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This Couple Once Broke Up Over Money And Now They've Made It Their Mission To Teach Others About Building Wealth
Julien and Kiersten Saunders met in 2012 while working for the same company and they quickly fell for one another. However, their whirlwind romance was cut short following an extravagant vacation. When they got home from Panama, reality set in, and they were forced to have a tough conversation about money after they both had different opinions on recouping the money spent on the vacation.
Prior to their baecation, they had agreed to split everything and used credit cards to help pay their traveling costs. Julien had always been conservative with his money whereas Kiersten was a little more liberal but those differences became more glaring after Kiersten continued going out while Julien was budgeting. As a result of the fallout over money, they would ultimately break up. Shortly after, however, they decided to give their love a chance once more and are now married with a son, running a successful blog and podcast helping others to learn financial literacy and build wealth.
Their blog Rich and Regular was inspired by the conversations they had with one another about money. Launched in 2017, they have used the blog to share their personal struggles and wins regarding money as well as making it a platform for Black people to gain knowledge about investing, entrepreneurship, and much more.
“It all sort of turned into what can we do to attract more people of color, especially Black professionals to think like this, to have these conversations to think like this, to re-evaluate their careers and their approach to investing for a myriad of reasons,” Julien says. “One, obviously Black wealth is important to the Black community, two, Black marriages are a core part of that community and that equation, and three, all of the other kinds of issues that affect our community that we don’t have time to solve because our lives are basically spent working.”
According to Business Insider, opposing attitudes about money is one of the biggest culprits leading many marriages to end in divorce. Kiersten and Julien were able to overcome this hurdle that many couples face, so they know a thing or two about the importance of having the money conversation early on.
“Once you hit that part when you start talking about goals and future plans, which for some people they come out the gate with that,” says Kiersten. “They want something very serious and they want to know that the person they’re spending time with aligns [with] them and their ambitions but as soon as you start having those conversations about the kind of life that you want, money is a huge tool to enable all of that life. So, you also want to make sure there is an accommodating financial plan to try to achieve this white picket fence, home ownership, multiple children and pets, and travel.”
The Atlanta couple also wrote the book Cashing Out: Win the Wealth Game by Walking Away, a guide to reaching financial freedom, which they both have managed to do. As life partners and business partners, Kiersten and Julien have experienced many trials and errors to maintain a thriving marriage and business. They agreed that the key to being successful at both has a lot to do with the type of environment you create in the home.
“We also make it a point to play to our strengths. We do that in our marriage and in our business where regardless of what gender roles or the patriarchy or what traditional marriage advice is, if I’m not good at something or if he’s not good at something, we don’t force the issue,” Kiersten explains. “So something as simple as cooking–Julien is a professionally trained culinary student and so cooking is far easier for him to do even though traditionally women are the ones who [are] supposed to cook but he does 99% of the cooking in our household and that’s just one example."
"We really audit every task, every project, every goal that we have to decide who’s gonna do what. Nothing really is on autopilot in that way and we’re true partners. It’s a bit unconventional because a lot of people kind of opt into roles because that’s what they’ve seen done [by] their mom or their parents or on television, whereas for us, it's a conversation to be like does that make sense?”
What once broke them up now has helped them amass wealth, become financially independent, and be adept at helping others achieve similar goals. Currently, they are working on launching the Cashing Out podcast to accompany their book and they are gearing up to release season three of their YouTube series “Money on the Table.” But while a lot has changed, some things still remain the same.
“We’ve both developed hacks to get around our natural tendencies but there’s also these limits so that you don’t create conflict. I still like to spend freely,” Kiersten admits, “but my workaround is to make sure we pay ourselves first, make sure we’ve invested, make sure we’ve set aside money for savings, the bills are taken care of and then I can do whatever I want with the rest.”
Julien shares that they now respect each other’s differences and even learn from them. “We have evolved to appreciate the other person’s approach or I think more so in the broader setup, financial characteristics that you may use to define who you are as opposed to spender or saver,” Julien says. “It’s more complex than that.”
“And so I think we’ve grown to appreciate that but I also think that as your money grows, as you have more of it, and as you continue to have more conversations about money, you just kinda get better at it. So, it's not really so much of a need to be so tight as you may be or may be required to be at the beginning when you’re really trying to dig out of debt or tryna to accomplish some lofty goal. If you’re past that then you can kind of afford to ease up a little bit and I think we’ve learned to do that. I’ve learned for sure.”
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Feature image courtesy of Julien and Kiersten Saunders
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London Alexaundria is the contributing editor for xoNecole. She is an alum of Clark Atlanta University, where she majored in Mass Media Arts and has worked in journalism for over ten years. You can follow her on Instagram and TikTok @theselfcarewriter
This article is sponsored by Hulu.
UnPrisonedhas returned for its highly anticipated second season, delving deeper into the complex dynamics of the Alexander family.
The series premiere comes a year after its debut season garnered rave reviews from fans and critics and earned record-breaking ratings for Hulu's Onyx Collective brand. UnPrisoned's success can be attributed to its raw, relatable themes and comedic appeal.
Inspired by creator Tracy McMillan's life, the show follows Paige (Kerry Washington), a therapist and single mother whose life takes an unexpected turn when her father, Edwin (Delroy Lindo) --who was released from prison-- moves in with her and her teenage son, Finn (Faly Rakotohavana).
Throughout UnPrisoned's first season, viewers witnessed how Edwin's incarceration deeply affected Paige's life and relationships. In the series, Paige unpacks her trauma through interactions with her inner child and her online followers. Meanwhile, Edwin is overcoming specific struggles with his own past that led to his life of crime, including a dysfunctional upbringing and his mother's arrest. As the Alexanders attempt to reconcile, new challenges arise.
This new season promises to further explore their unconventional family dynamic. Here are several compelling reasons why season two of UnPrisoned should be on everyone's watchlist.
The Alexander Family Life Is Still In Shambles
UnPrisoned's second season resumes where the series left off, with Paige grappling with the fallout from her troubled therapy practice and Edwin navigating life independently after moving out. Meanwhile, Finn faces his own challenges. The teenager is battling anxiety and seeking information about his father—a topic Paige avoids discussing.
The Alexander Family Are Attending Therapy To Resolve Their Underlying Issues
Amid the chaos in their lives, the Alexander family decides to mend their bond by confronting their past traumas. They seek professional help and attend therapy sessions with a “family radical healing coach,” played by John Stamos, a new cast member. This collective effort aims to unravel the complexities of their shared history and strengthen their relationships.
The process of unraveling each character's internal conflicts and their potential impact on future relationships may clash with Paige's textbook therapy approach. While Paige is used to being in the therapist's seat in both career and family, this forces her into the unfamiliar role of a patient during therapy sessions. This shift would compel her to look in the mirror and try a radically different approach.
The Alexander Family Learned A Big Lesson During A Therapy Session
In therapy, the Alexanders are tasked with addressing their individual traumas to salvage their remaining relationships. One of the family therapist’s eccentric suggestions was an exercise involving a family wrestling match. During this session, Paige faces tough questions about her refusal to share information about Finn's father.
While it's unclear whether this scene is reality or fantasy, the image of the family duking it out in the ring certainly makes for hilarious yet compelling television.
Paige Tries Dating Again Following Failed Relationships
Amid her life's chaos, Paige decides to step back into the dating field. However, her many attempts have left her with mixed results. The dating apps have turned out to be a fail, and an outing with her ex Mal (Marque Richardson), who is also her father's parole officer, doesn’t go quite as expected after he brings an unexpected guest – his new girlfriend.
The situation takes an awkward turn when Mal's new partner learns why the former couple split, partly due to Paige's self-sabotage.
UnPrisoned Is A Perfect Balance Of Comedy And Drama
As a dramedy, UnPrisoned takes a comedic approach to its heavy subjects. The show takes us on a ride with Paige's dating misadventures and navigating a friendship with her ex.
Other lighthearted moments include Edwin's attempts at CPR based on online videos and, of course, the antics of the Alexander family's unconventional new healing coach.
The second season of UnPrisoned is now available on Hulu.
UnPrisoned | Season 2 Trailer | Hulu
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Mariee Revere On Her History-Making Million-Dollar Sales And The Future Of MoonXCosmetics
If the name Mariee Revere sounds familiar, it's probably because you heard of her beauty and skincare brand, MoonXCosmetics, or you may have heard about her history-making achievement of making $1.8 million in less than eight minutes. But before starting her million-dollar brand, Mariee was just a teenager trying to cure her acne.
While she grew up in the skincare capital of the world, South Korea, Mariee didn't really experience breakouts until her senior year of high school. Like many people who get their first breakout, she didn't know what to do, and there weren't many products out there at that time. So she decided to experiment. What she didn't know was that what she came up with would ultimately be her ticket to success.
"When I graduated high school, I moved back to America, Georgia, and I ended up making, like, the oil, the Rose Galore oil, which is like the staple product of my brand. I don't know what made me make it, but I did, and it literally cleared my face up," she tells xoNecole in an exclusive interview.
"I end up selling it as a body oil first because, obviously, I'm 17, [and] don't have any background as an esthetician or anything like that. I just made a product that worked for me, but people bought it and was using it, and I reformulated it, and then it just stuck like with me."
While MoonXCosmetics is known for its facial products, it wants to expand to body care and home. It just released its new product, Moon-Gel body wash, and it's only up from there. As Mariee continues to grow the brand, it's more than likely that she will see more history-making moments. And so far she has.
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When asked if she feels pressure to obtain more of those milestones, she says yes and no. "I did $1.8 [million] again, and then I did $2 million but I feel like now, currently, I don't look at that as one of my goals anymore because [of] the headache and just everything that came with it, but I was thankful and blessed to have that milestone, but now I'm looking for more," she says.
"I want to say more reach than more like fast-paced sales. I do want that. Obviously, every girl wants that, but I do want to have a better overall reach for my brand because I did take two years off so I was able to learn, [and] study a lot of different things. See how things have changed from 2020 to now."
"I did $1.8 [million] again, and then I did $2 million but I feel like now, currently, I don't look at that as one of my goals anymore because [of] the headache and just everything that came with it, but I was thankful and blessed to have that milestone, but now I'm looking for more."
Another part of expanding for any company is hiring people. Finding the right person to help you can be a hassle, especially for business owners who are used to doing all the work themselves. Mariee can relate to this, and she touched on this topic in her documentaryThe Million Dollar Story. She recommends having someone be your "right-hand man" who you trust to handle the ins and outs of the company.
"I could say, definitely get, like a right-hand man to help you within the process because that really was what helped me. I never had a job. I literally was 18 now, being like, you know, the boss of over 30+ employees at one point in time, and I didn't know anything. I didn't know anything about no W-2s, no taxes, no clock in, clock out because all I [have] ever known was my brand," she explains.
"So I definitely partner with people who are very skewed and versed in those areas, and they helped me get through it. Even to this day, I still have my same person helping me with hiring, firing, [and] doing everything that I can right now because I'm still learning. But obviously people get jobs young, so they have way more experience than me, but still learning."
And though she is still learning, one thing she makes sure to stay on top of is being consistent. Consistency is what trips many people up when it comes to achieving goals, but Mariee says it's all about scheduling. Whether it's when to post on social media or email marketing, scheduling it out can make a world of difference. That same practice also works when planning out her future goals for the company.
"Right now, future goals would be to drop at least five more products before the end of the year. We always do outreach, where we do drives and all that, but definitely do way more this year, she says. "Then really dive into body [care], and then hopefully open up MoonXBody underneath MoonXCosmetics to let that branch out and be open and definitely get back consistent."
For more information, visit moonxco.com.
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