Man. If there was ever an article where I wish I could put a friend's first, middle and last name in it, this would be the one. I say that because the person who I'm speaking of is brilliant. I'm not being biased either because, most of the people in their world, feel the same way as I do. Problem is, this person sucks, BIG TIME, when it comes to completing things. Genius idea after genius idea never fully manifests because the minute the concept comes into their brain and they begin, after about a good week or so, they're on to something else. As a result, nothing ever really materializes. And that really is a total and damn shame.
If this sounds like someone you know because, in all honesty, the person is you, please take a moment to at least finish reading this. It really is my personal belief that completing tasks are a form of self-discipline and, the more you do finish things, the better you are at taking on bigger, better and greater opportunities along the way. I've always been a firm believer that some of the best answers come from asking self-reflective questions. So, pull out your journal and write down your own answers to the ones I've listed down below. It could be what helps to put a fire in you to not just start things…but to actually complete them.
Do You Set Short- and Long-Term Goals?
Let's start with a point that should be obvious but actually, it might not be. Sometimes, we don't complete tasks because let's be real—some of the stuff that we set out to do is not going to happen overnight. A real investment of blood, sweat, tears and time is gonna be required which can wear us all the way out before we even begin. Sometimes I feel that way about my writing. When I know that I've got 10-15 articles to do in a week, I will get up on Monday already shaking my head. But things seem a lot less daunting once I break my assignments down into increments; you know—I create short- and long-term goals. On the writing tip, I actually tend to do the easier/quicker stuff first because that typically leaves me with only 5-7 articles by Wednesday. In my mind, because most of what I needed to do is already done, it's like getting a second wind to knock everything else out.
We've all heard the saying "So-and-so-crawled so that so-and-so could now run." If you struggle with completing stuff, put your name in both "so-and-sos". Set short-term goals (crawl) and finish those. If you do that, they will give you the extra "umph" that you need to get to the bigger stuff (run). If you make this way of approaching matters a part of your daily routine, you'll be amazed by how much you'll be able to complete—basically all of the time.
What About You and Time Management?
Social media takes up a lot of time (on average, it's about 2 ½ hours a day). Reading gossip blogs takes up a lot of time. Watching mindless television takes up a lot of time. Being in relationships with fruitless individuals (folks who take more than they give and/or are always trying to turn you into someone you're not) takes up a lot of time. Talking about what you're gonna do rather than actually doing it takes up a lot of time. Listen, we've all got 24 hours in a day, and, based on how you utilize those hours, your days can be really beneficial—or not. The harsh reality is, that there are a lot of folks who don't complete things for no other reason than they absolutely suck at time management (check out "These 10 Habits Are Totally Wasting Your Time").
A hack that helps me to avoid falling into this demographic is reminding myself that there will never be another day that is quite like this one. And since tomorrow isn't promised, I need to make the absolute most of it. Hmph. You'd be amazed how effective that is if you really take these points seriously. And literally.
How Excited Are You About the Things You’re Setting Out to Do?
Only a child (or a childish individual) would think that everything that we do in life is supposed to be fun all of the time. But something that I've learned is what you can do is "trick yourself" into feeling some level of excitement about the tasks that are on your list of things to do. For instance, I recently had two screws in my loveseat become stripped (because I've had this piece of furniture for a hot minute now). It's not really in the budget to buy a new couch; plus, I still like what I've got. So, I devoted an entire Sunday towards figuring out how to fix it myself. Do you think I really wanted to do that?! Heck no. But the excitement came from the thought of being able to fix the loveseat on my own while being able to keep some extra coins in my pocket. After doing a little research, I found an under-five-dollars solution and now it's good as new. And yes, I'm super duper excited about that!
By the way, I chose the word "excited" very strategically. One definition of it is "stimulated to activity". Whether it's a project for work, paying a bill (on time), completing a DIY project—whatever it is that's on your personal to-do list, if you struggle with completing tasks, figure out a way to get excited about starting in the first place. The faster you complete a work project, the easier it will be to either impress your boss or move on to something else. Paying bills on time will keep you from incurring late fees and can add some points to your credit score. Completing a DIY project can boost your self-confidence (I can totally vouch for that one!). Human nature is kind of wired to need an incentive for why we do the things that we do. If you can figure out at least three reasons why completing a particular thing will benefit you, this alone can gas you up to start and finish it.
Are You an Overthinker? Maybe You’re Constantly Overwhelmed.
Last summer, I wrote an article entitled, "How To Handle 'Purpose Fatigue'". In it, one of the things that I addressed is how overthinking can be our biggest deterrent in trying to accomplish, shoot, pretty much anything in life. Overthinking can cause you to create problems that don't even exist. Overthinking can make you super anxious. Overthinking can turn you into a worry wart.
Overthinking can make you live in the past to the point where you can't live in the present or plan for the future. Overthinking can literally stop you dead in your tracks. And, if you allow yourself to get—and then remain—in this kind of headspace, you will think your way out of possibly starting and almost definitely finishing something.
Know what else that overthinking can do? It can totally overwhelm you. This is one reason why it can be a really good idea to either begin each week—or day—with a to-do list that has things listed in an order of importance. That way, you can start off your week being clear about the fact that, if there's anything that you will prioritize, it's what you've already written down. That can help to organize your mind, manage your time and take some of the stress off—so that you can actually get things done.
How Good Are You at Celebrating and Encouraging Yourself?
Some people aren't able to complete things because they have wired themselves to believe that, unless someone is constantly encouraging them, then what they are doing might not be worthwhile. This is a really dangerous way of thinking. For one thing, you should never expect anyone to be more thrilled about and invested in your life than you are. Secondly, humans are flawed. This means that sometimes they will disappoint you. And third, there are gonna be certain things that you want to get done that folks around you may not get or support. I've shared before that I have family members who refused to talk to me while I was writing my first book. Close family members. Still, I knew it was something that had to be done and so…I did it.
Something that creatives, especially, need to keep in mind is, some of the ideas that come to your spirit are gonna sound straight up crazy to people around you (truly original things oftentimes do!). You've got to discipline yourself to push through the naysayers and do what you know is best and right, in spite of. It's an epidemic, the amount of people who don't ever complete things because they don't know how to hype their own damn selves up. Post up affirmations. Celebrate baby steps. Remind yourself why you started in the first place. If you are your biggest fan, anyone else will just be…surplus.
How Good Are You at Protecting Your Energy?
On the heels of what I just said, here's another great point. Energy. Energy is power. Sometimes, even if you've got the first three things that I mentioned checked off, if you don't protect your energy—especially from negative people, places, things or ideas—that can also bring you down and hinder you from finishing projects. A great example of this is, I have a close friend who is about to blow all the way up! A part of the reason why is because she's a really good person and when you put good out, good comes back to you (if not immediately, eventually). Anyway, meanwhile, she's got a hater in her midst. Not just a hater but a hater who poses herself as being a friend (check out "5 Signs Your Closest Friends Are The Most Envious Of You"). Because this so-called friend of hers is so cryptic and calculated, sometimes her stratagems can throw my friend off to the point where she's more focused on why her "friend" is doing the things that she does rather than tending to what can take her to an even higher level. Bottom line, that non-friend-friend is draining my friend's energy—that person is tapping into my friend's power source and that's preventing her from getting all that she needs to do—done.
You need power to start and complete things. This is why it is imperative that you protect your energy at all costs. If you don't, there's a pretty good chance that you'll never really get anything that's worth doing done (or done as well as it could've been if you hadn't let stuff infect your energy).
What’s the Benefit/Blessing Upon Completion?
I make sure my articles get done on time so that I can get paid on time. I finished my loveseat so that I could comfortably sit on it again. I make elaborate dishes sometimes because I enjoy certain foods that are hard to find in a "regular" restaurant. While these are semi-small examples of what it means to find a benefit or blessing in completing things, they are still really valid. Just like you should find your why for beginning something, it's also important to find your what when it comes to finishing it. Because the reality is a lot of people have a challenging time completing things because they forget why they began what they did in the first place (I deal with this when it comes to married couples all the time). An author by the name of Toni Sorenson once said, "The secret is not following the right path, it's following that right path to the end. Don't quit, my friend, until you've arrived." If you know that you have a hard time completing things, think about what is awaiting you once you arrive. Let that be the driving force to getting things done—the benefit or blessing that is guaranteed to wait for you on the other side.
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It's kinda wild that, in 2025, my byline will have appeared on this platform for (what?!) seven years. And yeah, when I'm not waxing poetic on here about sex, relationships and then...more sex and relationships, I am working as a certified marriage life coach, helping to birth babies (as a doula) or penning for other places (oftentimes under pen names).
As some of you know, something that I've been "threatening" to do for a few years now is write another book. Welp, October 2024 was the month that I "gave birth" to my third one: 'Inside of Me 2.0: My Story. With a 20-Year Lens'. It's fitting considering I hit a milestone during the same year.
Beyond that, Pumas and lip gloss are still my faves along with sweatshirts and tees that have a pro-Black message on them. I've also started really getting into big ass unique handbags and I'm always gonna have a signature scent that ain't nobody's business but my own.
As far as where to find me, I continue to be MIA on the social media front and I honestly don't know if that will ever change. Still, if you need to hit me up about something *that has nothing to do with pitching on the site (I'm gonna start ignoring those emails because...boundaries)*, hit me up at missnosipho@gmail.com. I'll do what I can. ;)
We have less than 40 days left in 2024, and while I'm not one to rush goals just because it's the end of the year, it can be fun to challenge yourself to think about ways you'll close out this year big.
Whether you're planning to meet a certain financial or fitness goal, or you're simply trying to maintain and build on the progress you made this year, having something to look forward to is always a good look. Setting actual goals, according to research, actually leads to more success than just playing things by ear. So here are a few to get you started, sis:
(Disclaimer: Not everything is for everyone, so do like my Granny always says: "Eat the meat. Spit out the bone." Take on five out of the 40 and focus on that for the remainder of the year, or do them all. Either way, this is just to get you started.)
40 Ways To End The Year Strong and Inspired
Money Moves
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1. Increase your retirement (or other savings/investment) contributions by 1%.
Experts have found that you could be leaving money on the table by not upping your contributions when you can.
2. Cancel two to five subscriptions.
You could be missing hundreds, even thousands, of dollars a year due to sneaky price hikes and "updates."
3. Create a "fun" in a high-yield savings account.
This is especially important if you struggle with the dreaded b-word (budget) and will make next year's efforts a lot less intimidating. Even if it's $10 a month, do it.
4. Put on your big-girl panties, and set up automatic transfers and payments for at least one bill.
It reduces the stress of managing bills, lessens the chance of a missed payment---and the fees that come with that---and there can be cost savings for doing so.
5. Invest in a cleaner or housekeeping service.
Bosses who value their time (and mental health) invest their dollars into areas where the time they'd spend doing those tasks themselves could be better used to focus on other money-making projects. (And yes, rest is part of that.) Get a housekeeper, sis, or drop off that laundry, even if it's once per month.
6. Donate to a charity.
Beyond the tax benefits, it's a win-win for the greater good of communities you care about.
7. Review your insurance policies and negotiate a better rate (or move on) before their end dates.
Experts often agree this is a small but mighty step to take each year, especially since insurance rates are competitive, you could be spending more money than you need to (or not enough) and your insurance rates can affect your mortgage payments.
8. Call your loan provider and refinance.
As interest rates fall, “millions of borrowers may be able to refinance and get more affordable payments. As interest rates eased down to 6.5%, about 2.5 million borrowers could already refinance and save at least 75 basis points (0.75%) on their interest rate,” the Consumer Financial Protection Bureau reports. You can also refinance student and other types of loans.
9. Stop buying individual items and stock up via going bulk.
Research has found that, among 30 common products, buying in bulk could save you 27% compared with buying in lower quantities. Water, paper products, and baby products like diapers, toiletries, and garbage bags are the top items where people see the most cost-effectiveness. (This has been a lifesaver for me—children, large family, or not—especially when it comes to toothpaste, deodorant, toilet paper, and feminine hygiene products, saving stress, time, and money.)
10. Go cash-only for the holidays.
If you set smart goals and stick to limits on things like gifts, going out to eat, or groceries, you'll see the benefits of this. Cash-stuffing is one method recommended, but something as simple as taking a $10 bill out for lunch, disabling that card for an hour, and leaving your card in a safe place at the office can give you that mindset jump start to see how far you can take your money without the need to splurge.
Love And Romance
11. Say "no."
There are clear mental and physical health benefits to saying no including the setting of healthy boundaries, creating time and energy for other self-care activities, and protecting yourself from physically harmful situations (i.e. unprotected sex or abuse). Just say it, clearly and simply, when you need to.
12. Set a fun, free, adults-only date night for once a week or twice a month with your spouse.
If busy, high-profile folk have touted the success of this, even you can make the time for quality time with your partner. And it's even better when it costs nothing. The best connections are made doing something chill, challenging, or outside the usual dinner-and-a-movie date. Play a game that allows you to reconnect, take a walk in your neighborhood to chat and laugh, or try a little erotic chocolate/edible liquid/paint episode a la Mea Culpa.
13. Go out with Mr. or Ms. "Not My Type."
I love my man, but if I were waiting out for my "type" at the time, we wouldn't be celebrating seven (going on eight) years together. Sometimes having strict, unrealistic expectations for a spouse (especially related to things like height, physical features, or career path) is what's keeping you alone and lonely.
Take the pressure off and explore all your options. I'm not telling you to stop popping the balloon on the guy who earns $20,000 less than you if that's a hard no that Jesus himself told you to skip. I'm asking you to explore other options and see what else God might have out there for your love journey.
14. Immediately apologize and pray together.
I've learned that always being "right" isn't always ideal when you truly care about someone and you're in a relationship for the long haul. Defaulting to an apology when necessary, even when things aren't 100% resolved, is a good way to prioritize peace and save your energy for more worthwhile battles. Research has even supported the benefits of apologies in relationships, and how couples married for five or more years do it often.
15. Get a Rose and discover true self-love.
Do I really have to explain this? You've gotta know what satisfies you, and how better to figure that out than to practice self-love in the bed by yourself? You can also try this with a partner, but as a woman who got on this train very much later in my sexual activity journey. I have a lot more learning to do on my own, and even in a satisfying relationship, I like to find out new things about myself, by myself.
Figure out what you're into, watch what you want to watch, and read what you want to read to define pleasure for yourself. There's a freedom and empowering element there especially if you're used to prioritizing pleasing your partner.
16. Be direct and have the "money talk" with bae.
Money issues are one of the leading causes of divorce, so you need to have those conversations before you even think about marrying someone. And true, nobody can predict the future so you won't be able to avoid some challenges altogether, however, talking with your potential spouse about how they view money, their spending habits, and the pain points in terms of their approach to money management can at least give you a glimpse into what's in store if you do walk down the aisle, move in with them, or decide to share a bank account/business/child with them.
17. Invest in the "paid" version of that dating app.
I know plenty of successful, married folk who did this and met "the one" as a result. Let's be honest: The free version is for playing around. I had a lot of fun with my "free" profile back in the day, trust me. Upgrade that photo, profile, and package, and see if the quality of your dating adventures changes when you're serious about finding a true partner. Dating coaches and matchmakers cosign this.
18. Solo travel to meet that long-distance connection.
Sometimes, your perfect match isn't within 100 miles of you, and that's okay. Make it an adventure, enjoy the memories, and book that ticket. I met my man this way and it's been a whirlwind escape ever since. If you're not comfortable traveling solo, travel or (network to plan travel) with a group via Facebook.
Career And Business
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19. Schedule coffee or virtual meetups with smart people from your graduating class, previous employer, or current employer.
I have gotten many freelance opportunities by doing this. It's as simple as connecting and offering value (or simply learning how you can better equip yourself to do so.) It's also a great way to expand your network, spark new friendships, or find out about new job opportunities.
20. Invest in a well-made suit.
I don't care what industry you're in, a suit says "power," and it's not as old-school or out-of-style as you'd think. Plus the whole experience of looking for a new one (or getting one tailored) is fun and affirming. Try these options. I swear, anytime I wear a blazer, I'm treated like a celebrity or boss, especially when traveling. I was once upgraded to first-class wearing a yellow blazer outfit, and the airline professional literally said, "You look like somebody important. Here you go."
21. Volunteer for a worthwhile project or cause that's important to your company.
If you're overworked and underappreciated, skip this one, but if you truly have the time, love what you do, and want to advance, this move is clutch. Volunteering for extra projects got me where I am today in media because I had foresight, and knew that was the only way at the time to leverage relationships, and I was able to challenge myself to learn skills that 20 years later are still bankable. That VP you can't get a meeting with will be at that gala your company is planning, so join that committee, sis.
22. Write down why you deserve a raise and ask for it in your next one-on-one.
Gather those receipts (ie sales increase numbers, KPIs met, deals closed, people acquired via recruitment, the impact of systems updates, or other tangible success metrics) and ask for that raise before the first or second-quarter budgets are being finalized.
23. Instead of quitting, write down your exit plan.
While revenge quitting is set to be a thing next year (and maybe you're among those who will be leading the trend), try the better boss move and quit with a real plan.
24. Start automatically separating that estimated self-employed quarterly tax estimate.
If you have side hustles (or you're collecting 1099 income,) baby, you do not want to neglect those quarter tax payments. Talk to a professional, do your research, and set up automatic transfers to an account specifically for paying these at the appropriate due dates.
25. Sign up for a free one- to 11-week course related to your industry—or the industry you want to be in next year.
Institutions like Harvard University and platforms like Coursera offer free courses that can enhance your skills. You can also invest in certificate courses with accredited colleges as well as tech training.
26. Hit "Easy Apply" for 10 dream jobs listed on LinkedIn.
While you shouldn't solely rely on this when actively job-seeking, using this convenient LinkedIn option is a great way to get into the habit of applying for positions. And if you're already employed, you should still be "dating" other employers if you're looking to make a move in the next six months. Keep your interview skills sharp, practice toughening up for the "nos," and get a bit of an ego boost in the process.
Self-Care And Wellness
27. Pre-schedule three month's worth of massages.
Oftentimes this is cost-effective since some spas offer deals for multiple bookings. Also, it makes an act of self-care deliberate and important, not an option. When you get that reminder call, you'll know it's real.
28. Fire that therapist and try another one.
Cultural competency in mental health support is one major problem that can hinder Black women from even bothering with therapy. And who wants the added stress of spending multiple, paid sessions explaining why something is a microaggression? Cut the cord and move on to try someone else, either via a Black women therapists channel or recommendations from others.
29. Join a small group at church.
Bedside service ain't gonna cut it and neither is going to the usual Sunday service. Join a smaller group and upgrade your efforts to connect, network, and elevate spiritually. Even if virtually, take a step to dig a bit deeper with more targeted Bible study and discussions.
30. Say no, even to loved ones.
This is on here twice, for a reason. Saying no is the simplest, most powerful micro-action you can take today to make 2025 better. No explanations. No guilt. Say no.
31. Choose one "luxury" beauty product for skincare and stick to it.
This was trending big on social, especially for millennials hitting their 40s. There's just something so freeing about not giving in to every trend and sticking to the basics that work, especially when there are quality, healthy ingredients involved. Put those orders on auto-renew.
32. Sign up for a new sport or fitness class just for fun, not for results.
It's great to be on a weight-loss or weight-lifting journey, but try something just for the fun of it. Switch things up with a couple of these fitness activities.
33. Book a staycation.
Leave the passport at home and explore a nearby community or another town in your state. There's so much enrichment in your own backyard right here in the U.S., and you don't even have to break the bank.
34. Pre-schedule your mammograms, Pap smear, and peri-menopause checkups for next year.
Take control of your health by pre-scheduling essential appointments like mammograms, Pap smears, and peri-menopause check-ups for 2025. Prioritizing these screenings early ensures you stay on top of your wellness and make time for self-care in the new year.
35. Cut off support of beauty and wellness professionals whose customer service is below standard.
This is another one that many Black women have been vocal about—from unrealistic pre-appointment requirements, to booking fees, to long waits, to unsavory in-salon experiences. Spot the red flags early, and just stop accommodating foolishness. Support salons or experienced stylists who are kind, have proper systems in place and value your time.
36. Schedule five to 10-minute moments of silence on your calendar.
Again, wellness is not optional, and if it's not on my calendar, it's not official. Sit quietly. Pray. Meditate. Or do nothing. The benefits of silent moments are almost endless.
37. Download a meditation app.
If you've found that meditation is difficult to schedule or to even start, an app can help. Try this, this, or this one, and take that step to embrace something new to enhance your wellness routine. If you're tired of downloading apps, create a playlist for meditation via Amazon Music or Spotify and schedule a reminder to do it once a day or week.
38. Invest in a healthy meal prep or delivery service.
Time is emotionally expensive, so save as much of it as possible. Getting into meal prep to keep to your goals is a great way to save time, stress, and effort. The health benefits of meal prepping have also been proven via research.
39. Create a positive playlist on Spotify, Amazon Music, YouTube, or other streaming platform.
It can be podcasts, music, affirmations, or somatic sounds. It's a game-changer. You can even set an alarm to wake you up to start your day with the positive playlist. Not into creating your own? There are plenty to choose from with a quick search.
40. Set up reminders for Alexa (Siri or other AI) to remind you, "You are loved," and "You are okay."
This simple effort can boost your endorphins and remind you that you're indeed, not alone, and you will be okay, regardless. To set mine up, I simply commanded, "Alexa, remind me everyday 'Jesus loves me,'" and like clockwork she does. She almost scared the ish out of me one day when I'd forgotten the reminder was active, but it was the reminder I needed when anxiety had gotten the best of me that week.
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While there's always an element of gloom and doom in the news when it comes to employment and the job search, it's not all bad out in these career streets. Some jobs will not only be in demand in 2025, but they'll be paying even higher salaries.
In fact, Mercer, a human resources and financial services firm, released a few very optimistic insights in a recent report. Companies are set to increase compensation budgets by 3.3% for merit increases and 3.7% for total salary increases for non-unionized employees in 2025, despite economic uncertainty. They’re also “prioritizing talent investment, with 69% expressing confidence in their compensation budget projections, and plan to promote 9.3% of employees in 2025.”
If you're looking to change careers or even figure out your next move in your current one, you'll want to look into these jobs, per the experts, that are set to see pay increases next year, allowing you to make that vision board a reality:
1. Human Resources (“People” or “Talent”) Manager
Average salary: $137,212, or more with specialty, experience, and advanced degree
According to the U.S. Bureau of Labor Statistics, the human resource manager's role is expected to see a 6% uptake in demand over the next 10 years—faster than the average job growth rate.
In this role, you oversee senior levels of strategic talent management and recruitment—from handling complaints and bridging the gap between management and their teams to managing learning and development, among other duties.
2. Renewable Energy Project Manager
Average Salary: $95,206, a bachelor's degree in engineering or related subjects, with more salary for advanced degree
Energy firms and corporations are among those reporting the highest planned overall salary increases in 2025.
In this role, you’ll be in charge of projects centered on renewable energy projects, such as solar and wind farms. You’ll handle budgets, progress reports, site investigations, and feasibility studies.
3. Digital Marketing Manager
Average Salary: $126,704 or more with bachelor's degree and/or practical experience showcasing successful projects
Communications is another industry set to offer the highest salary raises next year. As a digital marketing manager, you'll have hands-on experience and must have a knack for leveraging digital platforms to promote products, services, or brands. You’ll work with a range of niche digital media, including social media, email, online advertising, and content creation. You'll also manage teams to meet client and campaign deliverables to target and engage with audiences and customers.
4. Insurance Actuary
Average Salary: $135, 203, with a bachelor's degree in actuary science, accounting or related, with more for experience, advanced degree
While AI is impacting the insurance industry, experts are predicting that experienced and detail-oriented actuaries will still be in high demand in 2025. For this role, you’ll need to have the perfect knowledge mix of math, statistics, tech, and business modeling when making strategic decision-making. When it comes to insurance, you’ll decide the risk of potential events, and help businesses develop policies that minimize the cost of a risk.
5. Cybersecurity Engineer
Average Salary: $122,890, bachelor's degree in computer science or related field, and more with advanced degree
Tech is an industry also expected to have high instances of salary increases next year, and cybersecurity is apparently booming. You’ll be in charge of coming up with the networks that protect against cyberattacks, cybersecurity procedures for a brand or company, and the monitoring and testing systems to keep them up to date.
6. Psychiatric Nurse Practioner
Average Salary: $153,643, bachelor’s in nursing and master’s, with more for DNP (Doctor of Nursing Practice)
This specialty is the “fastest-growing choice” among nurse practitioner students, and the job remains in high demand even with the high volume of supply for the role due to the increased need and prevalence of mental health issues in the U.S. In this role, you’ll lead in individualized treatment plans, prescribing medications (DNP), providing psychotherapy, and implementing behavioral interventions (DNP).
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