Money Talks is an xoNecole series where we talk candidly to real women about how they spend money, their relationship with money, and how they get it.
Ladies, I don't know about you, but when I see other women making their coin and a name for themselves through their passions, it just makes me feel all fuzzy inside. Especially when those women spread the wealth of knowledge to help other women earn extra income and secure all of the bags in the process. Contrary to popular belief, there is enough to eat sis, so we can all have a seat at the table. Lyn Allure, founder of Good Girls Gone Boss, is someone who believes that it pays to pay it forward.
The Toronto-based entrepreneur took advantage of the power of the internet and has been able to create multiple streams of income by changing her mindset around money and educating other women on how it's done. With a background in finance, Lyn used her experience in corporate and her bachelor's in Business Administration to jump-start her journey into entrepreneurship. Since leaving her corporate job seven years ago, Lyn has been able to harness the power of the internet to spearhead successful online businesses, including a successful YouTube channel.
Courtesy of Lyn Allure
In July 2020, Lyn launched her online platform Good Girls Gone Boss. She explained its inception, "I started Good Girls Gone Boss as a solution for other entrepreneurial-minded women to connect and share gems along this business journey. When I first started making money on social media and growing my brand, it was a very isolating process. I was in my own little world most of the time. None of my friends were into social media at the time, but I knew I had an interest in YouTube and I saw the potential there."
Lyn continued, "I thought to myself, 'If I can turn a fun hobby into more money, then why not?' So I had to learn how to do things on my own, like how to inquire about brand deals, tips for Google AdSense, affiliate links, etc. After I started to see the money coming in, I thought it would be helpful to really make this community with Good Girls Gone Boss because I figured other women felt isolated as well."
As a solution and a resource, Good Girls Gone Boss offers weekly YouTube videos surrounding personal finance tips, an exclusive community that includes hands-on support and trainings, and financial resources such as a budget workbook. The platform is a space for a community of unapologetically, ambitious bosses who are looking to design, plan, and execute their dream life.
In this installment of "Money Talks", xoNecole spoke with Lyn Allure about how normalizing financial literacy, staying humble, and making your money work for you are the keys to creating financial freedom.
On the definitions of wealth and success:
"With wealth, I believe that aligns with being financially free. To be able to live a quality of life without worrying about if you can afford it or not. I also consider someone being wealthy by the company they keep. You are only as wealthy as the people around you; whether that means helping your friends to get to your level if they are struggling, or passing down wealth for future generations.
"Now, with success, to me, is simply happiness. Not just being content, but being proud of yourself for where you are in life and in a state of bliss. We know success can be different for different people. Success can mean making six figures for some people and for others, it has nothing to do with money at all. Whatever success may mean to you, it should definitely include happiness."
On unhealthy mindsets about money she had to let go of:
"One thing for me was, the idea [that you have] to spend money to make money. You know that saying, 'scared money, don't make money'? That is absolutely true (laughs). I grew up in the hood, so I thought the best mindset about money was to make a lot of it and then save a lot of it. But the reality is, it is not just about how much money you make. It's about how much money you make and how much you invest in order to make more. When you invest, now you have equity and assets that produce income for you. I had to really change my mentality with money early on, in order to get to where I am right now."
"The reality is, it is not just about how much money you make. It's about how much money you make and how much you invest in order to make more. When you invest, now you have equity and assets that produce income for you."
Courtesy of Lyn Allure
On her investments:
"Right now, I have two main investments. My first investment is a single-family home investment property with tenants. I currently reside in a condo because I have no desire to live in a single-family home for myself. I am not going to be mowing the lawn or doing those other things (laughs). But with my property, I am thinking about renovating the basement and renting that out as well. My second investment is stocks. I try to invest in stocks on a regular basis with buying index funds and stocks in companies I truly believe in."
On her biggest tip to beginner investors:
"Something that people often think, is that we need to be involved in the finance field 24/7 in order to be a successful investor. That's honestly not the case. If you put money away periodically or every month into an index fund or an ETF, it appreciates. You will be able to see a 7-10% return on that every year. This way is low effort and it's definitely better than just putting your money away into a savings account."
On the worst money-related advice she has ever received:
"That scarcity mindset around 'don't spend your money because you don't know when you are going to get it back' needs to be thrown out the window (laughs). There is an abundance of money out there and it's really about reframing your mindset around it. A phrase I like to follow is 'a dollar today is worth more than a dollar tomorrow.' So for example, if I am holding on to $10,000 in my savings without putting [it] into an investment opportunity, in 10 years that $10,000 will be worth around $9,000. The money loses its value. You have to treat your money like an employee and let it work for you."
"There is an abundance of money out there and it's really about reframing your mindset around it. A phrase I like to follow is 'a dollar today is worth more than a dollar tomorrow.' You have to treat your money like an employee and let it work for you."
Courtesy of Lyn Allure
On the money mantra she swears by:
"I would say my mantra is 'what doesn't get measured, doesn't get managed.' What I mean by that is, a lot of people do not know what their financial standing is. It can bring up so much anxiety for people because they don't want to face those hard facts of their spending habits. But I find that once you get over that hurdle and really know what your hard-earned numbers are, you realize what steps you need to take to improve it. It's important to manage your money no matter what financial state you might be in. But remember you can't manage it if you aren't measuring it."
On the early challenges that came with starting her business:
"The inconsistency of cash flow when you first start out is real (laughs). I remember one month I made five figures and then the next month I made three figures. I was like ummm, what's going on here? (Laughs) I definitely wasn't prepared for it at the time. But luckily, I referred back to what I preach to my Good Girls Gone Boss community. Do not rely on one stream of income. Think of it as a table. Every single leg is a stream of income. If you only have one leg, then if it collapses, you collapse too."
"Do not rely on one stream of income. Think of it as a table. Every single leg is a stream of income. If you only have one leg, then if it collapses, you collapse too."
On the most important lesson she's learned about creating wealth:
"I have always had this hustler mindset where I had multiple side hustles in college. So I have always been thinking to myself, 'Where's the next job and where's the next check?' (Laughs) But what I have learned is that, I do not need to have multiple jobs in order to make all this money. It is not the key to creating wealth or financial freedom.
"There are only 24 hours in a day. Finding a way to make those passive streams of income with a business has definitely been an eye-opener for me. You also do not need to make a certain amount of money in order to make passive streams of income for yourself. Whatever your salary is, you can still make things happen, especially on the internet."
Read more money mindset conversations in xoNecole's "Money Talks" series here.
For more about Lyn Allure, follow her on Instagram @lyn.allure. You can also subscribe to her YouTube channel here.
Featured image courtesy of Lyn Allure
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This article is in partnership with Sensodyne.
Our teeth are connected to so many things - our nutrition, our confidence, and our overall mood. We often take for granted how important healthy teeth are, until issues like tooth sensitivity or gum recession come to remind us. Like most things related to our bodies, prevention is the best medicine. Here are five things you can do immediately to improve your oral hygiene, prevent tooth sensitivity, and avoid dental issues down the road.
1) Go Easy On the Rough Brushing: Brushing your teeth is and always will be priority number one in the oral hygiene department. No surprises there! However, there is such a thing as applying too much pressure when brushing…and that can lead to problems over time. Use a toothbrush with soft bristles and brush in smooth, circular motions. It may seem counterintuitive, but a gentle approach to brushing is the most effective way to clean those pearly whites without wearing away enamel and exposing sensitive areas of the teeth.
2) Use A Desensitizing Toothpaste: As everyone knows, mouth pain can be highly uncomfortable; but tooth sensitivity is a whole different beast. Hot weather favorites like ice cream and popsicles have the ability to trigger tooth sensitivity, which might make you want to stay away from icy foods altogether. But as always, prevention is the best medicine here. Switching to a toothpaste like Sensodyne’s Sensitivity & Gum toothpaste specifically designed for sensitive teeth will help build a protective layer over sensitive areas of the tooth. Over time, those sharp sensations that occur with extremely cold foods will subside, and you’ll be back to treating yourself to your icy faves like this one!
3) Floss, Rinse, Brush. (And In That Order!): Have you ever heard the saying, “It’s not what you do, but how you do it”? Well, the same thing applies to taking care of your teeth. Even if you are flossing and brushing religiously, you could be missing out on some of the benefits simply because you aren’t doing so in the right order. Flossing is best to do before brushing because it removes food particles and plaque from places your toothbrush can’t reach. After a proper flossing sesh, it is important to rinse out your mouth with water after. Finally, you can whip out your toothbrush and get to brushing. Though many of us commonly rinse with water after brushing to remove excess toothpaste, it may not be the best thing for our teeth. That’s because fluoride, the active ingredient in toothpaste that protects your enamel, works best when it gets to sit on the teeth and continue working its magic. Rinsing with water after brushing doesn’t let the toothpaste go to work like it really can. Changing up your order may take some getting used to, but over time, you’ll see the difference.
4) Stay Hydrated: Upping your water supply is a no-fail way to level up your health overall, and your teeth are no exception to this rule. Drinking water not only helps maintain a healthy pH balance in your mouth, but it also washes away residue and acids that can cause enamel erosion. It also helps you steer clear of dry mouth, which is a gateway to bad breath. And who needs that?
5) Show Your Gums Some Love: When it comes to improving your smile, you may be laser-focused on getting your teeth whiter, straighter, and overall healthier. Rightfully so, as these are all attributes of a megawatt smile; but you certainly don’t want to leave gum health out of the equation. If you neglect your gums, you’ll start to notice the effects of plaque buildup, which can irritate the gums and cause gingivitis, the earliest stage of gum disease. Seeing blood while brushing and flossing is a tell-tale sign that your gums are suffering. You may also experience gum recession — a condition where the gum tissue surrounding your teeth pulls back, exposing more of your tooth. Brushing at least twice a day with a gum-protecting toothpaste like Sensodyne Sensitivity and Gum, coupled with regular dentist visits, will keep your gums shining as bright as those pearly whites.
Canadian actress Taylor Russell has quickly become an indie darling since racking up acting credits in projects like the controversial 2022 film Bones and All. There, she landed one of her first major film roles, starring alongside Dune actor Timothée Chalamet. But it's her love life off-screen that has been getting her major buzz this past summer. The 29-year-old is reportedly dating "As It Was" singer, Harry Styles. Taylor and Harry were first seen holding hands while out and about in London, and the PDA has gotten more heated with every glimpse of the rumoured couple.
Aside from who she is seeing romantically, Taylor was most recently spotted turning heads during Paris Fashion Week, where she was making a pantless statement. She donned a striking oversized "tin coat" over her shoulders while attending the Loewe Spring 2024 show this past Friday.
Bonjour, #TaylorRussell! The actor stepped out in style, with her own spin on the pants-free trend for #Loewe's spring 2024 show during #ParisFashionWeek. #TikTokFashion
Taylor's tendency to dabble in the experimental when it comes to fashion and stylistic expression captivates all who have witnessed her impeccably styled red carpet looks.
When she's not slaying red carpets, she is taking her acting chops to the stage. Taylor is currently starring as Connie in the stage play The Effect at the National's Lyttelton Theatre in London.
Who Is Taylor Russell?
Since deciding to take acting seriously post-high school, Taylor has landed a few supporting roles that would eventually lead to her breakout performance in the Netflix sci-fi series Lost in Space. After that success came a role alongside Kelvin Harrison Jr. in the movie Waves. Of course, those early career wins eventually paved the way for Bones and All, which really helped put her on the map.
Aside from red carpet fashion, being Harry Styles' new bae, and acting, what else is there to know about one of Hollywood's hottest new stars? Keep reading for 10 things to know about Taylor Russell.
1.Taylor Russell didn't grow up wealthy and recalls being on welfare at a time.
"I didn’t grow up in a wealthy family. My parents struggled; we were on welfare. Things changed a lot, so there was always an opportunity for reinvention, to create something new.” - via ELLE, November 2019
2.Taylor was born in Vancouver and moved 16 times before her 18th birthday.
Someone please advise ⚠️ Taylor Russell at the @LOEWE SS24 show #DazedFashionTV #TikTokFashion #TaylorRussell #Loewe #SS24 #PFW #ParisFashionWeek
Perhaps her acting ambitions are in her blood because Taylor takes after her father, who was also an actor for a living. Taylor Russell was born July 18, 1994, in Vancouver, Canada, but would move a whopping 16 times before she turned 18, a demand in the pursuit of her father's acting career and what would unintentionally set the tone for her adaptability.
In a 2022 interview with Dazed, she described her mother as an artist as well, though she doesn't rep the title as readily as Taylor or her father does. She also noted her family's inherent bohemian outlook on life. She shared, "I think it’s just part of their souls in some way. And it manifests in me, too.”
3.Before acting, there was ballet. Taylor Russell did ballet her whole life.
For Taylor, although acting would become her eventual love affair, her longest love came in the form of ballet. In a 2019 interview with Coveteur, she spoke about how her love for ballet would eventually lead to her love for acting:
"I did ballet my whole life, I love dancing. I wake up every morning and dance for 15 minutes, and it’s the only way I can get out of bed. I wanted to act when I was younger, but both of my parents worked full-time and couldn’t really be there for me on set. So they were like, ‘If you want to act, you have to wait until you’re old enough to do it on your own.’ After high school, I took an acting class and just knew that’s what I wanted to pursue. In many ways, I’m built for it, because I don’t really expect life to be a steady stream. I moved 16 times when I was a kid.”
4.Taylor Russell on what she'd be doing if it wasn't acting:
“Hands down, I would be a kindergarten teacher. There’s nothing else I’d rather do. I love kids.” - Coveteur, 2019
5.Taylor Russell has a lightning bolt tattoo that is a replica of her hero Patti Smith's tattoo.
In her 2019 interview with ELLE, she admitted the punk singer and poet was "one of my heroes" and even has the same thin lightning bolt as Patti Smith but on her left wrist. A lightning bolt that cements the affinity she has for one of her idols. She also revealed that Patti's Just Kids is one of her favorite books, and she's read it at least 10 times.
In the Winter 2022 issues of Dazed, she spoke about her love for Patti's poetry again, "Her words are so deeply ingrained in the map of my body." She added, "I discovered her writing when I first moved here [to New York], and I felt akin to her in so many different ways, ways that have revealed themselves to me more with time and reflection.”
“There’s a line I’ll never forget, and I think it captures how I really feel: ‘No one expected me. Everything awaited me.’”
6.Taylor Russell on her insecurity and not wanting to be too fragile:
#streetstyle #ootd #streetwear #fashion #thepeoplegallery
"I’m looking forward to the day that I’m 60, when I can have some real gusto behind the things that I’m saying. I’m working with actors right now who are a lot older than me, and everything they say is so meaningful. Because they’ve said it in a whole host of ways in their real lives already, one thousand times over.
"And my insecurity is always that I don’t have enough soul behind me for the words to really hit. I just want to keep gathering that, and the only way to do it is by being around people who keep shit real. You have to keep it real, because if you rely on things that will fade, everything’s going to shatter really quickly. And I never want to be that fragile.” - via Dazed, 2022
7.Taylor on her dream actors and directors she wants to work with:
“I love Paul Thomas Anderson. I love Mélanie Laurent so much. Marion Cotillard. I love Léa Seydoux, all the French actresses. My favorite director is Maïwenn. She did a movie called My King with Vincent Cassel. It’s like the French Blue Valentine. It’s one of the best films ever.” - Coveteur, 2019
8.Taylor on feeling shame when she was her most 'unlovable' and 'ungraceful':
“We are so ungraceful as human beings. At my most unlovable and ungraceful, I’ve felt so much shame. What would be so great in those times is to have someone embrace you. That’s when you need it the most.” - via ELLE, November 2019
9.Taylor Russell on her views on love amid rumors of a relationship with Harry Styles:
It’s not the same as it was. #harrystyles #taylorrussell #harrystylesvids #loveontour #couple #london #love #larrystylinson #onedirection #fyp #foryou #foryoupage
“I mean, love, a lot of the time, feels like a drug, you feel so insane. Being with the person all the time, you’d do anything for them. You’re like, ‘I wanna have all of this stuff with you and I wanna do everything with you.’ That feels like, especially when you’re not in love all the time… I have my distinct loves of my life and so I can remember the feelings of them pretty specifically and intensely. When I think about them, and being in love, it definitely feels like a drug. But honestly, I didn’t experiment with drugs much when I was a teenager and in my twenties.” - via The Face, August 2023
10.Taylor isn't big on 'volunteering' her feelings and she thinks 'it's weird.'
“I’m never going to be volunteering all of my feelings. I’m somebody who, annoyingly, complicatedly, needs things to be asked and pulled from me to talk about it. But even then I’m like, ‘I’m sorry, is this too much? Is this too much?’ So I need a partner who is going to do that or else it’s never going to work," she expressed her reluctance to vulnerability with The Face.
“It’s weird,” she added. “It’s like that thing when you feel vulnerable or on display for saying something, or talking too much or whatever. Saying something about yourself and then feeling like, ‘Oh no, I shouldn’t be talking about myself. I should be asking about you, because that’s the thing I should be doing and it’s not that interesting. We don’t need to talk about me, don’t worry. I’ll handle it.’”
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Featured image by David M. Benett/Jed Cullen/Dave Benett/Getty Images