Everyone Can't Afford To Quit Their Job To Travel The World. And That's OK.
For me, the thought of traveling to the next destination is greater than any high that I could ever experience. The luxury of trotting around the globe is one that I consider to be a blessing. But don't believe the hype, I need to work a 9-5 to do it. And quite honestly, I'm tired of hearing narratives about people who "dropped everything" to see the world. They'd explain that they had $10-20K in the bank saved up and they decided to just get up and go! More power to them (or you) if this is their reality, but I've got BILLS! Day-to-day expenses, kids, student loan debt, etc. make it necessary for many of us to punch a clock just to make ends meet, let alone plan a vacation.
My wanderlust obsession came later in life. By the time I began to travel on a regular basis, I was already running the corporate rat race trying to pay back student loans that I had taken out for both my Bachelor's and Master's degrees. The last thing on my mind was walking away from my "bread and butter" to travel full-time. Yeah, I know. It's possible to get to the point where you can get paid to travel regularly, but even that takes time. Parenthood can present challenges as well. And while I don't have children, I often speak to parents who talk about how working around their children's social and school schedules in addition to getting the money required to do it all can many times force them to put their wanderlust on the back burner.
But despite life's demands, it is possible to create a balance between juggling responsibilities and setting aside time and money to travel. Here are some creative ways to do it:
1.Use a portion of pay increases to create a travel fund.
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Even if it's $5 or $10 dollars per week, a little can go a long way. You can either open up a bank account and have the money automatically taken out during a certain time of the month so that you never see it, or it can be as simple as a jar on the counter that you contribute to regularly. Using a pay raise or work bonus is a great way to reward yourself with money toward that trip that you've been looking forward to. $10 a week could go towards a one-way or roundtrip flight by the end of the year, depending on the airline and where you're traveling.
2.Establish your needs vs. wants.
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Sis, do you really need that Frappuccino? Establishing want you need to spend your money on and what you don't, could make the difference between you actually going on that dream vacation or just fantasizing about it while scrolling through pics on social media. Sometimes, you can't buy the pretty wardrobe and fly out to show it off. Also, forgoing your favorite lunch and packing a turkey sandwich and a salad could save you hundreds of dollars a year that could go towards your travel fund. If travel is important, make sacrifices that help to get you closer to your goals.
3.Make time to just do it.
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We're all busy! Especially if you're a parent with a full-time job. It's never going to be a perfect time to travel if you have a ton of responsibilities. And in many cases, by the time we think that it's a perfect time, something else comes up and we miss the window to book a great getaway. So pick a couple of dates at the beginning of the year, lock in the time off, and just pay for the trip! This way, you can't talk yourself out of not going (due to life's responsibilities) at the last minute. Remember, you deserve to unwind. So just do it! If you're worried about a last minute emergency, buy travel insurance, or book a flight on an airline like Southwest that doesn't penalize you for last minute cancellations and gives you flexibility to make changes at no extra charge.
4.Be smart when planning family vacations.
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Parents: if you travel for work, make your points you earn count by using the miles that you've accumulated towards a family vacation. You can also book during airline sales to make your points go further. Also, signing up for a credit card used strictly for travel is an awesome way to get more bang for your buck with hotels, dining, airlines and more! Finally, buying into a timeshare when you have a large family, helps to not only save money, but the multiple rooms and space gives couples a little more privacy than if they had simply booked a double bed at a regular hotel.
5.Put your trip on layaway.
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Do research on "vacation layaway" services that allow you to put a little money down per month six months to a year ahead of your trip. The services come with a fee and can require a deposit as low as ten percent. You can make specified payments for the length of your contract agreement leading up to the trip. It is important to read the fine print when putting a vacation on layaway so as to be sure that you're covered and insured if a last minute emergency arises. Websites like Airfordable.com and FlightLayaway.com are great places to start. You can also check with your favorite airline and ask about payment plans if you don't have the money to pay the full amount for your flight.
Related Stories
How To Travel The World With A Full-Time Job - Read More
I Went Broke Trying To Live My Best Life - Read More
How NOT Vacationing Helped Me Live My Best Life - Read More
Featured image by Getty Images
- How Can You NOT Afford To Travel? | HuffPost Life ›
- What to Do When You Have a Travel Itch You Can't Scratch ›
- The problem with “how I afford to travel” posts – Snarky Nomad ›
- You're Right — You Probably Can't Afford To Travel | Thought Catalog ›
- Why You Can't Afford To Travel (& What You Can Do About It ... ›
- I Want to Travel But I Can't Afford It - Global Goose Travel Blog ›
- How We Afford to Travel (& How You Can Too) - Thrifty Nomads ›
- Stop pretending everyone can travel - Oneika the Traveller ›
Tiffany D. Smith is a TV journalist by day and food and travel influencer by night from Chicago, IL. Since being bitten by the travel bug a few years ago, she uses her blog TheLoveofFoodandTravel.com to encourage people to release their fears, step out of their comfort zones, and explore new places and great food. When Tiffany isn't working in live TV or blogging, she enjoys kickboxing, watching 70's shows, and spending time with friends and family. Keep up with her @loveoffoodandtravel on IG.
ItGirl 100 Honors Black Women Who Create Culture & Put On For Their Cities
As they say, create the change you want to see in this world, besties. That’s why xoNecole linked up with Hyundai for the inaugural ItGirl 100 List, a celebration of 100 Genzennial women who aren’t afraid to pull up their own seats to the table. Across regions and industries, these women embody the essence of discovering self-value through purpose, honey! They're fierce, they’re ultra-creative, and we know they make their cities proud.
VIEW THE FULL ITGIRL 100 LIST HERE.
Don’t forget to also check out the ItGirl Directory, featuring 50 Black-woman-owned marketing and branding agencies, photographers and videographers, publicists, and more.
THE ITGIRL MEMO
I. An ItGirl puts on for her city and masters her self-worth through purpose.
II. An ItGirl celebrates all the things that make her unique.
III. An ItGirl empowers others to become the best versions of themselves.
IV. An ItGirl leads by example, inspiring others through her actions and integrity.
V. An ItGirl paves the way for authenticity and diversity in all aspects of life.
VI. An ItGirl uses the power of her voice to advocate for positive change in the world.
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Stress Awareness Month: Sneaky Workplace Triggers Affecting Black Women, And How To Cope
We all know about the major stress triggers of everyday life, from relationship woes to monthly bills to unexpected emergencies, but there are small, subtle triggers that impact Black women in a big way, especially when it comes to work. It’s good to be aware of these sneaky stressors in order to maximize your day and find ways to incorporate solutions into your self-care routines.
Since it’s Stress Awareness Month, we caught up with Keanne Owens, LCSW, founder of Journey To Harmony Therapy Center, to talk about these triggers and what Black women can do to manage and cope.
Owens is an experienced South Florida-based counselor and social worker who offers her services via Grow Therapy, a therapy and medication management platform. She has worked with Black women professionals to unpack issues related to workplace stressors. “One is the pressure to perform–having to meet deadlines and deliverables. And a lot of times, these subtle stressors from performance are put upon ourselves as Black women. We want to make sure we’re doing our best. We don’t want to be critiqued in certain ways.”
Excessive micromanagement leading to fear of overly critical bosses is another subtle trigger that can negatively impact Black women in the workplace.
“Whenever something is done wrong, or we experience some type of injustice and have to report it, it’s the fear of retaliation–[fear that] we won’t be taken seriously or [our words] will be taken out of context because of being deemed as the ‘angry Black woman,’” she said.
Black Women And Workplace Stress Triggers
Her sentiments are backed by research. A recent report by Coqual found that 28% of Black women (compared to 17% of White men) say their supervisor uses “excessive control or attention to detail” when managing them. There’s more: A survey by the National Employment Law Project found that Black workers were “more likely to have concerns (80 percent) and twice as likely as white workers (18 percent) to have unresolved concerns at work, with 39 percent reporting they were “not satisfied with the employer’s response or did not raise concerns for fear of retaliation.”
The survey also found that 14 percent of Black respondents said they “avoided raising concerns to their employer for fear of retaliation—more than twice the average rate of 6 percent for all survey respondents.”
Owens pointed to the fact that these subtle stress triggers can negatively impact our physical health and our career advancement. “A lot of time it’ll affect our productivity,” Owens added. “We start to have negative thoughts of ourselves. The stressors can also cause fatigue. We’re no longer meeting or working up to our desired potential.” Other challenges as a result include insomnia and increased insolation, withdrawal, and lack of motivation to apply for jobs or promotions even when qualified.
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How To Manage Subtle Stress Triggers
While there are systemic issues at play for Black women at work that has less to do with us and more to do with major overhauls that must be addressed by the powers that be, there are steps we can take for the betterment of ourselves and our mental health. Owens offered the following tips:
Tap into a support system, whether it’s a coworker you trust, a family member, an organization, or an outlet like a hobby.
Create a good work-life balance before burnout even starts. “Having certain boundaries [is the goal] such as, for example, if you get off at 5, you get off at 5. If your job description is this, you don’t go above and beyond because that brings you to a lot of burnout,” Owens said.
Prioritize self-care, whatever that means for you. “If you don’t have a routine, create one. Practice mindfulness and even some meditation,” she added.
Create structure in your life outside of work. “Even if you have a family, applying some structure in your routine helps relieve stress,” she said.
Get into grounding techniques. “Do a real quick square breathing exercise, that’s literally 30 seconds, or you can do a grounding technique that’s less than two minutes, right there where you are. You don’t need any other materials. That’s something you can do with just yourself and your body.”
Ask for help. “As Black women, we don’t ask for help enough,” she said. “Find where you need to ask for help. A lot of times, people think that’s indicative of weakness, but we need to rewrite that narrative. It’s okay to ask for help where you see fit. [If] you’re a mom, [it could be] every Wednesday from 5 to 6, your children are with the dad. You have to carve out that time.”
For more information on Grow Therapy, visit their website. You can also find out more about Keanne Owens, LCSW, via BeginYourJourneyToHarmony.com.
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