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How To Break Free From A Broke Mindset & Attract Abundance

Finance

Many of us have been conditioned to be "lack-minded" or "broke-minded" without even realizing it. This propensity toward being overpowered by the thought of not having, is a hard habit to break.


To be broke-minded, or to have a broke mindset, means to live your life with the constant fear and acknowledgement that you don't have enough or that you will run out of something. This usually correlates to how you make and spend your money, but even deeper than that lies a fundamental fear of loss and being without.

Related: The 5 Money Myths That Are Keeping You Broke, Sis

Constantly being worried about money or being afraid to spend it energetically tells the universe that you are afraid to make it, and can result in a lack of abundance. Here, we will break down what it means to be lack-minded, and ways in which you can reverse this thinking in order to invite abundance into your life.

Below are a few tips to help reverse your broke-minded consciousness.

Money Is Source Energy Manifested

Monetary transactions are not only physical, everything we do is attached to an energetic exchange. When you dread paying your bills, you are sending into the universe fear, resentment, and anger, which are all negative and low vibrational feelings. Once you tune in and focus on this energy, every time you spend money, you will associate your energy with these vibrations, which will in turn attract more bills and unsavory experiences to you.

Every time you sit on the bill, because you don't want to pay it, it piles up. In some instances, you even incur more debt with fees and interest built up. Your negative energy around paying something that you have in fact used, creates more debt for you to be even more irritated about.

Related: I Cleared $35,000 Worth Of Debt While Making $12 An Hour

If you view money, as you view energy, wouldn't you want to vibe positively? Money is what you make it. According to Dr. Anadi Sahoo, "Money itself has no energy. It is a piece of paper or a piece of metal, but it is the energy behind money that creates so much happiness and so much sorrow...this means that your physical world is inevitably affected by your mental reality. Money is energy!"

The Law of Attraction has everything to do with this truth. The more negative energy you harbor around spending money, the more negativity and lack you will experience. You must change your money energy consciousness into a positive one.

Remove Fear From Manifesting Money

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"It takes money to make money." This age-old mantra is very true. When starting a new business, or endeavor, in order for someone to get it off the ground, they must have some kind of seed or capital. In the capitalistic world we live in, this is just how it works.

Money draws money. My mother used to always say, "Follow the money." Investing your money in something is always wise if you know there is a high probability of making a return. In fact, that is the only reason that you start a for-profit business to begin with! Money is source energy manifested, and should always be put to good uses, and kept in circulation. Basically, you must spend your money in order to make more money.

If you remove the fear of spending your money, you effectively increase the possibility of gaining it. Fear and lack go hand-in-hand. Again, being afraid to spend money is telling the universe that you are afraid to make it, which again leaves you broke.

If you are interested in starting a new business, you must relinquish the fear around starting it by raising your vibration. You must feel worthy of someone investing in you, in order to gain the money you need to start. Energy reacts off of energy. You must wholeheartedly stand behind what it is you have to offer. If there is any type of education or startup costs needed to start your journey, taking that leap of faith lets the universe know that you are not afraid of doing the work, and ultimately making that moola.

Abundance Comes From Gratitude

"Be thankful for what you have; you'll end up having more. If you concentrate on what you don't have, you will never, ever have enough." – Oprah Winfrey

Being grateful for what you already have is a magnet for gaining more. Take it from one of the richest people in the world. Expressing gratitude is like having a golden ticket. It energetically opens you to achieving more than you ever asked for. Since everything we do is energetic, by showing appreciation for what you do have, you attract more of what you want.

Related: 4 Ways To Attract & Manifest More Abundance Into Your Life

In our materialistic society, we are conditioned to want more and more. If you are constantly in the attitude and vibration of gratitude, feeling thankful not only for what you have, but also having faith and trust that whatever you need will be constantly and endlessly provided, you will begin to magnetically attract abundance. I know that this sounds like a fairytale, but you must surrender to gratitude everyday that you are alive. Be thankful for running water. Be thankful for the roof over your head. Be thankful for clothes on your back, and shoes on your feet. Be thankful for having loving people in your life. Be thankful for even being able to read this article. If you are thankful for all the basic needs of survival, you will be blessed with an excess.

The more you remain in a vibration of gratitude, your bag will draw more and more abundance.

Visualize Yourself As A Money Machine

Meditation and positive affirmations are a great way to reverse broke mindedness. The words that we utter act as a boomerang, and come right back to us. No word returns to you void. If you want to manifest more money, you have to ask for it.

If you constantly say, "I am broke," broke you shall be. Practice reversing the rhetoric you spew around money. I personally use the affirmation, "I am a walking money machine. Whatever I spend, comes right back threefold."

Repeating some of the positive affirmations below from Prolificliving.com, will send the universe a message that will materialize into tangible cash money:

  • I am a magnet for money.
  • Prosperity is drawn to me.
  • Money comes to me in expected and unexpected ways.
  • I move from poverty thinking to abundance thinking.
  • I am worthy of making more money.
  • I am open and receptive to all the wealth life offers me.
  • I welcome an unlimited source of income and wealth in my life.
  • I release all negative energy over money.
  • Money comes to me easily and effortlessly.
  • Wealth constantly flows into my life.
  • My actions create constant prosperity.
  • I am aligned with the energy of abundance.
  • I constantly attract opportunities that create more money.
  • My finances improve beyond my dreams.
  • Money is the root of joy and comfort.
  • Money and love can be friends.
  • I am the master of my wealth.
  • I can handle massive success with grace.
  • Money expands my life's opportunities and experiences.
  • Money creates positive impact in my life.

Want more stories like this? Check out these xoNecole related reads:

Here Are 10 Money Goals You Should Hit By 30

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Featured image by Getty Images

ACLU By ACLUSponsored

Over the past four years, we grew accustomed to a regular barrage of blatant, segregationist-style racism from the White House. Donald Trump tweeted that “the Squad," four Democratic Congresswomen who are Black, Latinx, and South Asian, should “go back" to the “corrupt" countries they came from; that same year, he called Elizabeth Warren “Pocahontas," mocking her belief that she might be descended from Native American ancestors.

But as outrageous as the racist comments Trump regularly spewed were, the racially unjust governmental actions his administration took and, in the case of COVID-19, didn't take, impacted millions more — especially Black and Brown people.

To begin to heal and move toward real racial justice, we must address not only the harms of the past four years, but also the harms tracing back to this country's origins. Racism has played an active role in the creation of our systems of education, health care, ownership, and employment, and virtually every other facet of life since this nation's founding.

Our history has shown us that it's not enough to take racist policies off the books if we are going to achieve true justice. Those past policies have structured our society and created deeply-rooted patterns and practices that can only be disrupted and reformed with new policies of similar strength and efficacy. In short, a systemic problem requires a systemic solution. To combat systemic racism, we must pursue systemic equality.

What is Systemic Racism?

A system is a collection of elements that are organized for a common purpose. Racism in America is a system that combines economic, political, and social components. That system specifically disempowers and disenfranchises Black people, while maintaining and expanding implicit and explicit advantages for white people, leading to better opportunities in jobs, education, and housing, and discrimination in the criminal legal system. For example, the country's voting systems empower white voters at the expense of voters of color, resulting in an unequal system of governance in which those communities have little voice and representation, even in policies that directly impact them.

Systemic Equality is a Systemic Solution

In the years ahead, the ACLU will pursue administrative and legislative campaigns targeting the Biden-Harris administration and Congress. We will leverage legal advocacy to dismantle systemic barriers, and will work with our affiliates to change policies nearer to the communities most harmed by these legacies. The goal is to build a nation where every person can achieve their highest potential, unhampered by structural and institutional racism.

To begin, in 2021, we believe the Biden administration and Congress should take the following crucial steps to advance systemic equality:

Voting Rights

The administration must issue an executive order creating a Justice Department lead staff position on voting rights violations in every U.S. Attorney office. We are seeing a flood of unlawful restrictions on voting across the country, and at every level of state and local government. This nationwide problem requires nationwide investigatory and enforcement resources. Even if it requires new training and approval protocols, a new voting rights enforcement program with the participation of all 93 U.S. Attorney offices is the best way to help ensure nationwide enforcement of voting rights laws.

These assistant U.S. attorneys should begin by ensuring that every American in the custody of the Bureau of Prisons who is eligible to vote can vote, and monitor the Census and redistricting process to fight the dilution of voting power in communities of color.

We are also calling on Congress to pass the John Lewis Voting Rights Advancement Act to finally create a fair and equal national voting system, the cause for which John Lewis devoted his life.

Student Debt

Black borrowers pay more than other students for the same degrees, and graduate with an average of $7,400 more in debt than their white peers. In the years following graduation, the debt gap more than triples. Nearly half of Black borrowers will default within 12 years. In other words, for Black Americans, the American dream costs more. Last week, Majority Leader Chuck Schumer and Sen. Elizabeth Warren, along with House Reps. Ayanna Pressley, Maxine Waters, and others, called on President Biden to cancel up to $50,000 in federal student loan debt per borrower.

We couldn't agree more. By forgiving $50,000 of student debt, President Biden can unleash pent up economic potential in Black communities, while relieving them of a burden that forestalls so many hopes and dreams. Black women in particular will benefit from this executive action, as they are proportionately the most indebted group of all Americans.

Postal Banking

In both low and high income majority-Black communities, traditional bank branches are 50 percent more likely to close than in white communities. The result is that nearly 50 percent of Black Americans are unbanked or underbanked, and many pay more than $2,000 in fees associated with subprime financial institutions. Over their lifetime, those fees can add up to as much as two years of annual income for the average Black family.

The U.S. Postal Service can and should meet this crisis by providing competitive, low-cost financial services to help advance economic equality. We call on President Biden to appoint new members to the Postal Board of Governors so that the Post Office can do the work of providing essential services to every American.

Fair Housing

Across the country, millions of people are living in communities of concentrated poverty, including 26 percent of all Black children. The Biden administration should again implement the 2015 Affirmatively Furthering Fair Housing rule, which required localities that receive federal funds for housing to investigate and address barriers to fair housing and patterns or practices that promote bias. In 1980, the average Black person lived in a neighborhood that was 62 percent Black and 31 percent white. By 2010, the average Black person's neighborhood was 48 percent Black and 34 percent white. Reinstating the Obama-era Fair Housing Rule will combat this ongoing segregation and set us on a path to true integration.

Congress should also pass the American Housing and Economic Mobility Act, or a similar measure, to finally redress the legacy of redlining and break down the walls of segregation once and for all.

Broadband Access

To realize broadband's potential to benefit our democracy and connect us to one another, all people in the United States must have equal access and broadband must be made affordable for the most vulnerable. Yet today, 15 percent of American households with school-age children do not have subscriptions to any form of broadband, including one-quarter of Black households (an additional 23 percent of African Americans are “smartphone-only" internet users, meaning they lack traditional home broadband service but do own a smartphone, which is insufficient to attend class, do homework, or apply for a job). The Biden administration, Federal Communications Commission, and Congress must develop and implement plans to increase funding for broadband to expand universal access.

Enhanced, Refundable Child Tax Credits

The United States faces a crisis of child poverty. Seventeen percent of all American children are impoverished — a rate higher than not just peer nations like Canada and the U.K., but Mexico and Russia as well. Currently, more than 50 percent of Black and Latinx children in the U.S. do not qualify for the full benefit, compared to 23 percent of white children, and nearly one in five Black children do not receive any credit at all.

To combat this crisis, President Biden and Congress should enhance the child tax credit and make it fully refundable. If we enhance the child tax credit, we can cut child poverty by 40 percent and instantly lift over 50 percent of Black children out of poverty.

Reparations

We cannot repair harms that we have not fully diagnosed. We must commit to a thorough examination of the impact of the legacy of chattel slavery on racial inequality today. In 2021, Congress must pass H.R. 40, which would establish a commission to study reparations and make recommendations for Black Americans.

The Long View

For the past century, the ACLU has fought for racial justice in legislatures and in courts, including through several landmark Supreme Court cases. While the court has not always ruled in favor of racial justice, incremental wins throughout history have helped to chip away at different forms of racism such as school segregation ( Brown v. Board), racial bias in the criminal legal system (Powell v. Alabama, i.e. the Scottsboro Boys), and marriage inequality (Loving v. Virginia). While these landmark victories initiated necessary reforms, they were only a starting point.

Systemic racism continues to pervade the lives of Black people through voter suppression, lack of financial services, housing discrimination, and other areas. More than anything, doing this work has taught the ACLU that we must fight on every front in order to overcome our country's legacies of racism. That is what our Systemic Equality agenda is all about.

In the weeks ahead, we will both expand on our views of why these campaigns are crucial to systemic equality and signal the path this country must take. We will also dive into our work to build organizing, advocacy, and legal power in the South — a region with a unique history of racial oppression and violence alongside a rich history of antiracist organizing and advocacy. We are committed to four principles throughout this campaign: reconciliation, access, prosperity, and empowerment. We hope that our actions can meet our ambition to, as Dr. King said, lead this nation to live out the true meaning of its creed.

What you can do:
Take the pledge: Systemic Equality Agenda
Sign up

Featured image by Shutterstock

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