Money Talks is an xoNecole series where we talk candidly to real women about how they spend money, their relationship with money, and how they get it.
Full-time content creator Yvette Corinne has made waves in the content creation space. On the outside looking in, while some might feel like you have to have hundreds of thousands of followers in order to make a full-time living as an influencer, Yvette has managed to bring in six figures with a highly engaged Instagram community of more than 24,000 followers. And how did she do it? Well, her journey to wealth wasn't one without struggle.
The Los Angeles-based micro-influencer got her start in content creation through blogging in 2016. That would lead to her growing her following on Instagram, which allowed her to balance her part-time retail job with being a part-time content creator.
Income from brand deals and partnerships eventually led to her toying with the idea of quitting her job to pursue influencing full-time. But she had a specific goal in mind before she felt confident enough to make the leap. The 32-year-old tells xoNecole: "I knew it was possible to go full-time in 2019. I kept telling myself if I can make at least $4,000 a month consistently, then I can quit my part-time job. All the while I had a goal to save $5,000 just in case I needed money when one of my brand payments came late. Well, about four months in a row I made the amount of money I desired, but I was still scared to quit my job."
Although she planned to quit her job at Topshop in March 2019, Yvette ultimately decided to stay on until the company's closing in July of the same year so that she could collect unemployment as an additional safety net in case things didn't go as planned. She left the retailer with about $3,000 saved. About a month into full-time content creation, she shared, she received the confirmation she needed to know she was on the right path. "I got my first big campaign. It was $5,000! That made me feel like, 'OK, Yvette, you can do this.'"
Keep reading to learn more about Yvette's budget breakdown, the lowest she's felt about finances, and the jobs and salaries that led her to what she does now for a living.
Courtesy of Yvette Corinne
On the jobs she worked before doing what she currently does:
"I’ve actually never had a full-time job. When I moved to L.A. after undergrad, I went straight into my master's and didn’t have time to work full-time. So I picked up part-time work at Zara and then, after graduating, I didn’t know exactly what I wanted to do. I quit that job and was unemployed for a few months and then started working at other retail jobs for the holiday season. Shortly after I got hired at Topshop doing their admin, [it was] still part-time because I started taking modeling and content creation seriously. In the midst of that, I transferred to the personal shopping department. I worked as a personal shopper until I eventually was a full-time creator. My pay started at $12/hr at Zara, $13/hr doing admin, and then $15/hr as a personal shopper."
On how much money she makes a year:
"Last year I ended at about $180K and this year, if everything stays consistent, I expect to make at least $200K. No month is the same, but this year I started off the first quarter strong and basically booked enough gigs to cover my necessary expenses. That has really set the tone for this year."
On the lowest she's ever felt because of her finances:
"2020 was the first year I made six figures, but in the first quarter of 2020 before lockdown, I was struggling. I remember needing $4,000 to cover my bills, my new apartment down payment, and making sure I was making all my payments on time while I was waiting for checks. My unemployment stopped and I was patiently waiting for the net60s and net90s (the 60-day and 90-day period from when an influencer fulfills their obligations and thereby is expected to receive payment for their deliverables). It was a struggle! Thankfully my mom gave me the money, and I paid her back as soon as I got back on my feet that same year. A true definition of anything can happen in a year."
"Mentally, I was stressed because the lockdown was shortly after and I had no idea if brand deals would be a thing anymore. But I just prayed and prayed that God would show me my next steps and He did! The year turned around and I made about 75% of my income in the second half of the year! Now, I don’t really worry about finances, because I know God’s got me."
On the revenue streams she uses to diversify her income:
"My streams of revenue are mainly brand partnerships which consist of me creating content for brands to use on their website, social media, and/or newsletters, and sponsored posts that I post on my personal social media accounts. Another stream of income that I have is affiliate marketing."
On how she approaches budgeting and tracking expenses:
"I use a spreadsheet and I have a budget planner that I love from a new company called MSTRPLN. I use Trello to track my brand deals and invoices/payments since I don’t have a manager to do those things for me."
On whether she is a spender or a saver:
"I consider myself both! I worked hard to enjoy the lifestyle that I have. I treat myself and make sure I am not saving to the point where I am not enjoying my money. I’ve always been obsessed with finance and I am a true Capricorn. If you know you know! When it comes to saving money, I live for a cushion. I have a few savings accounts with different banks. I have one tax savings account where I transfer money into as soon as I get paid to have it when it’s time to pay the man. [I also have] an emergency savings account that I transfer a certain amount of money to until I reach the goal I want to have there. For me, that’s about $30,000 because I want to have at least six months' worth of money to live off of just in case.
"My last savings account is my house fund! Hopefully, I’ll be engaged soon (laughs) and my boyfriend and I will be planning to get a house within the next few years. So we both have been saving for that moment separately, in our own personal savings accounts. I put a certain amount of money in each account every time I get a check!"
On unhealthy mindsets about money she had to let go of:
"There was a time where the savings was all I cared about and I didn’t want to spend money. The first time I spent a lump sum of money (it was for my electric car down payment), I felt like a weight was lifted off my shoulders. I didn’t feel attached to money as much because I knew that it was going to come back."
On the money mantra she lives by:
"'Money comes to me and through me. Period. I am no longer attached to money because I know that it will and can come back to me."
Yvette's Basic Monthly Budget Breakdown
- Apartment: $2,200; My portion of the rent because I live with my boyfriend, and yes, we split the bills. I have no problem with that. I have an office in our townhome, so I write off that room for my taxes.
- Utilities: $300
- Food: $750
- Car: Luckily, I have an electric vehicle, so it costs me like $50 a month to charge! I spend $250 on car insurance.
- Self-care: $250
- Overall Savings/Retirement: $20,000 in emergency savings; I'm still working on my retirement with my new financial adviser. It’s all so new to me. Building my emergency savings has been the most important thing for me because I don’t want to experience the stress that comes with waiting on checks ever again.
For more of Yvette, follow her on Instagram @yvettecorinne.
Featured image courtesy of Yvette Corinne
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So, we handpicked one hundred It Girls who embody that palpable It Factor moving through us as young Black women, the kind of motion lighting up the world both IRL and across the internet.
It Girl 100 became xoNecole’s most successful program, with the hashtag organically reaching more than forty million impressions on Instagram in just twenty-four hours. Yes, it caught on like wildfire because we celebrated some of the most brilliant and influential GenZennial women of color setting trends and shaping culture. But more than that, it resonated because the women we celebrated felt seen.
Many were already known in their industries for keeping this generation fly and lit, but rarely received recognition or flowers. It Girl 100 became a safe space to be uplifted, and for us as Black women to bask in what felt like an era of our brilliance, beauty, and boundless influence on full display.
And then, almost overnight, it was as if the rug was pulled from under us as Black women, as the It Girls of the world.
Our much-needed, much-deserved season of ease and soft living quickly metamorphosed into a time of self-preservation and survival. Our motion and economic progression seemed strategically slowed, our light under siege.
The air feels heavier now. The headlines colder. Our Black girl magic is being picked apart and politicized for simply existing.
With that climate shift, as we prepare to launch our second annual It Girl 100 honoree list, our team has had to dig deep on the purpose and intention behind this year’s list. Knowing the spirit of It Girl 100 is about motion, sauce, strides, and progression, how do we celebrate amid uncertainty and collective grief when the juice feels like it is being squeezed out of us?
As we wrestled with that question, we were reminded that this tension isn’t new. Black women have always had to find joy in the midst of struggle, to create light even in the darkest corners. We have carried the weight of scrutiny for generations, expected to be strong, to serve, to smile through the sting. But this moment feels different. It feels deeply personal.
We are living at the intersection of liberation and backlash. We are learning to take off our capes, to say no when we are tired, to embrace softness without apology.
And somehow, the world has found new ways to punish us for it.
In lifestyle, women like Kayla Nicole and Ayesha Curry have been ridiculed for daring to choose themselves. Tracee Ellis Ross was labeled bitter for speaking her truth about love. Meghan Markle, still, cannot breathe without critique.
In politics, Kamala Harris, Letitia James, and Jasmine Crockett are dragged through the mud for standing tall in rooms not built for them.
In sports, Angel Reese, Coco Gauff, and Taylor Townsend have been reminded that even excellence will not shield you from racism or judgment.
In business, visionaries like Diarrha N’Diaye-Mbaye and Melissa Butler are fighting to keep their dreams alive in an economy that too often forgets us first.
Even our icons, Beyoncé, Serena, and SZA, have faced criticism simply for evolving beyond the boxes society tried to keep them in.
From everyday women to cultural phenoms, the pattern is the same. Our light is being tested.
And yet, somehow, through it all, we are still showing up as that girl, and that deserves to be celebrated.
Because while the world debates our worth, we keep raising our value. And that proof is all around us.
This year alone, Naomi Osaka returned from motherhood and mental health challenges to reach the semifinals of the US Open. A’ja Wilson claimed another MVP, reminding us that beauty and dominance can coexist. Brandy and Monica are snatching our edges on tour. Kahlana Barfield Brown sold out her new line in the face of a retailer that had been canceled. And Melissa Butler’s company, The Lip Bar, is projecting a forty percent surge in sales.
We are no longer defining strength by how much pain we can endure. We are defining it by the unbreakable light we continue to radiate.
We are the women walking our daily steps and also continuing to run solid businesses. We are growing in love, taking solo trips, laughing until it hurts, raising babies and ideas, drinking our green juice, and praying our peace back into existence.
We are rediscovering the joy of rest and realizing that softness is not weakness, it is strategy.
And through it all, we continue to lift one another. Emma Grede is creating seats at the table. Valeisha Butterfield has started a fund for jobless Black women. Arian Simone is leading in media with fearless conviction. We are pouring into each other in ways the world rarely sees but always feels.
So yes, we are in the midst of societal warfare. Yes, we are being tested. Yes, we are facing economic strain, political targeting, and public scrutiny. But even war cannot dim a light that is divinely ours.
And we are still shining.
And we are still softening.
And we are still creating.
And we are still It.
That is the quiet magic of Black womanhood, our ability to hold both truth and triumph in the same breath, to say yes, and to life’s contradictions.
It is no coincidence that this year, as SheaMoisture embraces the message “Yes, And,” they stand beside us as partners in celebrating this class of It Girls. Because that phrase, those two simple words, capture the very essence of this moment.
Yes, we are tired. And we are still rising.
Yes, we are questioned. And we are the answer.
Yes, we are bruised. And we are still beautiful.
This year’s It Girl 100 is more than a list. It is a love letter to every Black woman who dares to live out loud in a world that would rather she whisper. This year’s class is living proof of “Yes, And,” women who are finding ways to thrive and to heal, to build and to rest, to lead and to love, all at once.
It is proof that our joy is not naive, our success not accidental. It is the reminder that our light has never needed permission.
So without further ado, we celebrate the It Girl 100 Class of 2025–2026.
We celebrate the millions of us who keep doing it with grace, grit, and glory.
Because despite it all, we still shine.
Because we are still her.
Because we are still IT, girl.
Meet all 100 women shaping culture in the It Girl 100 Class of 2025. View the complete list of honorees here.
Featured image by xoStaff
Apparently, there was a Thanksgiving episode that featured all of the friends having dinner together. And y’all, there was simply no way that I was going to mention the latter without shouting out the original (amen?).
Okay, so with that out of the way — Friendsgiving. Something that I appreciate about twists to holidays like this is that it’s a reminder that there is no one way to celebrate special occasions. And so, if, for whatever the reason, you will not or cannot be with family during the holiday season, there are certainly other alternatives at your disposal.
That being said, if the thought of spending time with friends this Thanksgiving is something that you’d like to do, yet you’re not sure how to host it in a way that will make Friendsgiving a fan favorite for your entire circle — I’ve got 10 suggestions that can make the planning process easy as pumpkin (or sweet potato) pie.
1. Position Chrysanthemums or Orchids for Your Table Décor
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Let’s start with décor first. Listen, aside from cleaning up your place, you don’t have to be over the top. If you put together a really nice centerpiece or put a flower at each table setting, honestly, you’re all good. And if you’re someone who is big on details and symbolism, my recommendation would be to go with some chrysanthemums and/or orchids.
When it comes to chrysanthemums, not only are they a peak fall flower, they represent things like friendship and happiness. And orchids? They tend to bloom during the fall and spring seasons and, not only are they about luxury, certain orchid colors also symbolize friendship (for the record, yellow roses symbolize friendship too). Perfect.
2. Incorporate Scents That Cultivate Gratitude
Speaking of cultivating a warm and inviting space, you can never go wrong with scented soy candles — or at least having an essential oil diffuser in a few spots. Some scents that actually help to bring in the spirit of gratitude include vanilla, jasmine, ginger, cedarwood and frankincense.
3. Use Upscale Paper Products to Dine With
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Let’s be real — a lot more of us would probably host events in our home if it wasn’t for the mess that is left behind in our kitchen once the festivities are over. Wanna avoid that? Use paper plates. No, I don’t mean the cheap Styrofoam ones. SMDH. These days, there are paper (and plastic) plate brands that will low-key blow your mind when it comes to how bougie they look. Some that are worth considering are located here, here and here.
4. Handwrite Thank-You Notes (Use Them As Place Settings)
If you’re like Tiffany (from the HBO series Insecure — what a time) was at that memorable dinner party when all hell broke loose between Lawrence and Issa and you’re pretty anal — I mean, particular — LOL — about place settings, it’s a nice touch to pick up some blank thank-you cards that you can write a personalized “I’m thankful for you because…” message in. Place each one where you’d like each friend to sit. They won’t see it coming and it’s a really nice touch.
5. Have Everyone Bring Their Favorite Homemade Dish
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Okay, and what if what has you on the fence about hosting is you don’t feel like doing a ton of cooking? Chile, this is where the concept of having a potluck comes in. Get everyone to bring the dish that they claim they cook the best and make sure to let them know how many individuals you plan on coming (so that they will make enough). You can even make a game out of it by having everyone anonymously vote for the first, second and third best dishes out of the bunch. Take it up a notch by having a prize for each winner.
6. Take a Warm Drink and Dessert Poll Beforehand
You know what isn’t discussed enough about dinner parties? Folks bringing desserts that other people don’t even like. SMDH. You can avoid this from becoming an issue at your Friendsgiving by sending an email (most people prefer that to group chats; let’s be real — and make sure to BCC everyone as well) asking everyone to share what their top three favorite desserts and warm drinks are. Then pick the top 2-3 out of the bunch. That way, you won’t have a ton of (for instance) coffee cake or apple cider lying around that no one even wanted in the first place.
7. Create a Signature Friendsgiving Mocktail and Cocktail
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Speaking of drinks, another way to make your Friendsgiving memorable is to come up with a signature mocktail (for those who don’t consume alcohol) and cocktail. For the mocktail, you can also poll your friends about their favorite mocktail or fruits and come up with a mixture of your own. For the cocktail — although National Friendship Day is actually in August, I did peep that there are certain drinks that have been created in its honor. Some of them are located here for you to do a bit of tweaking on (if you’d like).
8. Ask Everyone to Share Their “Favorite Friend Quality” of Another
You know how it’s customary for everyone to go around and share what they are truly thankful for before having dinner? Well, to continue along with the Friendsgiving theme, have each person share what their favorite friend quality is about the person to their right. If folks are just meeting each other for the first time, instead they can share what they value the most in friendship overall, along with a story of how it was displayed to them personally over the past 12 months.
9. Send Each of Your Guests Home with a Fresh Gratitude Journal
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Wanna send folks home with a nice parting gift? It would be so on-trend to give each of them a gratitude journal. Listen, we are in some crazy times right through here (at least in the States) and so, encouraging your friends to set some time aside, regularly, to think about and then outwardly express what they are grateful for? That helps to keep stress down, keep things in perspective and it reminds us all to maintain a positive mindset as much as possible.
10. Watch a Nostalgic Movie
While everyone is enjoying dessert and drinks, how about watching a movie that brings back fond memories? A list of some of the most popular movies to come out previous Thanksgiving weekends is located here and a list of some favorite Black holiday-themed films can be found here. It’s a way to wind down and share some laughs before everyone heads home.
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Friendsgiving. What a wonderful way to celebrate your friends while also observing Thanksgiving in a way that is totally on your terms. And now that you know how to put it together, what are you waiting for? Hit your friends up and let them know that, whether it’s on actual Thanksgiving Day or a few days before or after, you’ve got a special dinner in mind.
One that has a good time with amazing friends written ALL over it.
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Featured image by PeopleImages/Shutterstock