assure your ultimate financial and time freedom, figure out how much you can afford to pay for the support. Keep in mind that occasionally spending money is necessary to make money.
5.Determine Your Vision and Value To Achieve Success
What kind of life do you envision? What are your objectives? Make them compelling by being specific, specific, and appealing. Make your goals interesting since it is what motivates innovation, zeal, and action. The four steps that determine your visions are:
- List the improvements you'd like to make to various elements of your life;
- Carry out the necessary calculations so that you have a realistic understanding of the costs;
- Come up with 25 ideas for boosting your income quickly;
- Decide on the first improvement you'll make.
Think carefully about the millionaire version of yourself. Then, start acting like that now (without going into debt).
After choosing the concept that will help you raise your earnings, understand your worth. The price of women's imposter syndrome is in the millions. In order to advance in their careers or recognize their genuine worth, women who have imposter syndrome frequently work for free, at reduced rates, or without receiving any compensation. They do this while they wait for someone to recognize their efforts.
Decide on your worth instead, and set your prices accordingly. Set a price for your concept and multiply it by two. When offering your goods or services, accept nothing less.
6.Create an Effective Money Management System
Scarcity breeds more scarcity, and trying to live on a shoestring budget will only make you unhappy. Therefore, if you want to become a millionaire, you don't need to cut back on that daily latte or monthly subscription. Instead, create effective systems, rather than goals. Goals are helpful for giving direction, but systems are helpful for actually moving forward. Create a system to keep an eye on your finances. Avoid outsourcing your money management and decision-making; take charge of them yourself.
Set up a strategy to keep tabs on your credit score, daily spending, and net worth. Consider doing some investigation and setting up a business company and business bank account. Quit listening to those who tell you to wring every last penny out of your paycheck or who whine about your debt. Instead, recognize that in order to compete in the global market, you will periodically need to go into debt and work additional hours in order to increase your earning potential.
7.Start Building Your Millionaire Empire
Now that you have all the tools at your disposal, follow Nike's motto and "Just Do It." Find out what it's like to be able to earn money whenever you want. So, set a 10-day goal for yourself to earn a certain amount of money. What precise sum do you ask? Imagine you have ten days to obtain a certain amount of money for a crucial bill or expense. Write down this amount and increase its total by 30%. In 10 days, you want to have this number in your bank account. If this number is not high enough for you, try participating in WSABM's $10,000 in 10 days challenge.
Pro Tip: If you can afford it, join the We Should All Be Millionaires: The Club. For anyone prepared to build wealth, this club is your online community classroom. Regardless of what is standing in your path to being a prosperous millionaire, this club, which is devoted to seeing you succeed, provides a vast array of tools, educational and training programs, live weekly coaching, and a squad that can assist you in becoming the success you know you are capable of being.
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Taysha Robinson is a writer and high school English teacher, based in metro-Atlanta. A self described philomath, you can find her reading books and articles of every genre, attending educational conferences, and hiking wherever the terrain will allow.
'He Said, She Said': Love Stories Put To The Test At A Weekend For Love
At the A Weekend For Love retreat, we sat down with four couples to explore their love stories in a playful but revealing way with #HeSaidSheSaid. From first encounters to life-changing moments, we tested their memories to see if their versions of events aligned—because, as they say, every story has three sides: his, hers, and the truth.
Do these couples remember their love stories the same way? Press play to find out.
Episode 1: Indira & Desmond – Love Across the Miles
They say distance makes the heart grow fonder, but for Indira & Desmond, love made it stronger. Every mile apart deepened their bond, reinforcing the unshakable foundation of their relationship. From their first "I love you" to the moment they knew they had found home in each other, their journey is a beautiful testament to the endurance of true love.
Episode 2: Jay & Tia – A Love Story Straight Out of a Rom-Com
If Hollywood is looking for its next Black love story, they need to take notes from Jay & Tia. Their journey—from an awkward first date to navigating careers, parenthood, and personal growth—proves that love is not just about romance but also resilience. Their story is full of laughter, challenges, and, most importantly, a love that stands the test of time.
Episode 3: Larencia & Mykel – Through the Highs and Lows
A date night with police helicopters overhead? Now that’s a story! Larencia & Mykel have faced unexpected surprises, major life changes, and 14 years of choosing each other every single day. But after all this time, do they actually remember things the same way? Their episode is sure to bring some eye-opening revelations and a lot of laughs.
Episode 4: Soy & Osei – A Love Aligned in Purpose
From a chance meeting at the front door to 15 years of unwavering love, faith, and growth, Soy & Osei prove that when two souls are aligned in love and purpose, nothing can shake their foundation. Their journey is a powerful reminder that true love is built on mutual support, shared values, and a deep connection that only strengthens with time.
Each of these couples has a unique and inspiring story to tell, but do their memories match up? Watch #HeSaidSheSaid to find out!
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I’ve gotta say that, for the most part, my friends are pretty damn chill. There is one (major) exception, though — and it’s an odd one. Even after all these years and countless times of me giving them the same answer, if there is a time when they think they are my mama, it’s when they see an email come through at an odd hour of the night. Then, all of a sudden, here they come asking me when do I get sleep if I’m emailing at (say) three in the morning.
Again, the answer never changes because, if there is one thing that Shellie Reneé Warren is gonna get, it’s 6-8 (sometimes nine) hours of sleep. However, since my chronotype (check out “Ever Wonder What Personality Traits Make Someone A 'Morning Person'?”) means that I like/prefer to write in the wee hours of the morning, sometimes I will sleep for the night for five hours and take a nap in the day. And y’all, that is just fine with me because I am well aware of the fact that napping does everything from give me more energy, heighten my alertness and even make me more creative to decrease stress levels, strengthen immunity, and reduce my chances of experiencing a heart attack or stroke.
My problem is I will oftentimes go “overboard” with my daytime zzz’s. What I mean by that is, in order to get the most out of a nap, they say thatyou shouldn’t sleep for longer than 25 minutes or so; otherwise, you could wake up feeling sluggish (I don’t but…). Also, it can make resting, soundly, at night a bit of a struggle.
So, what are you saying, Shellie? We should get quickies in? Yeah. And it’s funny that the word “quickie” would come up because just like a sex quickie can do wonders for you (and it can — check out “12 Super Solid Reasons To Have A Quickie Every Single Day”), it’s a full-circle moment when I say that something that can improve the quality of your sex life is to have a power nap (a nap that lasts between 10-30 minutes).
Wanna know how the two things correlate? Honestly, it’s no secret that sleep and sex work together to optimize both (check out “6 Fascinating Ways Sex And Sleep Definitely Go Hand In Hand”). Today, though, we’re going to tap into how a nap, specifically, can have you partaking in some of the best sex that you’ve experienced in a minute. I’ll explain.
Naps Reduce Stress
If you’re feeling super stressed out right now, you are not alone. There is plenty of data out here that says that most of us are stressed for at least a couple of reasons at a time — and that can impact your sexual health on a few levels. For one thing, it can bring about feelings of depression and/or anxiety. Stress can also throw your hormone levels off (including your cycle) which can weaken your libido. Stress can make you want to put distance between you and your partner (yes, literally).
Stress can also make it challenging to get aroused or to have an orgasm. And just what can help to decrease stress? Taking a nap. Since sleep has a way of helping you to “get off of the clock” and relax a bit, that can lower your stress levels and “reset” your body so that you are calmer — and that, in turn, can do wonders for your sex drive and ultimately your sex life.
Naps Improve Your Mood
There is one person in my life, and fairly 80 percent of the time, she’s in a super good mood. Oh, but let that girl go without sleep, and…who is this woman? LOL. There’s research behind why this happens. When a person is sleep-deprived, it messes with their brain chemicals, and that can amplify emotions like anger, restlessness and sadness. In fact, one study revealed that people who had their sleep disrupted throughout the night, they ended up having their positive outlook on life reduced by about 30 percent.
And geeze, who wants to have sex when they’re not feeling very good? Anyway, since serotonin is a neurotransmitter that helps to regulate your moods, your sleep patterns, and your libido and sleep is what helps to keep it in balance — by taking a nap, not only can it help you to feel better, it can also increase your desire for sex (it can also build up your endurance which is also…sexually beneficial).
Naps Increase Your Focus and Concentration
Something that some of my clients bring up is how, when it comes to having sex, sometimes the flesh is willing while the spirit is weak because, although the desire for intimacy is there, so much is going on that they aren’t able to get still enough to focus on experiencing copulation with their partner. This also tracks because, when you don’t have enough rest, your brain finds itself not working in harmony and that can make it hard to do everything from approaching life with a sense of flexibility to making necessary decisions.
Certain data also reveal that a lack of rest can cause you to have a really poor attention span and not process things in context (the more you know). So, if you really want to get some yet it’s hard for you to focus long enough to make it happen, ask your bae to lie down with you and take a nap. Between the sleep and the snuggling (check out “Fall's Coming: 8 Wonderful Health Benefits Of Cuddling”) — you may wake up with your mind and body totally on the same page. #wink
Naps Can Make You Feel Better About Your Body
Even if, overall, you feel really good about your body, I think that we all have moments when we feel less attractive than others — and who wants to have sex when they don’t really feel…very sexy? Well, something else that sleep, in general, can do is increase your confidence in your body.
For one thing, if you want to lose a few pounds, sleep can actually make that happen by helping your body metabolize the glucose (sugar) that’s in it so that you can better manage your appetite. Other studies go on to share that since sleep deprivation can impact one’s mental health and emotional stability in a negative way, of course, getting enough rest would increase body positivity.
Shoot, science even goes so far as to say that insomnia can cause people to have an elevated level of dissatisfaction when it comes to their body image. Don’t take their word for it, though. Look in the mirror before a nap. Then look in a mirror after waking up from me. Do you feel better? I’d be surprised if you don’t.
Makes Your Brain Bigger…Which Could Make Your Orgasms Better
I saved the best for last by design. Now if you’re wondering how in the world a nap can improve (and possibly increase) your orgasms — oh, there is a method to the madness…trust. For starters, the saying that your biggest sex organ is your brain? That isn’t a myth. Long story less long, the brain is what houses your central nervous system and that is what controls how men and women sexually function (yes, literally).
And since the brain also releases feel-good chemicals like dopamine, serotonin, and oxytocin during sex and brain activity significantly increases in women during sexual activity (especially right before she orgasms) — well, would it trip you out to know that when you take a nap, your brain actually expands? A bigger brain (that’s healthy) can potentially intensify your sexual experiences (and your climaxes) — and who doesn’t want that to go down?
____
Like I said earlier, I never have to be convinced to get a nap in. However, if your sex life has been a bit stagnant lately, you’ve been feeling a little sluggish and you’re not sure what to do — I’m hoping that a nap can get you right.
There’s enough science to prove that it can. All you need to do is give it a shot.
Now where’s your pillow and sleep mask, chile?
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