10 Fun & Savvy Ways To Make Money Online In 2021
It's always good to not only seek financial freedom, but to achieve it, and when you can make a few extra coins from the comfort of your own personal laptop or computer, that's even better. The options online might seem endless, but there are a few things to consider before pursuing a money-making venture or opportunity that is solely based online. It's telling that recent Pew Research Center findings show that 24% of Americans reported making money from a "digital platform economy." And by 2023, the projected gross volume of the digital-based gig economy is expected to hit more than $450 billion.
If you haven't already jumped into an online-based side hustle, business, or career and you're still looking for more reasons, we offer 10. Check out how to make money online, with a key emphasis on fun and savvy:
1. Sell, sell, sell.
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We're not talking about posting photos of your current living room furniture in a last-minute plight to get the rent money here, either. (That's definitely not fun, and oftentimes it's more frustrating than successful). Let's take things a step further. We're talking about offering creative works such as art, crafts, graphic works, fashion designs, photography, or templates. We're talking about trading stocks or selling products and services you actually love and care about. And you don't have to reinvent the wheel here. Try platforms like Shopify or Etsy that take the legwork out of website design and e-commerce tools, try affiliate marketing, or sign on to be an online influencer or team seller for your favorite brand.
Of course, you can still also make money as an online sales professionals for major companies including Google, GrubHub, and Neiman Marcus, making up to $84,000 a year.
2. Become a consultant.
True, there are a lot of coaches and consultants out there, but why not use the skills you've built working at your 9-to-5 or earning degrees to help individuals, small businesses, entrepreneurs, and nonprofits? You would be hired to pinpoint an issue, analyze a problem, and offer solutions via a projected plan, and you can offer these skills via your own free website (try Wix, WordPress, or About.me). You can also use Instagram, YouTube, or Facebook to showcase your knowledge, build community, and attract clients, or you can work from home for companies who need to fill this role. Oftentimes, you don't even have to be the person executing the solutions plan. You're just the mastermind.
And please think outside the box on this in terms of what this could look like for you (i.e. using your graphic design skills to consult on a new logo or website rebrand or your journalism degree to offering project management consultations for church blog projects).
3. Build community and capitalize.
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If you're a creative or personality who loves to build a vibe, who has a specialized skill, who caters to a niche crowd, or who is passionate about a specific issue, this is perfect because you can use your passions and unique abilities in a variety of ways. Brands and nonprofits will actually pay you to not only expand their audiences and draw more people to their products, causes, and services, but they will pay you for access to the community that you've built through your own content creation or creative direction.
They will also pay top dollar for the skills of creators who are able to tap into markets they've had difficulty reaching or who have the skills, methods, and tools they do not have. You'll want to be sure that the missions and values of any brand or org you work with match those of your brand and community, of course. So get those creative projects, advertisements, vlogs, and photoshoots out of your head and on somebody's computer or smartphone! You could rock out to making thousands of dollars if things pan out. You don't necessarily have to be an "influencer" with thousands of followers either. If you're savvy, great at showcasing who you are online, and are able to market yourself via pitch competitions, job openings, or meetings, you can still do this and be successful.
Major companies also pay a pretty penny for full-time community engagement roles, to the tune of up to $98,000 per year.
4. Learn coding, web design, or digital graphic arts.
Again, this is all about doing things you actually enjoy, so if you're not into creating beautiful imagery, concepts, animation, apps, digiprints, or games online, go ahead and skip this one. Also, you don't really have to know the ins and outs of programming or tech to do some of these jobs. Some successful app builders and game creators, for example, actually outsource the parts of the process that they're not great at (or have no interest in doing), so if you have a concept and want to bring it to market, go for it!
Digital graphic arts can be used for a multitude of things (like how this artist uses them for apparel), so, again, think outside the box on how these skills can be used to make money. If you want to brush up on your DIY design skills or simply want to learn something new in order to monetize coding, try Udemy or Codecademy and then flip that into your piece of the $100,000 per year salary pie for a career change.
5. Rent or source valuable spaces or items.
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This makes sense for someone who has a fabulous home, backyard space, garden, garment or shoe collection, or office and has the flexibility to offer such items and spaces to others for a fee. The fun factor: Managing and witnessing how your spaces and items can be the cool-factor catalyst for events such as photo shoots, weddings, birthday parties, anniversary dinners, or ad campaigns. Your home could be the backdrop of a fabulous Halloween shoot (like this one Janelle Monae shot at designer Dani Dazey's spot) or you could source fab items for campaigns or projects (like how this power couple of Blk Vintage did for Issa Rae's Insecure.) This might be more of a hybrid offline-online gig, but it can still provide the time and creative flexibility you crave with the major aspects of operation being web-based.
6. Get into gaming.
Yes, you can get paid to play games, and though there's a lot of spam out there in terms of information on legit companies, you can find legit opportunities to make money this way. Try popular platform Twitch (and don't forget to read the rules and get to know the tax implications of earnings or donations) or you can try apps that pay you for how much time you spend fooling around with a game. (Check out reviews and do your research before downloading or participating.)
Another avenue is to create a YouTube channel---where all you do is test out, review, or simply play games---and build an accompanying Patreon where viewers can offer donations or pay for memberships to view specialized content.
7. Create adventures for others.
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For outgoing types who still want to be able to tap into the introvert who would rather work online, making life that much more interesting for everyday folk by creating experiences or adventures is ideal. Airbnb offers a platform for doing this, but you can also set out on your own to create private picnics, plan parties, lead excursions, coordinate trips, or add to the offerings of others who provide specialized goods and services.
Take a nod from this entrepreneur, who offers exotic fruit tastings in Montego Bay, Jamaica, for example. If you're not into actually managing experiences or dealing with people, you can be the creative thinker and coordinator to turn dreams into reality, for a fee, corresponding only via the web and offering packages.
8. Chef it up.
A love for cooking, creating dining experiences, or providing diet and nutrition insights is a must for this one, and you can provide all of this from the comfort of your home. If you like vegan food, have a knack for creating recipes in a way that no one else has, know a thing or two about food chemistry or nutrition, or simply want to provide a space for the content you want but don't see, get up and offer it. You can make money selling recipe downloads, meal plans, or virtual consulting, and you can cultivate a client base that you're passionate about. You can also become a virtual nutritionist, food specialist, or culinary teacher. The online food community is growing, so get in where you fit in.
9. Build in a dance or fitness platform.
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Sis, don't sleep on this. Billboard reports that the global dance music industry raked in $3.4 billion in 2021, and the fitness industry has reportedly hit almost $100 billion. We're not about that scarcity mentality over here, so there's clearly money to be made. If you love to dance, have experience, or just love to stay active and see results, this might be perfect for you. Go ahead and offer virtual classes, start that YouTube, or get into a gym or private space of your own. You could even host via sites like Zoom, Skillshare, and Teachable are great places to start. (You could even try OnlyFans if you dare.) Read the fine print on profit percentages, usability, and additional features like membership management.
10. Just sit...
Nah, not that, sis. House or pet sitting can not only be fun, but it can offer some spice to your life in terms of the opportunity to experience new things and diversify those experiences. Platforms like Nomador and Housecarers have been raved about among the OG house sitter tribe, and for the pet lovers, there are sites like Petsitters or Rover. You can also take a look at Care or TaskRabbit to find gigs. If you're living that nomad life, just want a chance of routine or scenery, or want to enjoy the company of an animal without the commitment—and get paid for it—this is worth a try.
For more job search tips, career advice, and profiles, check out the xoNecole Workin Girl section here.
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ItGirl 100 Honors Black Women Who Create Culture & Put On For Their Cities
As they say, create the change you want to see in this world, besties. That’s why xoNecole linked up with Hyundai for the inaugural ItGirl 100 List, a celebration of 100 Genzennial women who aren’t afraid to pull up their own seats to the table. Across regions and industries, these women embody the essence of discovering self-value through purpose, honey! They're fierce, they’re ultra-creative, and we know they make their cities proud.
VIEW THE FULL ITGIRL 100 LIST HERE.
Don’t forget to also check out the ItGirl Directory, featuring 50 Black-woman-owned marketing and branding agencies, photographers and videographers, publicists, and more.
THE ITGIRL MEMO
I. An ItGirl puts on for her city and masters her self-worth through purpose.
II. An ItGirl celebrates all the things that make her unique.
III. An ItGirl empowers others to become the best versions of themselves.
IV. An ItGirl leads by example, inspiring others through her actions and integrity.
V. An ItGirl paves the way for authenticity and diversity in all aspects of life.
VI. An ItGirl uses the power of her voice to advocate for positive change in the world.
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Do You Want To Be A Wife? Or Do You Just Want To Have A Wedding?
Even though it’s my life, sometimes I look at it and totally trip out over certain things.
For instance, even though I am aware that both Hebrew and African cultures put a lot of stock in the name of a child (because they believe it speaks to their purpose; so do I) and I know that my name is pretty much Hebrew for divine covenant, it’s still wild that in a couple of years, I will have been working with married couples for a whopping two decades — and boy, is it an honor when they will say something like, “Shellie, we’ve seen [professionally] multiple people and no one has been nearly as effective as you have been.”
Yep, me. Little ole’ never-been-married-before me. Yeah, y’all better quit letting people tell you what you’re called to do in this world. That is between you and the One who made you.
Okay, but let me stay on track. When it comes to the engaged couples specifically, who have crossed my path, something that I believe I’ve said to each and every one of them (especially the bride-to-be) is — “You better enjoy every single minute of your wedding day because you deserve a big ‘ole party for all of the work that you’re about to do.” And then I look at the woman as intensely as I can and say, “And you? Remember, you are a bride for a day. You are a wife for the rest of your life.”
Why do I emphasize that point so much? It’s because those two things are not one and the same. Hmph. Let me tell it, a huge reason why 70 percent of divorces are initiated by women, however, is because a lot of them think that it is. And so, in the effort to do my part to help make marriages last longer and cause the divorce rate to go down, I think it’s important for more women to ponder if they really want to be a wife — or if they just want to throw a big party (a wedding), go on a trip (a honeymoon) and not much more than that.
Buckle in. This one might be a bit of a ride (for some, at least).
It’s Time to Stop “Living for the Fairy Tale”
GiphyIf you’ve been reading my content for a while (and if so, thank you), it will not shock you in the least that I’ve spent many years studying the origins of things as they directly relate to marriage. I know that the engagement ring is not about love but about a jewelry company that was about to go bust. So, they came up with the slogan “A diamond is forever” and then made some serious bank from it (you can read about that here).
I know that white wedding dresses have nothing to do with purity and virtue; in fact, women in the Bible often wore lots of bright colors during their more-than-one-day wedding celebrations. Actually, white comes from Queen Victoria making it famous back in the 1840s. I also know that a lot of people were pretty obsessed with evil spirits back in the day because things like wearing a wedding veil and bridesmaids wearing the same dresses were all about hiding from said spirits. Another pretty popular wedding day tradition? Well, I’ll just let you read Insider’s “Here's the horrifying truth about why grooms carry brides across the threshold,” if you’re interested.
And as far as marriage goes, don’t even get me started on the whole “I’m living for the fairy tale” narrative that gets pushed incessantly. I’ve said in other articles before that "fairy tale" literally means “a story, usually for children, about elves, hobgoblins, dragons, fairies, or other magical creatures” and “an incredible or misleading statement, account, or belief.” Who wants to live for childish stories that are incredibly misleading? And the ones that have a character like Prince Charming in it? The Bible literally says that “charm is deceitful” (Proverbs 31:30).
Know what else the Bible says? It states that death and life are in the power of the tongue (Proverbs 18:21). So, what’s up with all of this wedding/marriage rhetoric that’s so popular and also, so… “silly” is the first word that comes to mind, “unrealistic” is the second and “unnecessary” is the third?
Why are there so many expectations, especially when it comes to the wedding day, that push folks to the point where a whopping 49 percent of couples end up going into debt right after jumping the broom — all because they wanted to live for the fairy tale and throw a big party that they basically couldn’t afford? SMDH.
It really is wild, just how much human nature tends to do things without even really knowing WHY it does it — even when it comes to marriage. And so, if you are someone who desires this type of union, be honest with yourself: what is your “why”?
When it comes to becoming a wife someday, WHY do you want to do that?
A man needing to spend three times his salary on an engagement ring, WHY?
When it comes to having a big traditional wedding, WHY is it necessary?
Marriage is a goal for you (and don’t get me wrong, marriage is a beautiful thing) — WHY is that the case?
When it comes to being married, WHY do you think it will better serve you than your single state?
Motivational speaker Eric Thomas once said, “When you find your ‘why’, you will find a way to make it happen.” And when it comes to something as big (and supposed to be lifetime lasting) as marriage, perhaps a big part of the reason WHY so many of them do not go the distance is because there aren’t enough “why” questions, on the front end, that are asked (which is why you should partake in premarital counseling before your wedding day). Oh, but there should be.
Because saying “why” you want a huge wedding is nothing more than “because I want to” or “why” you chose the man that you did is simply “I love him” — I’ve been doing this couples work thing long enough to assure you that those answers simply aren’t good enough. You need to know what it means to be a wife and why a marriage and a wedding are not the same thing…not by the longest country mile that you can imagine.
What It Means to Be a Wife
GiphyIf you’ve been reading my content for a while now, you know that I’m good for throwing some Scripture in; it’s a part of my foundation and I make no apologies for it. And so, when it comes to what it means to be a wife, the first word that’s used to define it in the Bible is “helpmate” (Genesis 2:18). A helpmate is a companion, a helper and someone who assists another individual — in this case, a husband.
While we’re here, a helper is not helping unless the help is actually needed and it’s good. Lawd, I can’t tell you how many wife clients I’ve had who have totally missed that part. So, what does “good help” look like?
- A good helper ASKS the person they are assisting what they need.
- A good helper does not try to control another person or make them do what they want.
- A good helper gets that needs can shift based on what is transpiring at any given time.
- A good helper makes things easier and less stressful.
- A good helper learns how to master good listening, effective communication, and wise timing.
And yes, in many ways, this is what it means to be a good wife. So, if you are someone who desires marriage, when it comes to what is required to be not just a wife but a GOOD WIFE, how much have you factored helping your man into the dynamic?
Not mothering him. Not bossing him around. Not trying to manipulate him into being a version of a husband that you would prefer. No, how much thought have you put into “Am I equipped to help another person be their best self? Am I ready to be supportive, encouraging, and nurturing? Was it even modeled to me, while growing up, to know what a proper helpmate looks like? Have I realized how much sacrifice goes into that type of role? Am I even selfless enough to be a consistent helper?”
I know this is probably gonna ruffle some feathers yet, you know something that I’m not big on? Women saying that their man should give them the “princess treatment.” Every time I hear that, the first thought that comes to my mind is “Fathers make their daughters princesses while men make their wives a queen” — and little girls are treated differently than grown women. And to that, Proverbs 12:4(NKJV) says, “An excellent wife is the crown of her husband, but she who causes shame is like rottenness in his bones.”
My point? There is a MATURITY that is to come from going from princess to queen. A queen does have more privileges, yet, at the same time, she also has way more responsibility. It’s not about sitting around and being catered to all day long. Queens have work to do — and it’s not always comfortable or pretty. Same thing goes for being a wife.
Y’all, I could go on and on (and on and on and on) about what it means to be a wife in a marriage. For now, I’ll just end this part of the article with, “If you’re not ready to help, each and every day of your relationship, you’re not ready to be a wife.” Plain and simple.
Weddings Are Not Marriages (and Vice Versa)
GiphySo, why do so many people jump brooms (I’m writing this with Black folks in mind first; jumping brooms is for us only), only to turn around and get divorced a few years later? Oh, I could go on and on as well about how a lot of people don’t have much integrity when it comes to the promises that they make. Listen singles, when you’re dating someone, pay very close attention to whether the person you’re seeing keeps their word — and if you do the same.
It makes absolutely no sense to keep letting someone slide when it comes to reneging now, only to act shocked when they do the same thing after saying “I do.” And while we’re here, being a man or woman of your word is a character issue. Maybe folks are not strong in character when it comes to this.
Yet another reason why folks will get all dolled up, stand before God, family, and friends, look someone straight in the eye, and promise to never leave, only to do just that, is because many people honestly don’t see past their wedding (and maybe their newlywed years). That is why you will hear so many people describe their perfect wedding day, down to the last detail, and yet, if you ask what their five-year plan for their marriage is, they have absolutely not one clue.
I mean, I get it — to a certain extent. A wedding is a big party where you get to dress to the nines, have people come to celebrate you and you get to have everything go your way — down to the font on the programs and reception napkins. Oh, but what a “trick” that can be if you think that your marriage is going to move like that, all of the time, moving forward. I liken it to The Bachelor franchise. Who wouldn’t feel like they are falling for someone when they’re able to live in a mansion with no bills, have fantasy dates that cost thousands of dollars, and a big ole’ rock that a famed jeweler donates?
Meanwhile, folks should watchUnREAL (the television series from several years back where some former producers of the franchise talk about what really happens behind the scenes) to get a reality check. To a certain extent, the same thing goes for marriage: while weddings produce this belief that marriage will be one big party where everyone focuses on you and everything goes your way, that isn’t even close to being the reality of being married.
Honestly, the real deal is 1) if you don’t want to learn how to love on a supernatural level; 2) if you don’t want your strengths to be refined and your weaknesses to be challenged; 3) if you don’t want to be held accountable in ways that you would never be if you remained single; 4) if you don’t want to compromise on a daily basis and, 5) if you don’t want to be challenged to become a truly selfless individual — marriage isn’t for you.
You’d be far better off just throwing a big ass party for yourself, just because (and no, I don’t mean marry yourself; you are already “one” with you; no need for that), and call it a day. Spare yourself and another person the heartache of divorce because…divorce is A LOT to go through.
Lawd, I can only imagine how much drama could be spared if folks simply took into their spirit that weddings ARE NOT marriages and marriages ARE NOT weddings. Weddings are a party to celebrate your union — yet your union? That requires daily energy, effort, and time. It’s not a party. It’s a relationship. BIG DIFFERENCE.
Please Don’t Get Married Until You’re Sure That You Want…BOTH
GiphyAnd this is why, whenever someone tells me that they are going to get married, I don’t immediately respond with, “Congrats! That’s awesome.” NOPE. The very first thing that comes out of my mouth is something along the lines of, “For real. Why?” WHY? Because, it never fails that, about 7.5 times outta 10, folks will be caught off guard and say, “What do you mean ‘why’?” and then follow that up with, “Because I’m in love” or…they don’t really know what to say at all.
Is being in love a good answer? I mean, it explains why you picked the person that you did; it doesn’t really explain why you are choosing to commit to them for the rest of your life, on a marital level, though. Are you getting married because you know that the two of you will make each other better people? Are you getting married because you want to raise your children in a two-parent dynamic? Are you getting married for biblical reasons like wanting to love like Christ loves his bride (the Church and the Church sent him through A LOT — Ephesians 5)?
Are you getting married because you think you’ve gone as far as you can in your evolution as an individual without the assistance of another? Are you getting married because you want to serve another person as they do the same for you (perhaps not in the same ways because you’re both different people)?
Is that asking the most? Chile, that’s not asking enough. I don’t care how much people mock marriage in the media by changing partners like they change cars or homes. I don’t care how much divorce has been normalized. I don’t care how much folks like to act like a husband is a 2.0 boyfriend (it’s not) and having a wife is a 2.0 girlfriend (it’s not) — marriage is special, sacred, and needs to be honored as such. A wedding should be seen as a happy occasion where two people publicly acknowledge what I just said…not simply a time to get a lot of attention and presents only to come home and go from heaven to hell in six months.
And honestly, that’s a bit part of the reason why I do what I do: it’s because I actually think the covenant of marriage is SO MAGNIFICENT that I want to make sure that people know, as much as possible, what they are signing up for — not an endless wedding; a very real relationship that will challenge them and mature them like nothing else ever will in this lifetime.
____
This was a lot. I already know. Still, it beats spending thousands of dollars on a wedding to stand before a chaplain only to spend thousands of more dollars several years later on a divorce lawyer and therapy while standing before a judge.
Weddings are awesome; you’ll get no argument from me there. Still, I think if I was to narrow all of this down into one statement, it would simply be this: “When it comes to marriage, if the thought of being a wife doesn’t excite you more than being a bride — wait. You’re not ready yet.”
Thank me later, sis. YOU WILL.
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