The turn of a new decade can stir up a mixed bag of emotions as we close one chapter of our lives to enter into a new one. Anticipation is high as we crave the thrill of a new adventure and the promise of potential. Simultaneously, the dread of "What's next?" or the grief lingering over what's been left behind still hangs over our heads. Last year required you to get clear about what does and doesn't belong in your reality. In the past year, you may have experienced major shifts in your life encouraging you to toss out distractions, the old narrative, incompatible connections. If you felt like you were being forced out of that job, relationship, environment, etc. then rest assured that you're headed in the right direction.
As disorienting as change can feel, it is necessary for our personal expansion. As we move into 2020, the energy of this pivotal year serves to help us find our footing in a new reality.
The Meaning Of Numerology Year 4
In Numerology, the essence of the number 4 (2+0+2+0=4) embodies stability, discipline, and patience. The masculine nature of this number extends a take-charge attitude to anyone willing to grab hold of the baton and go the distance. And that's exactly what 2020 will challenge us to do, granted the influence of this energy along with some powerful transits taking place astrologically. With a heavy emphasis on planets in Capricorn, the year ahead motivates us to get more serious about our dreams and the legacy we're creating for ourselves (and the generations to come). There's no coincidence that the poster child for homebodies is getting its fair share of action. As Cancer continues its transit through the North Node, we are guided to identify what we need in order to experience emotional security in the world.
Throughout 2020, we're invited to master the eternal dance, the balance between the masculine (Capricorn) and feminine (Cancer), the divine father and mother. Which brings up another theme—parenthood. For many, the energy of the year ahead will emphasize family planning, home buying, and rising up in the professional ranks. Last year was all fun and play, and as exciting as the energy of 2020 is, there still exists an unexplainable need to buckle down. As boring as it may sound, this year doesn't have to be a buzzkill if you're willing to take a slow, steady approach towards building the foundation for a promising decade ahead.
How To Figure Out Your Personal Year Number
Now that you've got an idea of what the universal energy is for 2020, you're probably wondering how this personally affects you. Just add the number of your birth month, day, and the current year. For example, if your birthday is on June 12th, you would add up the following:
6 (birth month) + 12 (birth day) + 2020 (current year)
6+12+2020=2038
(Now it's time to condense)
2+0+3+8=13
1+3=4
4 = PERSONAL YEAR
Once you figure out your personal year number, check out what energy is in store for you in 2020 by scrolling below.
Your 2020 Numerology Personal Year Number Guide
Your Numerology Personal Year 1
The number 1 in numerology always entails a new beginning after closing some major chapters in 2019. You still may be in a phase of letting the dust settle as you get used to this fresh start. This year, your focus is on redefining who you are as an individual. If you've been spending a lot of time focused on other people, 2020 invites you to be a little more selfish as you get clear on what really matters to you. Don't be afraid to take risks and pave your own path in the year ahead. You're encouraged to embrace what makes you different. In the year ahead, you may feel inclined to roll solo more often but bear in mind that your self-assuredness will attract a following that's looking for a leader just like you.
Your Numerology Personal Year 2
2020 is all about relationships for you after spending the last year going through a rebirth process. Now you're more clear about who are and what you value. Now it's time for you to experience connections with people that share similar goals and values. You may not necessarily be into the crowded networking events as this energy prefers to interact with others in a more intimate environment. In numerology, the 2 energy is just that—two peas in a pod. You could find yourself meeting your dream partner, long lost best friend, or the perfect business collaboration in the year ahead. You'll experience your greatest lessons by learning how to cultivate more balanced relationships.
Your Numerology Personal Year 3
This is one of the more exciting numbers of the bunch. The 3 in numerology is all about creativity, socializing, and fun. You may find it even more challenging to stay focused in this universal 4 year. You may find your mind wandering a lot more frequently than usual. No need to beat yourself up about it though. It's equally as important for you to prioritize play as it is for you to stay focused on the practical matters, too. One of your biggest assets in the year ahead can be an accountability group. This could be as simple as a group of friends, people you admire professionally, or your gym buddies. When it comes to pushing your goals forward, you'll need all the help you can get in 2020.
Your Numerology Personal Year 4
The year ahead is all about growing your roots. The seeds you planted a few years ago are starting to come into fruition although you may not experience the fullness of them quite yet. Last year, you got a chance to flow a little more freely as your creativity went through a revitalization phase. Now that you're equipped with some genius ideas, it's time to lay the groundwork for the vision. Where you found yourself too distracted to get anything done, this year's energy makes it easier for you to focus on what you're building whether that's your business, self-esteem, or bank account. Simply showing up and making the effort will take you far this year.
Your Numerology Personal Year 5
Change is the name of the game for you. If you've been hung up on a person, habit, or situation, 2020 will likely grant you the freedom you've been seeking. Don't be surprised if a little chaos is the catalyst for the shifts you're undergoing. The year ahead requires you to be more flexible than you had to be last year. Sudden changes may take you to completely new places and foreign experiences. This energy will test just how open you are to the cosmic dance of surrender. Control issues will come to a forceful head, encouraging you to assess your fears and doubts. In what ways are you lacking faith in the unknown? As unpredictable as the number 5 can be in numerology, the universal energy of the 4 will assist you in stabilizing with grace and ease.
Your Numerology Personal Year 6
The year ahead encourages you to nurture yourself, your talents, and goals. This motherly energy loves to extend herself to others, oftentimes at the detriment to her own needs. It's important that you exert the same amount of effort, if not more, into improving your own quality of life. 2020 may highlight some imbalances within your daily routines, habits, and relationships. It's important that you use discernment to avoid being manipulated by those that may take your compassion for weakness. As much as you care, you can't do the work for other people. It's time that those around you learn how to stand on their own while you become more self-reliant as well.
Your Numerology Personal Year 7
The energy of the 7 invites you into your inner world. 2020 is about reconnecting with God, the Universe, or whatever Higher Power you resonate with. The year ahead will call for much quiet time and introspection. As you prioritize more stillness, you'll be able to sift through the mental chatter that inhibits you from receiving clear communication from your Higher Power. During this one-year cycle, you're encouraged to spend time studying and refining your beliefs as they are the building blocks for the material success you'll be manifesting next year. Remember—"As above, so below."
Your Numerology Personal Year 8
Your professional life is getting all the more solid this year after you spent the last year figuring out what purposeful work is for you. Now that you've got a clear vision, you're ready to execute and the universal energy of the 4 is giving you even more assistance to materialize your dreams. The number 8 in numerology is also very karmic—as in "what goes around, comes around". If you've been putting in the effort, then you can expect the reward. If you've been procrastinating, well, you can expect a kick in the ass to do better. 2020 isn't necessarily about exerting maximum amounts of effort but instead invites you to work smarter, not harder.
Your Numerology Personal Year 9
In a universal year of new beginnings, you'll be processing some of the remnants of the past. You may be feeling more nostalgic than usual as you look back on the past 9 years. What lessons did you learn? What do you still have regrets about? What loose ends need to be tied up this year? These are just a few of the questions that you want to ask yourself in the year ahead. Emotions may be a bit up and down this year but you have a lot to be grateful for. Your experiences, your heartache, your failures have made you all the wiser. Your lesson this year? Learning to surrender with grace.
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RELATED
Whether you're planning to meet a certain financial or fitness goal, or you're simply trying to maintain and build on the progress you made this year, having something to look forward to is always a good look. Setting actual goals, according to research, actually leads to more success than just playing things by ear. So here are a few to get you started, sis:
(Disclaimer: Not everything is for everyone, so do like my Granny always says: "Eat the meat. Spit out the bone." Take on five out of the 40 and focus on that for the remainder of the year, or do them all. Either way, this is just to get you started.)
40 Ways To End The Year Strong and Inspired
Money Moves
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1. Increase your retirement (or other savings/investment) contributions by 1%.
Experts have found that you could be leaving money on the table by not upping your contributions when you can.
2. Cancel two to five subscriptions.
You could be missing hundreds, even thousands, of dollars a year due to sneaky price hikes and "updates."
3. Create a "fun" in a high-yield savings account.
This is especially important if you struggle with the dreaded b-word (budget) and will make next year's efforts a lot less intimidating. Even if it's $10 a month, do it.
4. Put on your big-girl panties, and set up automatic transfers and payments for at least one bill.
It reduces the stress of managing bills, lessens the chance of a missed payment---and the fees that come with that---and there can be cost savings for doing so.
5. Invest in a cleaner or housekeeping service.
Bosses who value their time (and mental health) invest their dollars into areas where the time they'd spend doing those tasks themselves could be better used to focus on other money-making projects. (And yes, rest is part of that.) Get a housekeeper, sis, or drop off that laundry, even if it's once per month.
6. Donate to a charity.
Beyond the tax benefits, it's a win-win for the greater good of communities you care about.
7. Review your insurance policies and negotiate a better rate (or move on) before their end dates.
Experts often agree this is a small but mighty step to take each year, especially since insurance rates are competitive, you could be spending more money than you need to (or not enough) and your insurance rates can affect your mortgage payments.
8. Call your loan provider and refinance.
As interest rates fall, “millions of borrowers may be able to refinance and get more affordable payments. As interest rates eased down to 6.5%, about 2.5 million borrowers could already refinance and save at least 75 basis points (0.75%) on their interest rate,” the Consumer Financial Protection Bureau reports. You can also refinance student and other types of loans.
9. Stop buying individual items and stock up via going bulk.
Research has found that, among 30 common products, buying in bulk could save you 27% compared with buying in lower quantities. Water, paper products, and baby products like diapers, toiletries, and garbage bags are the top items where people see the most cost-effectiveness. (This has been a lifesaver for me—children, large family, or not—especially when it comes to toothpaste, deodorant, toilet paper, and feminine hygiene products, saving stress, time, and money.)
10. Go cash-only for the holidays.
If you set smart goals and stick to limits on things like gifts, going out to eat, or groceries, you'll see the benefits of this. Cash-stuffing is one method recommended, but something as simple as taking a $10 bill out for lunch, disabling that card for an hour, and leaving your card in a safe place at the office can give you that mindset jump start to see how far you can take your money without the need to splurge.
Love And Romance
11. Say "no."
There are clear mental and physical health benefits to saying no including the setting of healthy boundaries, creating time and energy for other self-care activities, and protecting yourself from physically harmful situations (i.e. unprotected sex or abuse). Just say it, clearly and simply, when you need to.
12. Set a fun, free, adults-only date night for once a week or twice a month with your spouse.
If busy, high-profile folk have touted the success of this, even you can make the time for quality time with your partner. And it's even better when it costs nothing. The best connections are made doing something chill, challenging, or outside the usual dinner-and-a-movie date. Play a game that allows you to reconnect, take a walk in your neighborhood to chat and laugh, or try a little erotic chocolate/edible liquid/paint episode a la Mea Culpa.
13. Go out with Mr. or Ms. "Not My Type."
I love my man, but if I were waiting out for my "type" at the time, we wouldn't be celebrating seven (going on eight) years together. Sometimes having strict, unrealistic expectations for a spouse (especially related to things like height, physical features, or career path) is what's keeping you alone and lonely.
Take the pressure off and explore all your options. I'm not telling you to stop popping the balloon on the guy who earns $20,000 less than you if that's a hard no that Jesus himself told you to skip. I'm asking you to explore other options and see what else God might have out there for your love journey.
14. Immediately apologize and pray together.
I've learned that always being "right" isn't always ideal when you truly care about someone and you're in a relationship for the long haul. Defaulting to an apology when necessary, even when things aren't 100% resolved, is a good way to prioritize peace and save your energy for more worthwhile battles. Research has even supported the benefits of apologies in relationships, and how couples married for five or more years do it often.
15. Get a Rose and discover true self-love.
Do I really have to explain this? You've gotta know what satisfies you, and how better to figure that out than to practice self-love in the bed by yourself? You can also try this with a partner, but as a woman who got on this train very much later in my sexual activity journey. I have a lot more learning to do on my own, and even in a satisfying relationship, I like to find out new things about myself, by myself.
Figure out what you're into, watch what you want to watch, and read what you want to read to define pleasure for yourself. There's a freedom and empowering element there especially if you're used to prioritizing pleasing your partner.
16. Be direct and have the "money talk" with bae.
Money issues are one of the leading causes of divorce, so you need to have those conversations before you even think about marrying someone. And true, nobody can predict the future so you won't be able to avoid some challenges altogether, however, talking with your potential spouse about how they view money, their spending habits, and the pain points in terms of their approach to money management can at least give you a glimpse into what's in store if you do walk down the aisle, move in with them, or decide to share a bank account/business/child with them.
17. Invest in the "paid" version of that dating app.
I know plenty of successful, married folk who did this and met "the one" as a result. Let's be honest: The free version is for playing around. I had a lot of fun with my "free" profile back in the day, trust me. Upgrade that photo, profile, and package, and see if the quality of your dating adventures changes when you're serious about finding a true partner. Dating coaches and matchmakers cosign this.
18. Solo travel to meet that long-distance connection.
Sometimes, your perfect match isn't within 100 miles of you, and that's okay. Make it an adventure, enjoy the memories, and book that ticket. I met my man this way and it's been a whirlwind escape ever since. If you're not comfortable traveling solo, travel or (network to plan travel) with a group via Facebook.
Career And Business
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19. Schedule coffee or virtual meetups with smart people from your graduating class, previous employer, or current employer.
I have gotten many freelance opportunities by doing this. It's as simple as connecting and offering value (or simply learning how you can better equip yourself to do so.) It's also a great way to expand your network, spark new friendships, or find out about new job opportunities.
20. Invest in a well-made suit.
I don't care what industry you're in, a suit says "power," and it's not as old-school or out-of-style as you'd think. Plus the whole experience of looking for a new one (or getting one tailored) is fun and affirming. Try these options. I swear, anytime I wear a blazer, I'm treated like a celebrity or boss, especially when traveling. I was once upgraded to first-class wearing a yellow blazer outfit, and the airline professional literally said, "You look like somebody important. Here you go."
21. Volunteer for a worthwhile project or cause that's important to your company.
If you're overworked and underappreciated, skip this one, but if you truly have the time, love what you do, and want to advance, this move is clutch. Volunteering for extra projects got me where I am today in media because I had foresight, and knew that was the only way at the time to leverage relationships, and I was able to challenge myself to learn skills that 20 years later are still bankable. That VP you can't get a meeting with will be at that gala your company is planning, so join that committee, sis.
22. Write down why you deserve a raise and ask for it in your next one-on-one.
Gather those receipts (ie sales increase numbers, KPIs met, deals closed, people acquired via recruitment, the impact of systems updates, or other tangible success metrics) and ask for that raise before the first or second-quarter budgets are being finalized.
23. Instead of quitting, write down your exit plan.
While revenge quitting is set to be a thing next year (and maybe you're among those who will be leading the trend), try the better boss move and quit with a real plan.
24. Start automatically separating that estimated self-employed quarterly tax estimate.
If you have side hustles (or you're collecting 1099 income,) baby, you do not want to neglect those quarter tax payments. Talk to a professional, do your research, and set up automatic transfers to an account specifically for paying these at the appropriate due dates.
25. Sign up for a free one- to 11-week course related to your industry—or the industry you want to be in next year.
Institutions like Harvard University and platforms like Coursera offer free courses that can enhance your skills. You can also invest in certificate courses with accredited colleges as well as tech training.
26. Hit "Easy Apply" for 10 dream jobs listed on LinkedIn.
While you shouldn't solely rely on this when actively job-seeking, using this convenient LinkedIn option is a great way to get into the habit of applying for positions. And if you're already employed, you should still be "dating" other employers if you're looking to make a move in the next six months. Keep your interview skills sharp, practice toughening up for the "nos," and get a bit of an ego boost in the process.
Self-Care And Wellness
27. Pre-schedule three month's worth of massages.
Oftentimes this is cost-effective since some spas offer deals for multiple bookings. Also, it makes an act of self-care deliberate and important, not an option. When you get that reminder call, you'll know it's real.
28. Fire that therapist and try another one.
Cultural competency in mental health support is one major problem that can hinder Black women from even bothering with therapy. And who wants the added stress of spending multiple, paid sessions explaining why something is a microaggression? Cut the cord and move on to try someone else, either via a Black women therapists channel or recommendations from others.
29. Join a small group at church.
Bedside service ain't gonna cut it and neither is going to the usual Sunday service. Join a smaller group and upgrade your efforts to connect, network, and elevate spiritually. Even if virtually, take a step to dig a bit deeper with more targeted Bible study and discussions.
30. Say no, even to loved ones.
This is on here twice, for a reason. Saying no is the simplest, most powerful micro-action you can take today to make 2025 better. No explanations. No guilt. Say no.
31. Choose one "luxury" beauty product for skincare and stick to it.
This was trending big on social, especially for millennials hitting their 40s. There's just something so freeing about not giving in to every trend and sticking to the basics that work, especially when there are quality, healthy ingredients involved. Put those orders on auto-renew.
32. Sign up for a new sport or fitness class just for fun, not for results.
It's great to be on a weight-loss or weight-lifting journey, but try something just for the fun of it. Switch things up with a couple of these fitness activities.
33. Book a staycation.
Leave the passport at home and explore a nearby community or another town in your state. There's so much enrichment in your own backyard right here in the U.S., and you don't even have to break the bank.
34. Pre-schedule your mammograms, Pap smear, and peri-menopause checkups for next year.
Take control of your health by pre-scheduling essential appointments like mammograms, Pap smears, and peri-menopause check-ups for 2025. Prioritizing these screenings early ensures you stay on top of your wellness and make time for self-care in the new year.
35. Cut off support of beauty and wellness professionals whose customer service is below standard.
This is another one that many Black women have been vocal about—from unrealistic pre-appointment requirements, to booking fees, to long waits, to unsavory in-salon experiences. Spot the red flags early, and just stop accommodating foolishness. Support salons or experienced stylists who are kind, have proper systems in place and value your time.
36. Schedule five to 10-minute moments of silence on your calendar.
Again, wellness is not optional, and if it's not on my calendar, it's not official. Sit quietly. Pray. Meditate. Or do nothing. The benefits of silent moments are almost endless.
37. Download a meditation app.
If you've found that meditation is difficult to schedule or to even start, an app can help. Try this, this, or this one, and take that step to embrace something new to enhance your wellness routine. If you're tired of downloading apps, create a playlist for meditation via Amazon Music or Spotify and schedule a reminder to do it once a day or week.
38. Invest in a healthy meal prep or delivery service.
Time is emotionally expensive, so save as much of it as possible. Getting into meal prep to keep to your goals is a great way to save time, stress, and effort. The health benefits of meal prepping have also been proven via research.
39. Create a positive playlist on Spotify, Amazon Music, YouTube, or other streaming platform.
It can be podcasts, music, affirmations, or somatic sounds. It's a game-changer. You can even set an alarm to wake you up to start your day with the positive playlist. Not into creating your own? There are plenty to choose from with a quick search.
40. Set up reminders for Alexa (Siri or other AI) to remind you, "You are loved," and "You are okay."
This simple effort can boost your endorphins and remind you that you're indeed, not alone, and you will be okay, regardless. To set mine up, I simply commanded, "Alexa, remind me everyday 'Jesus loves me,'" and like clockwork she does. She almost scared the ish out of me one day when I'd forgotten the reminder was active, but it was the reminder I needed when anxiety had gotten the best of me that week.
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