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5 Things To Consider Before Going Into Business With Bae

Business, meet pleasure. Is bae bad for business?

Love & Relationships

That special time of the year is coming when us girls feel sheer bliss and butterflies in our stomach. Yep, you guessed it! It's income tax season!

There's a lot a girl can do with her income tax return, like taking a trip to Dr. Miami or splurging on a new wardrobe, however, the smartest move is to make the money work for you by starting a business.


But what if your significant other wants to go half on a business?

I found myself in this predicament about five years ago when I met this guy. When I tell you we had big plans to be this super sexy and woke power couple, even I have to retrospectively laugh at myself! We talked about doing a lot of good Samaritan deeds for the community, but running an operation like Russell and Kimora Simmons in the 90s was of more interest to him.

His bright idea for creating generational wealth and rejuvenating our local economy was to buy a gang of basketball jerseys in bulk and sell them... Cue up the cricket sounds. Never mind the fact that we live in south Louisiana and everyone is a Saints fan. Forget the marketing plan or a competitive analysis— just cop the basketball jerseys and sell them out the trunk of his Buick.

I think Cole Brown had a better idea for Rent-Em-Spoons on an episode of Martin. Dude's not so bright idea raised some concerns for me about his lack of insight and ability to make sound decisions (So much to the point that I was ecstatic that I didn't have sex with him). The more I studied him, I concluded that I was introduced to his representative, not the real him, and any kind of relationship with him would be the death of me, especially a business relationship!

If you are considering mixing business with pleasure in your relationship, here are 5 signs that bae is probably bad for business:

He has no sense of urgency.

Normally, I had to remind him to do grown people tasks that should be on the top of his to-do list. Two heads are better than one and, if you constantly have to do all the major decision-making and micromanage someone, becoming business partners is pointless.

He doesn't take responsibility for simple mistakes.

One day, I was sitting in the kitchen working on my laptop. Dude opened the freezer and exclaimed, "Oh shit," and closed it as if he had seen a zombie. When I looked in the freezer to see what the hoopla was about, I found a frozen can of Coke had exploded. Rather than cleaning up his mess (I don't drink soda, so it was positively his), he simply closed the freezer door and left the kitchen. Just left the damn kitchen! Of course, I had to stop what I was doing and clean it. When customers have issues, they want the problem solved, not ignored. His disdain was automatic denial for us to make money moves.

He isn't proactive about opportunities.

When you decide to become an entrepreneur, hustle must be as organic as breathing. Customers are not always going to fall in your lap. The more I paid attention, I came to the realization that his potential had never been utilized. He was too lackadaisical about pursuing personal goals, so business with him would never be booming because he is accustomed to waiting for things to pop off. Nope. Faith without work is dead.

He is unorganized af.

He could never find his driver's license. He couldn't remember when his speeding tickets needed to be paid. Dude was a devastated trainwreck, and that's not good for a mogul in the making. Not having your crap together discourages potential customers from patronizing you. When Kiki says the salon will be open at 8 AM and she consistently shows up at noon, clients start a campaign to boycott her like Monique did Netflix. His discombobulation was just one more nail in the coffin for me.

His money management game is trash.

Dude never had any money saved. All his tithes and offerings went to the weed man, which raised a very valid question. Who the eff was going to foot the upfront cost associated with starting a business? Filing paperwork, purchasing a website, hiring a web designer, and all other aspects of branding cost a pretty coin—and it wasn't happening with my tax refund money!

How would you tell your mate that you don't want to start a business with him?

Featured image by Getty Images

ACLU By ACLUSponsored

Over the past four years, we grew accustomed to a regular barrage of blatant, segregationist-style racism from the White House. Donald Trump tweeted that “the Squad," four Democratic Congresswomen who are Black, Latinx, and South Asian, should “go back" to the “corrupt" countries they came from; that same year, he called Elizabeth Warren “Pocahontas," mocking her belief that she might be descended from Native American ancestors.

But as outrageous as the racist comments Trump regularly spewed were, the racially unjust governmental actions his administration took and, in the case of COVID-19, didn't take, impacted millions more — especially Black and Brown people.

To begin to heal and move toward real racial justice, we must address not only the harms of the past four years, but also the harms tracing back to this country's origins. Racism has played an active role in the creation of our systems of education, health care, ownership, and employment, and virtually every other facet of life since this nation's founding.

Our history has shown us that it's not enough to take racist policies off the books if we are going to achieve true justice. Those past policies have structured our society and created deeply-rooted patterns and practices that can only be disrupted and reformed with new policies of similar strength and efficacy. In short, a systemic problem requires a systemic solution. To combat systemic racism, we must pursue systemic equality.

What is Systemic Racism?

A system is a collection of elements that are organized for a common purpose. Racism in America is a system that combines economic, political, and social components. That system specifically disempowers and disenfranchises Black people, while maintaining and expanding implicit and explicit advantages for white people, leading to better opportunities in jobs, education, and housing, and discrimination in the criminal legal system. For example, the country's voting systems empower white voters at the expense of voters of color, resulting in an unequal system of governance in which those communities have little voice and representation, even in policies that directly impact them.

Systemic Equality is a Systemic Solution

In the years ahead, the ACLU will pursue administrative and legislative campaigns targeting the Biden-Harris administration and Congress. We will leverage legal advocacy to dismantle systemic barriers, and will work with our affiliates to change policies nearer to the communities most harmed by these legacies. The goal is to build a nation where every person can achieve their highest potential, unhampered by structural and institutional racism.

To begin, in 2021, we believe the Biden administration and Congress should take the following crucial steps to advance systemic equality:

Voting Rights

The administration must issue an executive order creating a Justice Department lead staff position on voting rights violations in every U.S. Attorney office. We are seeing a flood of unlawful restrictions on voting across the country, and at every level of state and local government. This nationwide problem requires nationwide investigatory and enforcement resources. Even if it requires new training and approval protocols, a new voting rights enforcement program with the participation of all 93 U.S. Attorney offices is the best way to help ensure nationwide enforcement of voting rights laws.

These assistant U.S. attorneys should begin by ensuring that every American in the custody of the Bureau of Prisons who is eligible to vote can vote, and monitor the Census and redistricting process to fight the dilution of voting power in communities of color.

We are also calling on Congress to pass the John Lewis Voting Rights Advancement Act to finally create a fair and equal national voting system, the cause for which John Lewis devoted his life.

Student Debt

Black borrowers pay more than other students for the same degrees, and graduate with an average of $7,400 more in debt than their white peers. In the years following graduation, the debt gap more than triples. Nearly half of Black borrowers will default within 12 years. In other words, for Black Americans, the American dream costs more. Last week, Majority Leader Chuck Schumer and Sen. Elizabeth Warren, along with House Reps. Ayanna Pressley, Maxine Waters, and others, called on President Biden to cancel up to $50,000 in federal student loan debt per borrower.

We couldn't agree more. By forgiving $50,000 of student debt, President Biden can unleash pent up economic potential in Black communities, while relieving them of a burden that forestalls so many hopes and dreams. Black women in particular will benefit from this executive action, as they are proportionately the most indebted group of all Americans.

Postal Banking

In both low and high income majority-Black communities, traditional bank branches are 50 percent more likely to close than in white communities. The result is that nearly 50 percent of Black Americans are unbanked or underbanked, and many pay more than $2,000 in fees associated with subprime financial institutions. Over their lifetime, those fees can add up to as much as two years of annual income for the average Black family.

The U.S. Postal Service can and should meet this crisis by providing competitive, low-cost financial services to help advance economic equality. We call on President Biden to appoint new members to the Postal Board of Governors so that the Post Office can do the work of providing essential services to every American.

Fair Housing

Across the country, millions of people are living in communities of concentrated poverty, including 26 percent of all Black children. The Biden administration should again implement the 2015 Affirmatively Furthering Fair Housing rule, which required localities that receive federal funds for housing to investigate and address barriers to fair housing and patterns or practices that promote bias. In 1980, the average Black person lived in a neighborhood that was 62 percent Black and 31 percent white. By 2010, the average Black person's neighborhood was 48 percent Black and 34 percent white. Reinstating the Obama-era Fair Housing Rule will combat this ongoing segregation and set us on a path to true integration.

Congress should also pass the American Housing and Economic Mobility Act, or a similar measure, to finally redress the legacy of redlining and break down the walls of segregation once and for all.

Broadband Access

To realize broadband's potential to benefit our democracy and connect us to one another, all people in the United States must have equal access and broadband must be made affordable for the most vulnerable. Yet today, 15 percent of American households with school-age children do not have subscriptions to any form of broadband, including one-quarter of Black households (an additional 23 percent of African Americans are “smartphone-only" internet users, meaning they lack traditional home broadband service but do own a smartphone, which is insufficient to attend class, do homework, or apply for a job). The Biden administration, Federal Communications Commission, and Congress must develop and implement plans to increase funding for broadband to expand universal access.

Enhanced, Refundable Child Tax Credits

The United States faces a crisis of child poverty. Seventeen percent of all American children are impoverished — a rate higher than not just peer nations like Canada and the U.K., but Mexico and Russia as well. Currently, more than 50 percent of Black and Latinx children in the U.S. do not qualify for the full benefit, compared to 23 percent of white children, and nearly one in five Black children do not receive any credit at all.

To combat this crisis, President Biden and Congress should enhance the child tax credit and make it fully refundable. If we enhance the child tax credit, we can cut child poverty by 40 percent and instantly lift over 50 percent of Black children out of poverty.

Reparations

We cannot repair harms that we have not fully diagnosed. We must commit to a thorough examination of the impact of the legacy of chattel slavery on racial inequality today. In 2021, Congress must pass H.R. 40, which would establish a commission to study reparations and make recommendations for Black Americans.

The Long View

For the past century, the ACLU has fought for racial justice in legislatures and in courts, including through several landmark Supreme Court cases. While the court has not always ruled in favor of racial justice, incremental wins throughout history have helped to chip away at different forms of racism such as school segregation ( Brown v. Board), racial bias in the criminal legal system (Powell v. Alabama, i.e. the Scottsboro Boys), and marriage inequality (Loving v. Virginia). While these landmark victories initiated necessary reforms, they were only a starting point.

Systemic racism continues to pervade the lives of Black people through voter suppression, lack of financial services, housing discrimination, and other areas. More than anything, doing this work has taught the ACLU that we must fight on every front in order to overcome our country's legacies of racism. That is what our Systemic Equality agenda is all about.

In the weeks ahead, we will both expand on our views of why these campaigns are crucial to systemic equality and signal the path this country must take. We will also dive into our work to build organizing, advocacy, and legal power in the South — a region with a unique history of racial oppression and violence alongside a rich history of antiracist organizing and advocacy. We are committed to four principles throughout this campaign: reconciliation, access, prosperity, and empowerment. We hope that our actions can meet our ambition to, as Dr. King said, lead this nation to live out the true meaning of its creed.

What you can do:
Take the pledge: Systemic Equality Agenda
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Featured image by Shutterstock

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