

Adulting is hard but packing up and moving from one living space to the next is even harder. As a young adult, leaving home to attend college 300 miles away, I was yearning for a change of scenery so much so I couldn't wait to pack my belongings and head to sunny southern California. With each transition, it wasn't an easy task, however, nine years and 10 roommates later, I finally have a place to call my own. As liberating as it is to be in a space that's all mine, this move is unlike any other. As a single woman, the responsibility of uprooting myself has been more challenging than I ever imagined. More than just saving dreamy home decor inspiration via Pinterest, making "my house a home" has been a process that's easier said than done.
As a professional fashionista, I'm naturally inclined to all that is aesthetically pleasing. While I've always envisioned the type of space I want to come home to every day, over the years how I see myself and the world has evolved tremendously. At the ripe age of 31, I want a personal retreat from the outside world and I'm determined to curate a space that is comfortable, inviting, warm and luxurious. At this moment in my life, a safe and tranquil environment is my top priority, one that is true to who I am inside and out.
To be at peace, I want to surround myself with furniture and decor that speaks to what inspires me.
Our home should be a true reflection of who we are and who we want to be but that's difficult if we don't know ourselves. Creating the perfect ambiance can be challenging so I enlisted the help of aesthetic entrepreneur Antoinette Arrington to help those of us on our journey by focusing on what matters the most when filling our space. When I first reached out to Antoinette, I was determined to find out how I can decorate my new apartment on a budget but as I began to speak with her, I began to focus less on saving money and more on personalizing my experience.
As an interior stylist and home decor expert, Antoinette shares tips on key elements that will bring life to any living space as well as inside advice on getting the home decor items you want no matter the price.
What’s the first step when curating the perfect living space?
"My philosophy as an interior designer and stylist is that you live in a house but you are home. The things that you surround yourself with need to be an outward manifestation of where you've been or where you want to go. It's helpful to hone into who you are inviting into your space and share the results of your standards with because not everyone is going to get it and abuse it. My home doesn't have an open door policy, that's rule number one. If you're cultivating a space that inspires you towards your intentions, you don't have to lay out the welcome mat."

Antoinette Arrington, LA-based Interior Stylist & Founder of Haume
How can one avoid being overwhelmed when starting from an empty space?
"[Your living space] should be for you first and if you keep that in the forefront of your mind, that will influence how you shop and what you spend because luxury is subjective. Quality is how well something functions, luxury is how it makes you feel. Before shopping, you have to decide how you want a space to benefit you."
"Take your time in curating. Live in your home without any furniture for three months. Figure out where the light is, how your place sounds, how the temperature changes, and where you'll spend most of your time. Think of your perfect day and furnish that first."
"It may not be one room. It may be taking a hot bath, listening to music, and afterward putting on pajamas fresh out of the dryer and that you're climbing into bed wanting to watch a Netflix show so you buy bath sheets and make sure you have everything you need to enjoy a clean bathtub and a waterproof speaker. It also gets easier when those rituals start to change a bit, for example, going from a workout into the bath which may lead to investing in a corner of your home into a yoga studio or a gym. If you take the time to think of what you do, it's giving you an opportunity to figure out what you want. What's calling you?"
Speaking of shopping, any advice on how to avoid wasting money on items that we like at the moment but end up conflicting with the overall vision of what we want?
"The biggest waste of money is buying something because it's cute but it doesn't work or buying something that works but you have to hide because you don't want anyone to see it. That's how you end up with garages and closets full of clutter. Also, know that your home is an evolving space."
"What you like in this season may change. Don't shop with the idea that you have to keep something for 20 years because you don't. Think of it as a museum which curates art. The Mona Lisa bounces from place to place, she's there for a time and then she goes off to the next and it doesn't disrupt her legacy or the experience of the art."
"Changing your home decor is an ebb and flow. Don't walk in the store and buy the entire display or every trendy piece, take your time and curate your home. Trust your own voice and instinct. Don't search for validation for friends and family. If you like something, buy it and if you don't like it it's OK, be informed with the retailer's return policy."
Strategies for investing in high priced furniture?
"You need to be informed of what things cost, especially with COVID-19, like delivery and lead times. Also decide whether you want to assemble it because that goes into cost, everything can't be DIY. You need to buy your time back. Are you going to enjoy the thing you put together and it fell apart? Will you get frustrated and never finish? When making big purchases, looking into platforms like 'Handy' or 'Taskrabbit' are fairly inexpensive when putting together your furniture. Find someone experienced in a product that you bought and while they're there, have them put together a bunch of stuff. There are a lot of ways to make your money work for you."
How can we surround ourselves with luxury home goods within our budget?
"Deciding what you want your life to look like and who you are going to share or not share with helps set your budget. Go to your dream store, if money is no object, add everything to the cart as if you were going on a shopping spree then go look at the cart. That puts the object in the forefront. People tend to see something, fall in love with it but hear the price and decide they are not worthy. It's completely emotional, it may not even be that you don't have the money, it can be offensive just to see the price because they haven't made the connection between quality, luxury, and cost. [The key is] changing your mindset to '[I'm] investing in myself and my life and my experiences,' instead of, 'This couch is an investment.'"
Where do you shop for quality home decor?
"My couch is from Living Spaces and people don't believe me when I share the link. I routinely shop at Target, CB2, vintage, and Etsy. I don't own or wear anything that is exceedingly expensive, it's the combination of how you experience me that gives you the idea that I'm investing in myself. I go to HomeGoods for coffee table books and kitchen organization items, great national brands that are cheaper than other big box stores. They also have a great condiment and organic food section. You can find great lamps and rugs as well. Get to know your local store and ask when they restock. Introduce yourself to the manager so they expect you if you're looking for something. Bring a picture of what you're looking for. I like Costco, Sam's Club and Big Lots specifically for outdoor furniture."
Courtesy of Antoinette Arrington
What are some accents that can elevate your at-home experience?
"Art can be expensive, however buy your favorite prints for a fraction of a cost, go to Michaels or IKEA for frames or get the piece professionally framed. When it comes to oversized art, paint it yourself for an abstract piece. If you see art you like but don't like the frame, change it or repaint it."
"You can buy a nice set of dishes which are inexpensive at places like CB2 or Ikea. Vintage cutlery from Etsy or really cute forks from Target. Cloth Napkins from World Market or CB2 are a couple bucks. Glassware is not expensive at all, they can be $10. You can buy really nice inexpensive glassware from CB2. You can start small. If you really want a nice plate setting, do it for you and eat lunch on it every day. Buy yourself nice forks and a couple cloth napkins and a pretty plate. You don't have to use champagne glasses for just champagne. Make yourself accustomed to using nice things and normalizing it. You wouldn't go to Crustaceans and use paper napkins and plastic forks. Hotels have glasses on the counter for you, nice lotions and pretty soap, do that at home."
When seeking inspiration for the overall aesthetic of our place, how can we bring our ideas together into one cohesive look?
"Having a design plan, the colors and textures you like as well as what you're drawn to. If you saw something in a store and thought about it all night, hopping in your car early in the morning hoping it's still there, what would it be? Buy those things. If there's a place you want to travel to, research how people there live and what their days look like. If it was Tulum, I'd have a hammock in my living room and no one could say anything to me about it. A corner with a hammock and a bunch of plants that reminds me of Mexico."
"When you travel, bring back a piece of art, a cup, mask, pottery or wall hanging and display it in your home. You can share experiences with your guests. Your home should be ground zero for everything you need to be. You shouldn't have to code-switch in your house or put on armor. You should be exactly who you are. Recognize yourself first at home and then go out in the world and introduce yourself to her."
"If you don't know who you are, you're going to let everybody tell you who they think you are."
I bought a Fiddle Leaf tree recently however I don't want to go overboard with taking on too many new responsibilities at once. What is your advice for new plant moms?
"Be honest and be realistic. Go to a local nursery, not a hardware store, even if you don't buy anything, ask someone who is accustomed to speaking with clients about their inventory and is well-versed on the types of plants and the type of lighting in your house that will help you make an informed decision. Tell them about your lifestyle, if you have air conditioning, if you're home a lot, will the plant get fresh air or if you'll need a grow light. All pretty plants aren't care-free. I would suggest something as low-maintenance as possible for your first plant."
"You will have to invest in plant food, repotting, and making sure it's watered. Start with one, something small that you access a lot so that if it dies, you'll notice. If your perfect day is sitting around with 15 plants taking care of their leaves and repotting, if that's calming, go ahead and jungle out. If that's not your thing, get an artificial plant that looks real. You don't have to have plants in your home."
Courtesy of Antoinette Arrington
What are gems to keep in mind when making a house a home?
"There is no one combination of things that makes a house feel like home. It's a combination of happiness, intention, patience and investment that's going to make it feel like a home to you. You took the time, spent wisely, and you're living a life that incorporates all of your belongings. Do your due diligence when shopping for your home, you don't always have to fill an empty spot. No more cutting corners, have an abundance mindset when cultivating your space, but take your time! Filling your space too quickly can be a sign that there's something missing inside of you."
For more of Antoinette, follow her on Instagram.
Featured image courtesy of Antoinette Arrington
Love Is The Muse: How Skylar And Temi Built A Creative Life Together
When Temitope Ibisanmi DM’d the word “muse” to Skylar Marshai, he knew he was shooting his romantic shot. He didn’t realize, however, that he was connecting with his future business and creative partner, too.
“I was the boyfriend,” Temi says. “Everybody out there knows, you’re the cameraman at that point.”
Skylar sees things differently. At the time, she was shooting content on her iPhone. Temi came into the picture with a new perspective, an understanding of tech, and, eventually, a camera. “He doesn't give himself enough credit,” Skylar says. “He wasn't just my tripod. He wasn't just standing behind the camera and going ‘click.’ He was giving advice. He was giving me insight to how I could look at things from a different perspective. And I was like, 'Oh, he’s an artist.' I think it was maybe a heartbeat of that kind of energy of like, ‘Baby, can you take this picture?’ And it turned so quickly into, we're partners. We can work together in a way where we're advancing each other's creative thinking.”
The pair often says they’re two sides of the same coin. Skylar is an Aquarius. She attended art school, paints, and loves poetry. She’s more than happy to let the couple’s management firm and agency, Kensington Grey, handle their admin work. And, she loves to sleep in. Temi, on the other hand, wakes up early. He’s a Virgo. He loves a to-do list and regularly checks in on the couple’s brand partnerships spreadsheet to make sure everything is on track.
Because his storytelling was steeped in his love of technology, he didn’t always think of himself as a creative person. “Where I [am] the dreamer who wants to pluck things out of the sky and spend all day with my head in the clouds, Temi [is] so good at grounding me and helping me figure out how to make things make sense on paper. We just work together in such a complimentary way,” Skylar says.
It’s been more than six years since Brooklyn-based couple Temi and Skylar started dating, and nearly four since they cemented their working relationship. On TikTok and Instagram, the couple’s travel, fashion, and home content regularly rack up hundreds of thousands of views. They’ve worked with brands such as Coach, Aesop, Away, and Liquid IV, bringing their vibrant perspectives to every campaign they execute. Still, nearly two years since both Temi and Skylar committed to full-time content creation and creative directing, the couple says their romantic connection remains their priority.
“We told each other we would much rather go back to full-time jobs and preserve our relationship than to be full-time freelancers, barely getting a night's rest [and] barely kissing each other because we're so busy shooting,” Skylar says.
Working from home can make it hard to separate work from personal life for any entrepreneur. It can be even more challenging when your business partner is also your lover. Temi and Skylar had already used couples therapy as a tool to help them effectively communicate with one another. When they ran into challenges while working together, their therapist helped them set physical boundaries to help combat the issues.
"We told each other we would much rather go back to full-time jobs and preserve our relationship than to be full-time freelancers, barely getting a night's rest [and] barely kissing each other because we're so busy shooting."
“It actually took us doing very specific physical things to create boundaries between work and play in our relationship,” Skylar says. “So, for instance, we will only have conversations about work when we're out of bed or we're at the table or in the office. Initially, when we started, we had to light a candle to say that, 'Okay, this is a space where we're connecting, we’re not talking about work.' We needed really hard boundaries at the top. And then it became a little bit more organic.”
The boundaries have been crucial to implement, especially because the couple began working together so naturally. When the pair first met, Skylar was NY-based a social strategist for BuzzFeed and was using content creation to drive business to her lingerie company. She was shooting her own content. Temi was working for Microsoft in D.C. He’d recently traded in his DJing equipment for a camera. “I've always loved taking pictures,” he says. “Even when I was a kid, my African mother would wake me up at 3:00 a.m. [during a] party, and be like, 'Come take the family picture.'”
Growing up, Temi says he watched his parents support each other and be the true definition of partners. He knew he wanted the same for his own relationship. But, the couple also wanted to make sure they were being financially responsible. The pair didn’t quit their traditional jobs until they’d saved up two years' worth of their cost of living. And, Temi received his Master of Business Administration from New York University with the knowledge that it could either help him advance in his corporate career or be applicable to his business with Skylar.
Today, they say their working relationship is more of a “quiet dance.” They still implement some of the boundaries they learned in therapy, but they also lean into their natural strengths and deep love for one another. When we speak, Temi has planned a date for the couple to see Princess Mononoke in 4K IMAX and added it to their Notion so they can factor it into their busy schedules. “I fully plan to date for the rest of my life,” he says.
Skylar says the couple doesn’t just wait for date nights to check in with one another, though. This often happens in the mornings, after Temi has made her peppermint tea and poured himself a cup of coffee. When they ask each other how they slept, she says, it’s not just a “nicety.” It’s a genuine question meant to foster connection.
“A lot of it happens during the day in the midst of work. We'll stop and we'll hug. Or we’ll slow dance in the kitchen,” she says. “Sometimes it's hard to set a whole date night when you have 7,000 things going on. So, we must grasp these moments and check in when we can. And I think it's become so organic to us that I actually didn't even realize how often we do it. But all day long, we're like, 'Are you good? I felt like your energy shifted,' because we're best friends, we just know. We just feel it happen.”
What’s better than being in love? Building wealth while doing it. Watch Making Cents here for real stories of couples who make money moves together.
Featured image by Cj Hart @hartbreak
The ChatGPT Prompts That Got Me Through A Career & Life Transition
Oftentimes when we hear about ChatGPT prompts, there's always some sort of business pitch, entrepreneurship push, or other shortcut connected to money-making. (Well, at least that's been the annoying case with my Instagram feed.) It's undeniable, though, that ChatGPT prompts can be game-changers, even beyond business plans or revenue schemes.
For me, creating and using my own ChatGPT prompts has been more about self-motivation, self-development and inspiration, especially at a tough time of career transitions and personal shifts. And as cray-cray as things seem in the U.S., especially related to one's livelihood, future financial stability, and overall mental health, I decided to take back a bit of my power using a great AI resource that you'll literally wonder how the hell it knows you so well to even answer your prompts so accurately.
Here are a few ChatGPT prompts that have been super-helpful and empowering related to career and finances. Simply visit OpenAi.com/Index/ChatGPT (or use the app of your choice), copy and paste the prompts, and be sure to fill in the blanks before submitting them:
The "Level Up" Prompt
Write an encouraging letter to a Black [your age]-year-old woman who is a [occupation] and wants to level up in her career. She lives in [city and/or state], earns [your yearly salary], and wants to be able to [career passion 1], [career passion 2], [career passion 3] during her work day. She also wants to earn [your dream salary] and work from [office/home/dream place of business] but feels challenged by [briefly state challenge here in 3-4 words.]
I swear ChatGPT got me all the way together, reminded me of the amazing experienced journalist, editor, and speaker that I am, and gave quick tips on how to take things to the next level that are actually doable.
The "Get My Credit Card Debt In Check" Prompt
Write a detailed plan, with categories, for a woman in her [age group] who is a [occupation] earning [your yearly salary]. She wants to cut at least 50 percent of her current credit card debt of [card balance] with an APR of [percentage]. Her minimum payment is [amount] and she'd like to cut down in [days/months/years]. Her expenses include [list] along with non-negotiable spending on [leisure/travel/fitness/wellness or other activity].
From here, it can also create spreadsheets or you can request that it get more specific with each category. You can also request that the plan be adjusted based on the first response and whether it truly fits something you can realistically do. Add more specific details based on your life, the unique challenges you face, or other options you have in mind knowing what you're capable of or you're realistically interested in doing to pay off a debt.
The "Retire Early" Prompt
Write a step-by-step early retirement plan for a woman age [your age]. She has [time in years] of experience in [industry] and has been working for her current company for [how many years]. She also currently earns [amount] per year. She lives in [city and/or state], [rents/owns], and has [amount] in savings. She also has [amount] in her 401K [or Roth IRA---whichever is relevant to your situation.] She currently has [amount] in her checking account(s). [Add any other details about your earnings including side hustles, businesses, freelance work, settlements, lottery, rental income, or other funds you have access to.] She has [amount] in unpaid debt. She'd like to retire by [age; and be reasonable sis] and live in [city and state/country].
While early retirement might seem like a pipe dream to some of us, a prompt like this lets you know that it's more possible than you think. It's also something great to take to a financial adviser so you can sift through what's actually doable (based on real-life scenarios) and what's not.
The "Career Pivot" Prompt
Write a plan for a woman who works as a [occupation] and wants to pivot into earning money doing [new career or career activity]. She is passionate about [activity or goal] to serve [potential audience/client/customer]. She wants to transition out of [current career] to earn [amount] doing [new career or career activity] by [time/date] and earn [dream income that you'd make doing the new career activity]. Include steps and categories. Include a timeline to achieve this by [date].
This is a helpful prompt when you feel stuck in your current role (or even your career altogether) and simply need inspiration on what could be the perfect pivot. You can update this to include different career activities or scenarios, add company names or brands, and even ask for pitches or ways to brand yourself online to achieve this goal.
The "Faith-Filled Career Confidence Booster" Prompt
Write a letter from God to a woman who is feeling like she is behind in life. She feels lost and scared, especially with everything that is going on in the U.S. right now, politically and economically. She is [age], works as a [occupation], and lives in [city/state]. She has [educational degrees or training], loves [three passions/hobbies/favorite activities], and has [mention family, spouse, children, or other loved one, even if a pet here.] She is [mention three things you like about yourself including one about your appearance]. She wants to achieve [list two small but important goals here that are related to personal and/or professional life]. She has faced [list any major and specific challenges, briefly, here] and does not know how she will handle these challenges. Include [Bible verses] of encouragement to study.
This prompt had me in tears, but it reminded me of my Biblical upbringing and my foundation for success and motivation. It also reminded me to get stronger in my faith, to read my Bible a bit more, and to stop allowing doom and gloom to inform my approach to problem-solving.
The "Talk That Career Ish" Prompt
Write a letter from the perspective of a football [or sport of your choice] coach for a woman aged [age] who works as the best [occupation] in [city, state]. She has accomplished [list 3-5 highlights of your career, whether past or recent] and is a leader in [relevant business or career activities that reflect leadership, whether you've accomplished these things or they're aspirational]. She brings the following skills to the work with her: [list 2-5] and she is proud of [aspirational career goal of you at your highest career self.]
Add in the name of your favorite coach and this gets even better! (I used Deion Sanders, but choose who you want.) You'll not only get hyped up to remember the fabulous bad boss you are, but you'll also get tips on how to be even more successful in the future.
Try any of these prompts and use them as stepping stones to prompt positive thinking, further conversations for financial and career planning, or just a fun and potentially constructive distraction from all the mess that's going on. Dig deeper and request more specific steps, inclusions of actual resources like books, conferences, or course recommendations, or create images, vision boards, or graphs. Add in specifics that will help you remain accountable in planning to meet a specific financial or career goal.
Also, this is a big one: Be sure to remember that ChatGPT is simply a tool. It's neither a genie nor the Almighty. You'll need to fact-check, use common sense, and adjust any sort of plans based on your actual reality. Try out these ChatGPT prompts as springboards for sparking imagination, motivation, and innovation.
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Featured image by Getty Images