Use This Time To (Mentally, Emotionally, Financially) Prepare For The Holiday Season

Whew. Doesn't it seem like we just had a holiday season not too long ago? And here we are. In October. Eight weeks (give or take a few days) from Thanksgiving and roughly 12 weeks away from Christmas. Where did the freakin' time go? If you're someone who likes the cold weather, holiday movies and music and the delicious food that is oh so characteristic of the holiday season yet the planning and some of the people that come with it all can cause you to low-key hyperventilate, months in advance, I just wanted to offer up a quick cheat sheet that can remind you to mentally, emotionally and financially put some steps into place.
That way, this year, you can go through the holidays feeling more refreshed than drained.
How to MENTALLY Prepare for the Holidays
Ask yourself what YOU want to do.
If there's one thing that the holidays and weddings have in common, it's the fact that so many times, people end up getting so caught up in other people's plans and expectations that they don't get to do what they really want to do themselves. While, in all actuality, you will probably have to engage in a bit of compromising over the holidays, don't lose sight of what you'd like to do during that time too. If you want to be friends rather than family, take a trip alone or even just chill at your house for one or both of the holidays, better to state that now and prepare everyone than A) totally blindside them with your plans or B) concede to what's expected of you while internally seething the entire time.
Put a weekly to-do list together.
October is here. Again, this means that November is right up the street and if you hang a sharp right, there's December. I'm not sure what it is that makes so many of us want to feel stressed out and overwhelmed because we waited until the last minute to get all that we need but that is so oftentimes the case. This year, decide to be revolutionary, to buck the system and to do a little bit at a time, each week, until Thanksgiving and Christmas arrive.
For instance, if you're hosting one of the days, set aside one week to purchase items that you may need for your guests, another week to clean the downstairs of your home, another week to do upstairs, another week to go grocery shopping, another week to cook, etc. Breaking things down into small projects will help to keep your anxiety levels low. It can also help you to do a more thorough job in each area because, since you won't be rushing, you can really think through what needs to be done in every category.
Pre-determine to only control what you can control.
Your auntie talking crazy (in someone else's home). Your parents missing their flight. Your car not starting. These are examples of things that, to a large extent, you are not going to be able to control.
Thing is, once you accept that as being a part of your reality, it can actually help to take a lot of pressure off because when you determine in your mind to do what you can do and let the universe handle the rest, it prevents you from getting all frazzled and bent out of shape.
Speaking of the car thing, if folks are staying with you, it can never hurt to encourage them to rent a vehicle. One more car for people to do what they want, so that they aren't solely relying on you is always beneficial.
How to EMOTIONALLY Prepare for the Holidays
Jot down what your boundaries are.
Say that you're newly married and while you and your in-laws are cool overall, your mother-in-law has shown clear signs of being passively aggressively pushy and demanding, pretty much since you met your boo. You can best believe that someone like that is either going to try and intimidate you into surrendering to their holiday plans or guilt your husband so that you both give in. The point here? Setting boundaries are key. If you are married, you and your husband need to decide what your united front will be and then express it.
If you're single and the control freaks are other family members, whether it's a phone call or even an email with a heads up on what you will and won't be able to do, that is something that definitely needs to go down. Listen, for whatever the reason, a lot of family folks think that boundaries don't apply to them. You don't have to go along with that way of thinking. In fact, the better (and clearer) the boundaries are, the easier, ultimately, it can be for drama to not be (as much of) an issue. Figure out what yours should be for the sake of your sanity. Then put everyone on notice, sooner than later, so that they can emotionally…adjust.
Ponder your triggers and how to deactivate them.
Speaking of boundaries, something that's fascinating about the holiday season is people typically run on high energy and high expectations. The challenge that comes with both of these is they can lead to great disappointments, if you're not careful. That's why I'm such a huge fan of "trigger deactivation" — you know, really taking out the time to figure out what or who triggers you and why, so that you can come up with beneficial ways to not let it or them push your buttons so much.
Since a lot of triggers center around past experiences, nothing says a colossal trigger fest quite like sitting around a table on Thanksgiving or an evergreen tree on Christmas. That's why now would be a really good time to assess what really gets on your last nerve, why that is the case and then follow that up with ways that you keep "it" from getting to you too much. Because the reality is, you will probably only be around your trigger(s) for a couple of days; however, if things go way left when it comes to how you respond/react to them, the fallout could continue for years to come. Anyway, if you'd like a bit of assistance in this area, feel free to check out "How To Handle Folks Who 'Trigger' You".
Make self-care essential.
Why oh why do people decide that the holiday season is the best time to run themselves absolutely ragged? If ever there was the right time to make sure that your mani/pedi, massage, waxing, hair and whatever other self-care rituals that you are used to transpire, now until New Year's Day is definitely when you should make those happen. In fact, because the holiday season is when booking appointments can be an absolute headache, strongly consider hitting up the salons/spas now to schedule everything well in advance. One, so you won't have to freak out when they tell you they are filled up come November and two, so that you'll know to stash some money aside for yourself…because you deserve it.
How to FINANCIALLY Prepare for the Holidays
Determine which holiday you want to spend the most money on.
This hack right here is super important because I've actually read that Americans, on average, spend close to $1000 just on Christmas gifts alone. If you spend that much on presents before even getting into travel expenses, food, stuff for yourself, etc., it's easy to see how folks can start off a new year in the hole. That's why it's super important to 1) create a budget that's specifically for the holidays and 2) decide which holiday you want to spend the most on because, just like you can run up a tab on gifts for Christmas, food can be super pricey on Thanksgiving too.
By determining ahead of time what you will and will not do, financially, and then holding yourself accountable (for instance, saying that you'll spend $500 in gifts and using your credit cards are absolutely not an option), that can provide you peace of mind that you're living within your means, so that you can start another year off on the right foot.
Put $50 aside per paycheck.
If money is super tight and you have absolutely no idea how you're going to make your coins stretch, I've got two tips. First, check out an article that I wrote last November entitled, "Coin Collection: 10 Easy Ways To Save $500 By Christmas". It's got some practical ways for you to store up some cash. If you don't wanna do all-a-dat, you can always discipline yourself to put aside fifty bucks per pay day. If you get paid on a bi-weekly basis, that can still give you around an extra $200 by Thanksgiving or $300 by Christmas.
Cop plane tickets now.
If you plan on flying out somewhere, did you know that you can get the best rates if you start checking for flights between four months and three weeks prior to when you have to leave? While I know there are a ton of sites that can help you to book last-minute cheap tickets, a lot of them come with long layovers and/or extra fees. You know, one time, I booked a roundtrip ticket for under $100 to see my goddaughters and I know it was because I looked a couple of months ahead. Anyway, for hacks on how to get a super inexpensive flight, check out Thrifty Nomads, "How to Book the Cheapest Flight Possible to Anywhere". It's got quite a few hacks that I think you will enjoy.
BONUS: An Effective Way to PHYSICALLY Prepare for the Holidays
Shed a few pounds now. Proactive is always better than reactive, right? Keeping that in mind, did you know that reportedly, on average, we gain somewhere around eight pounds between Thanksgiving and New Year's Day?
The sad part is a lot of us try and curtail this by either avoiding all of the foods that bring us so much joy during the holiday season or going on some sort of a starvation diet after the fact. This year, don't do either. Instead, determine to comfortably shed that amount of weight before Thanksgiving even comes by cutting back on sugar and carbs, exercising a bit more and shoot — drinking more water.
I promise you that whenever I want to lose five pounds or so, all I've got to do is replace whatever I typically drink with water and weight falls right on off. A lot of us don't realize that we're drinking calories via alcohol and juice, but we are but if you sacrifice those things now, that can mean more hot chocolate and eggnog without feeling any kind of guilty over the holiday season — and just how awesome is that?
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Because We Are Still IT, Girl: It Girl 100 Returns
Last year, when our xoNecole team dropped our inaugural It Girl 100 honoree list, the world felt, ahem, a bit brighter.
It was March 2024, and we still had a Black woman as the Vice President of the United States. DEI rollbacks weren’t being tossed around like confetti. And more than 300,000 Black women were still gainfully employed in the workforce.
Though that was just nineteen months ago, things were different. Perhaps the world then felt more receptive to our light as Black women.
At the time, we launched It Girl 100 to spotlight the huge motion we were making as dope, GenZennial Black women leaving our mark on culture. The girls were on the rise, flourishing, drinking their water, minding their business, leading companies, and learning to do it all softly, in rest. We wanted to celebrate that momentum—because we love that for us.
So, we handpicked one hundred It Girls who embody that palpable It Factor moving through us as young Black women, the kind of motion lighting up the world both IRL and across the internet.
It Girl 100 became xoNecole’s most successful program, with the hashtag organically reaching more than forty million impressions on Instagram in just twenty-four hours. Yes, it caught on like wildfire because we celebrated some of the most brilliant and influential GenZennial women of color setting trends and shaping culture. But more than that, it resonated because the women we celebrated felt seen.
Many were already known in their industries for keeping this generation fly and lit, but rarely received recognition or flowers. It Girl 100 became a safe space to be uplifted, and for us as Black women to bask in what felt like an era of our brilliance, beauty, and boundless influence on full display.
And then, almost overnight, it was as if the rug was pulled from under us as Black women, as the It Girls of the world.
Our much-needed, much-deserved season of ease and soft living quickly metamorphosed into a time of self-preservation and survival. Our motion and economic progression seemed strategically slowed, our light under siege.
The air feels heavier now. The headlines colder. Our Black girl magic is being picked apart and politicized for simply existing.
With that climate shift, as we prepare to launch our second annual It Girl 100 honoree list, our team has had to dig deep on the purpose and intention behind this year’s list. Knowing the spirit of It Girl 100 is about motion, sauce, strides, and progression, how do we celebrate amid uncertainty and collective grief when the juice feels like it is being squeezed out of us?
As we wrestled with that question, we were reminded that this tension isn’t new. Black women have always had to find joy in the midst of struggle, to create light even in the darkest corners. We have carried the weight of scrutiny for generations, expected to be strong, to serve, to smile through the sting. But this moment feels different. It feels deeply personal.
We are living at the intersection of liberation and backlash. We are learning to take off our capes, to say no when we are tired, to embrace softness without apology.
And somehow, the world has found new ways to punish us for it.

In lifestyle, women like Kayla Nicole and Ayesha Curry have been ridiculed for daring to choose themselves. Tracee Ellis Ross was labeled bitter for speaking her truth about love. Meghan Markle, still, cannot breathe without critique.
In politics, Kamala Harris, Letitia James, and Jasmine Crockett are dragged through the mud for standing tall in rooms not built for them.
In sports, Angel Reese, Coco Gauff, and Taylor Townsend have been reminded that even excellence will not shield you from racism or judgment.

In business, visionaries like Diarrha N’Diaye-Mbaye and Melissa Butler are fighting to keep their dreams alive in an economy that too often forgets us first.
Even our icons, Beyoncé, Serena, and SZA, have faced criticism simply for evolving beyond the boxes society tried to keep them in.
From everyday women to cultural phenoms, the pattern is the same. Our light is being tested.

And yet, somehow, through it all, we are still showing up as that girl, and that deserves to be celebrated.
Because while the world debates our worth, we keep raising our value. And that proof is all around us.
This year alone, Naomi Osaka returned from motherhood and mental health challenges to reach the semifinals of the US Open. A’ja Wilson claimed another MVP, reminding us that beauty and dominance can coexist. Brandy and Monica are snatching our edges on tour. Kahlana Barfield Brown sold out her new line in the face of a retailer that had been canceled. And Melissa Butler’s company, The Lip Bar, is projecting a forty percent surge in sales.

We are no longer defining strength by how much pain we can endure. We are defining it by the unbreakable light we continue to radiate.
We are the women walking our daily steps and also continuing to run solid businesses. We are growing in love, taking solo trips, laughing until it hurts, raising babies and ideas, drinking our green juice, and praying our peace back into existence.
We are rediscovering the joy of rest and realizing that softness is not weakness, it is strategy.
And through it all, we continue to lift one another. Emma Grede is creating seats at the table. Valeisha Butterfield has started a fund for jobless Black women. Arian Simone is leading in media with fearless conviction. We are pouring into each other in ways the world rarely sees but always feels.

So yes, we are in the midst of societal warfare. Yes, we are being tested. Yes, we are facing economic strain, political targeting, and public scrutiny. But even war cannot dim a light that is divinely ours.
And we are still shining.
And we are still softening.
And we are still creating.
And we are still It.

That is the quiet magic of Black womanhood, our ability to hold both truth and triumph in the same breath, to say yes, and to life’s contradictions.
It is no coincidence that this year, as SheaMoisture embraces the message “Yes, And,” they stand beside us as partners in celebrating this class of It Girls. Because that phrase, those two simple words, capture the very essence of this moment.
Yes, we are tired. And we are still rising.
Yes, we are questioned. And we are the answer.
Yes, we are bruised. And we are still beautiful.

This year’s It Girl 100 is more than a list. It is a love letter to every Black woman who dares to live out loud in a world that would rather she whisper. This year’s class is living proof of “Yes, And,” women who are finding ways to thrive and to heal, to build and to rest, to lead and to love, all at once.
It is proof that our joy is not naive, our success not accidental. It is the reminder that our light has never needed permission.
So without further ado, we celebrate the It Girl 100 Class of 2025–2026.
We celebrate the millions of us who keep doing it with grace, grit, and glory.
Because despite it all, we still shine.
Because we are still her.
Because we are still IT, girl.
Meet all 100 women shaping culture in the It Girl 100 Class of 2025. View the complete list of honorees here.
Featured image by xoStaff
Someone's Trying To Hook You Up? Ask These 6 Questions First
As we all know, it’s cuffing season. We’re also on the cusp of the holiday season, and that happens to be the time of year when a lot of people get engaged. And that’s why the fall and winter seasons are the times of the year when folks wanna play matchmaker.
And so, sis, if at least one person in your life is currently trying to set you up with someone they know right now — charge it to it being “tis the season” more than anything else. Because let’s be real — folks tend to be more lovey-dovey than ever right about now, and that is usually what inspires them to try to get as many people boo/bae’d up as possible. Chile…CHILE.
It’s not like it has to be a bad thing. In fact, studies say that somewhere around 15 percent of engaged couples actually met through a friend. All I’m saying is, before you entertain someone’s “I’ve got someone I want you to meet” invitation, it would benefit you to interview them first — for the sake of all parties involved.
The questions that I recommend asking? The following six are what I think can get everyone on the same page, so that there is more pleasure than regret from the hook-up attempt.
1. Why Are They So Invested?
GiphyTwo things that I recently watched over again are the series Survivor’s Remorse (the writing is so damn good) and a movie called Trapped in Temptation (both are currently on Tubi). Something that both of them made me think about is the fact that motive reveals a lot when it comes to why people say and do the things that they do.
When it comes to the movie, specifically, without giving the film away — let me just say that, if you are in a relationship, be really careful about listening to individuals who try to talk you out of maintaining it. More times than not, the motive is shady as hell. And honestly, sometimes people who are close to obsessed with you being in one deserve a bit of side-eye too.
Now, if it’s someone who loves all things love, they are in love and they want you to experience something similar — that’s sweet. Just make sure that they are approaching the set up from a healthy space. What I mean by that is they don’t see singleness as some sort of relational handicap or they aren’t trying to override what you want for your life as if they somehow know better (there are so many ways to be a control freak, y’all).
Hmph. Now that I think about it — make sure that the set-up crew isn’t trying to use you to “save” some male friend or relative of theirs. I say that because I once knew a mother whose son had — count ‘em — 10 kids and she was FOREVER trying to get me to date him. Girl, that wasn’t for me. She was looking for a Holy Ghost Jr. for that child of hers. I’ll pass. HARD PASS.
Bottom line with this one — if someone wants to set you up with someone else, the first thing to ask is why? Make sure to really listen to what their answer is. Then pay attention to if your mind, body and spirit are at peace with their answer(s).
2. Do They Know What You Want?
GiphyI don’t know about y’all, but the people (and let’s be honest, by far, it’s usually women) who have tried to set me up with someone? They didn’t even know what my preferences or type was. Hell, they didn’t even know my thoughts or timeline as it relates to being in a serious relationship were either. And what that boils down to is they were trying to hook me up based on their agenda, not mine — and that usually meant that the guys who they came up with? Yeah…I was good on them. LOL.
Yeah, if someone wants to hook you up, you definitely should ask them if they know what you are looking for in a guy when it comes to his looks, personality, passions, spirituality, relational desires and goals, location, etc. Because, indeed, what is the point in going out with someone who is fine as hell and yet, you want kids and he doesn’t (or vice versa) or who has a great personality yet he isn’t even in the same ballpark of your spiritual beliefs?
If your friend really wants to help you out, valuing your time should come with that — and that means bringing someone into your life who complements your lifestyle. No wiggle room here.
3. Are They Aware of Your Deal-Breakers?
GiphyLast year, I wrote an article for the platform entitled, “Should Bad Sex Actually Be A Relationship Deal-Breaker?” The thing that I think needs to go on record about deal-breakers is they aren’t exactly standards that you have. No, a deal-breaker is something that can’t be worked out even after trying to negotiate or compromise. When it comes to relationships, a deal-breaker might be how long two people should date before becoming exclusive or getting engaged. Another deal-breaker might be if being religious is more important than being spiritual and how that manifests itself (church or no church, etc.). And yes, another deal-breaker may be what each other’s sexual needs and expectations are.
When someone is setting you up, it is imperative that they know about your standards. For instance, for me, I am not interested in dating a divorced person, pretty much ever (I Corinthians 7:10-11). I’ve had friends who have tried to hook me up with that demographic before and it has always been a moot effort. The fact that some of them have gotten frustrated with my convictions has absolutely nothing to do with me. Some have tried to get me to compromise my deal-breakers too — like a long-distance relationship. Is it a firm “naw”? No. However, it’s not really something that I am interested in, so why not just…recommend someone local?
Yeah, if someone thinks that they know you well enough to hook you up, they absolutely should be well-versed in what your deal-breakers are before they do. And if they’ve never asked, all they are doing is assuming — and we know what that typically means. LOL.
4. What Is Their Track Record?
GiphyIt’s kind of wild that we now live in a time when more couples meet online than they do through “old-fashioned ways” like via their friends (although some reports say that Gen Z is getting back to that) — and yet, here we are. Still, if you are willing to let someone play pseudo matchmaker in your life, you are well within your rights to inquire about their track record in that department. Have they hooked others up, successfully, before? Has any of their “Cupid work” caused both people to get exactly what they wanted out of the situation? If/when things went awry, why was that?
I know someone who is constantly trying to hook people up. Thing is, maybe 10-15 percent (no joke) of their efforts have proven to be positive and fruitful — and we’re talking about close to close to two decades of them doing it. Listen, time is too precious to be out here doing stuff ONLY to please other people. That said, if someone wants you to devote some time to one of their grand ideas, you are well within your rights to ask about their past and current success score when it comes to it.
5. Can They Keep Their Own Feelings Out of It?
GiphyWanna know if someone who is offering to do something for you is actually doing it more for themselves? If they try to make it be about them when things don’t go the way they would like, that is a dead ringer. An example? They post a message about you on social media and then question you about why you didn’t do the same thing in return. Another example? They do something for you and then throw it in your face during an argument. Still another example? They set you up with someone, it doesn’t work out, and suddenly you’ve put them in a weird spot. No dear — you put your own self in that position by trying to hook two people up in the first place.
I promise you, it will spare everyone unnecessary energy spent (or even drama experienced) if, before you agree to be hooked up, you get the matchmaker on record stating that they will keep their emotions out of it as much as possible. MEANING — they will do the introductions and then let the chips fall where they may. If they can’t do this, my two cents (save it or spend it) would be to decline the offer. Because all you need is someone texting you about why you haven’t called their cousin back or having an attitude with you when you break up with some guy at their church who they thought was the perfect catch (P.S. These aren’t hypothetical examples — LOL).
6. Will They Respect Your Boundaries? Start to Finish?
GiphyYeah, this final one is a biggie. Just because someone sets you up with another person, that doesn’t automatically or necessarily mean that they should have the right to the details of the dynamic. I don’t care if it’s the first date or the 10th date. I don’t care if you decide to just be sex buddies or to have a full-blown relationship. I don’t care if you stay together or break-up — it’s your relationship which makes it your business. Whatever you share is privileged data.
Yeah, I would say that probably the most challenging thing about being hooked up by someone you know is they have a tendency to think that they are a part of the relationship too — and that is a lie. If things go well beyond a couple of dates, you and the guy should discuss what you will both share with the person who introduced you and then agree to stick to that boundary, no matter what. It’s a great way to protect the dynamic, to keep “outside voices” from influencing the growth and to navigate how you want to move, moving forward.
Someone who hooked you up for the right reasons and knows how to honor limits? They will understand. Will they ask questions? Absolutely. Will they pry? Nah.
___
Should you sit and let someone hook you up? I mean, you never know how your blessing will come. Just make sure that they are prepared for you to do some digging into their mindset before they start sweetly meddling into your love life.
It’s only fair. Hell, and right. LOL.
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