
Ladies, You're Not Going To Survive The Rest Of 2020 Without These Group Chats

Lord, we are tired. We tired, Lord. We've made it to the fall season and we don't know if we can handle anymore, Lord.
If you haven't realized, there's only three more months remaining in this year! We've almost made it through the gauntlet—2020, you're almost gone, sis!
And for my Debbie-Downers, yes, I know that doesn't mean our problems are going to magically disappear, and yes, I know that COVID is still jigging all over the place. But sometimes a girl has got to look at the positives, m'kay?
And I don't know about you, but seriously, in addition to keeping my mind healthy, if it weren't for my variety of group chats, at this point, I would be questioning 2 + 2 (because after this year, the answer damn sure isn't 4 anymore)—which got me to thinking: in a distanced society, how can we make sure we tighten up what we allow to penetrate our minds?
The best way? Solid, focused communication; no distractions. No BS. All support.
According to GroupMe research, 43% of people feel like pop culture, and/or memes, are the only topics discussed in their group chats. Um, ew. No, ma'am. There's no better time than now to tighten up what we allow to nourish us mentally. It's becoming a twilight zone out there.
So, a list of group chats that you're gonna need to finish out this year are these:
Neighborhood
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Listen, it takes a village. And this oddly seems to be a lost art. Ladies, I know that some things may not be our business, and you're right, it's not. But bottom line, you need to know what is going on in your neighborhood. And not in a "Karen" way, but more so in a "Claire Huxtable" way, especially if you have kids. Get to know your neighbors, don't frown at an invite. You can't be everywhere, so it takes a village (there goes that saying again) to protect all of your assets. Additionally, your sense of community lies here.
If you're not interested in joining a direct conversational tool for your neighborhood, seek out Facebook groups or pages. You should not solely rely on the news, join an additional form of communication. Now, stop being anti- and go ahead and wave at Judy, sis!
Finance
Apple split its stock.
This natural resource company may be interesting to invest in.
Make sure to complete your trust.
Roth IRA vs. 401K?
I'm thinking of putting an offer in on this three-flat.
Add your child as an authorized user to your credit cards to build their credit by the time they leave the home.
Girls, we're all getting older. And the above, are the type of conversations that we need to be having sooner than not. Money is a tricky subject because so many don't understand it. And even then, to be honest, there's so much that we don't know. Link with like-minded people who understand money. And I don't mean fraud or get-rich-quick schemes, I mean those that are thoroughlydiscussing money. Mortgage rates, tax breaks, LLC formation, acquisitions, or optimizing investment funds and shareholders.
All the scary stuff. We need to know about it.
Good Reads

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Books will never go out of style. And learning the way of the world, won't either. Whether articles, or books, or audio, take the time to understand something. Order some books to escape reality. Or because of the stresses of society, seek books which allow you to suppress your anxiety. Whatever form you choose, do it. We can't champion this world alone. Book recommendations, or articles sent from friends are a love language. Indulge.
Cousins
As we age, what we've all mostly learned is that family is a tough code to break. Too many generations of not so progressive behaviors, generational curses, poor mental health practices, and so on and so forth (I could name like hundreds of different variables) run freely in everyone's family, but who else is responsible for keeping it together? It's us. Not to be confused with a family chat, but a cousin chat is necessary in those times when we need to organize what's to come. Where's Thanksgiving dinner this year? The family reunion? Do we have everything? Or our elders may need someone to reach out to for simply assistance on how the world works now. That obligation falls on our shoulders.
So, whether we want to or not, it is our job to keep the family in (somewhat) tact.
Everyone has had a turn to do so. It's ours now.
Prayer/Positivity

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Ladies, we need positivity. We need someone to speak life over us. We need celebration. We need a space where we can tell someone our good news. We need someone to stop us when we're gossiping. We need conversations where everyone was given the benefit of the doubt. We need prayer. We need spiritual guidance and protection...
The world is negative, society is negative. And that's only because we've allowed negative spirits and cynicism to take over. Be intentional in your thinking. Be intentional in conversation. And there's no time to just discuss it. Live it.
Active/Fitness & Health
Health is wealth, ladies. So, we have to prioritize our time to learn about ways to sustain our health. Vitamin recommendations, or weekly yoga classes. Workout classes or city fitness events. We have to find ways to stay on top of this. Or maybe you just need accountability without the nag. These type of group chats allow you to maintain activity in some form.
Plus, that blood pressure and cholesterol number is nothing to play with.
I recently joined a black bike club that rides regularly, which is all they look to do. They ask where you are if you miss a trip. They follow-up and follow-through. They challenge themselves, and they'll challenge you. A friend of mine runs a black women's hiking chapter. These are just two examples, there's a plethora of other ways to engage about fitness.
General Girlfriend Chat
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Now, you know the homies get a chat before anyone. Why? Because it's damn near necessary. We all have one, we all need one. The comfort, the comedy, the accountability. Crucial.
I cannot tell you how many times I have had bad days, or I've been enraged about something, and I ran to my friend chat to discuss. And instantly, everything had become OK. As women, we are always in our heads. Sometimes, we deserve moments where we can step outside of ourselves and hear, "Yeah, you're trippin', girl" or "Well, how did you feel about that?" Or hell, maybe you just want to tell a funny story. Whatever the case, your girlfriends' chat should always be there to catch whatever you're throwing.
And the best thing about your general girlfriend chat, is that you should easily—and fundamentally—be able to discuss all of the above too.
Join us in the xoTribe community and gain access to Mentor Mondays, bi-weekly workshops from our dating and career coaches, an archive of digital fireside chats, and virtual happy hours. Plus, connect with Necole, the xoNecole squad and a community of empowering women committed to being their best selves. Find your tribe today!
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Charmin Michelle is a southern native and creative spirit who works as a content marketer and events manager in Chicago. She enjoys traveling, #SummertimeChi, and the journey of mastering womanhood. Connect with her on Instagram @charminmichelle.
'He Said, She Said': Love Stories Put To The Test At A Weekend For Love
At the A Weekend For Love retreat, we sat down with four couples to explore their love stories in a playful but revealing way with #HeSaidSheSaid. From first encounters to life-changing moments, we tested their memories to see if their versions of events aligned—because, as they say, every story has three sides: his, hers, and the truth.
Do these couples remember their love stories the same way? Press play to find out.
Episode 1: Indira & Desmond – Love Across the Miles
They say distance makes the heart grow fonder, but for Indira & Desmond, love made it stronger. Every mile apart deepened their bond, reinforcing the unshakable foundation of their relationship. From their first "I love you" to the moment they knew they had found home in each other, their journey is a beautiful testament to the endurance of true love.
Episode 2: Jay & Tia – A Love Story Straight Out of a Rom-Com
If Hollywood is looking for its next Black love story, they need to take notes from Jay & Tia. Their journey—from an awkward first date to navigating careers, parenthood, and personal growth—proves that love is not just about romance but also resilience. Their story is full of laughter, challenges, and, most importantly, a love that stands the test of time.
Episode 3: Larencia & Mykel – Through the Highs and Lows
A date night with police helicopters overhead? Now that’s a story! Larencia & Mykel have faced unexpected surprises, major life changes, and 14 years of choosing each other every single day. But after all this time, do they actually remember things the same way? Their episode is sure to bring some eye-opening revelations and a lot of laughs.
Episode 4: Soy & Osei – A Love Aligned in Purpose
From a chance meeting at the front door to 15 years of unwavering love, faith, and growth, Soy & Osei prove that when two souls are aligned in love and purpose, nothing can shake their foundation. Their journey is a powerful reminder that true love is built on mutual support, shared values, and a deep connection that only strengthens with time.
Each of these couples has a unique and inspiring story to tell, but do their memories match up? Watch #HeSaidSheSaid to find out!
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Love Is The Muse: How Skylar And Temi Built A Creative Life Together
When Temitope Ibisanmi DM’d the word “muse” to Skylar Marshai, he knew he was shooting his romantic shot. He didn’t realize, however, that he was connecting with his future business and creative partner, too.
“I was the boyfriend,” Temi says. “Everybody out there knows, you’re the cameraman at that point.”
Skylar sees things differently. At the time, she was shooting content on her iPhone. Temi came into the picture with a new perspective, an understanding of tech, and, eventually, a camera. “He doesn't give himself enough credit,” Skylar says. “He wasn't just my tripod. He wasn't just standing behind the camera and going ‘click.’ He was giving advice. He was giving me insight to how I could look at things from a different perspective. And I was like, 'Oh, he’s an artist.' I think it was maybe a heartbeat of that kind of energy of like, ‘Baby, can you take this picture?’ And it turned so quickly into, we're partners. We can work together in a way where we're advancing each other's creative thinking.”
The pair often says they’re two sides of the same coin. Skylar is an Aquarius. She attended art school, paints, and loves poetry. She’s more than happy to let the couple’s management firm and agency, Kensington Grey, handle their admin work. And, she loves to sleep in. Temi, on the other hand, wakes up early. He’s a Virgo. He loves a to-do list and regularly checks in on the couple’s brand partnerships spreadsheet to make sure everything is on track.
Because his storytelling was steeped in his love of technology, he didn’t always think of himself as a creative person. “Where I [am] the dreamer who wants to pluck things out of the sky and spend all day with my head in the clouds, Temi [is] so good at grounding me and helping me figure out how to make things make sense on paper. We just work together in such a complimentary way,” Skylar says.
It’s been more than six years since Brooklyn-based couple Temi and Skylar started dating, and nearly four since they cemented their working relationship. On TikTok and Instagram, the couple’s travel, fashion, and home content regularly rack up hundreds of thousands of views. They’ve worked with brands such as Coach, Aesop, Away, and Liquid IV, bringing their vibrant perspectives to every campaign they execute. Still, nearly two years since both Temi and Skylar committed to full-time content creation and creative directing, the couple says their romantic connection remains their priority.
“We told each other we would much rather go back to full-time jobs and preserve our relationship than to be full-time freelancers, barely getting a night's rest [and] barely kissing each other because we're so busy shooting,” Skylar says.
Working from home can make it hard to separate work from personal life for any entrepreneur. It can be even more challenging when your business partner is also your lover. Temi and Skylar had already used couples therapy as a tool to help them effectively communicate with one another. When they ran into challenges while working together, their therapist helped them set physical boundaries to help combat the issues.
"We told each other we would much rather go back to full-time jobs and preserve our relationship than to be full-time freelancers, barely getting a night's rest [and] barely kissing each other because we're so busy shooting."
“It actually took us doing very specific physical things to create boundaries between work and play in our relationship,” Skylar says. “So, for instance, we will only have conversations about work when we're out of bed or we're at the table or in the office. Initially, when we started, we had to light a candle to say that, 'Okay, this is a space where we're connecting, we’re not talking about work.' We needed really hard boundaries at the top. And then it became a little bit more organic.”
The boundaries have been crucial to implement, especially because the couple began working together so naturally. When the pair first met, Skylar was NY-based a social strategist for BuzzFeed and was using content creation to drive business to her lingerie company. She was shooting her own content. Temi was working for Microsoft in D.C. He’d recently traded in his DJing equipment for a camera. “I've always loved taking pictures,” he says. “Even when I was a kid, my African mother would wake me up at 3:00 a.m. [during a] party, and be like, 'Come take the family picture.'”
Growing up, Temi says he watched his parents support each other and be the true definition of partners. He knew he wanted the same for his own relationship. But, the couple also wanted to make sure they were being financially responsible. The pair didn’t quit their traditional jobs until they’d saved up two years' worth of their cost of living. And, Temi received his Master of Business Administration from New York University with the knowledge that it could either help him advance in his corporate career or be applicable to his business with Skylar.
Today, they say their working relationship is more of a “quiet dance.” They still implement some of the boundaries they learned in therapy, but they also lean into their natural strengths and deep love for one another. When we speak, Temi has planned a date for the couple to see Princess Mononoke in 4K IMAX and added it to their Notion so they can factor it into their busy schedules. “I fully plan to date for the rest of my life,” he says.
Skylar says the couple doesn’t just wait for date nights to check in with one another, though. This often happens in the mornings, after Temi has made her peppermint tea and poured himself a cup of coffee. When they ask each other how they slept, she says, it’s not just a “nicety.” It’s a genuine question meant to foster connection.
“A lot of it happens during the day in the midst of work. We'll stop and we'll hug. Or we’ll slow dance in the kitchen,” she says. “Sometimes it's hard to set a whole date night when you have 7,000 things going on. So, we must grasp these moments and check in when we can. And I think it's become so organic to us that I actually didn't even realize how often we do it. But all day long, we're like, 'Are you good? I felt like your energy shifted,' because we're best friends, we just know. We just feel it happen.”
What’s better than being in love? Building wealth while doing it. Watch Making Cents here for real stories of couples who make money moves together.
Featured image by Cj Hart @hartbreak