

Black women financial gurus are breaking barriers in the personal finance realm. They serve as role models to women everywhere, especially women of color. There's something inspirational about seeing someone who looks like you achieve the same goal that you want to achieve. Their visibility consistently gives me the motivation to meet my own financial goals because if they can, why can't I?
As a finance major who has worked in the financial services sector, I look up to personal finance experts that are women. It takes guts to break into such a monolithic industry. I can relate because the financial services industry is the same way, so I've personally suffered from imposter syndrome. I understand the courage it takes to break into an industry where the majority of people don't resemble you.
These Black women in finance have helped me in more ways than one because they've helped change my money habits and serve as inspiration. I am a regular on their sites, a fan of their books, and a member of some of their Facebook groups. Surrounding myself with role models, resources, and other women interested in reaching financial goals will surely feed your ambition for financial independence, as it does for me.
1. Michelle Singletary, The Color of Money
Michelle Singletary is a personal finance columnist. She pens The Color of Money, a recurring column in The Washington Post on Wednesdays and Sundays. She is also the author of three personal finance books, a television host, and has appeared on NPR. Subscribe for weekly newsletters to learn how to spend well and live rich!
2. Kara Stevens, The Frugal Feminista
Kara Stevens is determined to help black women step into their financial confidence and eradicate their debt. She has worked with thousands of women as a consultant, speaker, writer, and coach. Be happy. Be healthy. Be brave with Kara!
3. Tonya Rapley, My Fab Finance
Tonya Rapley is a millennial money expert who is dedicated to breaking the typical millennial paycheck-to-paycheck cycle. She is also a co-founder of a FinTech app (FOAM), and provides workshops for clients throughout the U.S. Sign up for her fabulous newsletter!
4. Patrice Washington, Chase Purpose, Not Money
Patrice Washington is a financial expert who is redefining wealth. She helps women to live their life's purpose, find fulfillment, and earn more without chasing money. Patrice is a number one best-sellingauthor and has appeared on dozens of popular media outlets, such as the Steve Harvey Show and Dr. Oz. Subscribe to her newsletter and podcast to live in your purpose!
5. Bola Sokunbi, Clever Girl Finance
Bola Sokunbi is a certified financial education instructor, money expert, and best-sellingauthor of Clever Girl Finance. Her main goal is to help women save money, build real wealth, maintain accountability, and ditch debt. Bola offers a financial education program that provides financial guidance and empowers women. Join Bola at Clever Girl Finance!
6. Tiffany Aliche, The Budgetnista
Tiffany Aliche is an award-winning financial educator whose mission is to empower women and provide them with resources to create a better life. Her financial movement has helped over 800,000 women and eradicated $75 million in debt. She is a blogger, podcaster, and she has even helped change the legislature in New Jersey (The Budgetnista Law). Join her Live Richer Academy!
7. Marsha Barnes, The Finance Bar
Marsha Barnes is a certified financial social worker, financial educator, and financial commentator. Marsha aims to build your financial confidence. She believes in financial education for all and she even has a financial literacy bus! Join her Members Club!
8. Dominique Broadway, Finances Demystified
Dominique Broadway is an award-winning financial planner, personal finance coach, speaker, finance expert, entrepreneur, and the founder of Finances De·mys·ti·fied & The Social Money Tour. She has a passion for helping young professionals, entrepreneurs, and people of all ages achieve their dreams. Join her Bootcamp!
9. Kendra James, The Finance Femme
Kendra James is a virtual CFO and business manager. Kendra specializes in building a structure and financial strategies for businesswomen that are ready to take their business to the next level. She offers a podcast, consultations, coaching for accounting professionals, and a virtual CFO service. Sign up for her services!
10. Melissa Boutin, Your Money Worth
Melissa Boutin is both a certified financial education instructor (CFEI) and a money coach. She specializes in helping the Caribbean and American millennials rid themselves of debt, so they can live the life of their dreams! Join her Money Massive Crew for financial hacks, money tips, scholarship alerts, and more!
11. Carrie Pink, Motherly
Carrie Pink is a personal finance blogger who teaches her audience how to look fly and raise children while on a budget. She is a podcaster and an author of the book, This Is Motherhood. Subscribe for inspiration and mother empowerment!
12. Dasha Kennedy, The Broke Black Girl
Dasha Kennedy is a millennial financial coach who is helping women of color get ahead. She is the founder of the Broke Black Girl Facebook group, filled with over 60,000 women. She consults with clients about money management, women's entrepreneurship, and empowerment. Dasha aims to improve Black financial literacy within the community. Keep up with Dasha here!
Featured image by Shutterstock.
Originally published on January 24, 2020
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Aaliyah Sydonie Williams is a lover of pomegranates, intimate concerts, fluffy socks and all things R&B. She's a founder of a college advice blog, Her Little Corner, where she dishes helpful advice for college students to slay their college experience. When Aaliyah isn't eating at Starbucks, she's studying for her courses in finance, discovering new spots in the city, and brushing up on her photography skills. Keep up with her at Aaliyah Williams (@aaliyahsydonie).
'He Said, She Said': Love Stories Put To The Test At A Weekend For Love
At the A Weekend For Love retreat, we sat down with four couples to explore their love stories in a playful but revealing way with #HeSaidSheSaid. From first encounters to life-changing moments, we tested their memories to see if their versions of events aligned—because, as they say, every story has three sides: his, hers, and the truth.
Do these couples remember their love stories the same way? Press play to find out.
Episode 1: Indira & Desmond – Love Across the Miles
They say distance makes the heart grow fonder, but for Indira & Desmond, love made it stronger. Every mile apart deepened their bond, reinforcing the unshakable foundation of their relationship. From their first "I love you" to the moment they knew they had found home in each other, their journey is a beautiful testament to the endurance of true love.
Episode 2: Jay & Tia – A Love Story Straight Out of a Rom-Com
If Hollywood is looking for its next Black love story, they need to take notes from Jay & Tia. Their journey—from an awkward first date to navigating careers, parenthood, and personal growth—proves that love is not just about romance but also resilience. Their story is full of laughter, challenges, and, most importantly, a love that stands the test of time.
Episode 3: Larencia & Mykel – Through the Highs and Lows
A date night with police helicopters overhead? Now that’s a story! Larencia & Mykel have faced unexpected surprises, major life changes, and 14 years of choosing each other every single day. But after all this time, do they actually remember things the same way? Their episode is sure to bring some eye-opening revelations and a lot of laughs.
Episode 4: Soy & Osei – A Love Aligned in Purpose
From a chance meeting at the front door to 15 years of unwavering love, faith, and growth, Soy & Osei prove that when two souls are aligned in love and purpose, nothing can shake their foundation. Their journey is a powerful reminder that true love is built on mutual support, shared values, and a deep connection that only strengthens with time.
Each of these couples has a unique and inspiring story to tell, but do their memories match up? Watch #HeSaidSheSaid to find out!
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I’ve gotta say that, for the most part, my friends are pretty damn chill. There is one (major) exception, though — and it’s an odd one. Even after all these years and countless times of me giving them the same answer, if there is a time when they think they are my mama, it’s when they see an email come through at an odd hour of the night. Then, all of a sudden, here they come asking me when do I get sleep if I’m emailing at (say) three in the morning.
Again, the answer never changes because, if there is one thing that Shellie Reneé Warren is gonna get, it’s 6-8 (sometimes nine) hours of sleep. However, since my chronotype (check out “Ever Wonder What Personality Traits Make Someone A 'Morning Person'?”) means that I like/prefer to write in the wee hours of the morning, sometimes I will sleep for the night for five hours and take a nap in the day. And y’all, that is just fine with me because I am well aware of the fact that napping does everything from give me more energy, heighten my alertness and even make me more creative to decrease stress levels, strengthen immunity, and reduce my chances of experiencing a heart attack or stroke.
My problem is I will oftentimes go “overboard” with my daytime zzz’s. What I mean by that is, in order to get the most out of a nap, they say thatyou shouldn’t sleep for longer than 25 minutes or so; otherwise, you could wake up feeling sluggish (I don’t but…). Also, it can make resting, soundly, at night a bit of a struggle.
So, what are you saying, Shellie? We should get quickies in? Yeah. And it’s funny that the word “quickie” would come up because just like a sex quickie can do wonders for you (and it can — check out “12 Super Solid Reasons To Have A Quickie Every Single Day”), it’s a full-circle moment when I say that something that can improve the quality of your sex life is to have a power nap (a nap that lasts between 10-30 minutes).
Wanna know how the two things correlate? Honestly, it’s no secret that sleep and sex work together to optimize both (check out “6 Fascinating Ways Sex And Sleep Definitely Go Hand In Hand”). Today, though, we’re going to tap into how a nap, specifically, can have you partaking in some of the best sex that you’ve experienced in a minute. I’ll explain.
Naps Reduce Stress
If you’re feeling super stressed out right now, you are not alone. There is plenty of data out here that says that most of us are stressed for at least a couple of reasons at a time — and that can impact your sexual health on a few levels. For one thing, it can bring about feelings of depression and/or anxiety. Stress can also throw your hormone levels off (including your cycle) which can weaken your libido. Stress can make you want to put distance between you and your partner (yes, literally).
Stress can also make it challenging to get aroused or to have an orgasm. And just what can help to decrease stress? Taking a nap. Since sleep has a way of helping you to “get off of the clock” and relax a bit, that can lower your stress levels and “reset” your body so that you are calmer — and that, in turn, can do wonders for your sex drive and ultimately your sex life.
Naps Improve Your Mood
There is one person in my life, and fairly 80 percent of the time, she’s in a super good mood. Oh, but let that girl go without sleep, and…who is this woman? LOL. There’s research behind why this happens. When a person is sleep-deprived, it messes with their brain chemicals, and that can amplify emotions like anger, restlessness and sadness. In fact, one study revealed that people who had their sleep disrupted throughout the night, they ended up having their positive outlook on life reduced by about 30 percent.
And geeze, who wants to have sex when they’re not feeling very good? Anyway, since serotonin is a neurotransmitter that helps to regulate your moods, your sleep patterns, and your libido and sleep is what helps to keep it in balance — by taking a nap, not only can it help you to feel better, it can also increase your desire for sex (it can also build up your endurance which is also…sexually beneficial).
Naps Increase Your Focus and Concentration
Something that some of my clients bring up is how, when it comes to having sex, sometimes the flesh is willing while the spirit is weak because, although the desire for intimacy is there, so much is going on that they aren’t able to get still enough to focus on experiencing copulation with their partner. This also tracks because, when you don’t have enough rest, your brain finds itself not working in harmony and that can make it hard to do everything from approaching life with a sense of flexibility to making necessary decisions.
Certain data also reveal that a lack of rest can cause you to have a really poor attention span and not process things in context (the more you know). So, if you really want to get some yet it’s hard for you to focus long enough to make it happen, ask your bae to lie down with you and take a nap. Between the sleep and the snuggling (check out “Fall's Coming: 8 Wonderful Health Benefits Of Cuddling”) — you may wake up with your mind and body totally on the same page. #wink
Naps Can Make You Feel Better About Your Body
Even if, overall, you feel really good about your body, I think that we all have moments when we feel less attractive than others — and who wants to have sex when they don’t really feel…very sexy? Well, something else that sleep, in general, can do is increase your confidence in your body.
For one thing, if you want to lose a few pounds, sleep can actually make that happen by helping your body metabolize the glucose (sugar) that’s in it so that you can better manage your appetite. Other studies go on to share that since sleep deprivation can impact one’s mental health and emotional stability in a negative way, of course, getting enough rest would increase body positivity.
Shoot, science even goes so far as to say that insomnia can cause people to have an elevated level of dissatisfaction when it comes to their body image. Don’t take their word for it, though. Look in the mirror before a nap. Then look in a mirror after waking up from me. Do you feel better? I’d be surprised if you don’t.
Makes Your Brain Bigger…Which Could Make Your Orgasms Better
I saved the best for last by design. Now if you’re wondering how in the world a nap can improve (and possibly increase) your orgasms — oh, there is a method to the madness…trust. For starters, the saying that your biggest sex organ is your brain? That isn’t a myth. Long story less long, the brain is what houses your central nervous system and that is what controls how men and women sexually function (yes, literally).
And since the brain also releases feel-good chemicals like dopamine, serotonin, and oxytocin during sex and brain activity significantly increases in women during sexual activity (especially right before she orgasms) — well, would it trip you out to know that when you take a nap, your brain actually expands? A bigger brain (that’s healthy) can potentially intensify your sexual experiences (and your climaxes) — and who doesn’t want that to go down?
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Like I said earlier, I never have to be convinced to get a nap in. However, if your sex life has been a bit stagnant lately, you’ve been feeling a little sluggish and you’re not sure what to do — I’m hoping that a nap can get you right.
There’s enough science to prove that it can. All you need to do is give it a shot.
Now where’s your pillow and sleep mask, chile?
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