Money Talks is an xoNecole series where we talk candidly to real women about how they spend money, their relationship with money, and how they spend it.
Meisha Amia, originally from Cambridge, Maryland, has changed the game in the healthcare industry. While she has been in the industry for over eight years, she has taken her passion in helping people into multiple streams of income, where she can live the lifestyle she deserves. In 2012, Meisha Amia started blogging to share her journey as a travel nurse. This led to her writing her own self-help book entitled The Bedside Boss: From Scrubs to Six Figures. This book has inspired so many other nurses to step outside of their comfort zones and strive to generate more wealth.
Courtesy of Meisha Amia
In 2016, Meisha Amia created the online platform, Chicks with Cheques. Chicks with Cheques is a full membership based curriculum that teaches hundreds of digital strategies needed to run an online business and grow a profitable brand. This community has grown to more than 30,000 female entrepreneurs and nurses. Meisha Amia is not only passionate about helping nurses create wealth for themselves, but she is adamant about changing the narrative of black women who deserve to have the finer things in life. Meisha does not believe in the idea of cheating ourselves in financial freedom and is determined to teach others how it's done.
In this installment of "Money Talks", xoNecole spoke with Meisha Amia about how she pivoted from dealing with a traumatic loss, the importance of being strategic with money, and how every woman deserves a Chanel bag.
xoNecole: How much money do you make in a year? A month?
Meisha Amia: I am used to having a $20K - 40K monthly income since becoming a travel nurse. Basically, I am contracted independently or through a third party via hospital organizations that are short staffed. I usually negotiate my contracts and before the pandemic, I was making around $20K a month. But during the pandemic, it has been $40K a month.
What do you define as “wealth” and “success”?
Wealth to me is freedom. What I mean by that is having the freedom to say "no" or taking a vacation for a month when you feel like it. Just being able to have the freedom to make choices that doesn't jeopardize your net worth. That is what wealth looks like to me. Now success, success is being able to serve and make an impact on others. It's not really the monetary side in my opinion. I can find success through the amount of people I've helped during this journey or the amount of people I've inspired because of my story.
What’s the lowest you’ve ever felt when it comes to your finances?
Being a contractor can be up and down. So at those low moments, I have definitely felt hopeless and depressed. I went through a traumatic loss two years ago and within those two years, I was not motivated to work. I unfortunately lost a lot of money that eventually got me into debt. What got me through was getting into therapy. Therapy was a game-changer for me and I was able to find my motivation again. Once I gained my motivation, I also became more aggressive in paying off the debt I created within six weeks.
"I unfortunately lost a lot of money that eventually got me into debt. What got me through was getting into therapy. Therapy was a game-changer for me and I was able to find my motivation again. Once I gained my motivation, I also became more aggressive in paying off the debt I created within six weeks."
Courtesy of Meisha Amia
Be honest, what’s been your biggest splurge so far and why did you purchase it?
I have always been a saver. I usually save 20 percent of my earnings a month. But I also live a lavish rich lifestyle. I'm not gonna lie, I am definitely into buying the finest of everything. So I would say my biggest splurge last year was a Chanel bag. I really want the world to normalize women of color, especially black women, having luxury and wealth. It can coexist. Us women just have to learn more about financial literacy and we would be good (laughs).
Never cheat yourself or feel you are not worthy of something nice. If your bills are paid, your savings account is good, and you have your investments, you deserve that bag, girl.
What are some unhealthy habits about money or some unhealthy mindsets about money that you had to let go of to truly prosper?
That 'spend a check and get it right back' attitude (laughs). I say that in the most humble way. Being a nurse, you can get used to having that mindset. But we forget about the physical part of putting in those extra hours and what it does to our bodies. I have taught myself that once I see my account at a certain amount, I am in panic mode. I still have a good amount in there, but it helps me be more intentional about my spending. It's important to be very strategic about how you save, how you invest, and how you splurge.
"I have taught myself that once I see my account at a certain amount, I am in panic mode. I still have a good amount in there, but it helps me be more intentional about my spending. It's important to be very strategic about how you save, how you invest, and how you splurge."
Courtesy of Meisha Amia
What is the money mantra you swear by?
"I don't work hard for money, money works hard for me." For me, that is when I use my earnings and invest it into my other businesses. I am always thinking about if I put an X amount of dollars here, then Y amount should be my return. This is how we should all be thinking when it comes to money.
What is the most important lesson you’ve learned through being a business owner and running multiple businesses?
The most important lesson I've learned is having multiple streams of income does not mean you need to have multiple businesses. You should not exhaust yourself being a CEO of multiple things. That is where the burnout will come from. If you are passionate about different things, focus on that. But make sure you are thinking about how to create most of your revenue under one roof.
What’s the best advice that you’ve received about finance during your first year of entrepreneurship?
One thing about being an entrepreneur is that I do not do this alone. I have my mentor and I have invested in multiple coaches to help me reach my goals. The best advice I have received is to set those prices and be firm with them. When you are starting a business, people usually start with low prices. We have this mentality and fear that people are not going to show support if we come off too "expensive". But what I have learned is that we are actually cheating ourselves when we set the bar low. Because when you want to change your price and increase it, the people that were supporting you before are no longer interested. You have already told them your worth.
To be better respected, set those prices at a quality rate and the right people will pay you exactly what you are worth.
To learn more about Meisha Amia, you can follow her on Instagram and check out her business here.
Featured image by Meisha Amia
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Maat Petrova, the founder and owner of the feminine care company FemMagic, teaches about feminine energy and helps to empower women through her social media posts, Instagram Live meditations, and products such as her Coocheewaa feminine wash and Vagelixir. In our conversation, she broke down this essential question.
“Femininity can be like wearing the red lipstick and having your nails done and, you know, the way you carry yourself. I see femininity as more so an external thing and an external derivative of feminine energy. Feminine energy is the source,” she tells xoNecole.
Maat PetrovaPhoto by @islandboiphotography
“Many women can look feminine or have femininity, display femininity but are completely tapped into their masculine [energy.] They got the look, they got the clothes, they got the hair, the nails, and they’ll even have the tone, but they are broken, in their masculine energy.”
When it comes to feminine energy versus masculine energy, Maat says everyone has both and describes it as yin and yang. As women, we should be feminine with a speck of masculine. However, due to circumstances such as our environments and careers, we often get so consumed by our masculine energy that we forget to be in our feminine energy. Maat experienced this growing up in NYC, and it took her moving to Atlanta to make changes.
“Sometimes you change from the inside out. Sometimes you change from the outside in. There’s no method or specific way that anyone’s journey is supposed to be. So for me, when I moved to Georgia, it was an outside-in journey, where my environment changed me,” she explains.
However, both energies work in harmony to manifest the life you want. “The characteristics with feminine and masculine energy is masculine is more assertive where feminine is just being, masculine is doing—feminine is more nurturing, masculine is more logical,” she says. For example, when it comes to accomplishing business goals, doing the physical work, such as networking or creating an LLC, is masculine, and the mental work, such as visualizing it and thinking of creative ideas, is feminine.
Manifestation is often described as the act of attracting something tangible into your life, whether that be a romantic partner, a new career opportunity, or meeting a financial goal. A popular manifestation method is the law of attraction, which according to thelawofattraction.com, means like attracting like. Another method that Maat has successfully used is meditation.
Maat PetrovaPhoto by @islandboiphotography
Maat shares that she had a goal of making a million dollars in a year, and so one of the first things she did was meditate every morning, specifically using visualization meditation. From there, she began meditating on Instagram Live at 6:45 a.m. each day, and she was joined by many others who had similar goals. Positive Psychology states that visualization meditation is a positive image or guided imagery visualized in the mind’s eye, and it can help “strengthen focus,” “enhance creativity,” and “improve self-image.”
“Manifesting is an extremely feminine energetic thing. The work you have to do to support the manifestation is the masculine,” shares Maat. “So again, feminine is being, and masculine is doing. So, when I manifested my first million dollars– when I say manifested... I was already making high six-figures with my company FemMagic, and I started a meditation called ‘Manifestation Meditation’ in Feb 2020.”
She continues explaining how a workshop inspired her to start daily meditation. “I went to a workshop. The workshop was like, do something every day. Commit to one thing and just do it every day, and I chose meditation. I’m like, I already have my diet on point, I’m already working out all the time, what else can I do to increase myself?”
According to Maat, more opportunities began coming her way, and she gradually began seeing a financial increase without having to do extra labor, such as filling more product orders. “I didn’t make more products. I wasn’t working physically. I was working mentally and spiritually,” she explains.
Meditation is a centuries-old spiritual technique that can help ground you and connect you with your feminine energy. But if meditation isn’t your thing, Goop listed a few more ways you can achieve similar results. This includes journaling, breathwork, yoga, and drinking tea.
If you don’t know where you fall on the scale of masculine energy and feminine energy, Maat has some suggestions.
“Look at the definition of feminine energy. Feminine energy is nurturing, it's patience, it's grace, it's being, it's allowing, it's receiving. Do a scale from 1-5 or 1-10 and rate yourself on each of that,” she says. “Look at the list of feminine characteristics and rate yourself. Then, get the list of masculine, assertive, aggressive, action-oriented, angry, doing, and rate yourself on that.”
For more information about Maat, check out her websites Femmagic.com and Maatpetrova.com. Maat is also having her third annual Feminine U Goddess conference on October 28, 2023 in Atlanta, Georgia.
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Feature image by @islandboiphotography
