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How Much Money Do You Need To Make To Live Comfortably? A Recent Study Says $97K.
The way the cost of living is steadily on the rise, with no sign of salaries coinciding with those increases, there's no wonder many Americans are asking themselves, what does it truly mean to live comfortably? The truth is, a comfortable life can be different things depending on your priorities or where you are in life. For some, living comfortably could mean having lots of disposable income. For others, living comfortably could mean being debt-free, having a fully funded emergency fund, and owning a home.
Generally speaking, to live comfortably typically alludes to financial security. When you are financially secure, you can cover the obligations of essential expenses (50% of your income), tap into the pleasure of nonessential spending (30% of your income), and do those things while not sacrificing putting away at least 20% of your income for savings and investments (in other words, the 50/30/20 budgeting method). You can do this without the strain of living paycheck to paycheck, hence the "comfort" in "living comfortably."
Suffice it to say, income plays a significant role in anyone's ability to obtain financial security. And what is the magic number to live comfortably in 2024? According to a recent SmartAsset study, $96,500 is that number. Yes, you read that right. In order to sustain a comfortable living in a major U.S. city, a person's average salary has to be close to six figures. And that's just for single folks. For families with dependents (two parents and two kids), the study suggests a need for a combined income of $235,000.
In their study, SmartAsset compiled the pre-tax salaries needed to live a comfortable and sustainable life for 99 cities across the U.S. based on the 50/30/20 rule and the MIT Living Wage Calculator. Keep reading to learn what income is needed to live comfortably in 20 of those major cities featured on the list, ranked highest to lowest.
1.New York City
If you're single: $138,570
If you're a two-parent, two-child household: $318,406
2.Boston, Massachusetts
If you're single: $124,966
If you're a two-parent, two-child household: $319,738
3.San Francisco, California
If you're single: $119,558
If you're a two-parent, two-child household: $339,123
4.Seattle, Washington
If you're single:$119,392
If you're a two-parent, two-child household: $283,712
5.Oakland, California
If you're single: $118,768
If you're a two-parent, two-child household: $316,243
6.Atlanta, Georgia
If you're single:$107,453
If you're a two-parent, two-child household: $230,880
7.Charlotte, North Carolina
If you're single: $101,338
If you're a two-parent, two-child household: $235,123
8.Virginia Beach, Virginia
If you're single: $100,131
If you're a two-parent, two-child household: $226,886
9.Miami, Florida
If you're single: $100,922
If you're a two-parent, two-child household: $215,904
10.Orlando, Florida
If you're single:$100,298
If you're a two-parent, two-child household: $212,160
11.Washington, DC
If you're single: $99,424
If you're a two-parent, two-child household: $275,642
12.Chicago, Illinois
If you're single: $98,550
If you're a two-parent, two-child household: $241,280
13.Philadelphia, Pennsylvania
If you're single:$92,726
If you're a two-parent, two-child household: $231,379
14.St. Louis, Missouri
If you're single:$89,357
If you're a two-parent, two-child household: $231,379
15.Memphis, Tennessee
If you're single: $85,696
If you're a two-parent, two-child household: $194,106
16.Baltimore, Maryland
If you're single: $84,989
If you're a two-parent, two-child household: $218,733
17.Detroit, Michigan
If you're single: $84,947
If you're a two-parent, two-child household: $219,898
18.New Orleans, Louisiana
If you're single:$81,869
If you're a two-parent, two-child household: $191,942
19.Dallas, Texas
If you're single:$91,770
If you're a two-parent, two-child household: $208,000
20.Houston, Texas
If you're single: $75,088
If you're a two-parent, two-child household: $175,219
Learn how the above U.S. cities ranked among 99 and read the SmartAssets study in full here.
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This article is sponsored by Hulu.
UnPrisonedhas returned for its highly anticipated second season, delving deeper into the complex dynamics of the Alexander family.
The series premiere comes a year after its debut season garnered rave reviews from fans and critics and earned record-breaking ratings for Hulu's Onyx Collective brand. UnPrisoned's success can be attributed to its raw, relatable themes and comedic appeal.
Inspired by creator Tracy McMillan's life, the show follows Paige (Kerry Washington), a therapist and single mother whose life takes an unexpected turn when her father, Edwin (Delroy Lindo) --who was released from prison-- moves in with her and her teenage son, Finn (Faly Rakotohavana).
Throughout UnPrisoned's first season, viewers witnessed how Edwin's incarceration deeply affected Paige's life and relationships. In the series, Paige unpacks her trauma through interactions with her inner child and her online followers. Meanwhile, Edwin is overcoming specific struggles with his own past that led to his life of crime, including a dysfunctional upbringing and his mother's arrest. As the Alexanders attempt to reconcile, new challenges arise.
This new season promises to further explore their unconventional family dynamic. Here are several compelling reasons why season two of UnPrisoned should be on everyone's watchlist.
The Alexander Family Life Is Still In Shambles
UnPrisoned's second season resumes where the series left off, with Paige grappling with the fallout from her troubled therapy practice and Edwin navigating life independently after moving out. Meanwhile, Finn faces his own challenges. The teenager is battling anxiety and seeking information about his father—a topic Paige avoids discussing.
The Alexander Family Are Attending Therapy To Resolve Their Underlying Issues
Amid the chaos in their lives, the Alexander family decides to mend their bond by confronting their past traumas. They seek professional help and attend therapy sessions with a “family radical healing coach,” played by John Stamos, a new cast member. This collective effort aims to unravel the complexities of their shared history and strengthen their relationships.
The process of unraveling each character's internal conflicts and their potential impact on future relationships may clash with Paige's textbook therapy approach. While Paige is used to being in the therapist's seat in both career and family, this forces her into the unfamiliar role of a patient during therapy sessions. This shift would compel her to look in the mirror and try a radically different approach.
The Alexander Family Learned A Big Lesson During A Therapy Session
In therapy, the Alexanders are tasked with addressing their individual traumas to salvage their remaining relationships. One of the family therapist’s eccentric suggestions was an exercise involving a family wrestling match. During this session, Paige faces tough questions about her refusal to share information about Finn's father.
While it's unclear whether this scene is reality or fantasy, the image of the family duking it out in the ring certainly makes for hilarious yet compelling television.
Paige Tries Dating Again Following Failed Relationships
Amid her life's chaos, Paige decides to step back into the dating field. However, her many attempts have left her with mixed results. The dating apps have turned out to be a fail, and an outing with her ex Mal (Marque Richardson), who is also her father's parole officer, doesn’t go quite as expected after he brings an unexpected guest – his new girlfriend.
The situation takes an awkward turn when Mal's new partner learns why the former couple split, partly due to Paige's self-sabotage.
UnPrisoned Is A Perfect Balance Of Comedy And Drama
As a dramedy, UnPrisoned takes a comedic approach to its heavy subjects. The show takes us on a ride with Paige's dating misadventures and navigating a friendship with her ex.
Other lighthearted moments include Edwin's attempts at CPR based on online videos and, of course, the antics of the Alexander family's unconventional new healing coach.
The second season of UnPrisoned is now available on Hulu.
UnPrisoned | Season 2 Trailer | Hulu
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Every season is bob season, right? Whether you’re a protective style, curly, or relaxed-hair girly, a bob unites us all. It’s arguably earned the title of most popular, just like finger waves and French rolls did in the ‘90s.
The bubble bob is the latest rendition of this timeless style that’s earned our attention and appreciation. It’s a short and bouncy voluminous bob with a bubble-esque effect. And seeing our faves like Lori Harvey, Zendaya, Ciara, and Kelly Rowland rock it effortlessly has us adding a round brush to our Amazon cart ASAP.
If this is your first time stumbling on this phenomenon, you’re invited to the chat as we explore all things bubble bob. If you’re already familiar with it but want to know more, keep reading sis, we got you. Here’s everything you need to know about a bubble bob, and how to achieve the classy look.
First Things First: What’s a Bubble Bob Exactly?
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London hairstylist Luke Hersheshon officially coined the term “bubble bob,” according to Vogue. Hersheshon said, “It’s defined by that ’90s curve, which until recently was a bit of a no-no, plus it also has a little bit of bounce to it.” Its signature is a curvy silhouette made complete with bumped ends. “Think a classic, old-school, super smooth blow dry, that’s slightly curved under,” he said.
Who Can Rock It Best?
Because a bubble bob typically falls right between the shoulder and the chin, it’s actually flattering for most face shapes, the celebrity hairstylist pointed out. Hairstylist to the stars, Chad Wood, told Byrdie that it mostly complements round, heart, square, and inverted-triangle face shapes. For the ladies with longer face aesthetics, keep in mind that the bubble bob can make your neck and face appear longer, Wood said.
Still, don’t be afraid to go for this look as it works on all types of hair from full and thick to thin and fine.
How To Style a Bubble Bob Haircut
Daniele Venturelli/WireImage
We all want our bobs to have more bounce than the ounce. If you’re not afraid of a little heat, you can achieve this look by pairing a one-inch round brush with a hair dryer (or just use a blow dryer hair brush), starting at the neck and angeling the ends as you work your way up to the top of your head. Don’t forget your heat protectant, girl.
Still, a bubble bob doesn’t always require a ton of heat. Instead, you can also air dry and fluff your hair and use a round brush to give the ends that must-have bend. But I’d be lying if I said this method will get you the same volume and luster as using heat (because it most likely won’t).
Even though it has standout features like volume and such, there are different ways to sport it and make it your own. “You can angle or flip the ends of your bubble bob, add in curls, or leave it smooth. You can also leave longer angled pieces in the front to funk it up and make it more fun,” said Wood.
It’s All About The Versatility
Bubble bobs have easily become a hairdo fave thanks to their versatility. From length to volume, you can still make a bubble your own. Try it with a deep side part, bangs, or a middle part that frames your face. You can also experiment with chin, neck, or shoulder length to create a tailor-made look. Spicing it up with layers will give it that extra stamp of approval.
So How Do You Maintain It?
We all feel at our best when our bob is bobbing properly, especially when it comes to its sleek appeal. Depending on your hair type, you can keep it full of luster by using products like a finishing cream or anti-frizz serum.
If you love extra volume and bounce, NYC salon owner Nunzio Saviano, tellsReal Simplethat velcro rollers are the key. “Rollers are ideal to style a bubble bob. They are best for long-lasting volume.” For heat styling, get the lift with a round brush and a blow dryer, then finish off with rollers. Volumizing mousse and hairspray are also go-to products.
Getting a trim every four to six weeks also stops the ends from being disrespectful and turning outward. If you do use rollers or heat, you can extend the time in between cuts.
Will you be trying out the bubble bob?
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