It's no secret that money is the most popular reason couples split, but what is it about money that causes such a major rift that we're willing to say goodbye to someone we thought we would be with for life? Why isn't it infidelity or even religion a reason?
It's just something about money and the motives behind it that are enough to cause this huge divide more than anything else. It's a powerful thing, that dollar bill, and most of us just want to be able to have control over the money we've worked so hard to earn. So when it looks like someone is infringing on that, there's an issue.
From being raised differently to keeping secrets, money alone isn't the reason people are going their separate ways. It's clearly deeper than that. Read on to learn more about how money comes between an otherwise thriving relationship.
You Were Brought Up Differently
Thankfully, I can say that my husband and I were raised the same way concerning money, and any lack thereof. So we're definitely on the same page when it comes to how important it is to save and spend money in ways that we see as smart. Still, whether you were raised learning about money or it was a topic that was never discussed in your home, there's still a reason you see money the way that you do; much of it has to do with the household you grew up in.
Whether you're the girl who came up from poverty and made a promise to yourself to never look back, or you were raised never having to worry about money and want to keep that lifestyle, one way isn't better than the other. But if your partner was brought up differently, it only makes sense for there to be some friction there.
You Have Different Views Of Money
Our upbringing has an influence on how we view money, but having different perspectives about it is only asking for there to be some serious issues. I was literally just talking to my friend this week who is all about saving, planning, budgeting, and all that responsible jazz. Her boyfriend on the other hand has the motto YOLO when it comes to finances. Because of their differences, among other things, she doesn't feel comfortable doing anything serious with him when it comes to money and wants to keep it all separate for as long as possible. Again, one way isn't necessarily right or wrong, and balance is the major key. Having different opinions about money and refusing to budge will create inevitable problems that you might not be able to bounce back from.
You Keep Secrets About It
This one is kind of hazy because at what point does your financial status become anyone else's business? Of course, you want to make sure someone has the same financial values as you do before things get serious, but when do you actually have this conversation? I think most of us have different perceptions on this one. And then there's the whole question of, what if that person isn't completely honest? This can include lying about everything from their credit score to how much they make, or even downplaying a serious financial problem that's bound to be exposed at any given moment.
Having a secret account for "a rainy day" is nothing out of the ordinary, and I don't even think it's wrong. But this issue goes further than just lying about money. Like most of the points in this article, the question is why? Why lie, or keep it a secret? My thought would be that trust is a major issue, which goes way deeper than the dollar bill.
You Make More
Look, despite the current political and racial climate in this country, we don't live in the 1950s anymore. Still, there are plenty of men (and women) out there who have an issue if their partner makes more than they do. Clearly I'm not a man, but what I do know is that for some, it can trigger their insecurity and cause them to question their status as a provider in the home. So while the issue on the surface is going against tradition, the real problem could be how he feels as a man. If you find yourself constantly battling with your guy over money because you make more, maybe try to find other ways to show him he's still man enough for you.
You Want To Adopt The Control Factor
One of the first things I had to learn when I got married was that when it comes to money, we're a team. I had my own way of doing things and so did he, but ultimately, we had to somehow compromise if we were going to work it out. I'm not against having separate accounts and ish, but that just wasn't the track we wanted to take.
This was really difficult for me because I can be really controlling over money. I have that "It's my money and I want it now!" mindset from those J.G. Wentworth commercials, but we eventually came to the compromise that I had just as much control over our money as he did. It was really hard for me to let go because I felt like he was kind of irresponsible, but in reality, it was just different and not as frugal.
Even though it's still tempting to take the reins because I think I know what's best, seeing our finances as a joint venture is what has helped us to not disagree on money. There are plenty of other things to argue about.
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Anyway, I personally think that the less shallow folks out here may contemplate calling things “quits” or they at least distance themselves a bit from their partner (and what I’m referring to is serious relationships) due to all of the stress and strain that oftentimes comes with the holidays whether it be financial, familial, due to their tight schedules or something else.
Listen, I would hate for you and your man to miss the fun and happiness of experiencing this time of year, all because you are so overwhelmed or irritated that you can’t really enjoy it. That’s why I have a few practical tips for how to avoid allowing the typical holiday season stress from INFECTING your relationship.
Manage Your Expectations
GiphyUnmanaged expectations. If there is a main reason why the holiday season tends to be so stress-filled for so many people, I’d bet good money that this is the cause. And when you’re in a long-term relationship, expectations can manifest themselves in all sorts of cryptic and/or unexpected ways. You might have relatives who assume that you are going to be with them for Thanksgiving or Christmas when you have other plans in mind. You might be thinking that you are going to spend one amount for presents while your man is thinking something totally different. When it comes to scheduling, your signals may be crossed.
And you know what? To all of these scenarios, this is where clear and consistent communication come in. Don’t assume anything. Don’t dictate anything either. From now until New Year’s, mutually decide to check in once a week, just to make sure that you are both on the same page as it relates to the holidays and what you both are thinking will come along with it. The less blindsided you both feel, the less stressed out you will be. Trust me on this.
Set (and Keep) a Budget
GiphyOkay, so I read that last year, 36 percent of Americans incurred some type of holiday-related debt. Hmph. Last year, there was still some sense of normalcy in this country, chile, so I can only imagine what finances are gonna look like over the next several weeks. That said, since I don’t know a lot of people who don’t find being broke stressful, make sure that you and your bae set a budget and then stick to it this year — no ifs, ands or buts.
Because really, y’all — it doesn’t make sense to deplete savings and/or max out credit cards for a few days of giggles only to be damn near losing your mind because you don’t know how to make ends meet come Dr. Martin Luther King, Jr. Day.
And by the way, this tip doesn’t just speak to things like food and gifts; I also mean travel. If it doesn’t make a ton of sense (or cents) to be all over the place this year — DON’T BE.
Keep Matthew 5:37 at the Forefront
GiphyIf off the top of your head, you don’t know what Matthew 5:37 says, no worries, here ya go: “But let your ‘Yes’ be ‘Yes,’ and your ‘No,’ ‘No.’ For whatever is more than these is from the evil one.” That verse right there? Oh, it’s a boundaries lifesaver! I say that because do you see “maybe” or “I’ll think about it” in there? Nope. LOL. It says that you should tell people “yes” or “no” and leave it at that — and that complements Anne Lamott’s quote, “’No’ is a complete sentence” impeccably well. Yeah, you’ve got to remember that anything beyond a yes or no to a request is privileged information; you don’t owe anyone details or an explanation.
Besides, if you are really honest with yourself, when someone asks you something and you give a “Umm, let me think about it” kind of reply, more times than not, you already know what your answer is going to be — so why not let you both off of the hook? Give your response. Commit to that. And let everyone (including yourself) get on with their lives and schedules.
I promise you that when it comes to those holiday parties, you are pissing more folks off by not RSVP’ing or doing so and not showing up than just saying, “Thank you but not this year” off the rip.
Remember That Your Personal Space Is Privilege Not a Right
GiphyA friend of mine recently bought a new house and invited me over to come see it. He’s a single man with no children, so as I was taking in all of the space that he had, especially as I walked through his finished basement, I joked about relatives coming to live with him. “Hell no” and “absolutely not” were pretty much his immediate responses as he went on to say that some folks even had the nerve to be offended when he told them that he had no intentions on taking DNA in.
Ain’t it wild how people think that your stuff is their right? And yes, that brings me to my next point. Your home is your sanctuary space. If you want to host folks this year — cool. If not, ALSO COOL. Please don’t let folks (family included) guilt you into how they want you to act or even into what they would do if the shoe was on the other foot. You are not them — and as one of my favorite quotes states, “If two people were exactly alike, one of them would be unnecessary.” (A man by the name Larry Dixon said that.)
Hell, my friends? They know that I am good for sending them random things that they need or even want all throughout the year. Coming over to hang out at my pace, though. Uh-uh. Chalk it up to being a card-carrying member of the ambivert club yet I like keeping my living space personal — and I sleep like a baby, each and every night, for feeling that way.
Always remember that your space, your time, your resources, your energy and shoot, yourself period (including your relationship), are all things that are your own. You get to choose how, when and why you want to share them. The holiday season is certainly no exception.
Cultivate Some “You Two Only” Traditions
GiphyIt’s not uncommon for some couples to hit me up after the holiday season to “detox.” Sometimes it’s due to the financial drama (and sometimes trauma) that they experienced. Sometimes it’s because they allowed their relatives (especially in-laws) to get more into their personal business than they should’ve. More than anything, though, it tends to be because they didn’t get enough quality time together and so ended up feeling “disconnected.”
Please don’t let that happen. Listen, I’m not even a holidays kind of woman and yet, I will absolutely sit myself down with some hot chocolate and chocolate chip cookies to enjoy a Hallmark holiday film or two. Aside from the fact that most of them are lighthearted and sweet, I also like that they usually focus on couples loving on each other amidst all of the holiday beauty and ambiance — which is something that all couples should set aside some time to do.
Maybe it’s a vacation. Maybe it’s a staycation. Or maybe it’s my personal favorite, A SEXCATION. Whether it’s for a few days, the weekend or even overnight — don’t you let the holidays go by without setting aside time for you and your man to celebrate one another. Don’t you dare (check out “Are You Ready To Have Some Very Merry 'Christmas Sex'?”).
GET. SOME. REST.
GiphyI once read that 8 out of 10 people get stressed out over the holidays and 3 out of 10 lose sleep during to it — and when you’re stress-filled and sleep-deprived, that can absolutely lead to hypersensitivity, making mountains out of molehills and even not being in the mood for sex.
Your relationship can’t afford to go through any of this, so definitely make sure to prioritize rest. I don’t care how unrealistic it might seem during this time, sleep should never be seen as a luxury; it will always and forever be a great necessity.
That said, try to get no less than six hours of shut-eye in (check out “6 Fascinating Ways Sex And Sleep Definitely Go Hand In Hand”) and even ask your bae to take a nap with you sometimes (check out “Wanna Have Some Next-Level Sex? Take A Nap, Sis.”). Not only will sleep help to restore your mind, body and spirit but, when it’s with your partner, it’s an act of intimacy that can make you both feel super connected, even in the midst of what might feel like chaos.
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Holiday season stress is real. Still, never give it the permission or power to throw your relationship off. Put you and your man first and let the holidays be what they are gonna be, chile.
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