

Earlier this spring, I remember reading an article where Oprah said that she had never been to therapy before; that in her mind, her best friend, Gayle King was her "regulator". When you think about all that Oprah has shared regarding childhood trauma, weight battles and pressures with her platform and then you add to that the fact that she gives out so much advice for a living, that seemed rather ironic to me.
It also reminded me of why I oftentimes say to my own clients that there is a difference between something being therapeutic and actually going to therapy. To me, at least once in life, everyone should see a therapist (or counselor or life coach). It's simply a good idea to have a professional help you to look at things from an "outside looking in", totally objective perspective, whether it's for the purpose of healing, revelation, goal-setting — or all of the above.
If you're someone who has either never been to a therapist before yet you've been strongly considering doing so as of late or you've tried it, got burned, and are leery about attempting going again (even though a part of you feels like you should), as a marriage life coach myself, I wanted to share 10 questions that you should personally run through. Ones that can help you feel a lot more confident about sitting on a therapist's couch — for a season.
1. What Specifically Do You Want a Therapist For?

When it comes to this first point, let me say that it would be a bit unfair for anyone who is a therapist to automatically expect you to know what kind of help that you need. After all, getting to the root of that is actually a part of a therapist's job. At the same time, it is a good idea to have some sort of ballpark idea of what you're looking for and the desired outcome you'd like to have. Like me? I work specifically with people who want to keep their marriage together, get it to thrive or those who desire marriage. Sometimes, I'll work with singles who are trying to get some areas of their life together; however, based on how complex and serious those issues are, I'll refer them out.
So, how do you start with your search when it comes to targeting exactly what you want or need? Well, do you want personal or professional assistance? Does it have to do with relationships in any way? Perhaps you've got some patterns/habits that you'd like to break. Are there things about how you live your life that you sense may be rooted in childhood trauma? Maybe you feel stagnant and you need someone to help you to get "unstuck" and set some goals. Ask some questions until you are able to "scratch an itch" so to speak. By the way, if there is something (or one) that is internally nagging you that won't seem to go away, that is a good indication that it should be brought up in therapy.
2. Will a Life Coach Do?

I once heard someone say that the main difference between a therapist and a life coach is a therapist focuses on one's mental health while a life coach is about helping someone reach their goals. I can definitely see there being a lot of truth to that; however, oftentimes a therapist is also considered to be a licensed psychologist, psychiatrist or counselor while a life coach? Some have "letters behind their name" while others do not. It kind of all depends on how much education you'd prefer the person you are working with to have. For instance, a lot of church folks go to see their pastor for counsel yet many of them aren't licensed therapists (or even licensed life coaches); they would be more like a life coach. I've been very open that I am a life coach as well. My work comes from years of experience while a friend of mine, who is also a coach, recently got certified.
Personally, when I'm dealing with a person or couple who I feel have some really deep-rooted issues, oftentimes I will recommend that they go to a therapist in addition to seeing me. However, if you're basically looking for assistance in identifying core issues and mapping out a plan on how to move forward, many times a coach (in an area of expertise that you're looking for because there are many different kinds) will fit the bill.
3. Is Their Ethnicity and Gender Relevant?
Not too long ago, a friend of mine asked me to refer them to a life coach. When I asked them what area they wanted to focus on, they said that they needed to get professionally organized and also create some long-term goals. Because this individual is pretty "fist in the air" (I'm sure you get what I mean by that — LOL), I assumed that they wanted someone Black. To my surprise, no. "I would actually prefer someone who sees life from a different lens because a lot of my clients aren't Black." Noted.
Some of you who are die-hard Insecure fans can recall the journey that Molly went on to find the right therapist for her. And yes, sometimes, being with someone who shares your ethnicity and/or gender can be a real comfort because you tend to feel like they get exactly where you are coming from. Anyway, whether that is the case for you or not, definitely factor this in while making your selection. It can make finding your right fit so much easier for you.
4. Do They Share or Respect Your Value/Belief System?
As a marriage life coach, I've worked with a few atheist couples in my time (actually, atheists tend to say married a lot longer than many Christians do…that's another article for another time, though). Because I strive to be a Bible follower, I've been asked if that was difficult to do. Eh, a little challenging only because I am someone who believes that marriage is a faith-based union; however, not impossible because I also believe that you can have morals and not be of the same faith system as I am. Still, since I tend to bring up God and Scripture quite a bit, I do make sure that prospective clients know that I think marriage is a covenant relationship and that I use the Bible in a lot of my counsel — at least a lot of the time. At the same time, there is actually a verse in the Word that talks about speaking in parables (applicable stories), so that folks who wouldn't understand Scripture can understand where you are coming from (Matthew 13:13). Taking that in has made it easier to communicate with folks from all walks of life.
Anyway, the bottom line here is you don't want to see someone who could end up doing a lot of debating with you or you're going to feel patronized around because you both have a different set of values or belief systems. If you're Jewish and want a Jewish therapist or agnostic and would prefer someone who won't bring up faith at all in your sessions, that makes total sense; it's pretty wise to look for that. You're already gonna have a lot to unpack. No need to start, right out of the gate, not seeing eye to eye about core foundational issues.
5. Have You Ever Seen a Therapist Before?
When I say that there is someone in my life who needs to go to therapy, stat — there can't be a bigger understatement when it comes to this topic. While the core of him is good, he makes some of the most redundantly toxic choices that I have ever seen in my entire life. The real catcher is he's so cryptic when it comes to how he moves that a lot of people come to him for insight. It's a mess. The few times when he has at least allowed me to broach the topic of counseling, he once shared that when he took a chance and tried, the therapist actually did something that was extremely unethical; they started developing feelings for him. And so, as of now, that has caused him to stay as far away from therapy as possible.
If you're hesitant about going to a therapist because you've never been before and you're not sure what to expect, that is totally understandable. Just try and keep an open mind. No one can make you do anything you want to do — including staying with someone you don't like or continuing in something that doesn't seem like a wise fit. On the other hand, if you're damning therapy because of a bad past experience, what I will say is, just like there are some good and bad people in general, there are also some good and not-so-good therapists. To swear off all of them because of one unfortunate situation would be a shame. Besides, how can one meeting — possibly a couple of times — with someone new hurt? You're still in control. No matter what. Always remember that.
6. How Do They Act in the First Meeting?
I'm gonna be straight up with you. Seeing a prospective therapist/counselor/life coach for the first time is a lot like a first date. And just like first dates, there are several red flags that you should look out for. Ready? Here are 10 of 'em.
- If they're late. It means they don't respect your time.
- If you feel like they are over-talking you. They aren't good listeners.
- If they come off condescending or patronizing. You need to feel comfortable.
- If they are distracted. That's just plain rude.
- If you feel like they're giving more of a monologue than dialoguing with you. You aren't to be their audience member.
- If you feel a hell of a lot worse rather than better. No one should feel like shame imposed by the therapist. Do keep in mind that therapy may bring about really uncomfortable moments so that you can get to the root of matters.
- If you sense gaslighting or manipulation. A therapist shouldn't be emotionally controlling or violating you.
- If it seems like a religion session. A faith-based therapist is one thing. Trying to recruit you is something else.
- If you feel no sense of peace. A good fit will bring about some clarity or "ah ha" moments, even from the first meeting.
- If you just don't "click". No explanation needed.
7. How Does Payment Go?
This is huge. Some therapists only take insurance (and well, you already know how that goes). Some will change insurance companies and just drop you (even if you've worked with them for years). Some are willing to work out some sort of out-of-pocket payment plan. The bottom line with this point is assume nothing. I know some people who were really hurt when, after several years of seeing (and becoming really comfortable with) their therapist, they had to part ways because their therapist left their insurance network and so they couldn't afford to keep seeing them. Let me tell it, before even going to the first session, this should be addressed. It would be a shame to find someone you really like, even upon the initial meeting, only to realize that you can't afford them.
8. How Committed Do You Plan on Being to the Process?
I believe I can speak for all people in the counseling field when I say that nothing is more taxing than working with clients where we seem far more invested in their betterment/healing than they do. I can't tell you how many couples I've worked with who don't do the assignments and/or will show up late and/or will cancel/reschedule at the last minute — over and over again. Or, they want to meet far and few between, when their problems clearly indicate that they need to be seeing someone, at least a couple of times a month. Matter of fact, I know a couple who's basically been in some sort of therapy, ever since they said, "I do". However, they are infrequent as all get out and are constantly in a pattern of expecting the therapist to save them from divorce whenever they allow things to go too far. Saving you at the last minute? Yeah, that is not our job. And it's not even fair.
Anyway, once you've met with a therapist for a few times, they should be able to give somewhat of an assessment of how often you should see them and how long it will be necessary (at that level of intensity, whatever that may be). If you know that you are not going to commit to that, you might want to wait until you can. The reality is that some people have a bad experience in therapy, not because of the therapist or the therapy itself; it's because they are mentally and emotionally all over the place and refuse to do the work that is required. And as best-seller author Iyanla Vanzant often says, "We're not gonna fight you for your healing." We shouldn't have to.
9. Has the Therapist Ever Been to Therapy?
This. One. Right. Here. If you're someone who's always been hesitant about going to therapy because you've heard that some of the craziest people are therapists — I'm not gonna lie and act like there's not some truth to that. There are many narcissists who are therapists. There are a lot of arrogant people who are therapists. Some folks use being a therapist as a way of escapism from their own demons and drama because it makes them feel good to fix other people's stuff rather than dig deep and tackle their own. And then there are some therapists who are so delusional that they think everyone needs their insight while they can't humble themselves to hear what they need to do with their own lives.
This is why I think it is totally NOT out of bounds to ask a prospective therapist if they've ever been to therapy before. While the reasons why are not really any of your business, you can learn a lot about someone who is willing to admit that either they've had past issues that they've needed to tackle or, like Meryl Streep's character did in one of my favorite movies (Prime), they go because they hear so much of other people's stuff that they need a professional to help them to process it all and set good emotional boundaries.
One of my favorite licensed counselors, I saw in high school, college and many years into my 20s. Now I have a therapist friend that I run things by when I need them. They are an absolutely godsend. So yeah, a therapist who has a therapist isn't something to side-eye. It's actually something to smile about.
10. What’s the “Proof of Purchase”?
Something that I apply to churches and therapists is, if after about a year, you see no signs of personal growth and progress, that's probably not the place for you. Best believe that, also like a lot of churches, unfortunately, there are some therapists out here who are perfectly fine running your credit/debit card, listening to you and not really tracking for your growth. A thorough therapist will actually talk about where things stand and how you're doing, periodically. And you should expect that because a therapist is supposed to provide you with tips and tools to be better as the result of interacting with them. You definitely shouldn't be stagnant or worse — worse.
I am passionate about people getting the health that they need, so of course, I could go on. I'm hoping that this will help to at least provide you with some peace of mind. Therapy is a blessing. Asking the right questions can lead you to the best therapist. It really can.
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It's kinda wild that, in 2025, my byline will have appeared on this platform for (what?!) seven years. And yeah, when I'm not waxing poetic on here about sex, relationships and then...more sex and relationships, I am working as a certified marriage life coach, helping to birth babies (as a doula) or penning for other places (oftentimes under pen names).
As some of you know, something that I've been "threatening" to do for a few years now is write another book. Welp, October 2024 was the month that I "gave birth" to my third one: 'Inside of Me 2.0: My Story. With a 20-Year Lens'. It's fitting considering I hit a milestone during the same year.
Beyond that, Pumas and lip gloss are still my faves along with sweatshirts and tees that have a pro-Black message on them. I've also started really getting into big ass unique handbags and I'm always gonna have a signature scent that ain't nobody's business but my own.
As far as where to find me, I continue to be MIA on the social media front and I honestly don't know if that will ever change. Still, if you need to hit me up about something *that has nothing to do with pitching on the site (I'm gonna start ignoring those emails because...boundaries)*, hit me up at missnosipho@gmail.com. I'll do what I can. ;)
Love Is The Muse: How Skylar And Temi Built A Creative Life Together
When Temitope Ibisanmi DM’d the word “muse” to Skylar Marshai, he knew he was shooting his romantic shot. He didn’t realize, however, that he was connecting with his future business and creative partner, too.
“I was the boyfriend,” Temi says. “Everybody out there knows, you’re the cameraman at that point.”
Skylar sees things differently. At the time, she was shooting content on her iPhone. Temi came into the picture with a new perspective, an understanding of tech, and, eventually, a camera. “He doesn't give himself enough credit,” Skylar says. “He wasn't just my tripod. He wasn't just standing behind the camera and going ‘click.’ He was giving advice. He was giving me insight to how I could look at things from a different perspective. And I was like, 'Oh, he’s an artist.' I think it was maybe a heartbeat of that kind of energy of like, ‘Baby, can you take this picture?’ And it turned so quickly into, we're partners. We can work together in a way where we're advancing each other's creative thinking.”
The pair often says they’re two sides of the same coin. Skylar is an Aquarius. She attended art school, paints, and loves poetry. She’s more than happy to let the couple’s management firm and agency, Kensington Grey, handle their admin work. And, she loves to sleep in. Temi, on the other hand, wakes up early. He’s a Virgo. He loves a to-do list and regularly checks in on the couple’s brand partnerships spreadsheet to make sure everything is on track.
Because his storytelling was steeped in his love of technology, he didn’t always think of himself as a creative person. “Where I [am] the dreamer who wants to pluck things out of the sky and spend all day with my head in the clouds, Temi [is] so good at grounding me and helping me figure out how to make things make sense on paper. We just work together in such a complimentary way,” Skylar says.
It’s been more than six years since Brooklyn-based couple Temi and Skylar started dating, and nearly four since they cemented their working relationship. On TikTok and Instagram, the couple’s travel, fashion, and home content regularly rack up hundreds of thousands of views. They’ve worked with brands such as Coach, Aesop, Away, and Liquid IV, bringing their vibrant perspectives to every campaign they execute. Still, nearly two years since both Temi and Skylar committed to full-time content creation and creative directing, the couple says their romantic connection remains their priority.
“We told each other we would much rather go back to full-time jobs and preserve our relationship than to be full-time freelancers, barely getting a night's rest [and] barely kissing each other because we're so busy shooting,” Skylar says.
Working from home can make it hard to separate work from personal life for any entrepreneur. It can be even more challenging when your business partner is also your lover. Temi and Skylar had already used couples therapy as a tool to help them effectively communicate with one another. When they ran into challenges while working together, their therapist helped them set physical boundaries to help combat the issues.
"We told each other we would much rather go back to full-time jobs and preserve our relationship than to be full-time freelancers, barely getting a night's rest [and] barely kissing each other because we're so busy shooting."
“It actually took us doing very specific physical things to create boundaries between work and play in our relationship,” Skylar says. “So, for instance, we will only have conversations about work when we're out of bed or we're at the table or in the office. Initially, when we started, we had to light a candle to say that, 'Okay, this is a space where we're connecting, we’re not talking about work.' We needed really hard boundaries at the top. And then it became a little bit more organic.”
The boundaries have been crucial to implement, especially because the couple began working together so naturally. When the pair first met, Skylar was NY-based a social strategist for BuzzFeed and was using content creation to drive business to her lingerie company. She was shooting her own content. Temi was working for Microsoft in D.C. He’d recently traded in his DJing equipment for a camera. “I've always loved taking pictures,” he says. “Even when I was a kid, my African mother would wake me up at 3:00 a.m. [during a] party, and be like, 'Come take the family picture.'”
Growing up, Temi says he watched his parents support each other and be the true definition of partners. He knew he wanted the same for his own relationship. But, the couple also wanted to make sure they were being financially responsible. The pair didn’t quit their traditional jobs until they’d saved up two years' worth of their cost of living. And, Temi received his Master of Business Administration from New York University with the knowledge that it could either help him advance in his corporate career or be applicable to his business with Skylar.
Today, they say their working relationship is more of a “quiet dance.” They still implement some of the boundaries they learned in therapy, but they also lean into their natural strengths and deep love for one another. When we speak, Temi has planned a date for the couple to see Princess Mononoke in 4K IMAX and added it to their Notion so they can factor it into their busy schedules. “I fully plan to date for the rest of my life,” he says.
Skylar says the couple doesn’t just wait for date nights to check in with one another, though. This often happens in the mornings, after Temi has made her peppermint tea and poured himself a cup of coffee. When they ask each other how they slept, she says, it’s not just a “nicety.” It’s a genuine question meant to foster connection.
“A lot of it happens during the day in the midst of work. We'll stop and we'll hug. Or we’ll slow dance in the kitchen,” she says. “Sometimes it's hard to set a whole date night when you have 7,000 things going on. So, we must grasp these moments and check in when we can. And I think it's become so organic to us that I actually didn't even realize how often we do it. But all day long, we're like, 'Are you good? I felt like your energy shifted,' because we're best friends, we just know. We just feel it happen.”
What’s better than being in love? Building wealth while doing it. Watch Making Cents here for real stories of couples who make money moves together.
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The ChatGPT Prompts That Got Me Through A Career & Life Transition
Oftentimes when we hear about ChatGPT prompts, there's always some sort of business pitch, entrepreneurship push, or other shortcut connected to money-making. (Well, at least that's been the annoying case with my Instagram feed.) It's undeniable, though, that ChatGPT prompts can be game-changers, even beyond business plans or revenue schemes.
For me, creating and using my own ChatGPT prompts has been more about self-motivation, self-development and inspiration, especially at a tough time of career transitions and personal shifts. And as cray-cray as things seem in the U.S., especially related to one's livelihood, future financial stability, and overall mental health, I decided to take back a bit of my power using a great AI resource that you'll literally wonder how the hell it knows you so well to even answer your prompts so accurately.
Here are a few ChatGPT prompts that have been super-helpful and empowering related to career and finances. Simply visit OpenAi.com/Index/ChatGPT (or use the app of your choice), copy and paste the prompts, and be sure to fill in the blanks before submitting them:
The "Level Up" Prompt
Write an encouraging letter to a Black [your age]-year-old woman who is a [occupation] and wants to level up in her career. She lives in [city and/or state], earns [your yearly salary], and wants to be able to [career passion 1], [career passion 2], [career passion 3] during her work day. She also wants to earn [your dream salary] and work from [office/home/dream place of business] but feels challenged by [briefly state challenge here in 3-4 words.]
I swear ChatGPT got me all the way together, reminded me of the amazing experienced journalist, editor, and speaker that I am, and gave quick tips on how to take things to the next level that are actually doable.
The "Get My Credit Card Debt In Check" Prompt
Write a detailed plan, with categories, for a woman in her [age group] who is a [occupation] earning [your yearly salary]. She wants to cut at least 50 percent of her current credit card debt of [card balance] with an APR of [percentage]. Her minimum payment is [amount] and she'd like to cut down in [days/months/years]. Her expenses include [list] along with non-negotiable spending on [leisure/travel/fitness/wellness or other activity].
From here, it can also create spreadsheets or you can request that it get more specific with each category. You can also request that the plan be adjusted based on the first response and whether it truly fits something you can realistically do. Add more specific details based on your life, the unique challenges you face, or other options you have in mind knowing what you're capable of or you're realistically interested in doing to pay off a debt.
The "Retire Early" Prompt
Write a step-by-step early retirement plan for a woman age [your age]. She has [time in years] of experience in [industry] and has been working for her current company for [how many years]. She also currently earns [amount] per year. She lives in [city and/or state], [rents/owns], and has [amount] in savings. She also has [amount] in her 401K [or Roth IRA---whichever is relevant to your situation.] She currently has [amount] in her checking account(s). [Add any other details about your earnings including side hustles, businesses, freelance work, settlements, lottery, rental income, or other funds you have access to.] She has [amount] in unpaid debt. She'd like to retire by [age; and be reasonable sis] and live in [city and state/country].
While early retirement might seem like a pipe dream to some of us, a prompt like this lets you know that it's more possible than you think. It's also something great to take to a financial adviser so you can sift through what's actually doable (based on real-life scenarios) and what's not.
The "Career Pivot" Prompt
Write a plan for a woman who works as a [occupation] and wants to pivot into earning money doing [new career or career activity]. She is passionate about [activity or goal] to serve [potential audience/client/customer]. She wants to transition out of [current career] to earn [amount] doing [new career or career activity] by [time/date] and earn [dream income that you'd make doing the new career activity]. Include steps and categories. Include a timeline to achieve this by [date].
This is a helpful prompt when you feel stuck in your current role (or even your career altogether) and simply need inspiration on what could be the perfect pivot. You can update this to include different career activities or scenarios, add company names or brands, and even ask for pitches or ways to brand yourself online to achieve this goal.
The "Faith-Filled Career Confidence Booster" Prompt
Write a letter from God to a woman who is feeling like she is behind in life. She feels lost and scared, especially with everything that is going on in the U.S. right now, politically and economically. She is [age], works as a [occupation], and lives in [city/state]. She has [educational degrees or training], loves [three passions/hobbies/favorite activities], and has [mention family, spouse, children, or other loved one, even if a pet here.] She is [mention three things you like about yourself including one about your appearance]. She wants to achieve [list two small but important goals here that are related to personal and/or professional life]. She has faced [list any major and specific challenges, briefly, here] and does not know how she will handle these challenges. Include [Bible verses] of encouragement to study.
This prompt had me in tears, but it reminded me of my Biblical upbringing and my foundation for success and motivation. It also reminded me to get stronger in my faith, to read my Bible a bit more, and to stop allowing doom and gloom to inform my approach to problem-solving.
The "Talk That Career Ish" Prompt
Write a letter from the perspective of a football [or sport of your choice] coach for a woman aged [age] who works as the best [occupation] in [city, state]. She has accomplished [list 3-5 highlights of your career, whether past or recent] and is a leader in [relevant business or career activities that reflect leadership, whether you've accomplished these things or they're aspirational]. She brings the following skills to the work with her: [list 2-5] and she is proud of [aspirational career goal of you at your highest career self.]
Add in the name of your favorite coach and this gets even better! (I used Deion Sanders, but choose who you want.) You'll not only get hyped up to remember the fabulous bad boss you are, but you'll also get tips on how to be even more successful in the future.
Try any of these prompts and use them as stepping stones to prompt positive thinking, further conversations for financial and career planning, or just a fun and potentially constructive distraction from all the mess that's going on. Dig deeper and request more specific steps, inclusions of actual resources like books, conferences, or course recommendations, or create images, vision boards, or graphs. Add in specifics that will help you remain accountable in planning to meet a specific financial or career goal.
Also, this is a big one: Be sure to remember that ChatGPT is simply a tool. It's neither a genie nor the Almighty. You'll need to fact-check, use common sense, and adjust any sort of plans based on your actual reality. Try out these ChatGPT prompts as springboards for sparking imagination, motivation, and innovation.
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