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This Couple Once Broke Up Over Money And Now They've Made It Their Mission To Teach Others About Building Wealth
Julien and Kiersten Saunders met in 2012 while working for the same company and they quickly fell for one another. However, their whirlwind romance was cut short following an extravagant vacation. When they got home from Panama, reality set in, and they were forced to have a tough conversation about money after they both had different opinions on recouping the money spent on the vacation.
Prior to their baecation, they had agreed to split everything and used credit cards to help pay their traveling costs. Julien had always been conservative with his money whereas Kiersten was a little more liberal but those differences became more glaring after Kiersten continued going out while Julien was budgeting. As a result of the fallout over money, they would ultimately break up. Shortly after, however, they decided to give their love a chance once more and are now married with a son, running a successful blog and podcast helping others to learn financial literacy and build wealth.
Their blog Rich and Regular was inspired by the conversations they had with one another about money. Launched in 2017, they have used the blog to share their personal struggles and wins regarding money as well as making it a platform for Black people to gain knowledge about investing, entrepreneurship, and much more.
“It all sort of turned into what can we do to attract more people of color, especially Black professionals to think like this, to have these conversations to think like this, to re-evaluate their careers and their approach to investing for a myriad of reasons,” Julien says. “One, obviously Black wealth is important to the Black community, two, Black marriages are a core part of that community and that equation, and three, all of the other kinds of issues that affect our community that we don’t have time to solve because our lives are basically spent working.”
According to Business Insider, opposing attitudes about money is one of the biggest culprits leading many marriages to end in divorce. Kiersten and Julien were able to overcome this hurdle that many couples face, so they know a thing or two about the importance of having the money conversation early on.
“Once you hit that part when you start talking about goals and future plans, which for some people they come out the gate with that,” says Kiersten. “They want something very serious and they want to know that the person they’re spending time with aligns [with] them and their ambitions but as soon as you start having those conversations about the kind of life that you want, money is a huge tool to enable all of that life. So, you also want to make sure there is an accommodating financial plan to try to achieve this white picket fence, home ownership, multiple children and pets, and travel.”
The Atlanta couple also wrote the book Cashing Out: Win the Wealth Game by Walking Away, a guide to reaching financial freedom, which they both have managed to do. As life partners and business partners, Kiersten and Julien have experienced many trials and errors to maintain a thriving marriage and business. They agreed that the key to being successful at both has a lot to do with the type of environment you create in the home.
“We also make it a point to play to our strengths. We do that in our marriage and in our business where regardless of what gender roles or the patriarchy or what traditional marriage advice is, if I’m not good at something or if he’s not good at something, we don’t force the issue,” Kiersten explains. “So something as simple as cooking–Julien is a professionally trained culinary student and so cooking is far easier for him to do even though traditionally women are the ones who [are] supposed to cook but he does 99% of the cooking in our household and that’s just one example."
"We really audit every task, every project, every goal that we have to decide who’s gonna do what. Nothing really is on autopilot in that way and we’re true partners. It’s a bit unconventional because a lot of people kind of opt into roles because that’s what they’ve seen done [by] their mom or their parents or on television, whereas for us, it's a conversation to be like does that make sense?”
What once broke them up now has helped them amass wealth, become financially independent, and be adept at helping others achieve similar goals. Currently, they are working on launching the Cashing Out podcast to accompany their book and they are gearing up to release season three of their YouTube series “Money on the Table.” But while a lot has changed, some things still remain the same.
“We’ve both developed hacks to get around our natural tendencies but there’s also these limits so that you don’t create conflict. I still like to spend freely,” Kiersten admits, “but my workaround is to make sure we pay ourselves first, make sure we’ve invested, make sure we’ve set aside money for savings, the bills are taken care of and then I can do whatever I want with the rest.”
Julien shares that they now respect each other’s differences and even learn from them. “We have evolved to appreciate the other person’s approach or I think more so in the broader setup, financial characteristics that you may use to define who you are as opposed to spender or saver,” Julien says. “It’s more complex than that.”
“And so I think we’ve grown to appreciate that but I also think that as your money grows, as you have more of it, and as you continue to have more conversations about money, you just kinda get better at it. So, it's not really so much of a need to be so tight as you may be or may be required to be at the beginning when you’re really trying to dig out of debt or tryna to accomplish some lofty goal. If you’re past that then you can kind of afford to ease up a little bit and I think we’ve learned to do that. I’ve learned for sure.”
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Feature image courtesy of Julien and Kiersten Saunders
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London Alexaundria is the contributing editor for xoNecole. She is an alum of Clark Atlanta University, where she majored in Mass Media Arts and has worked in journalism for over ten years. You can follow her on Instagram and TikTok @theselfcarewriter
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Featured image courtesy
Looking for ways to level up your solo sex sessions or your partnered sex play? Entering the wonderful world of arousal oils might be exactly what the doctor ordered. As its name suggests, arousal oil arouses. And they might very well be the pleasurable vessel through which your mind-blowing orgasms can be beckoned. Specifically, arousal oils are a pleasure-enhancing sex lubricant intended to increase the sensitivity to your nipples, your vulva, or your clitoris, just to start.
With an ingredient list that can include the likes of CBD, ashwagandha, and essential oils, arousal oils act as an aphrodisiac in a bottle, maximizing intensity and heightening the levels of pleasure you feel, thereby making your climax that much more attainable.
Keep reading for our selection of some of the best arousal oils in the game right now.
Bloomi Luxe Arousal Oil
Described as a "sensual pleasure oil," the Luxe Arousal Oil by Bloomi is clean with plant-derived organic ingredients. With 2-4 pumps, a gentle massage with this oil-based intimacy oil is formulated to intensify pleasure to your clitoris, your vulva, your thighs, or anywhere else you care to use it, before and during the act.
Foria Awaken Arousal Oil
Not only do reviewers rave about the "incredible o's" from Awaken Arousal Oil, but this best-seller is also known for its sensuous aroma, slip, and feel. With the uncanny ability to enhance sensations, users of the product have reported reinvigorated orgasms and renewed sex lives. And all we have to say is, say less.
Mood Maker Pleasure-Enhancing Intimacy Oil for Couples
Amazon
The Mood Maker had us at hello. Christina Aguilera's sex oil is where luxury and intimacy meet. Thanks to the relaxation facilitated by magic mushrooms and pleasure-enhancing adaptogens, the Mood Maker lays the groundwork for easeful foreplay, sex, and even an encore. With its texture like silk and warm scent, the oil effortlessly sets the perfect mood for pleasure play and allows your body to follow suit.
Lure Deluxe Intimacy Oil
Sultry, clean, and moisturizing are the cornerstones of this intimacy oil. The oil is formulated with organic ingredients like MCT coconut oil and CBD, so there is no need to worry about throwing off your pH balance or leaving behind a sticky residue when using it for intimate moments. The silky texture provides a sensual slip that is all gas no brakes, creating a slip n' slide glide during partner play, as well as solo play.
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Green Compass Intimacy Oil
Green Compass
Entice and awaken your pleasure and your senses with the Intimacy Oil by Green Compass. An intimacy oil made for every body, this oil is fragrance-free, paraben-free, and silicone-free and formulated with plant-based and organic ingredients. With ingredients like organic hemp flower extract, coconut oil, and jojoba oil, the pleasure felt and experienced in intimate areas becomes even more intense upon application.
FOCL CBD Arousal Oil
Loved by users for its "perfect texture," its "warm wonderful feeling," and the fact that it's "non-irritating," the CBD Arousal Oil by FOCL is definitely worthy of a spot in your tox boy. Like other CBD oils, the hemp-derived product is said to ease tension and promote blood flow, which are major keys to enhancing and maximizing your sexual pleasure.
Sensuva On Arousal Oil
Amazon
Looks like we saved the best for last. Available in Lite, Original, and Ultra to give you the ability to choose the intensity that suits your intimate moments best, the On Arousal Oil by Sensuva is said to be one of the most powerful arousal oils on the market with good reason. With a "unique, buzzing vibration sensation on the clitoris," in 1-2 drops, On Arousal delivers more sensation during sex, helps women achieve orgasms quicker and more intensely, and can also help curb any issues with vaginal dryness.
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